If people do not have spending power, businesses will not invest, innovate, or hire. It really is that simple.

This video breaks down the real sequencing of growth and explains why politicians have got everything wrong. Pay rises aren’t the reward for growth; they are the precondition for it, because people without money to spend cannot ever drive the growth politicians crave.

Take a look at our poll below: https://www.youtube.com/post/UgkxjLmMkzQ1tvnI9xmK1EA190ijETK3su7O

Funding the Future event: https://www.eventbrite.com/e/funding-the-future-conference-tickets-1976575960907

00:00 — Growth myths and the “jam tomorrow” mistake
01:05 — Why living standards must come first
02:10 — The orthodox story politicians get wrong
03:20 — Spending, investment, and the real order of events
04:35 — Innovation needs upfront demand, not promises
05:45 — Purchasing power as the true driver of growth
07:00 — How insecurity kills demand and stalls the economy
08:10 — AI, productivity, and the false promise of jobless growth
09:25 — Concentrated wealth and collapsing spending power
10:40 — Why multiplier effects are breaking down
11:50 — The four forces locking in stagnation
13:00 — Redistribution as the new condition for growth
14:10 — The role of the state: income security and care
14:45 — Conclusion: dignity first, or permanent stagnation

TRANSCRIPT
A transcript for this video is available at: https://www.taxresearch.org.uk

IF YOU WANT TO WRITE TO YOUR MP ABOUT ISSUES IN THIS VIDEO
If you want to write a letter to your MP on the issues raised in this blog post, there is a ChatGPT prompt to assist you in doing so, with full instructions, here. https://www.taxresearch.org.uk/Blog/2025/06/20/chatgpt-prompt-for-a-letter-to-your-mp/

HOW TO SUPPORT US
Please consider donating: https://ko-fi.com/taxresearch

ABOUT RICHARD MURPHY
Richard Murphy is Emeritus Professor of Accounting Practice at Sheffield University Management School. He is director of Tax Research LLP and the author of the Funding the Future blog. His best-known book is ‘The Joy of Tax’.

This video was edited by Thomas Murphy.

RICHARD MURPHY ON BLUESKY:
https://bsky.app/profile/richardjmurphy.bsky.social

OR

ON MY BLOG: http://www.taxresearch.org.uk/Blog/

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#EconomicGrowth #LivingStandards #Redistribution #IncomeSecurity #DemandSideEconomics #PoliticalEconomy #UKPolitics #Neoliberalism #AIandWork #ProductivityMyths #WealthInequality #CostOfLiving #EconomicStagnation #CareEconomy #MinimumWage #TaxJustice #WealthTax #PublicInvestment #MultiplierEffect #JobSecurity #SocialStability #SustainableGrowth #EconomicReform #ProgressiveTaxation #FutureOfWork #Democracy #EconomicPolicy #FundingTheFuture #politicsofcare

Economic growth living standards income security redistribution AI and jobs productivity myth demand-led growth UK economy low pay inequality wealth tax taxing wealth politics of care stagnation multiplier effect Richard Murphy Funding the Future argues for fairer systems to rebuild trust boost resilience prosperity today and tomorrow together sustainably now

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Disclaimer: We are not SEBI registered. All the content (videos, comments, posts, community posts, live streaming, etc) of this channel is for educational and informational purposes only, Conduct your own due diligence, or consult a licensed financial advisor or broker before making any and all investment decision

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8 Aral sa Personal Finance na nagpabago sa buhay ko na sana makatulong din sayo. Kung gusto mo ng better financial life, mindset, budget, saving, side hustle, investing panuorin mo ito hanngang dulo.
Pinoy money tips

Chapters
00:00 Intro
00:22 Practice Delayed Gratification
01:33 I-Track ang Pera
03:34 Read Self-Improvement Books
05:20 Create Other Source of Income (If kaya)
06:52 Wag papadala sa mga Hype
08:47 Maximize Momentum
09:51 Your Finance Journey is Different
11:07 I-grow pa ang Pera

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We create educational and marketing videos — no promises, no hype, just clear content. This is a creative service only and not an investment offer
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ALL VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeFaaQVDZxkIIqg6WO__EeV8z
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NEGOSYO VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeHgFVsSWfK-WjXSjHgTSnMM
IPON TIPS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeE1Py0aDzTgBQUSd_diUQC-
PASSIVE INCOME VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeHf7jHYf-LE4n_wNEcnvAUR
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BOOK REVIEWS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeE9CpFtTCl0UvkUq9-hHf0a
CRYPTOCURRENCY: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeEDmhKM2hLXuw0TrAbuKayl
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DISCLAIMER:
This video discusses mindset, habits, tools, and educational frameworks. It does NOT promise guaranteed results or income. Outcomes depend on personal effort, skills, context, and decision-making. For educational purposes only.

Some links or products mentioned in this video may be affiliate links, and we may earn a commission or referral bonus if you use them — at no additional cost to you.
We only recommend products and services we personally believe can provide value.
The content in this video is accurate as of the posting date, but offers, rates, and platforms may change over time.
This content is for educational and informational purposes only, and is not intended as financial, investment, tax, or professional advice.
Always do your own research and consult with a licensed professional before making financial decisions.

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Stop Doing These 3 Mistakes If You Want Financial Stability 💰✨

Money is energy.

And unknowingly, we block it every day.
🚫 Mistake 1: Keeping old receipts
→ They hold past expenses & financial stress. Clear them.
🚫 Mistake 2: Keeping others’ visiting cards
→ You carry their financial energy, not yours. And, you share the financial energy with them.
🚫 Mistake 3: Folding currency notes
→ It symbolises disrespect & financial blockage.

✨ What to do instead?
• Keep your wallet clean
• Respect money
• Create space for abundance

Your finances don’t change by luck,
they change by habits + energy alignment 🌿

👉 Follow for powerful money shifts
👉 Save this to practice daily

[financial stability, money habits, abundance mindset, money energy, wealth tips, wallet cleansing, attract money, financial growth, prosperity, law of attraction]

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🔥 Watch The FULL Interview: “Explosive Crypto Price Prediction for 2026…”
🧠 FREE Daily On-Chain Analysis & Crypto News In 5-Mins:
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Mathematician Fred Krueger: The Crypto Price Predictions Are UNBELIEVABLE Now

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🟢Subscribe here — https://bit.ly/36b6EPO

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👉 FINANCIAL DISCLAIMER
This channel is intended to share tips and investment videos by experts. We DO NOT GIVE FINANCIAL ADVICE! Please consult a licensed financial advisor and do your own research before making any financial action.

FAIR-USE COPYRIGHT DISCLAIMER
Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use.

#bitcoin #fredkrueger#ethereum

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I’ve been using Claude as my thinking partner to assist me with retirement planning, you can try Claude yourself here: http://clau.de/humphreyyang
#ClaudePartner

When does it make sense to stop saving for retirement? In this video I go over the safest and earliest time to retire using a framework you can use in your own life. Hope you enjoy!

Inspired by James Conole’s Video Here: https://www.youtube.com/watch?v=hUXROk_ulUc

🌟 Companion Website for Reviews and Resources: https://humphreysguide.com
👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
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⏱️ Timestamps:
0:00 – Start Here
2:17 – Case Study
9:05 – Coast FIRE
10:57 – What To Do With Savings
12:06 – Financial Fundamentals
13:18 – Psychological Factors

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Ripple XRP News is heating up as David Schwartz finally breaks his silence on XRP price.

In today’s XRP News, we analyze what this means for Ripple XRP holders and the future price outlook.

Could this be the turning point XRP investors have been waiting for? Watch now.

In this Ripple XRP News update, we cover David Schwartz’s latest comments, what they could signal for XRP price movement, and how this impacts Ripple XRP in the current crypto market. XRP News today is becoming increasingly bullish as institutional interest, legal clarity, and on-chain activity continue to evolve.

Stay tuned for real-time XRP News, Ripple XRP updates, and expert insights designed for long-term holders and active traders alike.

👍 Like
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💬 Comment your XRP price prediction below

#RippleXRPNews #XRPNews #XRP #Ripple #CryptoNews #XRPPrice #Altcoins
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📢 Stay ahead of every Ripple & XRP move. Get all your updates at https://xrprightnow.com/

📌 Disclaimer:
This video is for informational and educational purposes only. It does not constitute financial, investment, or trading advice. Always do your own research and consult with a licensed financial advisor before making any investment decisions. The content reflects personal opinions and should not be considered as professional financial guidance.

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▶ oh guyyyssss, the text messages between him and his young coworker are willldddd- I go through them, and it’s *much worse* than you could ever imagine. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

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1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

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Chapters:

00:00 Intro
06:33 ooo she snitchin’
19:23 she is just exposing it ALL
26:46 what in the red flag
38:10 caleb shut that down quick lol
54:58 f*ck you! go on.
01:11:42 bickering in 4K

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
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▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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