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Get first access by joining our waitlist: https://hamr.link/waitlist

*I MADE THEM CALL THE BOSS* – the confrontation was EXPLOSIVE, I can’t belive this person actually thought they were the victim… watch here: ➡️ https://bit.ly/chpostshow

💰 Download Dollarwise- 6.0 Is Now *LIVE* – Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP
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*Education*
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👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡️Learn how to budget: https://bit.ly/4sspyGh
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*Check Out My Resources*
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=============================
*Chapters*
=============================
00:00 Intro
01:24 Job & Income
03:30 It Shouldn’t Be This Difficult lol
07:00 Hmmm Getting Fired For Replying? Interesting.
11:00 Chat, Did She Deserve To Get Fired?
13:30 Oh Shes One Of Those BIRTHDAY PEOPLE
16:15 Professional Victim lol
24:10 Getting Kicked Out Of Your Hotel Is CRAZY WORK
28:13 omg we’re calling the hotel lol
33:45 Imagine Booking A Flight To Get A Haircut looool
36:40 Anecdotal VS Multi-sourced Data HAHAH
39:30 NGL She Kinda Cooked Calebs Cut
42:00 Shes A Sugar-Baby???
54:00 Shes Too Old To Be Collecting.. Dolls
59:30 She Wants A Gun 🙂
01:03:00 YOU PAID FOR THIS, YOU THE TAX PAYER
01:10:00 Reminder: Caleb Is STRAIGHT..
01:13:20 20% INTEREST RATE CAR BROOOO
01:20:40 420 lol lol lol hahaha
01:22:00 Bullsh*t Bullsh*t Bullsh*t
01:28:00 Budget!! (not really)
01:30:17 Hammer Financial Score
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Want more content?
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🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

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*Connect with me!*
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

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*Want to be a guest on Financial Audit?*
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* – Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*BEST POST SHOW IN FINANCIAL AUDIT HISTORY* – I called the current boyfriend that she is (allegedly) cheating on, and the conversation goes off the rails- watch here: ➡️ https://bit.ly/chpostshow
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👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
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👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Jobs & Income
05:00 He’s Kinda Pathetic NGL
07:24 THEY’RE NOT EVEN TOGETHER???
09:38 Okay This Is Just Weird, She Has A Boyfriend..
16:00 There’s Too Much Going On lol
27:00 A Master WHAT Dynamic?
32:50 He Looks Like A Foot Guy
35:30 Caleb Was Not Ready For Any Of This lol
47:34 These Are GROWN ADULTS
55:00 Why Not Live With Your BOYFRIEND
59:40 Alcohol Bad, Don’t Drink, Kids
01:03:50 Aww He Needed A Potty Break
01:14:00 So He DOES Have Credit lol
01:16:35 OF TOO LOOOL
01:23:00 The Word Choice Is Wild
01:30:27 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.

We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations.

Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.

🎙️ About Wealth on Your Terms
Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com
📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don’t miss the next episode.
To allow us post more episodes,
– Hit the like button to support this podcast and
– Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform
– Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9
– Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199
– Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

———————-
🏡For real estate inquires,
I’m Tobi Adekeye. I’m a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario
– Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6
– Follow my real estate page: @tobi.realestate

————————
✨ Connect with me, Tobi:
📷 Instagram: https://www.instagram.com/tobi.adekeye/
🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en
👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/
🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Dr Wesley
– Website: https://wesleyogude.com
– Foundation Cohort, our High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.
Cohort Dates: Week 1: Oct 31 & Nov 1
Week 2: Nov 14 & Nov 15
Week 3: Nov 28
– 📧 highincome2wealth@gmail.com or maria@highincometowealth.com
– 📞Telephone & Whatsapp: +14376075043 or +2347037468190
Website: http://www.highincometowealth.com , http://www.wesleyogude.com
– Highincome2wealth Podcast: https://wesleyogude.podbean.com
– Youtube: https://www.youtube.com/@royalbrothersroyalsisters9891/videos
– https://www.youtube.com/@HighIncome2wealth

————————-
📌 Timestamps
00:00 – The “money is a game” mindset: why most people never learn the rules
03:49 – The hidden laws that govern money and why they’re kept secret
13:30 – From income to wealth: the four asset classes every millionaire builds on
17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-5
26:37 – How to transition from earning a paycheck to building real wealth
33:44 – The four key transitions that separate the wealthy from everyone else
39:32– What it really takes to build and preserve multi-generational wealth
53:12– The five capitals families must pass down to sustain wealth
1:16:04 – Final lessons on wealth, purpose & preserving your family’s future

⚠️ Disclaimer
This content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

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In this video, we are discussing EVERY financial strategy that will help you grow your net worth and get rich! Enjoy.

🏢 M1 Finance Link: https://click.linksynergy.com/fs-bin/click?id=Vr5Fkt9JHsw&offerid=1642321.72&type=3&subid=0
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Tool to compare Auto Insurance Offers: https://www.bankrate.com/landing/humphrey-yang/auto-insurance-options/

👉 Get Your Free Financial Health Score (I made the quiz!) ➡️ https://usehelm.com
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👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@hug
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks

Timestamps:
0:00 – Introduction and Income Brackets
0:27 – Strategies for $40,000 Salary
22:13 – Zero-Based Budgeting System
28:39 – Tracking Expenses and Monthly Review
34:47 – Profit and Loss Budgeting Method
42:10 – Wealth Building in Your 20s
45:06 – Wealth Building in Your 30s
51:17 – Wealth Building in Your 40s
54:01 – Wealth Building in Your 50s and 60s
57:46 – The Fundamentals of Earning Wealth
1:10:19 – Fast-Track Strategies to Build Net Worth
1:11:00 – The 1% Rule
1:12:10 – Disconnecting Time from Earnings
1:18:17 – Tracking Your Net Worth
1:19:01 – Controlling Lifestyle Velocity
1:22:45 – The Power of Negotiation
1:23:30 – Automating Finances
1:25:44 – The Ancient Chinese Four-Column Accounting Method
1:50:11 – The Five Layers of the “Boring Stack”

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3 financial literacy tips

Financial Freestyle podcast episode: https://youtu.be/HKxm1x57xgo?si=U2Aw3hHTLEAGDGw1

#finance #news #youtubeshorts #youtube #shorts #shortsvideo #investingforbeginners #investing #stockmarket #stocks #2024 #2024shorts

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Looking to earn some money as a teenager? In this video, I break down real, beginner-friendly ways to start earning online with nothing but your phone. These are practical methods teens can use to save up, build skills, and start making consistent income — no tricks, no promises, just what actually works.

(Always read the terms and only do these if they fit you.)

Try Site 1: https://pnl.link/RHM02mz

NEW: Discord Community → https://discord.gg/0jbnECDG6X

🔥 What you’ll learn:
• Simple and effective ways teens can make money online
• Tips to start freelancing or selling online without experience
• Legit opportunities perfect for students
• How to build momentum and reach your financial goals sooner
• My personal shortcuts I used when I was younger

Don’t let your age hold you back — small steps add up fast.

CONNECT WITH ME:
Instagram: instagram.com/kywavyyy
Email: kywavyyymgmt@gmail.com

#teen #selfhelp #advice

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Unwind with a soothing gua sha facial massage. Discover how Clover offers financial relief for life’s surprises and simple access to your earned wages. Peace of mind, made easy. #GuaSha #FacialMassage #FinancialWellness #EarnedWageAccess #PeaceOfMind

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