XRP is back at the center of U.S. crypto policy as the Senate advances the Clarity Act, moving market structure legislation closer to reshaping regulated digital assets.

In this video, I break down how the Clarity Act, SEC involvement, and institutional access through ETFs and retirement accounts connect to XRP and the XRP Ledger. This explains why regulation, liquidity, and infrastructure upgrades continue to position XRP at the core of the next phase of adoption.

Timestamps
00:00 Senate advances the Clarity Act
00:44 What the Senate vote means for crypto regulation
01:23 SEC role in digital asset market structure
02:42 Retirement accounts and institutional crypto access
03:54 Why retirement flows matter for XRP liquidity
04:55 XRP, Bitcoin, and Ethereum ETFs in Japan
05:40 SBI and Franklin Templeton index products
06:25 Fidelity and the digital dollar stablecoin
07:48 XRP Ledger lending protocol and upgrades
08:57 Institutional credit and lending on XRPL
10:18 Legal clarity for XRP under U.S. securities law
11:06 DTCC, SWIFT, and global tokenization momentum

If you follow XRP, institutional crypto adoption, regulated digital assets, and global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

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🛡️Hardware Wallets I Use for XRP
D’CENT Biometric Wallets
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Biometric Wallet – Affiliates
– Two-Pack – 31% Discount ($318 → $219)
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Ledger – Official Store
https://www.ledger.com/crypto-sensei

🔗Contact & Collaborations
– Business: cryptosensei@cryptonairz.com
– Collabs: BD Manager – @Jaalyn_T (Telegram)
– Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
– Social Links: https://linktr.ee/Crypt0Sensei
(YouTube partnerships & brand deals only – no agencies)

📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#xrp #ripple #cryptoregulation

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He Holds 2 Guinness World Records for the Largest Financial Investment Lesson and Largest Social Media Marketing Lesson.

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XRP is back at the center of U.S. crypto regulation as Congress advances market structure legislation and Ripple responds to shifting political and banking priorities.

In this video, I break down the recent Clarity Act developments, why the White House appears aligned with major banks, and how XRP, RLUSD, and tokenization are being positioned inside regulated financial infrastructure. This is about policy, institutions and market structure.

Timestamps
00:00 U.S. crypto regulation update
00:45 Brad Garlinghouse on market structure
01:40 Senate Agriculture Committee advances Clarity Act
02:35 Bipartisan tensions and White House stance
03:55 CFTC authority and digital commodities
05:15 SEC coordination and regulatory overlap
06:10 XRP ETF flows and institutional demand
07:45 Tokenization and future financial rails
09:30 Canary Capital on XRP, Hedera, Solana
10:25 RLUSD growth and stablecoin adoption
11:30 Ripple partnerships and settlement flows
13:40 Retirement accounts and crypto access

This video is for viewers focused on institutional crypto adoption, regulated digital assets, and the future of market structure and payments infrastructure.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

💳 Uphold – Trade, Spend & Earn XRP Rewards
➖ U.S. Debit Card: https://uphold.sjv.io/559kj9
➖ Uphold Website: https://uphold.sjv.io/dOmGMq
🔸4% on elite card / 2% on virtual card🔸

🛡️Hardware Wallets I Use for XRP
D’CENT Biometric Wallets
– Single Device – 18% Discount ($159 → $129)
Biometric Wallet – Affiliates
– Two-Pack – 31% Discount ($318 → $219)
Biometric Wallet 2X Package – Affiliates

Ledger – Official Store
https://www.ledger.com/crypto-sensei

🔗Contact & Collaborations
– Business: cryptosensei@cryptonairz.com
– Collabs: BD Manager – @Jaalyn_T (Telegram)
– Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
– Social Links: https://linktr.ee/Crypt0Sensei
(YouTube partnerships & brand deals only – no agencies)

📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#xrp #ripple #clarityact #xrpetf

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Join us as we welcome Armand Bengco, lead financial literacy advocate of Better Thrive PH, to share practical tips on saving, investing, and building healthier financial habits in 2026.

Learn why the beginning of the year is the best time to reassess your finances, how to manage bonuses, common mistakes to avoid, and how to set realistic financial goals.

Discover the essential rules for first-time investors and why financial literacy is key to long-term security.

Don’t miss this inspiring guide to achieving financial success—tune in now!

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In this episode, we sit down with Mr Biren Parekh to discuss money, investing, real estate, and the practical decisions that shape long-term financial freedom.
From his early life and first salary to investing frameworks, asset allocation, exits, passive income, and early retirement, this conversation covers real, actionable insights that everyday investors can relate to. We also discuss buying vs renting a home in Mumbai, how much money is “enough,” and how young earners can plan for financial independence.
This episode focuses on practical financial thinking, not hype, making it especially useful for salaried professionals, young investors, and anyone planning long-term wealth.

About The Guest
Biren Parekh is a seasoned BFSI professional and investor with nearly three decades of experience across banking, financial services, and technology. He is currently associated with CRISIL Limited and is based in Mumbai. Alongside his corporate leadership roles, he is an active investor with a strong interest in long-term wealth creation, asset allocation, and practical financial decision-making. His investing approach is shaped by real-world experience, disciplined thinking, and a focus on risk management rather than short-term speculation.

💡 What we spoke about
• Biren Parekh’s early life and money lessons
• His first salary and first investment
• Stocks that delivered outsized long-term returns
• Renting vs buying a home in Mumbai
• When it actually makes sense to buy a house
• What passive income really means and what it includes
• Ideal asset allocation at different income levels
• When investors should exit a stock
• How a 25-year-old earning ₹1 lakh a month can plan to retire by 40
• How much money is needed to be financially free
• Silver prices and their relevance in asset allocation

⏰ Timestamps
0:21 – How was it growing up? Where did you grow up?
0:52 – What was your first salary?
1:31 – When was your first investment?
3:08 – Have any of your shares grown significantly over time?
5:47 – If I am a 25-year-old earning ₹1,00,000 a month, where should I invest to retire by 40?
8:38 – What is passive income and what does it include?
13:24 – How much money does one need to be financially free?
15:36 – At what salary package can one decide to buy a house?
18:16 – Ideal asset allocation on a ₹50,000 monthly salary
19:55 – When should investors ideally exit a stock?
23:00 – Is your home rented or owned? When did you buy your first home?
23:33 – Is it better to rent or buy a home in Mumbai?

#BirenParekh,#InvestorTalk,#PersonalFinanceIndia,#InvestingInIndia,#WealthCreation,#FinancialFreedom,#AssetAllocation,#StockMarketIndia,#MoneyMindset,#PassiveIncome,#EarlyRetirement

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Brian from Santiment joined me to review the crypto market metrics for Bitcoin, Ethereum, Ripple XRP, Solana, and Avax. We also look at the surging price and sentiment for gold and silver.
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💼Business Inquiries💼
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⏰ Time Stamps ⏰
00:00 Intro
03:34 Bitcoin analysis
10:31 Bitcoin whale activity
14:31 Bitcoin MVRV
18:00 Ethereum Analysis
19:27 XRP Analysis
25:02 Solana Analysis
26:34 Avax Analysis
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📺 Interviews Playlists 📺
– All Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEe8rCbwJojpipmwwkvWhbQD
– Must Watch Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdqEaSrjC3UHOQdw1eyeYRU
– Bitcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEcjtw8URfr7-DfBi_J_O0ip
– Altcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEeZ3QES9lD1f59YTWuQv-uv
– Crypto Regulators & Politicians Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdsqA213osf2u-PbT1b7uM4
– Investment Firms & Hedge Funds – https://youtube.com/playlist?list=PL5rDfH3ofGEfa-HsusfQBB6blH3KR09mj
– Internet Pioneers & Entrepreneurs – https://youtube.com/playlist?list=PL5rDfH3ofGEdqCYps3eexnovm2WNWeP3o

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#Crypto #Bitcoin #Gold #Silver #CryptoNews #Cryptocurrency #BTC #BitcoinNews #ETF #News #Ripple #XRP #XRPNews #RippleXRP #Ethereum #EthereumNews #ETH #Solana #money #investing #trading #Altcoin #Altcoins #NFTs #Metaverse #Podcast #ThinkingCrypto
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– The Thinking Crypto Podcast is your home for the best Crypto News and Interviews – crypto, cryptocurrency, crypto news, bitcoin, bitcoin news, xrp, xrp news, ripple, ripple news, ripple xrp, ethereum, ethereum news, cardano, ada, solana, altcoins, defi, news, interviews, podcast, metaverse, nft, altcoin daily, cryptosrus, coin bureau, altcoin news, bitcoin today, markets, investing
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Disclaimer – The Thinking Crypto podcast and Tony Edward are not financial or investment experts. You should do your own research on each cryptocurrency and make your own conclusions and decisions for investment. Invest at your own risk, only invest what you are willing to lose. This channel and its videos are just for educational purposes and NOT investment or financial advice.

Note that links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!

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