Drawdown Demystified: How to Make Your Money Last | Rebel Finance School 2025 Bonus 1 of 5

Welcome to a UK-specific bonus session of our Rebel Finance School course, by Katie & Alan Donegan, featuring special guest John Buston. In this video, we address a critical element of financial planning – how to safely and efficiently withdraw money from your portfolio to fund your retirement. Learn how to live off your investments confidently, covering tax-free lump sums, the most tax-efficient withdrawal order, and how to get free money from the government.

Join us as we guide you through the essentials of drawdown strategy, ensuring you can enjoy your retirement without running out of money.

Key Topics Covered:
– Whether to take tax-free lump sums when retiring
– The most tax-efficient order for withdrawing from your accounts
– How to draw money from your portfolio to live comfortably
– Strategies for getting free money from the government

By the end of this session, you will begin to:
– Understand whether tax-free lump sums are right for your retirement plan
– Know the optimal order to withdraw from accounts to minimise taxes
– Be equipped to live off your portfolio with a sustainable drawdown strategy
– Master the 4% rule and its practical application for financial security

This bonus session could be the key to living your dream retirement with peace of mind!

This video is a bonus session accompanying our 10-week course called Rebel Finance School. For access to the notes, spreadsheets, and more that accompany the course, please sign up here – http://www.rebelfinanceschool.com

Links mentioned

Why confusion is great! https://rebeldonegans.com/confused-good-youre-nearly-there/

How much will you need in retirement? https://retirementlivingstandards.org.uk/

Week 10 of the Rebel Finance School course which covers Sequence of Returns Risk in detail:

UK life expectancy calculator: https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/healthandlifeexpectancies/articles/lifeexpectancycalculator/2019-06-07

Bridging calculator: https://rebeldonegans.com/bridging-calculator/

John’s retirement planner: https://tinyurl.com/RetirementAgePlanner

Forecasting workshop: https://www.youtube.com/watch?v=pEsdqMdX3d0

John’s flowcharts for drawdown planning: https://tinyurl.com/DrawdownFlowchartsV4

Come Live to the bonus sessions: https://rebeldonegans.com/events/list/
Watch the bonus sessions on catchup through the RFS YouTube playlist: https://www.youtube.com/watch?v=VPwQcRQbEIo&list=PLRjwfVU_qq2ZyjD8p0gh15L-zPZI2WzL1

Join the Facebook group to get friendly support from like-minded people: https://www.facebook.com/groups/rebelfinance

Disclaimer: We are not financial advisers 💼 This is not financial advice 💰. We are not regulated. We are not trained financial advisors 🎓 We are never going to try and sell you any investments 🛍️ You make your decisions 💭 Sharing our opinions and ideas 💡 These ideas may not continue to work for us or for you. You are 100% responsible for your financial future 💸 There are no guarantees here. For our full disclaimer, please visit: https://rebeldonegans.com/about-us/disclaimers/

#DrawdownStrategy #RetirementIncome #FinancialFreedom #RebelFinanceSchool #PersonalFinance #FinancialLiteracy

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