In this episode, you’ll learn the best financial advice you’ll ever hear.

It’s your guide to taking control of your money and learning the rules of how to make it, save it, and spend it better.

Maybe you’re trying to pay down debt.

Maybe you’re wondering how you’ll ever afford a home.

Maybe you’re doing “okay,” but you don’t feel confident about the future, and you don’t know the best place to invest your money.

Or maybe you want to know what really works to save money, make more money, invest money, and how to stop feeling like you’re behind.

This episode will show you exactly what to do.

Today, Mel is joined by David Bach. David is one of the most trusted voices in personal finance for a reason: He teaches the rules of money in a way that makes you feel calm, capable, and in control.

He’s a 10-time New York Times bestselling author behind The Automatic Millionaire, and he’s here to give you the simple money habits and tools that you can apply to your life today.

You’ll learn:
-The rules of money that determine whether you build wealth or stay stuck (no matter what you earn)
-”The 2 escalators to wealth” and how you can get on them
-The money mistake that can wreck your future even if you’ve “done everything right”
-What every couple needs to know about money before it’s too late
-The exact stocks to invest in over the long term
-The exact blueprint of what you should do with your 401k
-The $27.40/day formula that turns into $4.4 million
-Why you can start feeling better about your life before you’re debt-free
-Specific advice for women, including what every widow needs to know
-The easiest ways to take control of your finances with the greatest payoff

As David puts it, either you have a plan for your money, or someone else does.

Your plan starts here.

For more resources related to today’s episode, click here for the podcast episode page: https://www.melrobbins.com/episode/episode-362

Follow The Mel Robbins Podcast on Instagram: https://www.instagram.com/themelrobbinspodcast

I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode.

In this episode:
00:00 Meet the Guest
07:57 What Does Automatic Economy Mean?
09:37 Financial Planning Basics
15:35 What is a 401(k)?
26:38  How to Save for Retirement Without a 401(k)
33:33 Should You Invest in Individual Stocks?
34:10 How to Start Investing
35:56 Index Funds 101: Best Simple Investing Strategy
37:11 Why “High-Risk Investing” for Young People Backfires
38:21 Compound Interest Explained
41:09 How to Save More Money
47:07 Credit Card Debt Payoff Plan
59:03 Estate Planning Checklist: Will, Passwords, Accounts

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The Let Them Theory Audiobook: https://amzn.to/413SObp
The High 5 Habit: https://amzn.to/3fMvfPQ
The 5 Second Rule: https://amzn.to/4l54fah

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Crypto Continues to struggle while gold and silver rip higher and higher. Should we panic about this as crypto holders?

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***************************************************************************

𝗡𝗢𝗧𝗘: Some of these links are affiliate links, which means I may earn a small commission at no extra cost to you. Our team also works closely with the exchange to bring the community exciting campaigns and incentives.

𝗗𝗜𝗦𝗖𝗟𝗔𝗜𝗠𝗘𝗥: The information contained herein is for informational purposes only and not to be construed as financial, legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses considerable risk of loss. The speaker does not guarantee any particular outcome.

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Money Management Tips | Financial Education in Hindi | Personal Finance | How to Manage Your Money | Financial Freedom

Welcome to the Sonu Sharma Channel, In this video, Mr Sonu Sharma shares 9 straightforward yet effective strategies to enhance your financial management skills. He shares practical tips and hacks to help you take control of your money and achieve your financial goals.

Whether you’re looking to save more, budget effectively, or invest wisely, these simple tips will empower you to make better financial decisions and secure your financial future. Like this video and Hit the Subscribe button if you found this video helpful!

#moneymanagement #money #sonsharma

00:00 – Starting of the video
01:40 – 1st Money Management Hacks
02:55 – 2nd Money Management Hacks
05:28 – 3rd Money Management Hacks
07:15 – 4th Money Management Hacks
08:53 – 5th Money Management Hacks
11:43 – 6th Money Management Hacks
14:17 – 7th Money Management Hacks

SUBSCRIBE Our Other Channels –

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📌Sonu Sharma Show – https://www.youtube.com/@TheSonuSharmaShow
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📌Sonu Sharma Shorts – https://www.youtube.com/@sonu_sharmamotivation

About Mr. Sonu Sharma :
Mr. Sonu Sharma, the founder of DYNAMIC INDIA GROUP (INDIA), is a multi-talented individual encompassing the roles of an Author, Educator, Business Consultant, and successful Entrepreneur. With his exceptional speaking skills, he has become a highly sought-after inspirational speaker in India, known for motivating and empowering individuals to realize their true potential. Taking his dynamic messages to a global audience, he has impacted lives across different corners of the world.

With over 21 years of dedicated research and understanding in the Direct Sales Industry, Mr. Sharma has steered numerous organizations toward growth and fulfillment. His dynamic workshops have benefited tens of thousands of people all over INDIA, and his reach has extended to 114 countries, amassing an audience of 900+ million on YouTube in the last four years alone. Notably, his live seminars in India have seen an attendance of over 20 Lac people in recent years.

Mr. Sonu Sharma has achieved sensational success on social media platforms, with over 3 billion views on YouTube and Facebook, and a massive following of 30 million+ loyal supporters. Today, he serves as a consultant for some of the world’s leading corporate houses, further solidifying his impact in the business world.

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📲 Official Android App: https://bit.ly/sonusharma-app
📞 For Business Enquiries: +91 91513 13101

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Video Link – https://youtu.be/OCGuCQ9kzRQ?si=nsrrgl1W3RDaWuuD

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XRP is back at the center of U.S. crypto policy as the Senate advances the Clarity Act, moving market structure legislation closer to reshaping regulated digital assets.

In this video, I break down how the Clarity Act, SEC involvement, and institutional access through ETFs and retirement accounts connect to XRP and the XRP Ledger. This explains why regulation, liquidity, and infrastructure upgrades continue to position XRP at the core of the next phase of adoption.

Timestamps
00:00 Senate advances the Clarity Act
00:44 What the Senate vote means for crypto regulation
01:23 SEC role in digital asset market structure
02:42 Retirement accounts and institutional crypto access
03:54 Why retirement flows matter for XRP liquidity
04:55 XRP, Bitcoin, and Ethereum ETFs in Japan
05:40 SBI and Franklin Templeton index products
06:25 Fidelity and the digital dollar stablecoin
07:48 XRP Ledger lending protocol and upgrades
08:57 Institutional credit and lending on XRPL
10:18 Legal clarity for XRP under U.S. securities law
11:06 DTCC, SWIFT, and global tokenization momentum

If you follow XRP, institutional crypto adoption, regulated digital assets, and global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

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Ledger – Official Store
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🔗Contact & Collaborations
– Business: cryptosensei@cryptonairz.com
– Collabs: BD Manager – @Jaalyn_T (Telegram)
– Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
– Social Links: https://linktr.ee/Crypt0Sensei
(YouTube partnerships & brand deals only – no agencies)

📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#xrp #ripple #cryptoregulation

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He Holds 2 Guinness World Records for the Largest Financial Investment Lesson and Largest Social Media Marketing Lesson.

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Power of money|| billionaire by his own work | trillions dollar in one frame, Paisa, Elon musk
The credit goes to respective owners
Don’t give me compywright
DM for removal
Follow me on instagram:-
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#shorts #viralshorts #trendingshorts #ytshorts

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XRP is back at the center of U.S. crypto regulation as Congress advances market structure legislation and Ripple responds to shifting political and banking priorities.

In this video, I break down the recent Clarity Act developments, why the White House appears aligned with major banks, and how XRP, RLUSD, and tokenization are being positioned inside regulated financial infrastructure. This is about policy, institutions and market structure.

Timestamps
00:00 U.S. crypto regulation update
00:45 Brad Garlinghouse on market structure
01:40 Senate Agriculture Committee advances Clarity Act
02:35 Bipartisan tensions and White House stance
03:55 CFTC authority and digital commodities
05:15 SEC coordination and regulatory overlap
06:10 XRP ETF flows and institutional demand
07:45 Tokenization and future financial rails
09:30 Canary Capital on XRP, Hedera, Solana
10:25 RLUSD growth and stablecoin adoption
11:30 Ripple partnerships and settlement flows
13:40 Retirement accounts and crypto access

This video is for viewers focused on institutional crypto adoption, regulated digital assets, and the future of market structure and payments infrastructure.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

💳 Uphold – Trade, Spend & Earn XRP Rewards
➖ U.S. Debit Card: https://uphold.sjv.io/559kj9
➖ Uphold Website: https://uphold.sjv.io/dOmGMq
🔸4% on elite card / 2% on virtual card🔸

🛡️Hardware Wallets I Use for XRP
D’CENT Biometric Wallets
– Single Device – 18% Discount ($159 → $129)
Biometric Wallet – Affiliates
– Two-Pack – 31% Discount ($318 → $219)
Biometric Wallet 2X Package – Affiliates

Ledger – Official Store
https://www.ledger.com/crypto-sensei

🔗Contact & Collaborations
– Business: cryptosensei@cryptonairz.com
– Collabs: BD Manager – @Jaalyn_T (Telegram)
– Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
– Social Links: https://linktr.ee/Crypt0Sensei
(YouTube partnerships & brand deals only – no agencies)

📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#xrp #ripple #clarityact #xrpetf

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Join us as we welcome Armand Bengco, lead financial literacy advocate of Better Thrive PH, to share practical tips on saving, investing, and building healthier financial habits in 2026.

Learn why the beginning of the year is the best time to reassess your finances, how to manage bonuses, common mistakes to avoid, and how to set realistic financial goals.

Discover the essential rules for first-time investors and why financial literacy is key to long-term security.

Don’t miss this inspiring guide to achieving financial success—tune in now!

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