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The #1 Investment That Will Make You RICH In 2026! | The Money Guys
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Timestamps:
0:00 – Intro
1:04 – Why Do People Save So Little?
4:52 – Paycheck to Paycheck at High Incomes
14:03 – Best Professions for Wealth Building
16:18 – Which Brokerage Should You Open?
18:05 – Sponsor – Huel
20:01 – Is Being Broke Your Fault?
22:02 – Will AI Make Investing Easier?
25:00 – Covered Calls Debate with Jack
39:00 – Money Guys Rate Jack’s Portfolio
33:59 – Sponsor – ElevenLabs
50:16 – Should You Worry at All-Time Highs?
55:00 – Sponsor – Airbnb
56:17 – When to Hire a Financial Advisor
58:57 – What Should You Invest In?
1:06:17 – Sponsor – ZipRecruiter
1:07:21 – Sponsor – ZocDoc
1:08:30 – Biggest Investing Mistakes
1:12:49 – Best & Worst Investors by Profession
1:19:16 – Investing in Pokemon Cards
1:21:19 – Collectibles vs Real Investments
1:24:53 – Riskiest Personal Investments
1:33:55 – Is the Real Estate Market Broken?
1:37:30 – Calling Steve Will Do It About a Coin Flip
1:43:14 – Income Needed to Afford a Home
1:46:11 – Is Real Estate Still Worth It?
1:53:31 – MicroStrategy Strategy & Madoff Red Flags
1:56:04 – Is $1M Enough to Retire?
1:58:33 – What Is FU Money?
2:01:29 – Running Out of Money in Retirement
2:03:49 – Lifestyle Creep Isn’t Always Bad
2:06:09 – Best Things to Spend Money On
2:10:41 – Money Guys Rate Graham’s Portfolio
*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
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News Videos
Financial Advice Fails (And AI Can’t Help)
*🚀 Master Quantitative Skills with Quant Guild*
https://quantguild.com
*🛡️ Learn to Run a Personal Hedge Fund*
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*📈 Interactive Brokers for Algorithmic Trading*
https://www.interactivebrokers.com/mkt/?src=quantguildY&url=%2Fen%2Fwhyib%2Foverview.php
*👾 Join the Quant Guild Discord server here*
https://discord.com/invite/MJ4FU2c6c3
___________________________________________
*🪐 Free Jupyter Notebook Library 👇*
https://github.com/romanmichaelpaolucci/Quant-Guild-Library/tree/main
*👤 Video Setting Up Interactive Brokers 👇*
*🔗 How to Read Options Chains 👇*
TL;DW Executive Summary:
* I address the systemic ironies and limitations of traditional financial advice, critiquing how rigid credentials like a Series 65 fail to capture the nuance required for individual stability
* I use a personal training and gym analogy to argue that execution matters more than theoretical perfection, noting that bad advice you actually follow can outperform brilliant advice you ignore
* I analyze the shortcomings of one-size-fits-all public guru frameworks—such as Dave Ramsey’s rigid debt rules—highlighting that financial stability involves managing diverse, individualized assets and liabilities
* I compare the compressed, hard-earned expertise of a seasoned professional (like a veteran painter) against the generic, ungrounded responses generated by AI models
* I caution against taking hyper-conservative, catch-all warnings from LLMs as absolute truth when dealing with contracts or business decisions, urging you to master your own financial literacy and make your own informed choices
I hope you enjoyed, and I hope you learned something!
– Roman
___________________________________________
*📖 Chapters:*
00:00 – Irony of Financial Advice Regulations
00:55 – Gym Program Analogy
01:47 – Execution and the Reality of Following a Program
02:43 – Critiquing One-Size-Fits-All Guru Frameworks
04:23 – Avoiding Restrictive Boxes
05:14 – Managing Personal Assets and Liabilities
06:13 – Shared Responsibility Between Advisor and Client
07:08 – Convexity, Exponential Growth and Compound Progress
08:47 – My Preference Toward Implicit Expertise
10:29 – Hyper-Conservative Bias of LLMs
11:20 – Make Your Own Decisions
___________________________________________
*🗣️ Shout Outs*
A special thank you to my members on YouTube for supporting my channel and enabling me to continue to create videos just like this one!
*⭐ Quant Guild Directors*
Dr. Jason Pirozzolo
___________________________________________
*▶️ Related Videos*
*Quant Builds 🔨*
How to Build a Live Volatility Surface in Python (Interactive Brokers)
*Statistics and Trading Profitability Over Time (Edge) 📈*
Time Series Analysis for Quant Finance
Quant Trader on Retail vs Institutional Trading
Quant on Trading and Investing
Why Poker Pros Make the Best Traders (It’s NOT Luck)
https://youtu.be/wZChBKDFFeU
Quant vs. Discretionary Trading
___________________________________________
*🗂️ Resources*
*📚 Quant Guild Library:*
https://github.com/romanmichaelpaolucci/Quant-Guild-Library
*🌎 GitHub:*
https://github.com/RomanMichaelPaolucci
https://github.com/Quant-Guild
*📝 Medium (Blog):*
https://quantguild.medium.com/
https://medium.com/quant-guild
___________________________________________
*🛠️ Projects*
*The Gaussian Cookbook:*
https://gaussiancookbook.com
*Recipes for simulating stochastic processes:*
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5332011
___________________________________________
*💬 Socials*
*TikTok:* https://www.tiktok.com/@quantguild
*Instagram:* https://www.instagram.com/quantguild/
*X/Twitter:* https://x.com/quantguild/
*LinkedIn (personal):* https://www.linkedin.com/in/rmp99/
*LinkedIn (company):* https://www.linkedin.com/company/quant-guild
___________________________________________
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News Videos
XRP Turns BULLISH!
Welcome to Zach Rector’s channel!
iTrust Capital- https://www.itrustcapital.com/go/zach-rector
Legal & Estate Planning- https://calendly.com/new-client-specialists/15-minute-interview-affiliate?a1=Rector&month=2026-07
Are you ready to take advantage of the greatest transfer of wealth in world history?
Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.
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Patreon/Discord Private Community- https://www.patreon.com/zachrector
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First Ledger- https://firstledger.net/?ref=DO9SdgMahaeK
Send XRP Tips & NFTs- r41a9RBNQYVx1XowGUUNEbJxKdKnMpHQEo
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Book 1 on 1 Call with Zach- https://calendly.com/zachrector/30min?month=2024-09
Crypto Wallets-
Ellipal- https://www.ellipal.com/?rfsn=6318619.6c7e7c
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Trezor- https://trezor.io/trezor-model-t?transaction_id=102790791fb667a080e84dbbf37fc1&offer_id=134&affiliate_id=10442
Follow us on social media for the latest updates on:
Twitter (https://www.twitter.com/ZachRector7),
Rumble (https://www.rumble.com/user/zachrector7),
YouTube (https://www.youtube.com/user/Rector94),
TikTok (https://www.tiktok.com/@ZachRector7).
Thank you for joining us on this journey to financial freedom!
00:00 – Intro
00:06 – Clarity Act Deal Breaking News, Senate Vote Ahead
01:54 – Market Turns Bullish, XRP Pushes Toward $1.15
02:41 – Bitcoin Near $67K, Altcoin Check (Canton, HBAR)
03:02 – Ripple Prime & XRP Ledger Migration Teaser
03:47 – VS1 Tokenized Bond on XRP Ledger (Forbes Georgia)
04:20 – Lending Protocol Coming to XRP Ledger
04:31 – Axelar Integration: XRP Ledger EVM Sidechain Live
05:17 – Ripple Prime Shortlisted for Hedge Week US Awards 2026
05:56 – Wall Street 2.0: Ripple’s $16 Trillion Opportunity Gap
06:32 – Hidden Road Acquisition Breakdown ($1.25B Deal)
08:03 – Ripple Prime Revenue Triples Year-Over-Year
08:44 – Neuberger Berman Financing & Steve Eisman “Big Short” Tie-In
10:04 – $200M Debt Facility + $500M Ripple Capital Injection
10:34 – RLUSD Collateral, EDX Markets & Hyperliquid Integration
11:20 – Wall Street 2.0 Advantage Over Legacy Finance
11:56 – XRP FUD Debunked: Why This Matters
13:05 – XRP DeFi + Institutional Adoption = Bull Run Setup
14:45 – Clarity Act & Why We Remain Bullish
15:40 – Sponsor: iTrust Capital Institutional Custody
16:50 – Outro: Live Show Tonight at 10PM Eastern
#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin
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Red Sea Shipping Crisis! – WWM Financial is an SEC Registered Investment Advisor
The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.
Recorded: 07/23/2026
wwmfinancial.com | 760.692.5190
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News Videos
Anytime 13u vs the money flock 13u
Anytime 13u vs the money flock 13u
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News Videos
XRP BULLRUN VS UTILITY RUN! – IS 200 XRP ENOUGH? – ONCE YOU’RE IN CRYPTO YOU NEVER LEAVE!
XRP BULLRUN VS UTILITY RUN! – IS 200 XRP ENOUGH? – ONCE YOU’RE IN CRYPTO YOU NEVER LEAVE!
NEW OFFICIAL CSC CRYPTO SHOP IS HERE:
https://officialcryptoshop.com/
https://www.calebandbrown.com/affiliates/common-sense-crypto/
⭐ FOLLOW ME ON X – https://x.com/TheCSCrypto ⭐
This video is about XRP. This video is about XRP and Ripple. Huge XRP update you need to see.
XRP Update, Ripple Update, Ripple XRP News: Latest News
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Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.
DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.
Description Tags (Ignore)
#xrp #ripple #crypto
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Shriram Finance Wins Financial Powerhouse Of The Year At NDTV Profit Business Leadership Awards
Shriram Finance was named Financial Powerhouse of the Year (Non-PSU) at the NDTV Profit Business Leadership Awards. Watch what the company’s MD and CEO Parag Sharma had to say while accepting the honour.
#ShriramFinance #FinancialPowerhouse #NDTVProfit #BusinessLeadershipAwards #FinancialInclusion #RuralIndia #Banking #NBFC #BusinessNews
For more videos subscribe to our channel: https://www.youtube.com/@NDTVProfitIndia
Visit NDTV Profit for more news: https://www.ndtvprofit.com/
Don’t enter the stock market unaware. Read all Research Reports here: https://www.ndtvprofit.com/research-reports
Follow NDTV Profit here
Twitter: https://twitter.com/NDTVProfitIndia , https://twitter.com/NDTVProfit
LinkedIn: https://www.linkedin.com/company/ndtvprofit
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Facebook: https://www.facebook.com/NDTVProfit/
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BITCOIN FINAL PHASE AS ROBINHOOD CHAIN TAKES OVER
Bitcoin charts, Robinhood Chain, Uniswap, Ethereum, Cashcat!
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NOTE: The above are affiliate links and I receive a commission when you use these links to start your accounts. Using any cryptocurrency platform involves risk which may result in a complete loss of funds. Futures trading is a high-risk activity and should only be undertaken by those who understand the risks and are prepared to sustain a complete loss of funds. Thank you for your support.
0:00 Bitcoin Final Phase
4:45 Trades
7:07 Korean Stocks Crash
8:55 Robinhood Chain
11:20 Uniswap
12:55 Lighter
14:25 Ethereum
🧨🧨 FULL PORTFOLIO AND DISCLOSURE OF VENTURE INVESTMENTS 🧨🧨
https://cryptolark.co/personalportfolio
#bitcoin #crypto #investing #cryptocurrency #cryptocurrencies #altcoins #cryptobullrun #ethereum
Disclaimer
This content is intended purely for general knowledge and educational discussion. It is not financial advice, a recommendation, or a financial promotion under the laws of any jurisdiction. Nothing shared here should be interpreted as an offer to buy or sell any virtual asset, financial product, or security. The material is not tailored to any specific investor profile and is not intended to guide investment decisions.
All views expressed are personal opinions or general commentary for informational purposes only. Unless explicitly stated, no part of this content has been sponsored, commissioned, or endorsed by any issuer, platform, or third party. Virtual Assets involve significant risk and can be extremely volatile. You could lose some or all of
your investment, and there are no legal or financial protections in place. Some assets may be illiquid, difficult to transfer, or subject to irreversible transactions.
Past results do not predict future performance. This content does not imply that investing is easy, safe, or guaranteed to yield returns. Where partnerships or paid collaborations are involved, those will be clearly marked in accordance with applicable disclosure requirements. Please do your own research and speak with a qualified advisor before making any investment. Only invest what you’re fully prepared to lose.
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Retire Early After 40: The Financial Freedom Plan Nobody Explains
✅To Consult Bhaven, CFP for your personal financial planning, click on the below link
https://wa.me/919004789500?text=consultation%20details
✅ Or WhatsApp on – 9004789500
✅ VISIT OUR WEBSITE – https://theartofwealthbuilding.com
✅ Facebook for, wealth creation tips-
https://www.facebook.com/Theartofwealthbuilding/
✅ Join our exclusive, Facebook group
https://www.facebook.com/groups/1277828045636897/?epa=SEARCH_BOX
Can you still retire early after 40—even with EMIs, family responsibilities and limited time left to build wealth? Starting late does not mean financial freedom is impossible. The right strategy, higher savings rate and proper asset allocation can still make a major difference.
For personalised financial planning and CFP consultation, visit **theartofwealthbuilding.com** or connect on WhatsApp using the handle **bhavencfp**.
Watch till the end and comment: **“I will retire early”** if you are ready to take control of your financial future.
Subscribe to **The Art of Wealth Building** for practical videos on retirement planning, mutual funds, wealth creation and financial freedom in India.
#RetireEarly #FinancialFreedom #RetirementPlanning #EarlyRetirement #PersonalFinanceIndia #SIP #WealthCreation #FinancialPlanning #EscapeTheRatRace #RetirementAfter40
About Bhaven, a Certified financial planner
Bhaven, CFP is the founder of The Art of Wealth Building, a financial planning firm that helps professionals make mindful decisions with their money and strategically use their incomes to achieve financial freedom.
He started a YouTube channel with a vision of spreading financial literacy, he started this mission in November 2017 and within the span of 5 years he has more than 2 lahks + subscribers and over 10 million views on his YOUTUBE channel “the art of wealth building”
The Art of Wealth Building is a professionally managed company led by a business professional comprising of Certified Financial Planner, with several years of experience in Financial Planning and Estate Planning.
Disclaimer: I am not a SEBI-registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented.
our website-
VISIT OUR WEBSITE
✅ Instagram, for passive income tips – https://www.instagram.com/theartofwealthbuilding/
✅ MOST POPULAR VIDEOS IN OUR CHANNEL LINK
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POV: If currency was normal items… PART 2 #storytime #money #squishys
✰✰✰SUBSCRIBE TO MY CHANNEL :)✰✰✰
Follow me on Instagram:
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Music licensed through Epidemic Sound
Wow, if you’re still reading you are awesome! JK KINGDOM!!
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News Videos
How To Convert BTC To USDT On Binance US – Step-by-Step Guide
Learn how to convert BTC to USDT on Binance US with this step-by-step tutorial.
Ready to start your crypto journey? Visit Binance: https://www.smartbitcoininvestments.com/binance
=== 🔧 MY GO-TO RESOURCES 📚 ===
📈 Cryptocurrency Exchange
▶ Coinbase: https://www.smartbitcoininvestments.com/coinbase
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📱 Social Trading
▶ eToro: https://www.smartbitcoininvestments.com/etoro
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▶ Cudo Miner: https://www.cudominer.com/?a=-USSYEpWr
🔐 Hardware Wallet
▶ Trezor: https://www.smartbitcoininvestments.com/trezor
📚 Books
▶ The Bitcoin Standard: https://amzn.to/4ccd9iV
=== NOTIFICATIONS 🔔 ===
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=== OFFICIAL SITE 📱 ===
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▶ iOS: https://apps.apple.com/us/app/id1526857150
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If you enjoyed the video like, subscribe, comment and share with a friend for more awesome content. Stay tuned! 😎
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