Video
Why Money Feels Harder at Every Stage of Life (Behavioral Finance Explained)
Why do smart, responsible people still feel anxious about money even when they are doing everything right?
In this video, we break down behavioral finance research that explains how saving, investing, and spending behaviors change across every stage of life, and why financial strategies that work at one age often stop working over time.
Using Federal Reserve Survey of Consumer Finances data, research from Vanguard, Morningstar, RAND, and the Health and Retirement Study, along with insights from behavioral economists like David Laibson, Daniel Kahneman, and David Blanchett, we explore how money decisions are shaped far more by psychology and life stage than by intelligence or math.
You will learn why money feels fragile in your 20s, why optimization anxiety peaks in midlife, why retirement decisions feel irreversible, and why many retirees underspend despite having enough.
This video covers the psychology of money, behavioral finance mistakes, retirement planning mindset shifts, risk tolerance by age, income versus assets in retirement, and why one financial strategy cannot work for your whole life.
If you have ever wondered why money feels harder over time, this video explains why and what to do differently.
00:00 Intro: How Retirement Decisions Change Over a Lifetime
00:50 Stage 1: Early Adulthood (20sâEarly 30s) Building the Foundation
04:23 Why Early Financial Mistakes Rarely Ruin Retirement
06:22 Stage 2: Midlife Accumulation (Mid-30sâ50s) Peak Saving Years
07:27 Loss Aversion Takes Over in Midlife
10:51 Stage 3: Pre-Retirement (Late 50sâEarly 70s) The Danger Zone
12:00 Sequence of Returns Risk Anxiety Peaks
12:37 The Hidden Retirement Problem: Chronic Underspending
14:09 What Retirement Research Really Says About Income
15:30 Stage 4: Later Retirement (Mid-70s+) Spending Confidence Shifts
18:06 The Three Biggest Lifetime Financial Shifts (Data-Backed)
18:16 Accumulation to Decumulation: The Hardest Transition
18:55 Why Risk Tolerance Is Emotional Not Linear
19:29 Why Feeling Safe Often Conflicts With What Actually Works
20:43 Bloopers
Sources:
Empower: https://www.empower.com/the-currency/money/average-portfolio-mix-by-investor-age
RAND: https://www.rand.org/pubs/research_reports/RRA2355-1.html
Protected Income:
https://www.protectedincome.org/wp-content/uploads/2025/03/RP-30_BlanchettFinke_v3.pdf
Harvard Library: https://dash.harvard.edu/entities/publication/73120378-8460-6bd4-e053-0100007fdf3b
Vanguard: https://workplace.vanguard.com/insights-and-research/report/how-america-saves-2025.html?cmpgn=IIG:TL:HAS:HAS25:SRCH:PS:XX:TL:GG:Known:Phrase:TLEAD:20250624:BD:NONE:RTG:KW:AmericaSavesReport&gclsrc=aw.ds&gad_source=1&gad_campaignid=22698817639&gbraid=0AAAAADyd_RXVsuOOZrNSdn8kV_lC5NsJ8&gclid=CjwKCAiAjojLBhAlEiwAcjhrDqKDdFRj7U_vNzFb4ATQnO0J9BCKtvAz_NM3-Fh04zkZbsxfwLaX-xoC48YQAvD_BwE
Morningstar: https://www.morningstar.com/business/insights/research/the-state-of-retirement-income?gad_source=1&utm_id=n&utm_term=retirement+portfolio&gad_campaignid=23329984011&gclid=CjwKCAiAjojLBhAlEiwAcjhrDlgAd6btUzK7KX2XpUmuGwVUDWa6hi7lx-9LpTLTGcYlzzoBgFQHTRoC7KQQAvD_BwE&utm_campaign=res_apac_n_n_en_2512_tf_nb_n_rgsnbstateofretirementus&utm_medium=cpc&gbraid=0AAAAACr_AGnsGZcQGjD_CILqjtw1p50NJ&utm_content=engine:google|campaignid:23329984011|adid:787071742473&utm_source=google
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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.
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Thanks for watching, I appreciate you!
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Video
MORAD – NO MONEY [VIDEO OFICIAL]
LYRICS BY MORAD
PROD. BY G NUVIALA, SHB & LAN
VIDEO DIRECTED BY IVAN SALVADOR
COLOR BY STEPZ
TRANSCRIPTION GONCALO FERNANDES
“NO MONEY” ya disponible en plataformas: https://orcd.co/nomoney_morad
SĂgueme:
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Video
Understanding & Reading Financial Statements
Chapters:
00:00 – Understanding The 3 Key Financial Statements
01:19 – Income Statement
01:55 – Statement of Cash Flows
02:37 – Simplified Balance Sheet
03:18 – Current vs. Non-Current
04:02 – Balance Sheet Demonstration
06:05 – Deferred Income Tax
07:42 – What Is Goodwill?
08:29 – Intangible Assets & Unearned Revenue
09:31 – Commitments & Contingencies
10:28 – Common vs. Preferred Shares
11:55 – Contributed Surplus
12:55 – Other Comprehensive Income
13:20 – Statement of Shareholders’ Equity
13:56 – The Full Disclosure Principle
14:30 – 3 Key Financial Statements Notes
14:40 – Significant Accounting Policies
15:09 – Indirect Information
Reading Financial Statements | Corporate Finance InstituteÂź
View full playlist: https://www.youtube.com/playlist?list=PLl3-0Xe_motTmt8KU8PQdt2URdOzBFRuX
Copyright © 2015 – 2020, CFI Education Inc. All Rights Reserved.
Enroll in the full course to earn your certification and advance your career: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course
Learn how to read financial statements. In this free course, we use a company’s financial statements and annual reports to understand the financial strength of a company and help us make informed decisions. We learn how to read the balance sheet and its related notes using a company case study, Espresso Software. This will help us understand the financial strength of the company and help us make informed decisions. We’ll also look at the company’s income statement and statement of cash flows and conclude by covering the key contents of an annual report.
About Corporate Finance InstituteÂź
CFI is a world-leading provider of online financial analyst certification and training programs and the FMVAÂź designation. CFIâs financial modeling courses, programs, and certifications have been delivered to tens of thousands of individuals around the world to help them become world-class financial analysts. The financial analyst certification program begins where business school ends to teach you job-based skills for corporate finance, investment banking, corporate development, treasury, financial planning and analysis (FP&A), and accounting. CFI courses have been designed to make the complex simple by distilling large amounts of information into an easy-to-follow format. Our training will give you the practical skills, templates, and tools necessary to advance your career and stand out from the competition.
Learn about the FMVAÂź Certification Program: https://corporatefinanceinstitute.com/certifications/financial-modeling-valuation-analyst-fmva-program/
Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections
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#FinancialStatements
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Video
money from empty bottles
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Video
WHY CRYPTO IS DOWN? TRUMP NEWS | BITCOIN UPDATE | Crypto NEWS Today | BITCOIN NEWS| #bitcoin #crypto
â ïž Disclaimer:-
This is not a financial Advice Video
Trading cryptocurrencies involves risks and may not be suitable for all investors. Please carefully consider your investment objectives and risk tolerance before trading. Remember, any form of offering does not guarantee returns on investment. Our content provides general market commentary and does not constitute investment advice. We do not accept liability for any losses incurred from reliance on our information. Your financial decisions are your responsibility.
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Who’s your favorite girl in Digital Circus? [Money Money Green green meme] #shorts #trend
#theamazingdigitalcircus #digitalcircus #tadc #moneymoneygreengreen #moneymoney #meme #pomni #ragatha #gangle #zooble #dancememe #ëšžëëšžë #ëì§ížì컀ì€
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Video
Crypto Gold Live Trading 5 Feb – stock_learners
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Video
My Family is Shaming Me for Not Giving Them Money
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Bitcoin Bottom Hit | $90K Is Next? | Crypto Market Updates | Bitcoin Updates
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In todayâs crypto market update, we analyze whether Bitcoin has finally formed its bottom and if a $90,000 price target could be next for BTC. After weeks of volatility, traders are asking one key question: Is this the reversal point or just another bull trap?
In this video, we break down:
đ Bitcoin technical analysis and support zones
đ Key resistance levels toward $90K
đ° Latest crypto market news and sentiment
đĄ On-chain signals and volume behavior
â ïž Risk factors that could invalidate the move
đ Altcoin reaction and market structure
đ° What smart money may be doing right now
Whether you are trading Bitcoin short-term or holding for the long run, this breakdown will help you understand the next major BTC move and how the broader crypto market is reacting.
If you want daily Bitcoin updates, real-time crypto analysis, and professional market insights, make sure to subscribe and turn on notifications.
This video is for educational purposes only and not financial advice. Cryptocurrency trading involves risk. Always do your own research before investing.
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Lisa – Money (Live Performance)
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Market View | 13th Feb – Stocks You Need to Watch #stocks #finance
Join us in this episode of Market View as we delve into the latest market trends and highlight the top stocks you need to watch on February 13th. From analyzing key market indicators to identifying potential investment opportunities, our expert analysis will provide you with the insights you need to make informed decisions. Whether you’re a seasoned investor or just starting out, this video is perfect for anyone looking to stay ahead of the curve in the world of finance and stocks. Tune in to discover the stocks that are making waves in the market and learn how to navigate the ever-changing landscape of the financial world.
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