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10 Jaw-Dropping Money Stats About the Average American

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10 Jaw-Dropping Money Stats About the Average American



šŸ’» Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study: https://ramsey.qualtrics.com/jfe/form/SV_e5s56A8moS96Pd4?Source=YouTube

We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation.

Next Steps:
• šŸŽ™ļø Catch our episode Weird Money Habits That Will Make You Rich: https://www.youtube.com/watch?v=aN_0-Mmf1L4
• šŸø Follow Smart Money Happy Hour on TikTok @smartmoneyhappyhour: https://www.tiktok.com/@smartmoneyhappyhour
• šŸ“± Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type ā€œGUILTY?ā€ at the top of your message so we don’t miss it.
• šŸ’µ Create a free budget and find more margin with EveryDollar: https://ramsey.solutions/caxcof

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🧠 The Dr. John Delony Show ⮕ https://ter.li/jy41yb
šŸŖ‘ Front Row Seat with Ken Coleman ⮕ https://ter.li/u5ow3z
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Baby Steps Millionaires: https://ter.li/rjpv7u

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News Videos

XRP About To PISS OFF A Lot Of People

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XRP About To PISS OFF A Lot Of People



XRP ETFs see big interest on Wall Street, BTC ETFs could be the sign.
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NOTE: The above are affiliate links and I receive a commission when you use these links to start your accounts. Using any cryptocurrency platform involves risk which may result in a complete loss of funds. Futures trading is a high-risk activity and should only be undertaken by those who understand the risks and are prepared to sustain a complete loss of funds. Thank you for your support.

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0:00 XRP 2026 Rally Start
0:44 XRP Price & Trend
1:31 Altcoin ETF Launches
2:33 XRP ETF Inflows
5:40 Bitcoin ETF Comparison
7:55 XRP Price Potential

#bitcoin #crypto #investing #cryptocurrency #cryptocurrencies #altcoins #cryptobullrun #ethereum

Disclaimer
This content is intended purely for general knowledge and educational discussion. It is not financial advice, a recommendation, or a financial promotion under the laws of any jurisdiction. Nothing shared here should be interpreted as an offer to buy or sell any virtual asset, financial product, or security. The material is not tailored to any specific investor profile and is not intended to guide investment decisions.
All views expressed are personal opinions or general commentary for informational purposes only. Unless explicitly stated, no part of this content has been sponsored, commissioned, or endorsed by any issuer, platform, or third party. Virtual Assets involve significant risk and can be extremely volatile. You could lose some or all of
your investment, and there are no legal or financial protections in place. Some assets may be illiquid, difficult to transfer, or subject to irreversible transactions.
Past results do not predict future performance. This content does not imply that investing is easy, safe, or guaranteed to yield returns. Where partnerships or paid collaborations are involved, those will be clearly marked in accordance with applicable disclosure requirements. Please do your own research and speak with a qualified advisor before making any investment. Only invest what you’re fully prepared to lose.

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She Sucks… | Financial Audit

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She Sucks... | Financial Audit



ā–¶ *GET YOUR OWN HAMMER FINANCIAL SCORE* – Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com

ā–¶ *FREE BONUS EPISODES* – I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I’ll send you a digital gift card covering the $10 cost. In today’s post show, SHE HID SOMETHING FROM HER- and my producers have completely exposed her… this sh*t is insane… watch now.

Submit proof of purchase at https://hammerelite.com for reimbursement.

ā–¶ā–¶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* – check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

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ā–¶ā–¶ā–¶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

ā–¶ā–¶ā–¶ā–¶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

ā–¶ā–¶ā–¶ā–¶ā–¶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

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ā–¶ā–¶ā–¶ā–¶ā–¶ā–¶ Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
ā–¶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

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5. Everything you need for buying your first home to buy your first investment property:
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___________________________________________
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___________________________________________
Chapters:

00:00 Intro
09:36 Let’s Hear The Truth (GAME)
18:25 he is so fed up
27:15 what the actual fu-
37:00 she got as far as basic training..
45:42 lol
59:14 labubu lore going crazy
01:10:30 absolute creatures
01:23:29 ridiculously spoiled
01:39:33 Budget!!

___________________________________________
ā–¶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

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2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@calebhammershow
___________________________________________
ā–¶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

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ā–¶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

ā–¶Sponsorship and business inquiries: business@calebhammer.com

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Fukra Insaan’s business has failed!!! #entrepreneurship #simplifywithsparsh #business #money

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Fukra Insaan’s business has failed!!! #entrepreneurship #simplifywithsparsh #business #money



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XRP: The Unthinkable…

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XRP: The Unthinkable...



Follow me on X: @moonlamboio

āš ļø DISCLAIMER: I am not a financial adviser. None of what I have communicated verbally or in writing here should be considered financial advice; it is not. Do your own research before investing in any asset or market, and understand that investing — including in cryptocurrency — carries risk. If you do, you need to be prepared to lose your entire investment.

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Minimalist Money Rules You MUST Follow to Always be Financially Stable

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Minimalist Money Rules You MUST Follow to Always be Financially Stable



Minimalism isn’t about deprivation. It’s about creating financial margin by reducing the hidden costs of ā€œstuffā€ and stopping lifestyle creep before it traps your income. This video lays out ten minimalist money rules you can apply immediately, including cost-per-use thinking, the replacement test, spending friction systems, and how to define ā€œenoughā€ so you can save, invest, and build real optionality.

Two people can live in the same neighborhood with similar rent and end up in completely different financial realities—not because of income, but because of how much lifestyle maintenance their possessions demand. This video explains the minimalist rules that consistently separate people who always have money from people who feel broke even on a strong salary.

You’ll learn how to calculate the real cost of ownership, build simple decision rules that prevent accumulation, and shift your definition of wealth away from visible consumption and toward financial optionality. The aim is practical: reduce recurring drain, increase savings capacity, and make ā€œhaving moneyā€ the default outcome of your daily choices.
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
šŸ‘‰ Subscribe for more insights on achieving financial freedom! https://www.youtube.com/channel/UCFPfloFwa6X2UddqRH83rAA?sub_confirmation=1
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
šŸ”µ Relevant hashtags: #personalfinance #investing #investingforbeginners #wealthbuilding #moneymindset #moneytips #financialfreedom #passiveincome #stockmarket #indexfunds #etfs #dividendinvesting #budgeting #savingmoney #debtfreejourney #retireearly #financialliteracy #moneymanagement #sidehustle #buildwealth
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ā€¼ļø Disclaimer ā€¼ļø
I’m not a financial advisor, lawyer, therapist, or any other licensed professional. The content on this channel is for educational and entertainment purposes only. Everything shared here reflects my personal opinions and should not be taken as financial, investment, legal, medical, or relationship advice. Any stories, examples, or characters used are composite illustrations meant to explain ideas, not to represent real people or specific situations. Real-life outcomes vary widely because everyone’s circumstances are different, and any statistics referenced may come from studies with limitations and may not apply to every individual. Always do your own research and consider your full situation before making important decisions. When needed, consult a qualified professional who understands your personal circumstances.

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THEY JUST CONFIRMED ALL IN ON XRP & XLM!?!?! (THE 2 WORLD LEDGERS)

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THEY JUST CONFIRMED ALL IN ON XRP & XLM!?!?! (THE 2 WORLD LEDGERS)



🚨 BOMBSHELL – DTCC just dropped THREE confirmations in one stretch that should stop every XRP and XLM holder mid-scroll:

āœ…ļøBombshell #1 – Frank La Salla (DTCC CEO): “Our New Tokenization Service Will Serve As The ‘Bridge’ Between TradFi and DeFi” – and it represents “Just The Beginning of a Much Larger Transformation.” Ripple Prime is positioned INSIDE the $114 TRILLION on-chain opportunity.

āœ…ļøBombshell #2 – Tom Sullivan (DTCC MD Digital Assets): “We are heading toward a ‘Multi-Ledger World.’ There will be enough pie to share around $XRP $XLM $CC.” DTCC literally named XRP and XLM in the same tweet about multi-chain strategy. Collateral AppChain launches late 2026 – supporting DTCC’s Tokenization Service commercial launch in October 2026 with 50 engaged market participants.

āœ…ļøBombshell #3 – 24/5 Trading: DTCC’s NSCC will begin operating 24/5 from June 28, 2026 (DTCC + EY report). Wall Street’s settlement layer is moving toward continuous operations. Translation: blockchain-aligned
market hours.

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Sensei’s take: this is the chapter where DTCC officially stops being a “rumored partner” and becomes an OPERATIONAL plumbing layer for the tokenized economy. Combined with Stellar (1H 2027), Ripple Prime (AppChain participant), Canton Network, and Chainlink – DTCC has confirmed a true multi-chain endgame. Both XRP and XLM win. The architectural debate is OVER.
━━━━━━━━━━━━━━━━━
šŸ’š Uphold | Your XRP, Working Harder Than Ever
ā–ø Explore Uphold: https://uphold.com/sensei
ā–ø Earn XRP Rewards: 4% Elite Card / 2% Virtual Card
ā–ø Turn Crypto into Instant Credit: https://youtu.be/e4P-MQe15HM?si=K98cwmUVb4iwT1UI
ā–ø Flexible & Boosted Staking: https://www.youtube.com/watch?v=QxoR44MnK88

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ā–ø Explore UpTrade: https://uptrade.co/ref/crypto-sensei
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ā–ø Learn More: https://www.youtube.com/watch?v=pmvc7zecOTA

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ā–ø Explore UpTrade Alpha: https://uptradealpha.com/register?ref=SENSEI
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ā–ø Personal AI Research Agent + Event Access
ā–ø Learn More: https://www.youtube.com/live/rOwmzK_byPo?t=1685s

āš ļø Don’t Leave XRP Idle. Put Your XRP to Work With D’CENT!
Biometric Wallet (1X)
ā–ø $30 OFF + $50 XRP: https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=o9ppOP7yC1

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Biometric Wallet (2X)
ā–ø $99 OFF + $100 XRP: https://store.dcentwallet.com/products/biometric-wallet-2x-package-affiliates?bg_ref=o9ppOP7yC1
ā— Limited Stock, Until June 8

✨ Nexo | Your Wealth Platform for Digital Assets
ā–ø Explore Nexo: https://nexo.sjv.io/CryptoSensei
━━━━━━━━━━━━━━━━━
⭐ Community + Free XRP Newsletter
ā–ø Discord: https://discord.com/invite/cryptonairz
ā–ø Newsletter: https://joincryptonairz.com/Newsletter

šŸ”— Contact & Collaborations
ā–ø Partnerships: partnerships@cryptosensei.net
ā–ø BD Manager (Telegram) | @Jaalyn_T
ā–ø Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
ā–ø Social Links: https://linktr.ee/Crypt0Sensei

šŸ”“ Full Legal & Regulatory Disclaimer
ā–ø https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

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#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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5 Important PERSONAL FINANCE RULES! | Ankur Warikoo #shorts

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5 Important PERSONAL FINANCE RULES! | Ankur Warikoo #shorts



My latest book “Beyond The Syllabus” is written EXCLUSIVELY for teenagers.
Pick it up here: https://amzn.to/3ICkIFh

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

——————————————————————————————————————————

Level Up Your Skills with Coursera:
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My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Beyond The Syllabus’: https://amzn.to/3ICkIFh
‘Build an EPIC Career’: https://amzn.to/4kJlOfB
‘Make EPIC Money’: https://amzn.to/3WHJ43F
ā€˜Get EPIC Shit Done’: https://amzn.to/4fK1IR5
ā€˜Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
šŸŽ„ Sony a7III camera: https://amzn.to/3GtfwCJ
šŸŽ¬ Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
šŸ“¹ Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
šŸŽ™ Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
šŸ”† Godox Fill Light 60W: https://amzn.to/4exQvmL
šŸ’” Godox Key Light 150W: https://amzn.to/3TQau6p
šŸ“½ Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

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The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
šŸŽ™ My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
šŸ“© My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
šŸ“± Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
šŸ‘ØšŸ»ā€šŸ’» LinkedIn: https://www.linkedin.com/in/warikoo
šŸ˜„ Facebook: https://www.facebook.com/awarikoo/
šŸ–‹ Daily Blog: https://ankurwarikoo.com/blog/

Ankur Warikoo is an internet entrepreneur and India’s leading career mentor, reaching:

– 15Mn+ followers across YouTube, LinkedIn, Instagram, Twitter and Facebook
– 4X Bestselling author of Do Epic Shit (2021), Get Epic Shit Done (2022) Make Epic Money (2024), and Build an Epic Career (2025)
– Founder of WebVeda.com – an online school empowering young Indians, with 450,000+ career success stories and counting
– A career catalyst who’s been both the interviewer and interviewee, the founder and the funded, the mentor and the mentee.
– Having navigated multiple career pivots (from physicist to consultant to CEO to content creator), he’s now dedicated to helping you build an extraordinary career without making the same mistakes he did.

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Featured in Fortune Magazine’s 40 under 40 List for India, Forbes Top 100 Digital Creators list, and LinkedIn India’s Top Voices, he brings real-world insights from his MBA at Indian School of Business, his time as CEO of Groupon India and nearbuy.com, and his journey of building multiple successful ventures.

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Master Financial Literacy in 62 Minutes: Everything They Never Taught You About Money!

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Master Financial Literacy in 62 Minutes: Everything They Never Taught You About Money!



Most people were taught how to pass tests, not how to manage money in real life. This video delivers a full financial literacy breakdown covering the core systems that shape your financial future: income, expenses, net worth, debt, credit scores, budgeting, emergency funds, investing, retirement accounts, major purchases, insurance, fraud protection, and taxes. If you want to understand personal finance in a way that actually applies to everyday life, this is a structured starting point.

Rather than treating money as a collection of disconnected tips, this video explains how the full system works together. It shows how financial stress is often the result of missing knowledge, not lack of effort, and walks through the practical decisions that matter most over time. From credit card interest and debt payoff strategies to index fund investing, 401(k) matching, car buying, and rent versus buy decisions, this is designed as a complete financial literacy guide for beginners and intermediate viewers who want a stronger foundation.

0:00 The Cost of Financial Illiteracy
4:01 Know Where You Stand Right Now
11:10 Debt: Scale + the Compounding Trap
17:30 Credit Scores + Credit Cards
23:10 Set Goals + Build a Budget
29:48 Emergency Fund + Forecasting
33:00 Saving vs. Investing (Returns)
36:05 Index Funds + Low Fees
39:18 Retirement Accounts + Roadmap
42:46 Risk, Allocation + Behavior
44:50 Crypto: Speculation, Not Investing
45:48 Cars: True Costs + Smart Buying
49:12 Housing: Rent vs. Buy (The Math)
52:58 Insurance: Protect Against Catastrophes
56:03 Scams + Fraud Prevention
57:50 Taxes: Essentials + Best Practices
59:37 From Knowledge to an Action Plan

šŸ‘‰ Subscribe for more insights on achieving financial freedom! https://www.youtube.com/channel/UCFPfloFwa6X2UddqRH83rAA?sub_confirmation=1
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
šŸ”µ Relevant hashtags: #personalfinance #investing #investingforbeginners #wealthbuilding #moneymindset #moneytips #financialfreedom #passiveincome #stockmarket #indexfunds #etfs #dividendinvesting #budgeting #savingmoney #debtfreejourney #retireearly #financialliteracy #moneymanagement #sidehustle #buildwealth
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ā€¼ļø Disclaimer ā€¼ļø
I’m not a financial advisor, lawyer, therapist, or any other licensed professional. The content on this channel is for educational and entertainment purposes only. Everything shared here reflects my personal opinions and should not be taken as financial, investment, legal, medical, or relationship advice. Any stories, examples, or characters used are composite illustrations meant to explain ideas, not to represent real people or specific situations. Real-life outcomes vary widely because everyone’s circumstances are different, and any statistics referenced may come from studies with limitations and may not apply to every individual. Always do your own research and consider your full situation before making important decisions. When needed, consult a qualified professional who understands your personal circumstances.

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The CRAZIEST Reveal In Financial Audit History

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The CRAZIEST Reveal In Financial Audit History



šŸ’° *Download Dollarwise 6.0 Is Now LIVE* – Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE MESSAGES BETWEEN THEM ARE *INSANNEEEEE* – I go through all of their texts, and it’s a complete mess. No way they are staying together… watch here: āž”ļø https://bit.ly/chpostshow
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šŸ”„ Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
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Master Your Money with Caleb Hammer
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*Check Out My Resources*
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*Chapters*
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00:00 Intro
01:30 Jobs & Income
07:30 Shoutout Obama
11:00 Excuses Excuses Excuses
18:05 Good Lord Almighty
27:50 This Is Not Healthy…
35:16 The Signs Were Already There
48:35 A House? HAHAHAHA
54:50 That Sh*t Do Be Making Sense
01:02:30 Hmmm Convenient Timing..
01:16:47 Not To Kink Shame But.. wtf
01:23:00 God Bless America
01:27:14 Budget
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Want more content?
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šŸæ Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

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*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

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*Want to be a guest on Financial Audit?*
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šŸ‘‰ We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Michael Saylor Just SOLD Bitcoin Despite Saying He’d NEVER Sell

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Michael Saylor Just SOLD Bitcoin Despite Saying He'd NEVER Sell



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āš ļø DISCLAIMER
This video is not financial advice. It is for educational and entertainment purposes only.
Nothing in this video is a recommendation to buy, sell, or trade any asset.
Crypto-assets are highly volatile and involve significant risk. These offers are intended for experienced users only and may not be available in your region. Always verify local laws before registering or trading on any platform.
I may earn a commission from some of the links below at no extra cost to you.
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🐦 Twitter/X: https://x.com/AaronDBennett
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