Follow me on X: @moonlamboio

⚠️ DISCLAIMER: I am not a financial adviser. None of what I have communicated verbally or in writing here should be considered financial advice; it is not. Do your own research before investing in any asset or market, and understand that investing — including in cryptocurrency — carries risk. If you do, you need to be prepared to lose your entire investment.

source

Minimalism isn’t about deprivation. It’s about creating financial margin by reducing the hidden costs of “stuff” and stopping lifestyle creep before it traps your income. This video lays out ten minimalist money rules you can apply immediately, including cost-per-use thinking, the replacement test, spending friction systems, and how to define “enough” so you can save, invest, and build real optionality.

Two people can live in the same neighborhood with similar rent and end up in completely different financial realities—not because of income, but because of how much lifestyle maintenance their possessions demand. This video explains the minimalist rules that consistently separate people who always have money from people who feel broke even on a strong salary.

You’ll learn how to calculate the real cost of ownership, build simple decision rules that prevent accumulation, and shift your definition of wealth away from visible consumption and toward financial optionality. The aim is practical: reduce recurring drain, increase savings capacity, and make “having money” the default outcome of your daily choices.
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
👉 Subscribe for more insights on achieving financial freedom! https://www.youtube.com/channel/UCFPfloFwa6X2UddqRH83rAA?sub_confirmation=1
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
🔵 Relevant hashtags: #personalfinance #investing #investingforbeginners #wealthbuilding #moneymindset #moneytips #financialfreedom #passiveincome #stockmarket #indexfunds #etfs #dividendinvesting #budgeting #savingmoney #debtfreejourney #retireearly #financialliteracy #moneymanagement #sidehustle #buildwealth
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
‼️ Disclaimer ‼️
I’m not a financial advisor, lawyer, therapist, or any other licensed professional. The content on this channel is for educational and entertainment purposes only. Everything shared here reflects my personal opinions and should not be taken as financial, investment, legal, medical, or relationship advice. Any stories, examples, or characters used are composite illustrations meant to explain ideas, not to represent real people or specific situations. Real-life outcomes vary widely because everyone’s circumstances are different, and any statistics referenced may come from studies with limitations and may not apply to every individual. Always do your own research and consider your full situation before making important decisions. When needed, consult a qualified professional who understands your personal circumstances.

source

🚨 BOMBSHELL – DTCC just dropped THREE confirmations in one stretch that should stop every XRP and XLM holder mid-scroll:

✅️Bombshell #1 – Frank La Salla (DTCC CEO): “Our New Tokenization Service Will Serve As The ‘Bridge’ Between TradFi and DeFi” – and it represents “Just The Beginning of a Much Larger Transformation.” Ripple Prime is positioned INSIDE the $114 TRILLION on-chain opportunity.

✅️Bombshell #2 – Tom Sullivan (DTCC MD Digital Assets): “We are heading toward a ‘Multi-Ledger World.’ There will be enough pie to share around $XRP $XLM $CC.” DTCC literally named XRP and XLM in the same tweet about multi-chain strategy. Collateral AppChain launches late 2026 – supporting DTCC’s Tokenization Service commercial launch in October 2026 with 50 engaged market participants.

✅️Bombshell #3 – 24/5 Trading: DTCC’s NSCC will begin operating 24/5 from June 28, 2026 (DTCC + EY report). Wall Street’s settlement layer is moving toward continuous operations. Translation: blockchain-aligned
market hours.

Sensei’s take: this is the chapter where DTCC officially stops being a “rumored partner” and becomes an OPERATIONAL plumbing layer for the tokenized economy. Combined with Stellar (1H 2027), Ripple Prime (AppChain participant), Canton Network, and Chainlink – DTCC has confirmed a true multi-chain endgame. Both XRP and XLM win. The architectural debate is OVER.
━━━━━━━━━━━━━━━━━
💚 Uphold | Your XRP, Working Harder Than Ever
▸ Explore Uphold: https://uphold.com/sensei
▸ Earn XRP Rewards: 4% Elite Card / 2% Virtual Card
▸ Turn Crypto into Instant Credit: https://youtu.be/e4P-MQe15HM?si=K98cwmUVb4iwT1UI
▸ Flexible & Boosted Staking: https://www.youtube.com/watch?v=QxoR44MnK88

⚡ UpTrade | Professional Crypto Brokerage
▸ Explore UpTrade: https://uptrade.co/ref/crypto-sensei
▸ 45% Lifetime Trading Fee Discount + Onboarding
▸ Complimentary Portfolio Assessment ($2,500 Value)
▸ Learn More: https://www.youtube.com/watch?v=pmvc7zecOTA

⚡ UpTrade Alpha | Institutional-Grade Research & Market Insights
▸ Explore UpTrade Alpha: https://uptradealpha.com/register?ref=SENSEI
▸ First Month Free ($459 Value)
▸ Personal AI Research Agent + Event Access
▸ Learn More: https://www.youtube.com/live/rOwmzK_byPo?t=1685s

⚠️ Don’t Leave XRP Idle. Put Your XRP to Work With D’CENT!
Biometric Wallet (1X)
▸ $30 OFF + $50 XRP: https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=o9ppOP7yC1

Biometric Wallet (2X)
▸ $99 OFF + $100 XRP: https://store.dcentwallet.com/products/biometric-wallet-2x-package-affiliates?bg_ref=o9ppOP7yC1
❗ Limited Stock, Until June 8

✨ Nexo | Your Wealth Platform for Digital Assets
▸ Explore Nexo: https://nexo.sjv.io/CryptoSensei
━━━━━━━━━━━━━━━━━
⭐ Community + Free XRP Newsletter
▸ Discord: https://discord.com/invite/cryptonairz
▸ Newsletter: https://joincryptonairz.com/Newsletter

🔗 Contact & Collaborations
▸ Partnerships: partnerships@cryptosensei.net
▸ BD Manager (Telegram) | @Jaalyn_T
▸ Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
▸ Social Links: https://linktr.ee/Crypt0Sensei

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

source

My latest book “Beyond The Syllabus” is written EXCLUSIVELY for teenagers.
Pick it up here: https://amzn.to/3ICkIFh

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

——————————————————————————————————————————

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Beyond The Syllabus’: https://amzn.to/3ICkIFh
‘Build an EPIC Career’: https://amzn.to/4kJlOfB
‘Make EPIC Money’: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Ankur Warikoo is an internet entrepreneur and India’s leading career mentor, reaching:

– 15Mn+ followers across YouTube, LinkedIn, Instagram, Twitter and Facebook
– 4X Bestselling author of Do Epic Shit (2021), Get Epic Shit Done (2022) Make Epic Money (2024), and Build an Epic Career (2025)
– Founder of WebVeda.com – an online school empowering young Indians, with 450,000+ career success stories and counting
– A career catalyst who’s been both the interviewer and interviewee, the founder and the funded, the mentor and the mentee.
– Having navigated multiple career pivots (from physicist to consultant to CEO to content creator), he’s now dedicated to helping you build an extraordinary career without making the same mistakes he did.

Featured in Fortune Magazine’s 40 under 40 List for India, Forbes Top 100 Digital Creators list, and LinkedIn India’s Top Voices, he brings real-world insights from his MBA at Indian School of Business, his time as CEO of Groupon India and nearbuy.com, and his journey of building multiple successful ventures.

source

Most people were taught how to pass tests, not how to manage money in real life. This video delivers a full financial literacy breakdown covering the core systems that shape your financial future: income, expenses, net worth, debt, credit scores, budgeting, emergency funds, investing, retirement accounts, major purchases, insurance, fraud protection, and taxes. If you want to understand personal finance in a way that actually applies to everyday life, this is a structured starting point.

Rather than treating money as a collection of disconnected tips, this video explains how the full system works together. It shows how financial stress is often the result of missing knowledge, not lack of effort, and walks through the practical decisions that matter most over time. From credit card interest and debt payoff strategies to index fund investing, 401(k) matching, car buying, and rent versus buy decisions, this is designed as a complete financial literacy guide for beginners and intermediate viewers who want a stronger foundation.

0:00 The Cost of Financial Illiteracy
4:01 Know Where You Stand Right Now
11:10 Debt: Scale + the Compounding Trap
17:30 Credit Scores + Credit Cards
23:10 Set Goals + Build a Budget
29:48 Emergency Fund + Forecasting
33:00 Saving vs. Investing (Returns)
36:05 Index Funds + Low Fees
39:18 Retirement Accounts + Roadmap
42:46 Risk, Allocation + Behavior
44:50 Crypto: Speculation, Not Investing
45:48 Cars: True Costs + Smart Buying
49:12 Housing: Rent vs. Buy (The Math)
52:58 Insurance: Protect Against Catastrophes
56:03 Scams + Fraud Prevention
57:50 Taxes: Essentials + Best Practices
59:37 From Knowledge to an Action Plan

👉 Subscribe for more insights on achieving financial freedom! https://www.youtube.com/channel/UCFPfloFwa6X2UddqRH83rAA?sub_confirmation=1
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
🔵 Relevant hashtags: #personalfinance #investing #investingforbeginners #wealthbuilding #moneymindset #moneytips #financialfreedom #passiveincome #stockmarket #indexfunds #etfs #dividendinvesting #budgeting #savingmoney #debtfreejourney #retireearly #financialliteracy #moneymanagement #sidehustle #buildwealth
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
‼️ Disclaimer ‼️
I’m not a financial advisor, lawyer, therapist, or any other licensed professional. The content on this channel is for educational and entertainment purposes only. Everything shared here reflects my personal opinions and should not be taken as financial, investment, legal, medical, or relationship advice. Any stories, examples, or characters used are composite illustrations meant to explain ideas, not to represent real people or specific situations. Real-life outcomes vary widely because everyone’s circumstances are different, and any statistics referenced may come from studies with limitations and may not apply to every individual. Always do your own research and consider your full situation before making important decisions. When needed, consult a qualified professional who understands your personal circumstances.

source

✔️ https://fortisx.fi/kol/aaron
✔️ Deposit from $100: Get a 5% bonus
🔹 iTrust Capital – $100 Bonus (Crypto IRA) 👉https://bit.ly/AaronBennett-iTrustCapital

🔹 Into The Cryptoverse Charts – 10% Off
👉 https://intothecryptoverse.com/r/aaron.bennett
🔑 Code: aaron.bennett

👉 Check out Ledn: https://aaronbtc.com/ledn

Kalshi: https://aaronbtc.com/kalshi

🎯 Crypto Strategy School 👉 https://cryptostrategyschool.com/ab/

➡️ Kraken: https://aaronbtc.com/kraken2026

➡️ Fave Place To Trade: https://aaronbtc.com/low

🔹 Gemini Credit Card: https://aaronbtc.com/gemini-card

➡️ Ledger Hardware Wallets: https://www.ledger.com/aaron-bennett

⚠️ DISCLAIMER
This video is not financial advice. It is for educational and entertainment purposes only.
Nothing in this video is a recommendation to buy, sell, or trade any asset.
Crypto-assets are highly volatile and involve significant risk. These offers are intended for experienced users only and may not be available in your region. Always verify local laws before registering or trading on any platform.
I may earn a commission from some of the links below at no extra cost to you.
Always do your own research and consult a licensed financial professional.
⸻

🏦 Other Exchanges I Use

➡️ Coinbase: https://aaronbtc.com/Coinbase30
➡️ Gemini: https://aaronbtc.com/gemini75
🔹 Bitunix – https://aaronbtc.com/bitunix

⸻

🔐 Other Hardware Wallets (Self-Custody)

➡️ Tangem: https://aaronbtc.com/tangem
➡️ Trezor: https://aaronbtc.com/trezor
➡️ Ellipal: https://aaronbtc.com/ellipal

⸻

🔹 Gemini Exchange – $75 Sign Up Bonus
👉 https://aaronbtc.com/gemini75

⸻

📣 Verify Me on Socials

🐦 Twitter/X: https://x.com/AaronDBennett
📲 Telegram: https://t.me/aaronbennett11
📧 Email: abennetthga@gmail.com
📷 Instagram: https://instagram.com/bitcoinaaron

⸻
📄 LEGAL & REGULATORY DISCLAIMER

1. Content Purpose
This channel is operated by a registered business entity. All content is for informational and entertainment purposes only and reflects personal opinions.

2. No Financial, Legal, or Tax Advice
I am not a licensed financial advisor. Nothing in this video constitutes financial, investment, legal, or tax advice. Always consult a qualified professional before making decisions.

3. Sponsorships & Affiliate Links
This video may include sponsored segments or affiliate links. I may earn a commission at no additional cost to you. Always conduct your own due diligence before using any platform or service.

4. Jurisdictional Notice
Some products, exchanges, or services discussed may be restricted or unavailable in certain regions. Viewers are responsible for verifying whether they are permitted to use any mentioned platform based on local laws.

5. Crypto Risk Warning
Crypto-assets are highly speculative and involve substantial risk, including potential loss of capital, extreme volatility, limited liquidity, irreversible transactions, and possible fraud or exploitation.
You assume full responsibility for your actions.

6. No Outcome Guarantees
No profits, results, or performance outcomes are guaranteed. Information is provided “as is” without warranties regarding accuracy or timeliness.

7. Content Updates
Information may become outdated. I reserve the right to update, modify, or remove content without notice.

Content 0:00:00
Sponsored 0:09:40
Outtro 0:10:18

source

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study: https://ramsey.qualtrics.com/jfe/form/SV_e5s56A8moS96Pd4?Source=YouTube

We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation.

Next Steps:
• 🎙️ Catch our episode Weird Money Habits That Will Make You Rich: https://www.youtube.com/watch?v=aN_0-Mmf1L4
• 🍸 Follow Smart Money Happy Hour on TikTok @smartmoneyhappyhour: https://www.tiktok.com/@smartmoneyhappyhour
• 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
• 💵 Create a free budget and find more margin with EveryDollar: https://ramsey.solutions/caxcof

Connect With Our Sponsors:
• Check out the FAIRWINDS Credit Union exclusive account bundle. ⮕ https://www.fairwinds.org/ramsey
• Get 20% off when you join DeleteMe. ⮕ https://www.joindeleteme.com/smartmoney
• Get 20% off with code SMARTMONEY at Cozy Earth. ⮕ https://www.cozyearth.com/smartmoney

Today’s Happy Hour Special: 🍹 Tequila Aperol Spritz
Recipe by Join Jules: https://joinjules.com/recipes/tequila-aperol-spritz/

• 1 cup tequila blanco
• 2 1/2 cups Aperol
• 1 bottle sparkling rosé
• 1 cup sparkling soda water

Instructions: Add all ingredients into a pitcher and mix together. Pour approximately 8 ounces of the mix into a glass filled with ice. Garnish with a strawberry, grapefruit wheel, edible flower, etc.

Explore More From Ramsey Network:
💡 The Rachel Cruze Show ⮕ https://ter.li/zn5yjl
💰 George Kamel ⮕ https://ter.li/jxpkwe
🎙️ The Ramsey Show ⮕ https://ter.li/dhaofd
💸 The Ramsey Show Highlights ⮕ https://ter.li/ls738t
🧠 The Dr. John Delony Show ⮕ https://ter.li/jy41yb
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/u5ow3z
📈 EntreLeadership ⮕ https://ter.li/nmira1

Ramsey Solutions Privacy Policy:
https://www.ramseysolutions.com/company/policies/privacy-policy

Products:
Breaking Free From Broke: https://ter.li/97f5nl
The Total Money Makeover – Updated and Expanded Edition: https://ter.li/7nth89
I’m Glad for What I Have: https://ter.li/phzq5l
Questions for Humans: https://ter.li/kx0grn
Baby Steps Millionaires: https://ter.li/rjpv7u

source

source

CoinDCX : No.1 Crypto Exchange In India. | Sudheer Varma T | #crypto #coindcxapp #academyofstartups

Safe, simple, and secure trading with thousands of coins at your fingertips. 💰📈

📌 Contact us for more business and startup ideas or mentoring services to help you take that leap forward.
📞 Call us : + 91 90108 90105
🌐 www.academyofstartups.com

#academyofstartups #tsudheervarma #coindcx #blockchain #108startupideas #sudheervarmastartupideas #cryptomarket #trendingshorts #cryptorevolution #unicornstartup #startupideas

source

Day In The Life – Financial Analyst

Are you interested in becoming a financial analyst? The financial services industry is extremely competitive and at times, it can be difficult to get your foot in the door. As a result, it’s important for those interested in this career path to understand the role financial analysts play when it comes to the overall success of the company they are working for.

#finance #financialanalyst #career #careeradvice #tech #techjobs #investmentbanking

source