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These 5 cities offer retirees affordability and quality of life

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These 5 cities offer retirees affordability and quality of life

Americans looking to retire this year may be considering relocating to a new city that allows their retirement savings to go further, and a new analysis by GOBankingRates spotlights five cities to consider.

The amount an individual or couple needs to have saved to retire can vary significantly across different parts of the country. 

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A recent GOBankingRates report noted that the amount needed to retire in Oklahoma is $735,284, whereas the figure for Arizona would be $1,110,019 and illustrates how those amounts may differ depending on the location.

GOBankingRates identified five communities that people retiring in 2026 should consider given the cost of living, housing prices, quality of life and other amenities for seniors.

ONE TYPE OF PROPERTY IS QUIETLY SAVING AMERICANS THOUSANDS OF DOLLARS

Midland, Michigan

Midland, Michigan.

Main Street in Midland, Michigan. (Getty Images)

The low cost of living is a key reason Midland topped the rankings, as the community has a median home price of around $206,000 – well below the national average of about $360,000 which gives retirees the opportunity to save on housing costs.

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Located inland from Saginaw Bay, Midland has nearly 43,000 residents and has been noted for its walkability and access to nature, with the area also experiencing diverse seasons in Michigan’s climate to allow locals to take part in winter activities. Midland topped U.S. News & World Report’s rankings of the best communities for retirees.

Homosassa Springs, Florida

Water in Homosassa, Florida.

A view of Homosassa beach in Homosassa, Florida. (Getty Images)

Florida is a popular destination for retirees and the small community of Homosassa Springs ranked highly for its affordability as well as its location on the state’s western coast north of Tampa.

Homosassa Springs also has low housing costs, with a median price of about $220,000, while also offering easy access to the coast along with the warmer climate and no state income taxes.

HOW MUCH DO YOU NEED TO RETIRE? A STATE-BY-STATE BREAKDOWN

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The Woodlands, Texas

The Woodlands, Texas.

A waterway winding through the business district of The Woodlands, Texas. (Getty Images)

Located north of Houston, The Woodlands is near the city’s world-class healthcare facilities, a range of housing options and also low tax burdens with Texas not having a state income tax.

The cost of living is relatively higher than the smaller communities at the top of the list, with the suburb’s median home value coming in at $474,000, above the national average.

Rio Rancho, New Mexico

Rio Rancho, New Mexico.

A view of Sandia Mountain with the expanding sprawl of Albuquerque’s suburb of Rio Rancho in the foreground. (Getty Images)

New Mexico is known for its dry, sunny weather, which makes it an appealing destination for retirees – particularly those who enjoy outdoor recreation. 

Rio Rancho is a suburb of Albuquerque and is near healthcare facilities and is relatively affordable in terms of housing, with a median home value of $310,000.

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RETIREMENT ‘MAGIC NUMBER’ JUMPS AS AMERICANS GROW ANXIOUS ABOUT THEIR FINANCIAL FUTURES

Asheville, North Carolina

Asheville North Carolina skyline

Asheville, North Carolina, made the list of top retirement destinations in 2026. (iStock)

Located in the mountainous western portion of North Carolina, Asheville has around 95,000 residents and offers residents access to amenities found in smaller metro areas along with access to outdoor activities and healthcare.

The median home price in Asheville is listed at $442,000 according to Redfin, so housing is relatively affordable even though it may be less so than other locations on the list.

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Thailand’s Pay Like a Local Initiative Boosts Cross-Border QR Payments for Tourists

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Thailand's Pay Like a Local Initiative Boosts Cross-Border QR Payments for Tourists

The Tourism Authority of Thailand highlights the “Pay Like a Local” initiative, enhancing cross-border QR payments for tourists. This collaboration involves banks and payment partners, promoting convenience for international visitors.

Introduction to “Pay Like a Local”

Bangkok, 26 June 2026 – The Tourism Authority of Thailand (TAT) is emphasizing the country’s readiness for Cross-Border QR Payment in tourism under the “Pay Like a Local” initiative. This program aims to integrate merchant adoption with traveler awareness, facilitating digital payments for international visitors and presenting new opportunities for Thai businesses. It is a collaborative effort led by the Bank of Thailand, featuring eight notable banks and payment partners such as Alipay and WeChat Pay. The goal is to enhance the ease of QR payments at key tourist attractions across Thailand, with a focus on East Asian markets.

Enhancing the Tourism Experience

Mrs. Sirigesanong Trirattanasongpol, TAT Executive Director for the East Asia Region, highlighted the significance of adapting to changing traveler behavior in regions where mobile payments are prevalent. The Cross-Border QR Payment system is crucial for improving the visitor experience, allowing travelers to use familiar payment methods seamlessly. The initiative supports users from numerous countries, including China and South Korea, reducing cash reliance while providing secure transactions. It positions Thailand as a modern global destination catering to digital-savvy tourists.

Engaging Merchants and Expanding Services

To introduce this initiative effectively, a Merchant Activation Roadshow is underway at Asiatique The Riverfront in Bangkok. This event engages local businesses in embracing QR payments, offering insights, consultations, and registration opportunities. Participating merchants can benefit from promotions and learn about system integration. This follows a successful pilot in Udon Thani aimed at preparing local operators for an expected influx of Chinese tourists. TAT continues to promote broader adoption, aligning with Thailand’s vision of a cutting-edge tourism industry.

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Source : TAT highlights Thailand’s “Pay Like a Local” Cross-Border QR Payment readiness

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Cricket-Houston’s cricket boom aims to follow in soccer’s footsteps

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ECB’s Schnabel says inflation risks remain despite easing energy prices

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Nobel Prize-winning economist says AI jobs fears will produce negative outcomes

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Nobel Prize-winning economist says AI jobs fears will produce negative outcomes

A Nobel Prize-winning economist has warned that persistent predictions of artificial intelligence destroying the job market could become a self-fulfilling prophecy.

Robert Shiller, who shared the 2013 Nobel Prize in economics for his work on asset prices, wrote a guest essay on Monday in The New York Times that argued the panic over AI is not a new sociological phenomenon.

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In fact, he wrote, humans have been worried that new technology could replace them since the days of Aristotle, who envisioned a self-powered loom and a lyre that could play music without someone plucking the strings.

And in the 19th century, a group of English textile workers — who later became known as Luddites — intentionally destroyed machines they believed would put them out of a job.

ROBERT SHILLER: PEOPLE AREN’T AS IMPRESSED BY HOMES ANYMORE

Robert Shiller wins Nobel Prize

Professor Robert J. Shiller wins Nobel Prize in economic sciences during an awards ceremony on Dec. 10, 2013, in Stockholm, Sweden. (Pascal Le Segretain / Getty Images)

Shiller fears that similar anxieties inherent within us are rearing their head once again.

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He cited a Quinnipiac poll from March, which found that 70% of people believe AI will reduce the number of jobs. Additionally, only 16% of Americans believe AI will have a positive impact on society over the next two decades, according to a Pew Research survey conducted in June.

“Like many others, I believe AI could lower employment. But unlike most, I don’t necessarily blame the technology itself. Instead, I worry about the potency of the fear it is generating,” Shiller wrote.

“Our brains are wired to respond to stories. Narratives floating in a population can affect individuals’ economic decisions,” he continued. “When millions of people make millions and millions of decisions based upon negative expectations, there is a risk that fear can actually help birth the reality.”

THE AI REVOLUTION THREATENS OFFICE JOBS, BUT REVIVES DEMAND FOR SKILLED TRADES

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Robert Shiller attends Forbes 30 under 30 event

Robert Shiller attends the 2019 Forbes 30 Under 30 Summit at Detroit Masonic Temple on Oct. 29, 2019, in Detroit, Michigan. (Taylor Hill / Getty Images)

Much of the negative media coverage around AI centers on speculation over how much it will impact jobs and the economy.

In late May, Anthropic CEO Dario Amodei told Axios that in the next one to five years, AI could eliminate half of all entry-level white-collar jobs and spike unemployment to as much as 20%. He later expressed uncertainty over the exact timeline.

The current unemployment rate is 4.3%, up from 4% at the beginning of President Donald Trump’s term in January 2025.

AI IS TOP REASON FOR US JOB CUTS FOR THIRD STRAIGHT MONTH

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“While the job market has slowed for a host of reasons, there are reports that fear of an AI apocalypse is worsening the freeze and contributing to record lows in consumer sentiment,” Shiller argued.

Data center in Ashburn, Virginia

A CloudHQ data center in Ashburn, Virginia, on May 31, 2026. (Lexi Critchett/Bloomberg / Getty Images)

Shiller implied that tech leaders like Amodei, who promote doom-and-gloom scenarios their own companies could help realize, are being somewhat short-sighted and should be reined in to prevent an economic recession.

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“Perhaps the best we can do is to appeal directly to the leaders of Silicon Valley who have been promoting these negative narratives with such vigor,” Shiller wrote. 

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He continued: “Surely the resulting media attention highlighting how dangerously powerful your AI model is may help you sell more wares, but it may be far harder to do so in a period of recession. Try not to forget the critical lessons taught by our past.”

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Amazon Prime Day offers a glimpse into U.S. consumer as shoppers navigate with pinched wallets

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Business Intelligence in Indonesia: Reducing Investor Risks with Data-Driven Decisions

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Business Intelligence in Indonesia: Reducing Investor Risks with Data-Driven Decisions

Indonesia’s expanding digital economy offers opportunities for investors amid regional disparities and regulatory complexities requiring real-time, localized insights for successful investment.

Indonesia’s Growing Economy and Investment Opportunities

Indonesia’s rapidly evolving economy offers significant opportunities for foreign investors, with the digital sector projected to surpass US$124 billion. Its large population of nearly 285 million people, including over 212 million internet users, drives digital growth. However, regional disparities, varied regulatory interpretations, and macroeconomic volatility add complexity to investment decisions, requiring careful navigation of this dynamic market.

Modernization of Regulatory Frameworks

Despite economic fluctuations, Indonesia remains attractive to both regional and global investors. Central to its regulatory system is the Online Single Submission — Risk-Based Approach (OSS-RBA) launched in 2021 to streamline licensing. The system simplifies requirements based on risk levels and consolidates approvals into a single platform. Recent updates aim for better integration with sectoral agencies and stricter enforcement of service standards, improving overall regulatory efficiency.

The Need for Localized Regulatory Insights

Implementation of regulations varies across Indonesia’s provinces, with licensing durations and requirements differing in practice. Investors need real-time, ground-level intelligence to navigate these variations effectively. Local insights help anticipate delays, administrative hurdles, and infrastructural challenges, allowing decision-making based on actual operational conditions rather than relying solely on national data, ultimately enhancing investment success.

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Serbia President Vucic says to resign within weeks, one year before end of mandate

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Qamar Zaman & Rene Perras Podcast releases an AI SEO For Lawyers Episode

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A Near-Perfect And Simple Retirement Dividend Growth Portfolio

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A Near-Perfect And Simple Retirement Dividend Growth Portfolio

This article was written by

Samuel Smith has a diverse background that includes being lead analyst and Vice President at several highly regarded dividend stock research firms and running his own dividend investing YouTube channel. He is a Professional Engineer and Project Management Professional and holds a B.S. in Civil Engineering & Mathematics from the United States Military Academy at West Point and has a Masters in Engineering with a focus on applied mathematics and machine learning. Samuel leads the High Yield Investor investing group. Samuel teams up with Jussi Askola and Paul R. Drake where they focus on finding the right balance between safety, growth, yield, and value. High Yield Investor offers real-money core, retirement, and international portfolios. The services also features regular trade alerts, educational content, and an active chat room of like minded investors. Learn more

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Exclusive-China’s Geely to ship first Lotus EVs to Canada in July under Carney-Xi deal, ambassador says

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Exclusive-China’s Geely to ship first Lotus EVs to Canada in July under Carney-Xi deal, ambassador says


Exclusive-China’s Geely to ship first Lotus EVs to Canada in July under Carney-Xi deal, ambassador says

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