[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.

We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations.

Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.

🎙️ About Wealth on Your Terms
Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com
📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don’t miss the next episode.
To allow us post more episodes,
– Hit the like button to support this podcast and
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🔗 Listen on Your Favorite Platform
– Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9
– Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199
– Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

———————-
🏡For real estate inquires,
I’m Tobi Adekeye. I’m a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario
– Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6
– Follow my real estate page: @tobi.realestate

————————
✨ Connect with me, Tobi:
📷 Instagram: https://www.instagram.com/tobi.adekeye/
🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en
👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/
🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Dr Wesley
– Website: https://wesleyogude.com
– Foundation Cohort, our High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.
Cohort Dates: Week 1: Oct 31 & Nov 1
Week 2: Nov 14 & Nov 15
Week 3: Nov 28
– 📧 highincome2wealth@gmail.com or maria@highincometowealth.com
– 📞Telephone & Whatsapp: +14376075043 or +2347037468190
Website: http://www.highincometowealth.com , http://www.wesleyogude.com
– Highincome2wealth Podcast: https://wesleyogude.podbean.com
– Youtube: https://www.youtube.com/@royalbrothersroyalsisters9891/videos
– https://www.youtube.com/@HighIncome2wealth

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📌 Timestamps
00:00 – The “money is a game” mindset: why most people never learn the rules
03:49 – The hidden laws that govern money and why they’re kept secret
13:30 – From income to wealth: the four asset classes every millionaire builds on
17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-5
26:37 – How to transition from earning a paycheck to building real wealth
33:44 – The four key transitions that separate the wealthy from everyone else
39:32– What it really takes to build and preserve multi-generational wealth
53:12– The five capitals families must pass down to sustain wealth
1:16:04 – Final lessons on wealth, purpose & preserving your family’s future

⚠️ Disclaimer
This content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

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In this video, we are discussing EVERY financial strategy that will help you grow your net worth and get rich! Enjoy.

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@hug
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks

Timestamps:
0:00 – Introduction and Income Brackets
0:27 – Strategies for $40,000 Salary
22:13 – Zero-Based Budgeting System
28:39 – Tracking Expenses and Monthly Review
34:47 – Profit and Loss Budgeting Method
42:10 – Wealth Building in Your 20s
45:06 – Wealth Building in Your 30s
51:17 – Wealth Building in Your 40s
54:01 – Wealth Building in Your 50s and 60s
57:46 – The Fundamentals of Earning Wealth
1:10:19 – Fast-Track Strategies to Build Net Worth
1:11:00 – The 1% Rule
1:12:10 – Disconnecting Time from Earnings
1:18:17 – Tracking Your Net Worth
1:19:01 – Controlling Lifestyle Velocity
1:22:45 – The Power of Negotiation
1:23:30 – Automating Finances
1:25:44 – The Ancient Chinese Four-Column Accounting Method
1:50:11 – The Five Layers of the “Boring Stack”

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3 financial literacy tips

Financial Freestyle podcast episode: https://youtu.be/HKxm1x57xgo?si=U2Aw3hHTLEAGDGw1

#finance #news #youtubeshorts #youtube #shorts #shortsvideo #investingforbeginners #investing #stockmarket #stocks #2024 #2024shorts

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Looking to earn some money as a teenager? In this video, I break down real, beginner-friendly ways to start earning online with nothing but your phone. These are practical methods teens can use to save up, build skills, and start making consistent income — no tricks, no promises, just what actually works.

(Always read the terms and only do these if they fit you.)

Try Site 1: https://pnl.link/RHM02mz

NEW: Discord Community → https://discord.gg/0jbnECDG6X

🔥 What you’ll learn:
• Simple and effective ways teens can make money online
• Tips to start freelancing or selling online without experience
• Legit opportunities perfect for students
• How to build momentum and reach your financial goals sooner
• My personal shortcuts I used when I was younger

Don’t let your age hold you back — small steps add up fast.

CONNECT WITH ME:
Instagram: instagram.com/kywavyyy
Email: kywavyyymgmt@gmail.com

#teen #selfhelp #advice

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Unwind with a soothing gua sha facial massage. Discover how Clover offers financial relief for life’s surprises and simple access to your earned wages. Peace of mind, made easy. #GuaSha #FacialMassage #FinancialWellness #EarnedWageAccess #PeaceOfMind

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Presenting the 8K Full Video Song “MONEY MONEY” song from the Film #RAID2. Starring Ajay Devgn, Yo Yo Honey Singh, along with the talented Jacqueline Fernandez and the versatile Riteish Deshmukh.

#MoneyMoney #YoYoHoneySingh #AjayDevgn #JacquelineFernandez #RiteishDeshmukh

♪Full Song Available on♪
JioSaavn: https://bit.ly/4jkgVd0
Spotify: https://bit.ly/42Vbify
Hungama: https://bit.ly/3EzF9Rx
Apple Music: https://bit.ly/4iq4M5a
Gaana: https://bit.ly/3Ru4SxK
Amazon Prime Music: https://bit.ly/3YcEhJf
YouTube Music: https://bit.ly/4jkHEGj

Song Credits:
Music, Lyrics, Singer – Yo Yo Honey Singh
Mix & Master – Vinod Verma
Featuring – Jacqueline Fernandez
MV Director – Mihir Gulati
Choreographer – Rajit Dev
Recorded by Rohan Vashistha
Recorded at Ferris Wheel Studios by Mukul Jain
Music Label – T-Series

Video Credits:
Production House: Ninety Nine Pictures
Director: Mihir Gulati
Choreographer: Rajit Dev
Director of Photography: Chinmay Salaskar
Production Designer: Amrish Patange
Steady Cam: Krishna Rao
Jimmy Jib: Gopi
Line Producers: Mansoor Khan & Ahsan Anjum
Executive Producer: Farhan Khan
Production Controller: Abhishek Panchal
Production Assistant: Jahnvi Jaiswal
Chief Assistant Director: Rishabh Dang
1st Assistant Directors: Hitesh Chandwani, PU Rohit
2nd Assistant Director: Ankita Singh
Choreographer Assistants: Raveena, Manan, Navya
1st AC: Chetan Ovhal
Focus Pullers: Dixit Suvarna, Sassi Mosses
Editor: Hitesh Chandwani
Assistant Editor: PU Rohit
Senior Colourist: Avinash Shukla
Colourist: Saurav Negi
DI Line Producer: Sanjay Gupta
Conformists: Sandeep Kambli, Prem Sharma
Company HMU: Ranjana Kale
Gaffer: Dallu Singh
Intelligent Lights Operator: Rohit Singh
Matrix Operator: Bhupendra
Camera Attendants: Prashanta Malik, Vishal Jaiswal, Raj Goswami, Rakesh Yadav, Vinay Dubey, Rishi Paswan
DIT: Rohit Rai, Vicky Singh
Camera Interns: Yash, Sapna
Lights: Lightcraft and Sound
Best Boy: Suraj
Electrician: Pappu
Light In-Charge: Rohit Pandey
Production Boy In-Charge: Praful Behera

Team Ajay Devgn
Makeup: Harish Wadhone
Hair: Hakim Aalim (Arif Ali)
Personal Boy: Ramesh Singh Khawash
Security: Pranil More
Driver: Jeevan Aryal

Team Yo Yo Honey Singh
Team Yo Yo: Rohit Chhabra, Shubham Gupta
Digital: Rajdeep Mayer
Makeup: Harish Wadhone
Hair: Hakim Aalim (Arif Ali)
Stylist- Akanksha bhakoo
MUA- Krisha Shah

Team Jacqueline Fernandez
Manager: Sambardhana Debroy
Hair & Makeup: Shaan Mu
HMU Assistants: Priyanka Trehan, Reshma
Stylist: Namita Alexander
Assistant Stylist: Kudrat Anand
Boy: Tarun

Film Credits:
Directed By: Raj Kumar Gupta
Produced By: Bhushan Kumar & Krishan Kumar
Produced By: Kumar Mangat Pathak & Abhishek Pathak
Co-Producer: Shiv Chanana
Co-Producer: Sanjeev Joshi
President (T-Series): Neeraj Kalyan
Writers: Ritesh Shah, Raj Kumar Gupta, Jaideep Yadav, Karan Vyas
Dop: Sudhir Kumar Chaudhary
Editor: Sandeep Francis
Background Score: Amit Trivedi
Music: Nusrat Fateh Ali Khan, Yo Yo Honey Singh, Amit Trivedi, Rochak Kohli, Sachet-Parampara, White Noise Collectives
Lyrics: Nusrat Fateh Ali Khan, Purnam Allahabadi, Yo Yo Honey Singh, Amitabh Bhattacharya, Manoj Muntashir, Kausar Munir, Jaani
Production Designer: Rita Ghosh
Costume Designers: Naveen Shetty, Mehak Shetty, Priyanka Castelino
Casting By: Casting Bay
Sound Design: Shahaab Alam
Action Director: R.P. Yadav
Re-Recording Mixer: Rhitwik Raj Pathak (X Curve)
Creative Producer (Panorama Studios): Shreya Dev Verma
Creative Head (Panorama Studios): Abhinav Mehrotra
Executive Producer: Pragya Singh
Line Producer: Niraj Sethi
CFO (Panorama Studios): Ravindra Auti
Choreographers : Ranju Varghese, Piyush-Shazia
Chief Business Officer Distribution (Panorama Studios): Murlidhar Chhatwani
Distribution Head (Panorama Studios): Darshan Shah
Senior Manager Finance (Panorama Studios): Santosh Auti
Marketing Head (Panorama Studios): Fatema Nagree
First Ad: Nav Nirman Singh
Post-Production: Rahul Gupta
Music On: T-Series
Background Score (Trailer): Amar Mohile
Di Colorist: Santosh Pawar
Di: Ny Di Waala LLP
Vfx-Supervisor: Pankaj Kalbende
Vfx: N.Y. Vfxwaala
Vfx: Reflection Pictures Studio, Creative Head (Reflection Pictures Studio): Abhishek Srivastav
Media Consultant (Universal Communications): Parag Desai
Production Manager: Vipin Kumar Singh
Publicity Design: Brain on Rent
Visual Promotions: Ma+th (Marching Ants + Trigger Happy)
Digital Marketing: White Rivers Media

___________________________________
Enjoy & stay connected with us!
👉 Subscribe to T-Series: https://youtube.com/tseries
👉 Like us on Facebook: https://www.facebook.com/tseriesmusic
👉 Follow us on X: https://twitter.com/tseries
👉 Follow us on Instagram: https://instagram.com/tseries.official
👉 Follow us on Snapchat: https://snapchat.com/t/lHs719Qu

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Crypto Price Predictions – 3 Experts DEBATE!!
⭐ Follow Altcoin Daily on 𝕏: https://twitter.com/AltcoinDaily
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Timestamps:
0:00 – intro
0:23 – Buckle Up!
1:09 – 3 Experts Debate (Price Predictions)
1:28 – Expert #1
2:36 – Expert #2
3:31 – Expert #3
4:41 – Best Ethereum investment thesis
6:32 – Clarity Act Update
7:04 – Wall Street Adoption
7:23 – Eth & Solana
7:37 – A16z on current state of market
9:02 – Ai is bullish for crypto
9:55 – Strategy CEO explains selling bitcoin

Altcoin Daily in Spanish: www.youtube.com/@AltcoinDailyenEspanol

Follow Altcoin Daily:
www.twitter.com/AltcoinDaily
www.instagram.com/thealtcoindaily/

Join Altcoin Daily on Telegram: https://t.me/AltcoinDailyANN

Hit Like, Share, and Subscribe for more daily cryptocurrency news
Altcoin Daily, the best cryptocurrency news media online!

Video by Aaron:
www.instagram.com/aarontarnold/
www.twitter.com/aarontarnold

For business inquires email: info.altcoindailyio@gmail.com

**Note: My overall opinion is that the name of the game is to accumulate as much Bitcoin as possible. Alts are interesting but a lot more speculative. I use them to accumulate more Bitcoin & Ethereum.

***********************************************************************
🏺Support The Channel!!🏺(We Get A Kickback From Affiliate Links)

Protect and store your crypto with a Ledger Nano:
https://shop.ledger.com/?r=4b0f6c5711dc

Robinhood exchange has crypto & stocks:
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Altcoin Daily, the best cryptocurrency news media online!
#bitcoin #cryptocurrency #news #btc #ethereum #eth #cryptocurrency #litecoin #altcoin #altcoins #forex #money #best #trading #bitcoinmining #invest #trader #cryptocurrencies #top #investing #business #success #investment #finance #coinbase #binance #stocks #wallstreet #investor #wealth #bullish #crash #collapse #economy #cnbc #cryptolive #altcoindaily

***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

This is NOT an offer to buy or sell securities.

Investing and trading in cryptocurrencies is very risky, as anything can happen at any time.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander, harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

*The channel is not responsible for the performance of sponsors and affiliates.

Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

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*Education*
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👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
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*Chapters*
=============================
00:00 Intro
01:26 Jobs & Income
04:30 Newlyweds With Ultimatums Already???
07:40 The Actual Dumbest Way To Use Credit Cards lol
09:45 Bro Thinks He’s So Smart
11:15 They Should Not Have Gotten Married
16:20 Excuses Excuses Excuses
21:35 High Income Spoiled F*ckers
28:00 She’s Contradicting Herself So Hard lol
31:25 No One Is Guaranteed Safe
36:00 They’re Just The F*cking Worst
45:00 It’s A Credit Card, Thanks For Sharing
46:50 That’s Pretty Rough lol
52:40 $37,000 CREDIT CARD??
54:45 Typical American lol
57:05 Her Reaction Is Too Tame For All This..
01:04:37 BUT WAIT! THERES MORE!! ($30,000 Credit Card Balance)
01:09:40 Shes Trying So Hard To Keep Up lol
01:12:05 401K LOANS TOO???
01:14:00 Amazon Spending
01:18:30 10% INTEREST RATES EVERYWHERE
01:20:45 Thats A Violation
01:23:10 Inflatable Hot Tub HAHAHA
01:28:00 Caleb, There Isn’t A Strategy..
01:34:26 Budget!!
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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Daily Market Coverage – July 16, 2026 9AM-11AM (ET)

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