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Official audio for AP Dhillon “Old Money”, available everywhere now: https://APDhillon.lnk.to/OldMoney

#APDHILLON #OLDMONEY

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At SAP Sapphire 2026, SAP announced Autonomous Finance – a major new pillar of the Autonomous Enterprise built on Joule Agents and Joule Assistants.

The result? Finance teams can finally stop firefighting and start working on what actually matters.

In this video, David Imbert, Head of Finance Product Marketing, shares:
→ Why 20–30% of sales orders never make it out the door (and how AI fixes it)
→ SAP Enterprise Planning: the shift from plan-do-check to sense-reason-act
→ SAP Direct Tax Management: SAP’s first-ever direct income tax solution
→ How a network of Joule agents keeps finance connected across FP&A, treasury, and tax

Learn more about Autonomous Finance → https://sap.to/6055B8Scyh

#SAPSapphire #AutonomousFinance #FinanceAI

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WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don’t want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow

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*Chapters*
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00:00 Intro
06:25 caleb brought out the GayFax
22:50 nope nope NOPE
42:00 cashapp OWNS her
54:15 owing money to daddy too???
01:09:45 oh shes too far gone lol
01:26:03 Budget!!

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🍿 Financial Audit Follow-Ups here: / @financialauditfollowups

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*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Today, Jay sits down with his dear friend Nischa Shah, a former investment banker and accountant who walked away from a high-status corporate career to help people rethink their relationship with money, success, and freedom. Nischa reflects on the “dark phase” she experienced while climbing the corporate ladder, realizing that the prestige and polish of banking had created a deep disconnect from her true self. Nischa invites listeners to confront a powerful question many of us avoid: “Would I still be happy if I were living the same life five or ten years from now?”

Jay and Nischa shift into practical strategies for navigating money anxiety. Nischa introduces the “ostrich effect,” which is the psychological tendency to avoid looking at our finances out of fear. She shares her simple but powerful “three-bucket” approach to personal finance, where income is intentionally divided between fundamentals, fun, and the “future you.” By reframing the goal from financial success to financial happiness, Nischa offers a clearer, more intentional way to manage money, one that prioritizes peace of mind over status or external validation.

In this interview, you’ll learn:
How to Assess Your Career Alignment
How to Calculate a Financial Cushion
How to Manage Income Using the Three-Bucket Method
How to Audit Spending with Three Key Questions
How to Turn Financial Knowledge into Action
How to Strategize Paying Off Debt vs. Investing
How to Increase Your Value and Earning Potential

It is never too late to begin reclaiming your narrative, whether that starts with building a small financial safety net for peace of mind or finally turning knowledge into decisive action.

With Love and Gratitude,
Jay Shetty

JAY’S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX
Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here: https://news.jayshetty.me/subscribe

Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast

What We Discuss:
00:00 Intro
00:59 Questioning the Traditional Path
02:58 The Courage to Walk Away
05:30 Calculating Your Financial Runway
06:01 Separating Your Self-Worth from Your Title
07:54 What is the Ostrich Effect?
10:51 Fighting Instant Gratification
11:34 Ask Yourself These Three Questions Before Buying Anything
15:13 Micro-Habits That Build Real Wealth
19:37 Spending With Intention
21:32 Why More Money Doesn’t Always Fix Money Problems
26:58 Financial Success vs. Financial Happiness
29:11 Is there Such a Thing as Passive Income?
32:12 Mastering Long-Term Investing
33:24 Should You Buy a Home?
35:49 Breaking the Scarcity Mindset
40:11 Stop Spending to Impress People
43:26 The Problem With Constantly Upgrading
44:26 How Can You Be of Value To Others?
47:26 Focus on Earning More, Not Just Cutting Costs
53:02 The Entrepreneurship vs. Employment Trap
54:56 Investing in Your Own Skills
56:56 Defining Your Personal Freedom
58:47 Short-Term Joy vs. Long-Term Security
59:42 We All Make Financial Mistakes!
01:01:04 This or That: Money Edition
01:04:44 Nischa on Final Five

Episode Resources:
YouTube | https://www.youtube.com/@nischa
Facebook | https://www.facebook.com/profile.php?id=61567018784328
Instagram | https://www.instagram.com/nischa.me/
TikTok | https://www.tiktok.com/discover/nischa-shah

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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📚 Join my EFA (Excel for Financial Analysis) course: –
https://www.shinfinancialsinc.com/efa-course

💻 Visit my website for Excel materials:
https://www.shinfinancialsinc.com/

This is Case #27 in the “Other Resources – Practice Case” section.

[Social Media]
SUBSCRIBE for more content – /@shinfinancials
Shorts are also available on 小红书 (Xiǎo hóng shū) – Shin Financials

[Business Inquiries]
shinfinancials@gmail.com
Business Inquiries

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[Audio]
Background music by ChillPeach
All other audio used in this video was produced by me

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