The Snapdragon 8 Elite chip underneath is the same silicon powering flagship smartphones in 2025, and on a tablet, it translates into multitasking, gaming, and document work that never asks you to wait for the hardware to catch up.
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That performance lands on a 3.2K display running at up to 144Hz with Dolby Vision support, 12-bit colour depth, and 345 PPI, so whether you’re editing a presentation or watching something on a long journey, the screen is doing full justice to whatever’s on it.
The 11.2-inch size sits in a body just 5.75mm thick and weighing 485 grams, which means the Xiaomi Pad 8 Pro fits into a bag without thinking about it and stays comfortable through sessions that would make a heavier tablet feel like work.
Battery life is rated at up to 18 hours of continuous video streaming from the 9200mAh cell, and 67W HyperCharge brings it back quickly when you do run it down, so the charging cable rarely needs to be a fixture on your desk.
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The quad speaker setup with Dolby Atmos support means audio holds up without headphones, which matters more on an 11-inch screen than it ever does on a phone, and HyperOS 3 ties the software experience together with system-wide AI features across apps.
Not sure whether a tablet or a phone upgrade makes more sense right now? Our best smartphones 2026 guide and best Android phones 2026 roundup lay out the strongest options across both, so you can make the call with the full picture in front of you.
The Xiaomi Pad 8 Pro is a top 11-inch contender for those who would like a Samsung Galaxy Tab S11 or iPad Pro, but can’t stomach their price tags. It costs less, while providing similar real-world results. Its screen isn’t class-leading, with lesser contrast than the best, but it only stands out because the bar is so very high in 2026.
Looking for the most recent Wordle answer? Click here for today’s Wordle hints, as well as our daily answers and hints for The New York Times Mini Crossword, Connections, Connections: Sports Edition and Strands puzzles.
EarthRoamer builds expedition vehicles that blend heavy-duty truck toughness with the kind of self-contained living spaces most people only find in high-end homes. This 2023 XV-SX stands as a pre-roamed example with just 8,228 miles on the odometer and a full complement of factory options already installed. At $1.1 million it sits at the top of the price range for anything on four wheels that can still tackle serious trails while keeping occupants comfortable for weeks at a time.
Builders start with a standard Chevrolet Silverado 6500HD crew cab chassis driven by a 6.6-liter Duramax turbo-diesel V8 that generates 350 horsepower and 700 pound-feet of torque. A six-speed automatic Allison transmission powers a four-wheel drive system. It boasts manual front lockers and low-range gearing to assist you maneuver through challenging terrain. The air suspension system consists of heavy-duty remote reservoir shocks and stabilizer bars, which do an excellent job of combining consistent highway performance with the ability to level the car on rough terrain.
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You’ll be driving on 43-inch Goodyear tires that fit snugly into military-grade beadlock wheels at each corner. The ground clearance is a decent 12 inches, with approach and departure angles of 34 and 22 degrees, respectively. A front Warn winch capable of 16,500 pounds and a matched rear unit provide numerous rescue options when needed. The electric running boards will fold down for convenient access and then tuck away on the route. A full-size spare even has its own electric hoist, enabling for rapid replacements as needed.
Being self-sufficient begins with a 1600-watt solar array installed on the roof, which generates enough power to charge an 18-kilowatt-hour lithium-ion battery bank. You’ll then have a 7000watt inverter and charger setup that can power most household items without a problem. When the battery levels drop too low, the engine can automatically start to replenish them via the alternator. You have 100 gallons of diesel split between the front and rear tanks, giving you about 1000 miles of range depending on how harsh the terrain is and what you’re carrying.
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Water systems contain 120 gallons of fresh water in insulated and heated tanks, as well as 55 gallons of grey water. Two 5-gallon cassettes hold black toilet water. UV and particle filtering will keep the drinking water safe and clean. You’ll have a diesel-hydronic heater as well as electric components to keep you and the cabin warm all year, and electric pumps and remote monitoring will make it easy to manage everything from the rig’s touchscreen displays.
The body is comprised of a single piece of vacuum-infused carbon fiber, providing greater strength without adding weight. The frameless windows are huge and provide a superb view of the living room from wherever inside. The electric awning even has LED lighting for a nicely covered outdoor environment. There are also several lockable pockets, a rear bumper storage system, a Pelican box, and a passenger-side slide-out rack to keep your belongings organized. You receive x-guard protection to keep the rig’s paint looking excellent while also protecting against rock chips and trail rash.
When you walk through the integrated entry door, you’ll find yourself in the Mount Princeton floor plan, which features a very sophisticated yet utilitarian arrangement finished in Woodland Timber Oak cabinetry. The galley is designed around a two-burner induction cooktop, a 6-cubic-foot stainless steel refrigerator with a separate freezer, and a 1.5-cubic-foot convection microwave. You have a deep stainless-steel sink with a retractable sprayer and high-quality fittings to make cleanup a snap. Custom quiet-ride organizers keep your cookware, plates, glasses, mugs, and flatware from rattling around, and the slide-out pantry and trash system keep the workplace neat and tidy.
A six-person group can assemble around a dining table that folds down to form a gigantic California-king-sized bed measuring 72 by 84 inches. Upstairs, a separate sleeping room includes its own California-king memory foam mattress, which is easily accessible via a robust ladder and assist handle. The two rear captain’s chairs provide an extremely versatile lounge seating choice that’s ideal for relaxing. You’ll also discover a cedar-lined closet with enough space for all of your belongings, complete with shelving, hanging rods, and a full-length mirror to double-check your appearance in the morning.
The dry bathroom is particularly impressive, with a real stand-up shower with a rain head and a height-adjustable handheld shower wand that allows you to get clean exactly as you want. There’s also a toilet and vanity with high-end fixtures, as well as a laundry combination unit to keep your clothes clean while traveling. The air circulation is decent, with variable speed exhaust fans and just the right amount of intelligent illumination to keep you comfortable.
A 43-inch drop-down ceiling-mounted television with Sonos surround sound and amplifier keeps you entertained in the main living space, while a 32-inch tilt-mount screen with a Sonos Beam sound bar is available in the upper bunk. If you’re off the grid, don’t worry; the 5G-ready cellular wi-fi has a rooftop antenna and integrated Starlink capability, so you can stay connected no matter where you go. A pair of touchscreen control panels provide a quick overview of the power, water, and climate status, which is really helpful for keeping things running smoothly.
The security specs on this thing are also pretty top-notch, with a GOST camera system, a FLIR infrared camera, front facing and rooftop cameras, and even a dash cam view displayed right on the rear view mirror screen. If you’re concerned about privacy, don’t be, because the window tint on the cab and some additional security measures will keep you safe. Carbon monoxide and smoke detectors, a fire extinguisher, a first aid kit, and other roadside safety features are included as standard.
This XV-SX includes every major factory option we could think of, including a washer/dryer combo, rear captain’s seats, an outside gas grill, more storage options, and a full camera suite. Low mileage, a complete build in Colorado, and a 3 year / 36,000 mile warranty on the conversion work itself, as well as the standard 3 year / 36,000 mile warranty on the underlying Chevrolet, mean this thing is ready to go right out of the box. If you ever need service, EarthRoamer has you covered with its global service network, as the base chassis is pretty much a standard heavy duty truck. [Source]
Shell built a working electric hatchback to prove that fast charging and strong efficiency can exist in the same vehicle without forcing buyers into painful compromises. The company calls the project the Triple 10 Challenge. Three targets sit at its center: 10 kilometers of range per kilowatt-hour of energy used, a lifetime carbon footprint of just 10 tonnes of CO2 equivalent, and a charge from 10 to 80 percent in less than 10 minutes.
This compact vehicle is powered by a 32-kwh battery pack, which is around the same size as those seen in many modern electric vehicles. Despite not having the largest battery pack available, it delivers on its efficiency promises because to the designers’ painstaking attention to keeping the weight low and the cooling system as simple as feasible. The overall design is clean and utilitarian, with no frills, and the front end is simple, with a single wide light bar that sets the tone. Forget the standard glass for side mirrors; this one has a computerized version, and the doors are flat against the body. The wheels are all beautifully covered in alloy-like materials to keep everything operating smoothly.
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The most striking feature is how they prevent the battery from overheating. Shell developed a natural gas-based liquid that does not conduct electricity, allowing them to simply submerge the cells in it and ensure that it remains in contact with the cell surfaces. This allows heat to escape much faster than it would in other systems with channels or plates.
This same fluid travels via a single radiator and simultaneously cools the electric motor and other power electronics, eliminating the need for separate cooling loops. The ultimate result is a 25% reduction in battery pack cost due to the possibility to employ simpler housings and fewer modules. Even while charging on a full-tilt 175kW charger, cell temperatures remain as stable as rock.
This little EV can charge from 0% to 80% in 9 minutes and 54 seconds using a typical 175kW fast charger. That’s an extra 25km of range each minute, and most EVs will slow down their charge rate when they reach 80% because they become too hot… but not this one, which continues to charge as if nothing is wrong. Many thanks to the partners that helped develop our idea into a road-legal vehicle. Empel Systems handled the motor and drive unit, and RML handled the battery integration and final assembly, allowing them to test it in real-world settings rather than simply a lab. [Source]
The Tundra Haul is our top-pick cooler. It’s expensive and big, but Yeti’s rotomolded cooler is the undisputed king for a simple reason—it keeps your stuff cold longer. The Tundra Haul is built like a tank, with 3-inch-thick insulated walls, a heavy aluminum arm, and puncture-proof, one-piece wheels. Fill this thing up and you’ll need a second person to lift it in and out of your trunk (or truck, in my case). I’ve managed to get five days of cold out of it in the insane humidity of Florida in the spring.
Deals on Rain Jackets and Outdoor Apparel
Courtesy of REI
The Rainier is our favorite budget rain jacket, especially when it’s on sale. This particular deal, while limited in color options, is the lowest price I’ve seen in 5 years of covering REI sales. Unlike most rain jackets in this price range, the Rainier uses high-quality three-layer, seam-taped, laminate waterproofing that’s non-fluorinated (meaning no PFAS). It has some other features rare in budget rain jackets, like pit zips or venting, a weatherproof center zip, and an adjustable, stowable hood.
I have the 2024 version of this jacket and it has served me well. The taped seams and welded construction keep wind and moisture at bay, and the side zip vents run all the way from the hem to the bicep, offering great ventilation when you’re moving (they’re also handy for getting at stuff in the pockets of your mid layers).
The best deal here is the women’s version of this classic rain jacket, which is nearly half off in some colors and sizes. The AR (for “all-round”) is the beefiest of Arc’teryx’s Beta jackets. The combination of 40-denier fabric (with 80D reinforced areas) and Gore-Tex Pro 3L membrane make this not just highly waterproof, but very durable as well. When I know it’s going to rain, this is the jacket I bring.
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Photograph: REI
One of my favorite bargain three-season puffer jackets, the REI 650 down jacket, is a cheap, packable option for cold summits or stargazing on chilly nights. The stitched-through baffles mean this one isn’t as warm as some jackets, and it is more susceptible to wind. But at this price, it’s worth buying. The vest is also on sale for $50 ($50 off).
This is a steal on REI’s warmest puffer jacket for kids. My son lived in this jacket all winter and despite getting plenty dirty (you can machine wash and tumble dry it), it’s never let us down. The 650 fill power down matches the adult jacket above, but feels more generously stuffed and therefore warmer (REI does not list a fill weight for the Snowballer).
The Ghost Whisperer Down Jacket is my top pick for a backpacking puffer jacket. It weighs just 6.7 ounces for a men’s medium (7.3 ounces for the men’s large I tested), packs down to a tiny little thing (stuffing into its own pocket), and the 1,000-fill-power goose down offers one of the best warmth-to-weight ratios on the market. Unfortunately, the men’s version is not on sale right now.
If you live in a cold climate, even if it’s not quite Canada, you need this shirt. It’s your classic, ultrawarm wool shirt. Sorry, shirt jacket. Whatever it is, it’s warm, cozy, and comfy. Don’t let the wool scare you, it’s not itchy.
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Courtesy of REI Co-op
The best value pick on our base layer guide, REI’s midweight base layer is pleasantly soft and quick drying. It’s comfortable with a tight, but not overly-tight, fit that makes it easy to layer over. I especially like the thumb loops on the sleeves, and the flatlock stitching keeps these from rubbing under load.
REI’s 100-percent merino base layers are some of the best deals around on merino wool, and that’s when they’re full price. On sale, they’re a true steal. The pants are also on sale for $60.
Looking to avoid the sun? REI’s Sahara Shade hoodie is a great alternative to sunscreen. I don’t often use a sun hoodie myself, but I have worn this one and it does do a good job of protecting you without feeling too stuffy on a hot day (it’s definitely better for protecting against high altitude sun rather than humid, Florida sun).
Nemo’s Resolve is a great pack that incorporates a low-waste footprint into the design. It uses solution-dyed fabrics, and eschews straps and buckles in favor of bungees and pull-tabs. This does make adjusting it fussier, but once you’re used to it and have the fit dialed in, it’s not an issue. The Resolve is a comfortable pack. While technically frameless, it feels like it has some structure. and it sits nice and high on your back. At just over two pounds, it’s also pretty light.
I own a very dirty, somewhat sad looking older version of this Deuter day pack, and the suspension system is so comfortable that I still regularly load it down with way more than the recommended weight. I found the same to be true of this updated version when I tested it last year. It’s a comfortable, capable day pack and Deuter’s ventilation system is the best I’ve used, keeping your back from turning into a sweaty mess in summer heat.
This one has yet to be added to our daypack guide (I’ll be updating it soon), but I’ve been very impressed with the ultra-high-molecular-weight polyethylene (UHMWPE) ripstop body fabric, which manages to be durable, but not annoyingly crinkly the way some UHMWPE packs are. 22 liters is spacious enough for day hikes and the mesh rear pocket helps expand that capacity for things you want close at hand.
This humble lumbar pack, which Mountainsmith has been making seemingly forever, is my most used pack, thanks in part to its convertible nature. It can be worn as a lumbar pack (which I do when riding my bike), or as a a shoulder bag around town. I’ve also devised a way to strap it to the handle bars of my bike (it’s amazing what you can do with some voile straps), and to the outside of a Mystery Ranch backpack (to use as a daypack/outside storage). I have the 9L version, but if I were doing it over again I’d get the 13L to have a bit of extra space.
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A long time WIRED favorite, Peak Design’s everyday pack is a chic and understated, endlessly adaptable, and easy-to-use pack that can go everywhere you go—from the woods, to the office, to the bar. The greatness is in the thoughtful design details. For example, there are quick-release loops on the arm straps to swiftly loosen one just enough to swing the bag around and get your keys or wallet while standing or walking.
This is the pack I started my kids backpacking with. It’s one-size, so you might want to head to an REI store to make sure it fits, but it’s a comfortable, capable, reasonably-priced first backpack for kids. REI rates it for ages 8 to 12 years, but probably the more pertinent spec is that it fits best at between 4’9″ to about 5’3″.
Deals on Ebikes and Outdoor Tech
Photograph: Michael Venutolo-Mantovani
The Lectric XP is the most popular electric bike, and the third-most-popular electric vehicle of any kind. The only thing more popular than this is Tesla’s Model Y and Model 3 cars. Lectrics are notably the easiest bikes to assemble—reviewer Michael Venutolo-Mantovani only took 20 minutes to put it together—and it’s foldable, portable, and very attractive, especially in this forest green color. It has a powerful 750-watt motor, and even though it had to carry 225 pounds of human reviewer, the battery lasted well over 50 miles.
This Class 3 ebike tops out at 28 mph, but has some high-quality components for the price: a Shimano Deore 10-speed drivetrain, a 120-mm RockShox Judy Silver TK Air Fork, and Tektro Orion Quad Piston brakes. The TrailRush also has extras like a dropper seat post and huge 29-inch Maxxis Minion tubeless-ready tires for covering serious ground. Sure, who wouldn’t love to have the $11.5k Specialized S-Works Levo 4? But if that’s not in the budget, this is a great, less expensive option.
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We’ve tried several Aventon models and appreciate the high level of quality for a relatively low price point (the accessories are better than Lectric’s, too). This fat-tire ebike is affordable, versatile, and has built-in commuter essentials. We also like the Abound, which is on sale, too.
We’ve tested several GoTrax’s escooters, but we like the company’s folding, step-through ebike as well. It has the usual pitfalls of a cheap folding ebike (heavy, awkward), but it has a decent 20-mile range and all the commuter essentials for well under $1,000.
Photograph: Kieran Alger
I have yet to do a trip with a satellite communicator, but I do understand why people use them. If I were to bring one along, this is the one I’d get. It’s tiny, light (3.5 ounces), and easily stashable. It utilizes the super-fast Iridium satellite network, so you can send a rapid SOS from pretty much anywhere. There are extra features like waypoints and interval tracking, and it plays nice with compatible Garmin watches.
The Venu 4 was notable for introducing Sleep alignment, a new piece of information about sleep that aims to help you pick the right time to go to sleep in accordance with your natural circadian rhythm.
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Camping Deals
Before you head out to your local state park this summer, check out our guides to the Best Tents, Best Sleeping Pads, and Best Camp Stoves for all our camping gear recommendations.
Photograph: Scott Gilbertson
REI’s Base Camp tent is the best-designed, best-built six-person tent I’ve tested. It’s a traditional dome tent design, with two crossed poles and two side poles. The tent floor is high-quality 150-denier (150D) polyester, while the sides are a combination of mesh and 40D nylon. There’s loads of storage pockets, double doors, great vents, and huge windows, making it comfortable even in summer heat. It’s also one of the few family-size, three-season tents on the market with a nearly full-length rain fly (made of 75-denier polyester).
The Marmot Halo is my favorite all-weather 4-person family tent. It features a low-profile design, with steep sidewalls, and a reliable, nearly full-length rain fly, which, when combined, make this a livable haven in a storm. The name comes from the unusual pole design. There are two cross poles, like every square, domed tent, but the side poles connect halfway up the tent body instead of at the ground. This gives the Halo steeper sidewalls—and therefore more usable space—than any other tent I’ve tested. The downside is that you can’t stand up in it.
Courtesy of Coleman
REI sales are the time to grab this upgrade stove. Sure, the basic version below gets the job done, but the cast iron burners of the Cascade 3-in-1 are so much nicer and more durable. The griddle plate is also handy, perfect for cranking out pancakes. My only gripe is that I wish there were an option to get two griddles, as I find the grill not nearly as useful.
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Walk around any campground in America and you’ll likely see dozens of these, for good reason. They’re easy to use, last a long time, and aren’t all that expensive. The 10,000-BTU burners are plenty to cook on just about any pan you have (I use cast iron pans on mine), and the electronic ignition means you don’t have to keep track of a lighter.
You could argue this belongs below in the backpacking section, but I just can’t justify the weight of a chair when backpacking. I think of this and others like it as very compact camp chairs. Part of what I like about this chair is that it’s a good example of REI’s basic value proposition succeeding: it’s not the lightest chair you can buy, but it’s sturdy, well-made, and probably light enough. It’s also now outlasted the much more expensive Nemo Moonlight Elite, which ripped during a recent camping trip.
Photograph: Scott Gilbertson; Getty Images
It’s watersports season. If you don’t have a paddle board, it’s time to invest. My favorite paddle board for lazy days paddling at the lake, this Bote is large and stable, making it great for beginners. Despite it’s size, it’s surprisingly nimble and easy to steer, with very good tracking ability. I also love the two-in-one kayak/SUP hybrid design, which means you can turn it into a full fishing rig with Bote’s various add-ons.
Oru’s foldable kayaks are genius—all the boat, none of the size. The Lake is light, reasonably fast, and the cheapest way to get into the world of folding kayaks. As with all Oru’s offerings, the Lake folds origami-style into a roughly 30-inch square that’s just 15 inches deep—small enough to fit in a car trunk or hall closet.
This deal is a combo of our top-pick backpacking water filter and our top-pick water bladder. As the name suggests, the Sawyer is a squeeze filter, but paired with the Cnoc it turns into a gravity filter when you have the time. When I’m not testing something else, this is the filtration system I use, and it’s never let me down. If you don’t want the Cnoc bladder for some reason, the Sawyer is also on sale for $35 ($10 off).
The Katadyn BeFree Water Filter is one of the lightest filters on the market (2.3 ounces, or 65 grams, for the filter and bottle) and a great option for when you want to go as light as possible, like when you’re trail running or on a day hike. The filter is inside the collapsible container. Scoop up some water, screw on the lid, and drink. It doesn’t get any easier than that.
If you’re cooking for a group, this 3-liter pot is about as light as you’re going to find. It’s my go-to pot for family backpacking trips. The hard-anodized aluminum is sturdy and provides good heat transfer. The ceramic nonstick coating makes for easy cleanup (especially paired with the GSI scraper below). You can also nest the 2L version (also $47) inside this one for more cooking options on the trail. If you want to go nuts with it, I haven’t tried it, but you can theoretically also nest the 1.3L version ($39) inside the 2L.
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This is a backpacking must-have for me. It turns cleanup from a tedious chore to a couple of seconds’ work. I’ve even perfected cleaning burnt pans with it: Boil water in the pan to loosen the burnt bits and scrape them out. It’s not a massive savings, but you might as well grab one while it’s a couple bucks cheaper.
Photograph: Scott Gilbertson
If you want to cook in the backcountry, like legitimately cook with ingredients, not rehydrated food, the best stove I’ve tested is the Firebox Nano with the gas burner and diffusion plate. The Firebox Nano is a twig stove, so you have that option as well (I am fortunate to live somewhere I can use this feature), but with summer burn bans in many places, it’s really the gas burner and diffusion plate combo that is the centerpiece here. Together, they spread out the flame enough that cooking on a 10-inch pan is pretty much like cooking on my stove at home. This is a nearly miraculous achievement for a stove setup this small and light (8 ounces).
The Zenbivy sleep system is hands-down the best way I’ve slept in the backcountry, and the Light Bed is my favorite Zenbivy. It’s not the lightest (that’s the Ultralight Quilt), but it’s light enough for me at 1 pound, 12 ounces (or 793 grams) for the 25 degree Fahrenheit large version (and somewhat cheaper than the Ultralight). The Light Bed consists of either the Light Quilt or the Light Convertible Quilt (I like the latter for the option to open it up completely flat) paired with the Light Sheet.
Birdhouses provide a stable environment in which cavity-nesting birds can raise their families. Wood is still the usual option since it suits the hollows that birds seek in trees. However, wood exposed to constant rain, snow, and sun deteriorates over time, demanding frequent repairs or replacements.
A metal roof provides a significant advantage when it comes to dealing with water and snow. It sheds them far more efficiently than bare wood. When winter storms arrive, all of that extra protection comes in handy since moisture can leak in and accelerate wood deterioration. Builders who want their homes to last from season to season typically utilize metal for this purpose.
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Summer, on the other hand, brings a whole other set of worries, as metal has a horrible habit of absorbing sunlight and becoming rather hot to the touch. If you’ve ever touched a dark car hood on a bright day, you’ll know what I mean. If the heat is then carried directly into the nesting area, it can rapidly become hot enough to harm eggs or young chicks. A builder working on a large project of 500 birdhouses opted to measure the heat rather than assuming. The design featured a solid metal roof put over a wooden nesting chamber, but allowed a small gap between the two, allowing air to flow freely underneath the metal.
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To make this sound as intense as possible, heat lamps were pointed directly at the roof, and sensors were put to monitor the temperature of the roof, the upper part of the nesting chamber, the lower part, and the air around it. The heat lights maintained a temperature of 70 to 75 degrees Celsius on the roof for several hours. Meanwhile, the temperature within the wooden piece remained constant between 22 and 26 degrees Celsius throughout, and even when the air around the test box reached 30 degrees, the protected nesting area remained as cool as you wanted. Birds become quite worried if nest temperatures exceed 40 degrees Celsius, but in our test, they remained comfortably below that threshold.
The air gap is doing all of the work because moving air transfers heat out before it soaks into the wood beneath. To top it off, the metal shade fits inside the box, and the solid wooden edges provide some solitude. So what may have been a heat trap turns out to be a lovely, stable environment. In most real-life circumstances, the birdhouses face east or receive dispersed light rather than the full south-facing sun throughout the day. Finally, the inside should be more welcoming to the common birds who will live there. [Source]
India’s digital payment share has increased over the years, with the Unified Payment Interface (UPI) growing to over 750 million daily transactions. With an aim to reach over a billion daily transactions, Dilip Asbe, MD and CEO of the National Payments Corporation of India, which oversees UPI, thinks AI would be heavily involved in the next phase for user growth, fraud prevention, and credit distribution.
During an interview with TechCrunch at Mumbai Tech Week (MTW) 2026 last month, Asbe said AI could drive the next half a billion users with NPCI, India’s central bank, and the government working together.
“AI will be used very effectively when we look at the next wave of UPI, and that includes all aspects, including reaching new users. We must use AI effectively to protect our current citizens, to find fraud, and to find mules. AI must also be used to provide credit to all the users and merchants who have digital footprints,” he said. “We must use AI to look at the voice and multilingual solutions to make onboarding simpler.”
Many companies have talked about voice as an interface being important in India for chatting with companies or systems. Asbe believes that it is early days for that, as voice models will need to be more accurate. NPCI launched a voice assistant-based interactive system in 2023. Asbe noted that adoption for that yet to take off, and with the right use case, voice can become a critical component in the payment ecosystem.
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AI in finance and regulations
In the U.S., startups and public companies are racing to add AI to finance. Coinbase and Robinhood now allow agents to trade on users’ behalf, and OpenAI lets you load personal account data into ChatGPT to get financial advice. NPCI has shown some demos around agentic commerce and payments with Razorpay last year. However, there hasn’t been a wider rollout of some of these capabilities.
NPCI’s CEO thinks that with robust regulations and a framework, India can also adopt AI-powered finance. He said that there should be enough protection for users and mitigation for risk — and in case something goes wrong, the system should be able to look at the instructions and consent given by the user to an agent.
Besides the usage of models, Asbe thinks that the Indian finance ecosystem has an opportunity to build small language models.
“We believe that the models will differentiate from each other based on the data sets that are made available to them,” he said. “We have a very rich data set in our ecosystem. I think there is a big opportunity for Indian companies — the banks, FinTechs, and the ecosystem — to create small language models which are sharp, specific, and as deterministic as possible.”
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Last year, NPCI launched a model called FIMI to solve user disputes. Asbe noted that it is serving over a million users to cancel mandates and resolve issues, and is scaling fast.
During the conversation, Asbe said that UPI apps have very low switching costs and most core features are shared. He noted that PhonePe and Google have poured millions into their apps to attain their market position. He said that if new apps find viable business models within the fintech ecosystem, their share will rise.
“I believe that there are multiple issues why we see this concentration risk exist, and one of the important reasons is the availability of a viable commercial model. The moment we see the commercial model being available to the ecosystem, I believe newer players will start investing very heavily,” Asbe said.
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In 2024, the payment body spun off its BHIM UPI app to make it more competitive and grow its usage. While its transaction volume has grown, its overall market share is around 1%. Asbe said that with BHIM, there is no particular target market share NPCI is eyeing. But it wants to make it a sovereign and secure alternative to other apps, Asbe said.
India is one of the biggest digital economies, and investors around the world will be looking at the regulatory landscape to put money into newer fintech solutions and make the market more competitive.
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Fake GTA VI beta keys are already draining cryptocurrency wallets worldwide
AI-generated scam websites now imitate Rockstar branding with alarming accuracy
Malware hidden inside fake game downloads can expose banking credentials instantly
Grand Theft Auto VI is not due on consoles until November 19 2026, but official preorders open soon, and cybersecurity researchers have warned criminals are already exploiting the wait with a coordinated wave of fraudulent websites.
Malwarebytes and NordVPN have both flagged sites promising “VIP early access” or exclusive beta keys to one of gaming’s most anticipated releases.
The schemes ask victims to hand over money, personal information, or both, often before any real product changes hands.
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How the scam works
Some fraudulent sites ask players to pay a few hundred dollars in cryptocurrency for a so-called VIP beta key. This method makes refunds or fraud reports practically impossible once the payment clears.
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According to Stefan Dasic of Malwarebytes, GTA VI is “the perfect bait” that can be used by cybercriminals.
The franchise sold hundreds of millions of copies and went 13 years without a new entry — conditions that make hype, and therefore impatience, unusually intense.
Gerald Kasulis of NordVPN said scammers now use AI to mimic Rockstar’s official branding so convincingly that polished emails and websites slip past a gamer’s usual scepticism.
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Some pages invoke the phrase “help us build Vice City,” a reference to the game’s fictional setting, to create a false sense of insider access.
Victims are sometimes directed to download software branded as an early build, including one fake file called GTA Mobile 6.
According to researchers, this file contains malware capable of letting fraudsters remotely access the victim’s device, often bypassing antivirus software.
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NordVPN has separately traced some of these fraudulent domains to a wider network with a documented history of spreading banking trojans, infostealers, and ransomware.
Other variants simply harvest names, addresses, dates of birth, or existing GTA login credentials, data that can then be resold.
Several of these scam sites even target PC and Android users, despite Rockstar never confirming that those versions exist yet.
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Who is being targeted?
The typical victim tends to be someone too young, too eager, or simply underinformed, and primarily driven by a desire to be first in line for the game.
However, Malwarebytes’ assessment of the scam wave reveals that the trick itself is rarely sophisticated, yet it consistently fools people regardless of age.
The character of those falling for these scams goes beyond simple naivety, since urgency and curiosity are what scammers are really exploiting across these campaigns.
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Younger players and newcomers to online gaming appear especially exposed, given their relative unfamiliarity with how official preorder and beta access processes normally function.
Neither company has data on exactly how many people have visited these sites or lost money so far.
Rockstar Games has not responded to requests for comment on the ongoing scam wave or its impact on players.
Security researchers are urging anyone tempted by claims of early GTA VI access to pause and verify the source before entering any personal or financial details.
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Players who have already entered credentials or payment information are advised to change their passwords immediately.
They should also contact their bank without delay, since cryptocurrency payments in particular cannot be reversed once sent.
Micron quadrupled its revenue to more than $41bn this quarter, around $6bn more than analyst expectations.
A surge in business from AI companies and high projected earnings have sent chipmakers Micron and Qualcomm’s shares soaring.
Leading chipmakers have become some of the main benefactors of the AI race as competing tech giants spend billions to build and tap into AI data centres.
Micron witnessed a stellar quarter, quadrupling its revenue to more than $41bn – up from $9.3bn a year earlier, and around $6bn more than analysts’ set expectation of roughly $35bn.
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The company expects revenue of around $50bn for the current quarter, up from $11.3bn the year before. Analysts expected this to range around $43bn.
Micron’s shares jumped by a double digit percentage following the news yesterday (24 June), before easing marginally. They had already more than tripled this year and outpaced all other major chip stocks in the US.
Alongside the glowing quarterly report, the chipmaker announced yesterday that it signed 16 long-term agreements with data centre operators and automakers. It expects financial commitments of $22bn from the deals.
Nvidia has also tapped Micron for its HBM4 memory chips for use in its next-generation Vera Rubin platform.
Similarly, Qualcomm said it expects to create $15bn in sales from its data centre business by 2029. The company also expects $40bn in non-handset revenue by then – around double a previous fiscal target.
Company chief financial officer Akash Palkhiwala told investors that the data centre business will bring in $5bn for the fiscal year 2027 – with $1bn alone from the custom chips it will sell customers. Shares went up 15pc following the news.
Microsoft and Meta have tapped Qualcomm for its new AI chips that rely on cheap memory chips used in smartphones and laptops, while two unnamed hyperscalers will purchase custom chips, the company said.
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Qualcomm’s move to AI chips comes as the smartphone market is negatively affected in a chip shortage driven by the continuously growing demand for AI infrastructure.
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Looking for the most recent Connections answers? Click here for today’s Connections hints, as well as our daily answers and hints for The New York Times Mini Crossword, Wordle, Connections: Sports Edition and Strands puzzles.
Today’s NYT Connections puzzle is a tough one, especially the purple category. Read on for clues and today’s Connections answers.
The Times has a Connections Bot, like the one for Wordle. Go there after you play to receive a numeric score and to have the program analyze your answers. Players who are registered with the Times Games section can now nerd out by following their progress, including the number of puzzles completed, win rate, number of times they nabbed a perfect score and their win streak.
Here are four hints for the groupings in today’s Connections puzzle, ranked from the easiest yellow group to the tough (and sometimes bizarre) purple group.
Data from Inrix.com found that American drivers in 2025 on average spent nearly 50 hours a year sitting bumper to bumper with other motorists, up from 44 hours in 2024. Something those residing in places like Chicago, and other U.S. cities that have the worst traffic know only too well. According to the U.S. Department of Transportation, other than severe weather, merging is the biggest enemy to the flow of traffic.
In an effort to reduce bottlenecks, several state level agencies have been promoting something called “zipper merging.” Essentially, vehicles in the merging lane should wait to get over until nearing the lanes end, with motorists in both the merging and open lane alternating turns. But there is a lot of confusion surrounding the practice. It requires motorists in the open lane to allow mergers in and is typically reserved for specific circumstances such as lane closures. Also, a consistent speed from the merging lane is crucial. Rushing forward then hitting the brakes at the merge point go against the zipper method.
To be clear, there is no national law mandating the practice. Some states ask drivers to implement it in certain conditions and included it in campaigns to educate the public. However, others such as Utah, do have a law (41.6a-903.1) that specifically names the “Zipper method.” It’s also mentioned in Illinois Rules of the Road publication and carries a potential fine if disregarded. You should verify your areas stance on zipper merging with your local DMV.
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Why use zipper merging?
When two lanes merge into one, the zipper method asks motorists to use the entirety of the lane that’s coming to an end (rather than getting over immediately). This allows speeds to match across both lanes of traffic, improving efficiency. The slowdown affects everyone equally, which may reduce anger among drivers. Some figures, like a Minnesota study from 2013, reported by AAA.com, claim the practice can lessen traffic jams by as much as 40%. According to the Missouri Department of Transportation, congestion can see a reduction of up to 50%. Zipper merging isn’t the only way speed is used to manage traffic flow, as other methods such as a minimum speed limit sign helps reduce congestion by narrowing the disparity in speeds between motorists.
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The concept isn’t new and has been in place for years in some European countries. Belgium made it a law back in 2014, and Germany included it among its motorist regulations in 2001. Some Canadian provinces have also been campaigning for its use, with examples like British Columbia, putting up signs encouraging the practice.
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Why zipper merging has struggled to gain traction among U.S. drivers
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The zipper merge tends to go against certain unwritten rules many drivers have followed for years. Kevin Gutknecht of the Minnesota DOT summed up the problem in an interview with NewsChannel5.com, “From kindergarten on we’re told we need to stand in line and stay in place in line.” A motorist who successfully merges at the first opportunity, can feel slighted when another driver continues past them in the closing lane, because it can be interpreted as cutting ahead in line.
The zipper method can create frustration from both early mergers and those who follow it correctly. A motorist following the zipper method can become increasingly upset that others aren’t willing to allow them to merge, trapping them in place. Situations like these can cause tempers to boil over, especially when motorists become more aggressive trying to force a merge. Surprisingly, Louisiana has the most road rage in America, according to Consumer Affairs.
Some states have taken a step back on the zipper merge idea, like Tennessee. According to a Tennessee Department of Transportation statement published on Fox17.com, “It requires a significant amount of not only public education, but also public compliance. According to our traffic division, some states have had issues with getting the public to comply with the “take turns” direction.” Some law enforcement officials in Arizona have expressed their opinion that the zipper method would work well in an idyllic society, but reality is different.
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