Work with our team: https://www.parallelwealth.com/planning

Not all retirement advice is good advice. In this video, I’ll cover 7 common pieces of retirement advice that could do a lot of harm in retirement.

If you have any questions about this video’s topic or retirement planning in general, visit https://www.parallelwealth.com/ or use the links below to learn more about our services:

➡️Fee For Service Retirement Planning: https://www.parallelwealth.com/planning
➡️Retirement Income Program™: https://www.parallelwealth.com/investments
➡️Parallel Wealth Masterclass: https://www.parallelwealth.com/education

More from Parallel Wealth:
🔗https://linktr.ee/parallelwealth

The above affiliate links are provided for your convenience. If you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personal vetted each product and service we provide links to.

DISCLAIMER: This presentation is for informational purposes only and should not be considered financial, investment, tax, or estate planning advice. All investments carry risk, and past performance does not guarantee future results. Any forward-looking statements are based on assumptions and may not reflect actual outcomes.

The content on this channel is for educational purposes only and does not provide specific investment or planning recommendations. Viewers should consult a qualified professional for retirement, tax, or estate planning guidance. Parallel Wealth and Adam Bornn are not responsible for any decisions made based on this content.

TIMESTAMPS:
0:00 – Intro
0:21 – Play it safe
1:55 – Two thumbs up
2:44 – Spend the same each year
3:45 – The graph
4:56 – Work a few more years
6:20 – Family and friends
7:29 – Withdrawing in the wrong order

source

A Singaporean retired at 35 and now spends just S$150 a month. How did he make it work?

After losing his job 20 years ago at 35, Colin Lau built a retirement plan centred on reducing his cost of living to the minimum.

He bought a flat in full, generates income through rent and insurance payouts, and keeps monthly expenses to about S$150.

From housing decisions to daily spending, his approach focuses on maintaining financial stability without a paycheque while preparing for future healthcare and living costs.

========================
For more of Money Mind: https://youtube.com/playlist?list=PLkMf14VQEvTZgHFM-uTxXiJ1Fll4SwL4y
==========================
#CNAInsider #MoneyMindCNA #Retirement #FinancialFreedom #FinancialPlanning

For more, SUBSCRIBE to CNA INSIDER!
https://cna.asia/insideryoutubesub

Follow CNA INSIDER on:
Telegram: https://t.me/CNAInsiderSG
Instagram: https://www.instagram.com/cnainsider/
Facebook: https://www.facebook.com/cnainsider/
Website: https://cna.asia/cnainsider

source

In this special Eid edition of the Hafiz Ahmed Podcast, we feature the one and only Ducky Bhai, Pakistan’s top YouTuber and digital content creator. This exclusive discussion covers a variety of exciting topics, including Eid celebrations, social media earnings, and the booming world of cryptocurrency. Ducky Bhai shares insights into how influencers can make money online, the ups and downs of content creation, and the potential of digital investments.

Additionally, the podcast delves into the much-talked-about Rajab Butt and Sham Idrees controversy, where Ducky Bhai shares his candid views on the ongoing drama in the YouTube community. From lighthearted Eid moments to serious discussions about online feuds, this episode is packed with entertainment, valuable insights, and behind-the-scenes stories you won’t want to miss!

#hafizahmedpodcast #duckybhai #youtuber #podcast

Hafiz Ahmed is an Amazon Best Seller, E-Commerce Expert, and Entrepreneur. He educates his followers through his videos by sharing his personal and professional experiences in Pakistan and throughout the world. He also holds seminars both worldwide and locally to help Pakistanis overcome unemployment, which is the country’s most serious problem.

In today’s fast-paced world, it is critical for businesses to have an efficient marketing plan that gives a favorable return on investment and raises brand awareness
He established the Virtual Assistant Mentorship program to continue training and supporting virtual assistants while also assisting them in finding new employment and projects.
You are welcome to observe that Hafiz Ahmed appears on practically all of Pakistan’s main TV channels as an E-Commerce expert and analyst. Please follow Hafiz Ahmed’s official YouTube channel to receive frequent updates on E-Commerce and other current problems.
To get in touch with Hafiz Ahmed please email at info@hafizahmed.pk or What’s app @ +92 345 4466282.
Follow Hafiz Ahmed on Facebook;
https://www.facebook.com/hafizahmed.uk

#amazon #HafizAhmed #onlineEarning

source

Watch the full episode here – https://youtu.be/nulkcjbI-pI?si=h8HcoL8CWBB4L9mY

Get access to every episode 10 hours before YouTube by subscribing for free on Spotify – https://spoti.fi/2LSimPn or Apple Podcasts – https://apple.co/2MNqIgw

Get my free Reading List of 100 life-changing books here – https://chriswillx.com/books/

Try my productivity energy drink Neutonic here – https://neutonic.com/modernwisdom

–

Get in touch in the comments below or head to…
Instagram: https://www.instagram.com/chriswillx 
Twitter: https://www.twitter.com/chriswillx
Email: https://chriswillx.com/contact/

source

On this podcast we speak to investors, economists and money experts. But some of the most interesting perspectives come from people outside the finance industry. Today’s guest is Cam, a serving soldier in the British Army and the creator of @thesavvysquaddie YouTube channel.

Do you have a money story you want to share with us on the podcast? ⁠https://makingmoney.email/listener-story-form

🤝 Want 1:1 financial help from us?
Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

🎉 Sponsors
Vanta – Get your company secure and compliant: ⁠https://vanta.com/makingmoney

–
If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise – and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 – Why He Joined the British Army
05:10 – Life Inside a Tank Crew
10:13 – How Much Does a British Soldier Earn?
15:02 – Vanta Ad
16:32 – Saving £800 a Month on an Army Salary
20:10 – He Could Retire at 43
30:10 – What It’s Like Being An Army Photographer?
35:06 – Building a YouTube Channel
40:17 – Why Soldiers Miss Out on Financial Education
45:14 – The Biggest Downsides of Army Life

source

Financial Coaching: https://debtoverit.com/coaching/
Join my community: https://www.skool.com/budget-build-1523/about

Free Google Sheets Templates here: https://subscribepage.io/VILOw8

TikTok Accounts Featured (in order):

@tipsywealth

@whimsicalmoney

@angieonabudget

@mckenzie.mack

@___sanaa.k

@yourmoneymatesarah

@orianasiphanoum

@kbedfinance

@alitzahs

@grace_lemire

@hossannhali

@devamshagunput

https://www.tiktok.com/@vae.namae

@raitryna

@economikat

Create a Budget: https://youtu.be/LSPkfdOzbb0
Prefer Pen & Paper? Check out this video: https://youtu.be/yxjZ5aWbfcc

First Friday Finance Newsletter: https://tfb6gt.subscribepage.io

Debt-Free Blueprint Course: https://debtoverit.thinkific.com/courses/debt-free-blueprint

ETSY SHOP: https://personalfiwithleila.etsy.com

Start a new career (Tech sales, HR, Data analytics, Digital Advertising, etc.): https://coursecareers.com/a/debtoverit

Money Blog: https://www.DebtOverIt.com

💵 Support me: https://www.buymeacoffee.com/leilak
💰 Venmo: @DebtOverIt

________________________________________________________________________

*ACCOUNT BONUSES*

💻 Marcus by Goldman Sachs HYS Account: https://www.marcus.com/share/LEI-VSR-SXB6
Earn .25% cash bonus over 3 months

💳 Chase Sapphire:
https://www.referyourchasecard.com/19u/H7PRO2HWTF
60,000 bonus points after spending $4K in first 3 months

💳 CapitalOne VentureX: https://i.capitalone.com/JXzROQ3fi
75,000 bonus miles after spending $4,000 in first 3 months
Unlimited 2X miles

💳 AMEX Blue Cash Preferred: https://americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=LEIlAKmepB&xl=cp10o6
Earn $300 after you spend $3,000 in first 6 months
6% on groceries, 3% on gas

💳 DiscoverIt: https://refer.discover.com/leilakartforosh7!f06e9dce80!a
Earn $100 after making a purchase in your first 3 months

💳 Chase Freedom:
https://www.referyourchasecard.com/18d/3ZIXFA085U
Earn $200 after spending $500 in first 3 months
5% cash back on gas and groceries for 1 year
No annual fee

💳 CapitalOne Venture One: https://capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee

💳 CITI Checking ($325 bonus):
https://click.info15.citi.com/u/?qs=7a869a5626e11db496c50c8eecb3b2c3e4b37b66c899c88d1dc07011cbe24ad8b1503a99ea6f44ca5c49d191b1ab9b72aba9213b52e370866be4e77d6cd168e5

💳 Chase Checking ($400 bonus): https://accounts.chase.com/raf/share/3143936885

💳 Capital One 360 Checking: https://capital.one/3RUX1a8
Open an account, set up and receive direct deposit and earn $50

*MAKE MONEY*

🌟Rakuten (earn $20): https://www.rakuten.com/r/LEILA426?eeid=28187
🌟BeFrugal: https://www.befrugal.com/rs/FHQMQKM/
🌟IBotta: https://ibotta.com/r/85zng
🌟Fetch app: Use my code LEILA$ for 2,000 points
🌟Upside (gas, restaurants) – $5 bonus: debtoverit — https://upside.sjv.io/c/4802566/3371780/39811?param1=debtoverit

*SIDE HUSTLE RESOURCES*

🪧 Create custom stickers ($10 store credit): https://www.stickermule.com/unlock?ref_id=9961412701&utm_medium=link&utm_source=invite

💻 Start your own website: https://www.siteground.com/recommended?referrer_id=7614416
Get 3 months free + 75% off your first year

🧾 Learn how to sell digital products on Etsy: https://leila711–gold-city-ventures.thrivecart.com/etsy-printables/

💻 Create a Course! Teachable Launch Accelerator Challenge: https://teachable.sjv.io/c/2709068/1593958/12646

____________________________________________________________________

MY LIFESTYLE CHANNEL: @LivinglikeLeila

GOAL ACHIEVEMENT COURSE: https://livinglikeleila.teachable.com/p/goal-achievement-by-shifting-your-identity-and-creating-effective-systems

SELF-DISCIPLINE COURSE: https://livinglikeleila.teachable.com/p/the-complete-guide-to-self-discipline/

CHECK OUT MY BLOG:

Hi, I’m Leila!

I N S T A G R A M : https://www.instagram.com/livinglikeleila

Camera I use (Canon EOS M50): https://amzn.to/2KpcE9k
Microphone I use: https://amzn.to/2KI43zU
Handheld Mics: https://amzn.to/3NYWTa3

Business inquiries: contact@debtoverit.com

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

source

You will NEVER believe how this Toyota Rav4 works as the fastest money maker in Gran Turismo 7 engine sealled with an insane engine.

👉 Want Discounts on FANATEC Gear? Visit: https://fanatec.sjv.io/c/3948115/2917376/34305
Use Code CD5 for 5% off!

👉 Want Discounts on GT Omega Gear? Click Here: https://bit.ly/40yrkaJ
Use Code CD5 for 5% off!

👉 Want to learn more? Visit: https://doughtinator.com

Earn credits fast in Gran Turismo 7 with this Toyota RAV4 build for the Tokyo Expressway. Complete the WTC 600 in under 24 mins.

This guide provides a precise setup for the Toyota RAV4 to help players maximise their credit earnings during the World Touring Car 600 Tokyo Expressway event. If you are looking for an efficient way to grind currency without resorting to wall riding, this method offers a reliable path to victory.

We break down the specific car build and essential driving techniques needed to maintain speed while staying within race regulations. By following these GT7 money making strategies, you can improve your lap times and secure top results consistently. These Gran Turismo 7 credit tips ensure you spend less time grinding and more time purchasing your favourite vehicles.

Subscribe for weekly Gran Turismo 7 build breakdowns and comment below which car you want to see tuned for the next race.

My FANATEC Settings (GT DD Pro 5nm & 8nm)
SEN : AUTO
FF : 100
FFS : LINEAR
NDP : OFF
NFR : OFF
NIN : OFF
INT : 2
FEI : 100
FOR : 100
SPR : 100
DPR : 50

——————————————–

V I D E O S T O W A T C H N E X T :

Hypercar Playlist: https://www.youtube.com/watch?v=FGLXmxmV6zc&list=PLg6G8gabiQJJXDSLSW-5HmYFdZ5SZmjD-
Every way to make money: https://youtu.be/wgAo95T_R3I
Find your favourite Money Maker here: https://www.youtube.com/watch?v=rcvmudrfLLc&list=PLg6G8gabiQJLnZU0-QXap7taSFcZqSkrZ

——————————————–

Recommended Products (that I use):
➡️FANATEC GT DD Pro: https://fanatec.sjv.io/c/3948115/2917376/34305
➡️GT Omega XL RS Seat: https://bit.ly/43b86fq (5% discount link)
➡️GT Omega Hybrid Cockpit: https://bit.ly/4fXDvJD (5% discount link)
➡️GT Omega Monitor Stand: https://bit.ly/4dKVe5E (5% discount link)
➡️Sony PlayStation 5: https://amzn.to/3CtMygV
➡️FIFINE Microphone: https://amzn.to/3Zti7A0

——————————————–

Inquiries: info@doughtinator.com

——————————————–

0:00 Intro
0:28 The Build (Parts)
4:00 The Build (Tuning Explained)
6:26 The Race and Strategy WTC600
30:52 The Result and Build Summary

Background Music:
VYRA: Wheelspin

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content.

#GranTurismo7 #GT7 #GranTurismo #PS5Gaming #RacingGames #GT7Gameplay #GT7Racing #PlayStation5 #GT7Tips #SimRacing #CarCustomization #GT7Cars #RacingSimulator #GranTurismoFans #GT7Online #DrivingSimulator #GranTurismoSport #GamingCommunity #GranTurismoSeries #GT7Tuning #fanatec

source

Get my favorite hardware wallet (Tangem) 20% off using my link: https://tangem.com/pricing/?promocode=CYBERSCRILLA&promocode=BLOOMX26

Tangem Wallet User Guide: https://youtu.be/9igpzsN8ldY?is=oVkRzz9yZBL7Wq-e

CoinMarketCap Top 100 Cryptos: https://coinmarketcap.com/coins/

source

source

What if you could participate in stock market gains while protecting your original investment?

In this video, we explore a fascinating retirement investing strategy known as the Zeros and Stocks Strategy, a little-known approach that combines Treasury zero-coupon bonds, also known as Treasury STRIPS, with stock market investments.

The goal is to create a balance between growth, principal protection, retirement security, and peace of mind.

Using a real-world example from a retirement planning book, we’ll explain how retirees may be able to protect their original savings while maintaining stock market exposure to help combat inflation, sequence of returns risk, longevity risk, and retirement portfolio volatility.

We’ll also examine the critical roles that interest rates, Treasury yields, bond investing, and behavioral finance play in determining whether this strategy makes sense today.

In this video, you’ll learn:

• How Treasury zero-coupon bonds work
• The Zeros and Stocks retirement strategy explained
• How to protect principal while maintaining stock market exposure
• Why many retirees struggle with stock market volatility
• The psychology of investing and retirement decision-making
• How interest rates affect retirement investment strategies
• The hidden danger of becoming too conservative in retirement
• Inflation risk and purchasing power in retirement
• Sequence of returns risk explained
• Treasury STRIPS vs. traditional bond funds
• The 60/40 portfolio vs. principal-protection strategies
• Safe retirement investing strategies for retirees and pre-retirees
• How to balance safety, growth, and retirement income needs
• Why investor behavior often matters more than portfolio design

Whether you are planning for retirement, managing retirement savings, building a retirement income strategy, or looking for ways to invest with greater confidence during market volatility, this discussion highlights an important question every investor must answer:

How much return are you willing to trade for peace of mind?

00:00 – Intro: Would You Give Up Half Your Gains to Never Lose a Dollar?
01:02 – Meet Keith and Rose: Terrified of Stocks, but They Needed the Growth
02:12 – How Zero-Coupon Bonds Actually Work: Treasury STRIPS Explained
03:27 – The Strategy Itself: How to Lock In Your $200K and Still Own Stocks
04:40 – Best, Middle, and Worst Cases: What the Strategy Actually Produces
06:44 – The Catch: Why Low Rates and Inflation Can Break This Strategy
08:46 – The Good News: Why Higher Rates Make It Worth a Look Again
11:14 – Is This Better Than a 60/40 Portfolio? The Honest Trade-Offs
13:57 – The Bigger Picture: This Was Never Really About Bonds
16:27 – The Real Question: How Much Certainty Do You Need to Stay Invested?
19:20 – Bloopers

Connect with me on LinkedIn for charts & daily retirement insights: https://www.linkedin.com/in/erintalksmoney/

Some of my favorite books: https://amzn.to/3KF3tlr
Camera & equipment I use: https://amzn.to/3Z20lof

Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney

Thanks for watching, I appreciate you!

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship with Root Financial. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate and should not be considered testimonials or endorsements.

source