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The Most Powerful Retirement Account Is Not What You Think

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The Most Powerful Retirement Account Is Not What You Think



Most retirees focus on their 401(k), IRA, and Roth IRA, but one of the most powerful tools for tax-efficient retirement income may be the taxable brokerage account.

In this video, I’ll explain exactly how brokerage account withdrawals work, how cost basis and long-term capital gains are taxed, and why it is possible to withdraw tens of thousands of dollars while paying little or even zero federal capital gains tax.

We’ll also cover Specific Identification, FIFO, LIFO, HIFO, tax lots, and the 2026 capital gains tax rates so you can make smarter withdrawal decisions.

You’ll learn how brokerage accounts, traditional IRA withdrawals, Social Security taxation, and the 2026 federal tax brackets work together to determine your retirement tax bill.

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Through real-world retirement examples, I’ll show how choosing which shares to sell can lower your lifetime taxes, reduce your effective tax rate, and help you build a more tax-efficient retirement withdrawal strategy.

If you are planning for early retirement, building wealth through index fund investing, or searching for the best retirement withdrawal strategy, capital gains tax in retirement, Roth IRA vs. brokerage account, or how to pay less tax in retirement, this video will help you keep more of the money you have worked so hard to save.

00:00 – Intro
00:41 – How a Brokerage Withdrawal Actually Works
02:03 – You Get to Choose Which Shares You Sell
04:07 – What This Looks Like if You’ve Been Dollar-Cost Averaging
05:39 – How This Is Actually Taxed: Ordinary Income and Capital Gains Don’t Live in Separate Worlds
08:07 – Case Study #1: The Early Retiree, Age 55
10:05 – Case Study #2: The High-Income Retiree Managing the Bracket Line
15:22 – Bloopers

Feeling unsure about your financial future? My team at Root Financial can help: https://learn.rootfinancial.com/erin

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Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney

Thanks for watching, I appreciate you!

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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship with Root Financial. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate and should not be considered testimonials or endorsements.

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Ken Paxton accused of hiding financial information

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Ken Paxton accused of hiding financial information



A report has detailed how U.S. Senate candidate Ken Paxton left key information out of financial documents. FOX 4’s Casey Stegall has more.

Dallas news, weather, sports and traffic from KDFW FOX 4, serving Dallas-Fort Worth, North Texas and the state of Texas.

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I Kicked Off Her Abusive Husband | Financial Audit

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I Kicked Off Her Abusive Husband | Financial Audit



*THE MOST INSANE POST SHOW EVER* 1- he ran away- 4 miles away, and we had to go chase him down. 2- her *secret* kid is INSANE… you’d never guess who the dad is. 3- we learn even more about what he’s been doing at home. *YOU NEED TO SEE THIS POST SHOW* watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual)

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*Chapters*
=============================
00:00 Intro
01:53 Jobs & Income
06:20 covid was awhile ago buddy
08:40 not the doctor gpt loool
10:40 she doesnt eat huh? lets calorie count
21:20 not the scale again lmaao
25:47 the actual WORST excuses for cheating
34:27 HES DONE IT 10 TIMES??
37:45 THIS HAS NEVER HAPPENED BEFORE
42:00 he is the worst human being possible
52:50 okay what the f*ck
59:35 SAFE SPACE LMAAO
01:08:00 first the scale now this..
01:14:49 officially financial audits most evil guest.
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

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*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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BAWAL KILIGIN CHALLENGE! May nabuking w/ JohnShe, Lil Jay | Queen Money

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BAWAL KILIGIN CHALLENGE! May nabuking w/ JohnShe, Lil Jay | Queen Money



Zupp miamoree!
For event booking / inquiries please contact my manager:
0945 899 2908 / allstarpro.artist@gmail.com
Follow me:
Facebook: https://www.facebook.c…​
IG/TT: @queenmanicamoney
Spotify: Queen Manica Money

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I Kicked Off Her Abusive Husband | Financial Audit | Caleb Hammer Clips

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I Kicked Off Her Abusive Husband | Financial Audit | Caleb Hammer Clips



MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving and 10% off your entire order with code CALEB – https://hamr.link/calebdrank

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👉 Original Episode: https://www.youtube.com/watch?v=Lfi9Am5yxLs

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👉 *DEBT RELIEF* Finally experience relief from your debt once and for all → https://shorturl.at/VbGPv
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👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://shorturl.at/vGDD5

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*Education*
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👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡️Learn how to budget: https://bit.ly/4sspyGh
⚡️Learn how to invest: https://bit.ly/41mr8OP
⚡️Pay off your debt: https://bit.ly/41mr8OP

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Connect with me!
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TikTok: / calebhammercomposer
X: https://x.com/sircalebhammer
IG: / calebhammercomposer
Facebook: / calebhammercomposer

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Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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LIVE: BlackRock confirms partnership with Ripple! This Speech Is a Game Changer for XRP!

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🚨 BlackRock & Ripple News Today | Brad Garlinghouse | XRP Price Prediction



Welcome to the BlackRock & Ripple Strategic Forum 2026 — streaming LIVE! Today, Larry Fink, CEO of BlackRock, delivers a …

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The ROI just isn’t there. #finance #amazon #economy

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The ROI just isn’t there. #finance #amazon #economy



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YG – Scared Money ft. J. Cole, Moneybagg Yo

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YG - Scared Money ft. J. Cole, Moneybagg Yo



Scared Money by YG https://yg.lnk.to/ScaredMoney

Shop | https://4hunnid.com

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Instagram | https://instagram.com/yg
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Triller | https://triller.co/@xxygxx
Twitter | https://twitter.com/YG
Facebook | https://www.facebook.com/Yg400/

Connect with J. Cole:
https://www.instagram.com/realcoleworld/

https://www.facebook.com/JColeMusic/

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#ScaredMoney #YG

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Economist Who Predicted 2008: “The Financial System Is About To Collapse” | Ann Pettifor

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Economist Who Predicted 2008: "The Financial System Is About To Collapse" | Ann Pettifor



Ann Pettifor is a world-renowned political economist, author of The Production of Money and former director of the Jubilee 2000 campaign, which successfully mobilised millions to cancel over $100 billion in sovereign debt for developing nations. Correctly predicting the 2008 Great Financial Crisis in her 2006 book The Coming First World Debt Crisis, she has spent decades exposing how unregulated global finance, central bank printing, and Wall Street speculation starve the real economy of productive investment.

Ann and I discuss how a grassroots army of ordinary citizens forced Gordon Brown and Tony Blair to cancel third-world debt, the reality of commercial and central bank money creation and how Richard Nixon’s 1971 decision to sever the dollar from gold handed total economic control to global financial markets.

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – –

TIMESTAMPS:
00:00 – They Are Never Going To Repay
01:22 – How To Cancel $100 Billion Of Debt
06:50 – Germany Had Its Debt Cancelled In 1953
10:12 – Arms Dealers, Dictators And Guarantees
13:40 – Creditors Love An Empty Balance Sheet
16:42 – Where Money Actually Comes From
17:30 – We Entered The Number Into A Computer
19:24 – Debt Is A Function Of A Weak Economy
24:04 – Why Everyone Is Angry At The Same Time
26:02 – The Queen Asked Why Nobody Predicted It
30:11 – The Next Crisis Is Imminent
33:37 – Private Credit And The South Sea Bubble
37:15 – What Happened In 1971
43:15 – The Bankers Who Expected Prison
49:49 – The Strongman Takes Them To War
51:45 – I’d Nationalise Thames Water Tomorrow
57:05 – Who Inflation Targets Actually Protect
1:03:00 – The State Invented The iPhone
1:09:22 – Nationalism And Patriotism Are Not The Same
1:13:16 – Why She Still Has Hope

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– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – –

CONTACT PETE
› Website – http://petermccormack.com
› Feedback – https://www.petermccormack.com/contact
› Email – me@petermccormack.com
› Instagram – https://www.instagram.com/mccormack555/
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CONNECT WITH ANN PETTIFOR
› Website – https://annpettifor.com/
› System Change Substack – https://annpettifor.substack.com/
› PRIME Economics – https://primeeconomics.org/
› X/Twitter – https://x.com/AnnPettifor

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– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – –

LISTEN / SUBSCRIBE
› Apple Podcasts: https://apple.co/40ruY9K
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FILMED BY CURTIS TAYLOR
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EDITED BY CONOR MCCORMACK
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– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – –

#AnnPettifor #DebtCrisis #FinancialCrash #Economics #CentralBanks

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I Bought a $25,320 Abandoned Storage Unit FULL OF MONEY!!

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I Bought a $25,320 Abandoned Storage Unit FULL OF MONEY!!



Get $15 FREE on Whatnot!!:
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Join this channel to get access to perks and EXTRA VIDEOS!!:
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Patoranking – Money [Official Video] ft. Phyno

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Patoranking - Money [Official Video] ft. Phyno



While still basking in the euphoria of the release of his debut album, God Over Everything [G.O.E], Patoranking takes it a notch higher by pleasuring us with the official video to one of the hit tracks off the album, Money.
The song which features the Fada Fada crooner, Phyno has for its video an amazing interpretation of the song. This is certainly a “pon de replay” kind of video so enjoy…
Directed by Sesan.

Curated by http://www.freemedigital.com

http://vevo.ly/lD0lwv

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