Ini 7 Langkah untuk Baiki Finance Kau! (Wajib Buat)

Chapters:
00:00 75% Rakyat Malaysia Takde Saving RM1000
01:24 Baby Step 1: Simpan RM1,000 pertama
03:03 Baby Step 2: Bayar semua hutang
04:50 Baby Step 3: Simpan 6 bulan perbelanjaan
06:25 Baby Step 4: Invest 15% dari income
09:10 Baby Step 5: Buat tabung pendidikan anak
09:47 Baby Step 6: Langsai hutang rumah awal
10:56 Baby Step 7: Tambah kekayaan dan sedekah

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“This video is for entertainment and informational purposes only and does not constitute financial advice. The content is based on personal opinions and experiences. Please do your own research and consult with a licensed financial professional before making any financial decisions. The creator is not responsible for any financial losses or actions taken based on this video.”
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Tags: simpanan, baby steps, dave ramsey, george kamel, dave ramsey baby steps, hutang, bayar hutang, saving, simpanan, investment, pelaburan, melabur, us stocks, etf, money market fund, debt, snowball debt method, bayar hutang, ctos, ccris, menyimpan, saving, save money, invest money, melabur, saham, stocks, shares, financial faiz, dausdk, mrmoney tv, moomoo, rytbank, digital bank, maybank, dr adam zubir, 3 bank, cara simpan, bajet, buat bajet, budgetting

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DISCLAIMER: Avi Lev, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes. There are financial risks associated with investing, and Avi Lev’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s), and conduct your own due diligence
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COMMENT DISCLAIMER: I WILL NEVER CONTACT YOU IN ANYWAY (ON ANY PLATFORM). IF YOU GET CONTACTED BY ANYONE CLAIMING TO BE ME, IT IS NOT ME. FOR EXAMPLE, COMMENTS SHOWING WHATSAPP NUMBERS ARE NOT ME. ADDITIONALLY, PEOPLE HAVE THE ABILITY TO CALL YOU USING AI TECHNOLOGY SO IT SOUNDS LIKE ME. THIS AGAIN IS NOT ME. NEVER WILL I CONTACT YOU IN ANY WAY. PLEASE DO NOT CLICK ON ANY LINKS IN THE COMMENT SECTION BELOW. DO NOT RESPOND OR INTERACT WITH ANYONE ON ANY PLATFORM CLAIMING TO BE ME OR WORKING ON MY BEHALF – THEY ARE SCAMMERS.

This video is for informational and entertainment purposes only. It does not constitute financial, investment, or trading advice.
I am not a financial advisor. All opinions expressed in this video are my own or those of the individuals referenced.
You should always do your own research and consult with a licensed professional before making any financial decisions.
Cryptocurrency investments carry risk, and past performance is not indicative of future results.
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This channel provides global crypto market analysis and educational content in English. Our content is created for a global audience and is NOT intended for, marketed to, or directed at residents of Israel. All content is for informational purposes only and does not constitute financial advice.

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Let the new financial year bring new opportunities, stronger growth, and greater milestones! NJ Wealth wishes you a prosperous Financial Year 2026-27. Let’s embrace this year with determination and progress!

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The Information provided on, from or through this channel is general in nature and is solely for educational purposes. The generic market recommendations provided by us are based solely on our personal judgment and should be considered as such. You’re advised to enter into any transactions relying on your OWN judgment. Any market recommendations provided by us are generic only and may or may not be consistent with the market positions or intentions of our channel and/or our affiliates. Any opinions, news, research, analyses, prices, or other information contained on this channel are provided as general market commentary, and do not constitute an investment advice. All information contained herein should be independently verified and confirmed. We do not accept any liability for any loss or damage whatsoever caused in reliance upon such information or services. Please be aware of the risks involved with any trading done in any financial market. Do not trade with money that you cannot afford to lose.

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2. Disclosure: I own a diverse cryptocurrency portfolio for transparency. The content here is for general information and not financial advice.
3. No Professional Advice: Opinions expressed are personal and not from a licensed financial advisor. Investing in cryptocurrencies involves a high risk of loss.
4. Public Information: The information presented is publicly sourced and reflects personal viewpoints. Viewers should conduct their own research before making decisions.

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The CLARITY Act is on the brink of a MAJOR breakthrough — and the banks are doing everything they can to stop it.

Coinbase Chief Legal Officer Paul Grewal just went on Fox Business “Mornings with Maria” to break down the race to finalize the CLARITY Act, the mounting pushback from big banks, and how this legislation could reshape investing for ALL Americans.

At the same time, Senator Cynthia Lummis declared the CLARITY Act is “the best thing that could happen to the DeFi community,” confirming that developers, validators, and node operators will FINALLY have a safe harbor to build on U.S. soil. The bill passed the House 294-134 in July 2025 and is now headed to a Senate Banking Committee markup targeted for late April 2026.

Here’s the battle: Banks led by JPMorgan want to BAN stablecoin yield — a provision that would protect $1.35 BILLION in Coinbase revenue alone. The Tillis-Alsobrooks compromise reached an agreement in principle allowing “activity-based” rewards while restricting passive interest. For XRP, this is massive — the CLARITY Act would formally classify XRP as a digital commodity under federal law, opening the floodgates for institutional adoption. Ripple CEO Brad Garlinghouse puts the odds at 90%. Senator Moreno warned: if this doesn’t pass by May, it won’t happen for years. The clock is ticking.

CHAPTERS:
00:00 US regulatory breakthrough and potential for institutional capital inflows
01:53 Lawmakers nearing stablecoin deal despite opposition from major banks
03:50 Potential impact of stablecoin yields on traditional community bank deposits
05:04 Defining market structure and jurisdiction between the SEC and CFTC
06:44 Developments in crypto mortgages and 401k investment options
09:59 Internal industry disputes over retail yield provisions in the legislation
13:17 Expected market surge and accelerated adoption for assets like XRP
15:09 Closing remarks on community engagement and the Coinbase controversy

💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

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I’m a full-time crypto trader and investor since 2017, but not a financial adviser. The content in this video, including Bitcoin price prediction today, Bitcoin price prediction 2026, Bitcoin technical analysis, crypto news today, and cryptocurrency topics, is for educational and entertainment purposes only and reflects my personal opinions. Always do your own research and consult a professional before making financial decisions.

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00:00 Intro Z9II
00:30 EXPEED 8’pro’
00:45 Z9II early specs
02:00 Z8II when and roadmap
02:40 The reveal
03:55 When will the Z9II arrive?
04:30 Cameras are so good !
04:50 The Z9 is still the GOAT in many ways!
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07:10 The results might surprise you
08:05 What is the AF verdict?
09:30 The 3 buttons on the Z9
10:00 Heat dissipation
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14:20 When will the Z9II arrive?

Affiliate Disclaimer
Matt Irwin is a participant in the B&H PhotoVideo and other affiliate programs that provides an advertising commission if you purchase through our links.
If you purchase something from our affiliate links we will get a small commission with no extra cost to you. This makes it possible for us to make to keep making vids.
We DO NOT collect, store, use, or share any data about you. 🙂

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The information contained on YouTube or the Mickle Markets YouTube Channel (“Channel”) is provided for general informational purposes only. The information provided is not intended to be a substitute for professional investment, tax, accounting, or legal advice. Mickle Markets (the “Company”) is not engaging in services as a securities brokerage, investment advisor, tax, accounting, or legal services provider to the viewers of this website, nor is the Company extending any solicitation or offer to the viewers to sell or buy any cryptocurrencies or securities. The viewers should engage their own professional qualified financial, legal, or tax advisor. The Company is not liable to the viewer for any possible claims or damages arising from any decision they make based on the content of YouTube or this Channel. The viewers’ use of YouTube or this Channel and any reliance on the information contained therein is at the viewers’ own risk. The Company makes no representation or warranties about the accuracy or completeness of the information contained on this Channel or YouTube. Any testimonials or descriptions of past trading experiences published on this Channel or YouTube are not typical, not indicative of future results or performances, and are not intended to be a representation, warranty or guarantee that similar results will be obtained. Any links or references to external sources are provided solely for convenience and do not necessarily imply that the Company endorses, sponsors, promotes, or is affiliated with the external sources.

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