If We Could Start Over, This is the Financial Order We’d Follow | Buhay Amerika Filipino Life in USA

In this video, we’re finally sharing something many of you have been asking about – how we made it happen.

As a semi-retired nurse, and with my wife leaving her job a few years ago to focus full-time on raising our kids, many people wonder:

“How were you able to do that… especially living in California with its high cost of living?”

The truth is, while we’re in a comfortable position now, our journey wasn’t perfect. We made financial mistakes. We learned lessons the hard way. And if we could start over again, we would follow a much clearer and more intentional system.

If you’re working toward financial independence, early retirement, or simply taking control of your money — this video is for you. Thanks for watching and being part of our journey 🙏

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📌 Video Chapters / Timestamps

00:00 — Introduction
00:55 — What is F.I.R.E.? (Financial Independence, Retire Early)
04:23 — The GuAFO Method Explained
05:38 — Step 1: Build a Starter Emergency Fund
07:34 — Step 2: Maximize Employer 401(k) / 403(b) Match
10:10 — Step 3: Pay Off High-Interest Debt
15:22 — Step 4: Fully Fund Your Emergency Fund
19:10 — Step 5: Max Out Your Health Savings Account (HSA)
23:15 — Step 6: Invest in Tax-Free Growth Accounts (Roth IRA, Roth 401k/403b)
25:04 — Step 7: Brokerage Account, College Fund, or Mortgage Prepayment
28:45 — Step 8: Setting Goals & Financial Realizations
33:31 — Closing Thoughts

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#semiretirement
#FIREMovement
#FinancialIndependence
#PersonalFinance
#MoneyJourney
#NurseLife
#CaliforniaLiving
#EarlyRetirement
#Investing101
#FamilyFinance

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