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Competing Social Security COLA estimates released after fresh inflation data

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Social Security SSI benefits to be paid early due to weekend calendar quirk

Social Security beneficiaries are still expected to see a larger cost-of-living adjustment (COLA) in 2027 than they did this year, though it has decreased as inflation eased in July.

By law, the annual Social Security COLA is calculated using the Bureau of Labor Statistics’ consumer price index (CPI) inflation data for the months of July, August and September based on a variant of the dataset known as CPI-W. The COLA boosts beneficiaries’ payments to account for a rise in the cost of living, and the COLA for 2026 amounted to a 2.8% increase.

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The BLS released the July CPI inflation data Wednesday that showed consumer prices were up 3.4% from a year ago. That’s down from a 3.5% annual reading in June.

Several groups have released estimates for the 2027 COLA based on the July data and estimates for the next two months of data, which have the COLA landing in a range from 3.2% to 3.6%.

INFLATION COOLED IN JULY BUT REMAINED ELEVATED AS FED WEIGHS RATE HIKES

The nonpartisan Committee for a Responsible Federal Budget released the lowest of those estimates, projecting the COLA will ultimately be at 3.2% when the final data is released this fall. It noted in its analysis that CPI-W was flat in July and is up 3.4% over the last year.

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“High COLAs can provide helpful near-term support to seniors, but also impose significant costs for a Social Security retirement fund that is just six years from insolvency,” CRFB said, adding that automatic benefit cuts of 22% would occur if the fund is depleted.

CRFB has proposed reforms to COLAs aimed at helping to shore up Social Security’s solvency, including a COLA cap for high-income beneficiaries as well as a flat rate COLA.

ONE TYPE OF SOCIAL SECURITY ADJUSTMENT COULD CUT THE 75-YEAR SHORTFALL IN HALF

Man holds Social Security card near cash

Social Security’s 2027 COLA is estimated at between 3.2% and 3.6%, with about two months left until the official COLA is finalized. (Getty Images/stock)

The AARP, which advocates for policies it views as beneficial to people over the age of 50, estimates that the 2027 COLA will be 3.5% in its first-ever COLA estimate to be released before the third-quarter inflation reports come out.

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“The sooner that we can give them reliable information as to how much their benefits might [increase next year], the sooner they can start planning,” AARP VP for Financial Security Rich Johnson said.

“There’s a lot of uncertainty about how food and, especially, energy prices will play out over the next two months. This is not set in stone.”

NEW PROPOSAL WOULD CAP SOCIAL SECURITY BENEFITS AT $100K FOR WEALTHY COUPLES

Woman with walker heads into Houston Social Security office

A woman walks into a Social Security office in Houston, Texas, July 13, 2022. (Mark Felix/The Washington Post / Getty Images)

The Senior Citizens League (TSCL) released an estimate that puts the 2027 COLA at 3.6%, which would represent an increase of 0.8 percentage points when compared with the 2026 COLA. 

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The TSCL analysis noted that if the estimated COLA were to take effect today, it would amount to an increase of $69.75 in average benefits, rising to $2,007.28 from $1,937.53.

TSCL executive director Shannon Benton said in a statement that, “One of the wildcards in this year’s forecast has been inflation’s volatility. It started the year at 2.2%, then surged to 4.4% by May before falling back to 3.5% in June.”

“That kind of instability can throw off forecasts, but our model is designed to avoid chasing every spike and dip, which has kept our predictions on a relatively steady course,” Benton added.

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The official 2027 COLA will be announced Oct. 14 after the BLS release of September CPI inflation data. It will take effect starting with payments to beneficiaries in January.

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Indel Money to raise up to Rs 500 crore via public issue of NCDs

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Indel Money to raise up to Rs 500 crore via public issue of NCDs
Indel Money, a non-deposit taking non-banking finance company, on Wednesday said it proposes to raise up to Rs 500 crore through public issue of non-convertible debentures (NCDs) of face value of Rs 1,000 each.

The issue opens on August 18 and closes on August 31 with an option of early closure, subject to relevant approvals, Indel Money said in a statement.

Investors may make one or more applications for the NCDs, subject to a minimum application size of Rs 10,000 across all series collectively and in multiples of Rs 1,000 thereafter, it said.

India bonds flat, major move likely only after US inflation data
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Indian government bonds remained mostly stable on Wednesday, with traders eyeing important US inflation statistics expected later that day. The local retail inflation for July edged up to 4.45 percent, while oil prices declined slightly following news of a ceasefire extension. Overnight index swap rates showed little change, reflecting expectations surrounding the upcoming US economic data.


The public issue comprises a base issue of Rs 250 crore, with an option to retain oversubscription of similar amount aggregating an overall issue size of up to Rs 500 crore.
The net proceeds of the issue will be utilised for onward lending, financing or refinancing of existing debt and/or debt servicing, including payment of interest and/or repayment or prepayment of interest and principal of existing borrowings of the company, and for general corporate purposes.


The company will not utilise proceeds of this issue towards payment of prepayment penalty, if any, it said.
With the Indian economy continuing to demonstrate resilience and credit demand remaining healthy, organised lenders, including gold loan NBFCs, have an important role to play in meeting the financing requirements of individuals and businesses, Indel Money Director Umesh Mohanan said.

“This fundraise will further strengthen our capital position and support our ability to meet evolving credit demand, pursue our long-term growth objectives and comply with regulatory requirements,” he said.

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How to Choose the Right Warehouse for Your Business

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How to Choose the Right Warehouse for Your Business

Choosing a warehouse is a strategic decision rather than a simple search for enough empty floor space. The wrong facility can increase transport costs, slow order fulfilment, create bottlenecks around loading areas and leave a growing company with little room to expand.

At the same time, paying for space or technical features that the business does not need can place unnecessary pressure on operating budgets. A suitable warehouse should therefore support current workflows while remaining flexible enough to accommodate changes in stock volumes, staffing and distribution plans.

Start with Location and Transport Connections

Location should be assessed in relation to the entire supply chain, not only the distance from the company’s main office. A warehouse needs convenient access to major roads, suppliers, customers, parcel hubs, ports or airports, depending on the business model. Employee travel also matters, as a poorly connected site may make recruitment and shift planning more difficult. When comparing modern logistics parks in Lithuania, Latvia and Estonia, the property information provided by SIRIN Development can help businesses review available locations and understand how different premises may support warehousing, distribution or stock-office operations. Before making a decision, companies should map their most frequent delivery routes, calculate realistic journey times and consider whether the location will remain practical as sales territories expand.

Match the Building to Your Operations and Growth Plans

The next step is to translate daily operations into specific property requirements. Important factors may include clear internal height, floor load capacity, column spacing, loading docks, ground-level gates, yard depth, parking, office space and fire-safety systems. An e-commerce operator may prioritise efficient picking routes and courier access, while a distributor handling palletised goods may need more loading infrastructure and higher racking capacity. Temperature-controlled products, light manufacturing or automated equipment can create additional technical demands.

Businesses should also estimate how much space they may need in three to five years. Ready-built premises can be suitable when speed, predictable entry costs and flexibility are priorities, whereas a build-to-suit facility may be more appropriate when the operation requires a custom layout, specialised systems or long-term control over the building’s performance. Modern logistics developments may offer adaptable warehouse and office configurations, while customised projects can incorporate automation, operational layouts and sustainability requirements from the design stage.

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Compare Total Occupancy Costs, Efficiency and Ongoing Support

Rent per square metre does not show the full cost of occupying a warehouse. The comparison should also include heating, electricity, lighting, maintenance, security, service charges, insurance-related requirements and the potential cost of inefficient workflows. Energy performance is particularly relevant in large industrial buildings. The European Commission notes that improving a building’s energy performance can reduce energy consumption and bills, while efficient technical systems and renewable energy help lower operational demand. Smart building management, LED lighting and efficient heating can therefore influence both running costs and the ability to monitor consumption. Sustainability certification can provide another useful reference point. BREEAM assesses buildings across areas such as energy, water, transport, management and resilience, giving occupiers a structured way to evaluate environmental performance.

It is also worth examining what happens after the lease is signed. Support with fit-out, relocation, maintenance, future expansion and ESG requirements can reduce disruption and make the property easier to manage over the long term.

A warehouse should not merely accommodate today’s stock; it should help the business operate with fewer constraints tomorrow. The strongest choice is often the facility that makes everyday processes simpler, keeps future options open and prevents property limitations from dictating how the company can grow.

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MindsEye’s Comeback Wasn’t Supposed to Look Like This

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£30m Government Boost for British Video Game Developers

There was no miracle patch or dramatic relaunch. MindsEye’s recovery happened gradually, as Build A Rocket Boy kept updating, expanding and giving players new reasons to return.

A year is a long time in games.

Twelve months ago, MindsEye looked like another cautionary tale. The kind of ambitious release the industry spends years pointing to whenever somebody suggests shipping before they’re ready. Technical issues drowned out bold ideas, reviews were mixed, and the conversation became less about what the game was trying to achieve than what it hadn’t yet delivered.

If comeback stories have taught us anything, though, it’s that first impressions aren’t always the final verdict.

Today, MindsEye’s overall Steam rating remains Mixed, but reviews from the last 30 days are Mostly Positive. The 2026 roadmap continues to land on schedule. Multiplayer arrived last month. A game that once seemed destined to be remembered for its launch is increasingly being talked about for everything that’s happened since.

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What’s surprising isn’t that MindsEye recovered.

It’s how.

The Conversation Changed Before the Reviews Did

Most gaming comeback stories have a defining moment.

No Man’s Sky had NEXT. Cyberpunk 2077 had Phantom Liberty. Final Fantasy XIV quite literally rebuilt itself from the ground up.

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MindsEye never had that moment.

Instead, Build A Rocket Boy did something far less dramatic.

They simply kept shipping.

Update after update improved stability, fixed long-standing technical issues and expanded existing systems. Alongside every technical patch came new reasons to return. There wasn’t one headline update that suddenly changed everything. Instead, the game improved slowly enough that many players barely noticed it happening.

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Until they did.

Players who had written the game off months earlier began returning to find a noticeably different experience waiting for them. Steam’s recent reviews now see roughly seven out of ten recent players recommending the game—a remarkable reversal from launch.

The media narrative shifted as well. Publications that once focused almost exclusively on technical shortcomings gradually began writing about new content, creator tools and future updates instead. One 2026 reassessment described MindsEye as having been “transformed” into a more stable, content-rich experience.

Perhaps that’s the real milestone.

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Most comeback stories rely on players forgiving a game.

MindsEye’s depended on players rediscovering it.

The Patches Fixed the Game. Arcadia Explained the Vision.

If technical improvements repaired the launch, Arcadia explained why Build A Rocket Boy had built MindsEye in the first place.

Arcadia isn’t simply a level editor.

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It’s the studio’s bet that a traditional single-player game doesn’t have to end when the credits roll.

While many post-launch strategies revolve around expansions or seasonal content, Build A Rocket Boy has spent the past year quietly doing something different. Almost every major update has included new Arcadia missions—professionally crafted experiences built using the very same tools that ship free with the game.

The effect is subtle but significant.

Every new mission expands MindsEye for existing players while simultaneously demonstrating what’s possible for aspiring creators. Instead of asking the community to imagine what Arcadia could become, the studio has been showing them.

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That long-term vision wasn’t invented after launch.

Years before MindsEye released, patent filings hinted at a platform where players would build and share their own experiences. Journalists who toured the Edinburgh studio long before release came away describing those ambitions as some of the company’s most ambitious ideas.

Arcadia wasn’t Plan B.

It was simply waiting for the rest of the game to catch up.

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Completing the Picture

Last month’s multiplayer update feels less like a change of direction than another piece falling into place.

Grenade Football—a deliberately chaotic, physics-driven team sport—arrives alongside competitive racing across both developer-built and community-built tracks. Combined with a free weekend, it represents another attempt to broaden what MindsEye can be rather than simply adding another feature to the checklist.

Whether multiplayer becomes another turning point remains to be seen.

But that’s almost beside the point.

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The more interesting story is how MindsEye got here.

It wasn’t rescued by one miracle patch.

It wasn’t reinvented overnight.

It didn’t disappear for two years before quietly returning.

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Instead, Build A Rocket Boy chose the slower route. They kept releasing updates. They kept expanding the game. They kept giving players reasons to come back.

Eventually, the conversation changed.

A year ago, MindsEye was being judged on the week it launched.

Today, it’s being judged on everything that’s happened since.

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For any developer attempting one of the hardest feats in modern games, that’s a far more meaningful milestone than any review score.

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StubHub Holdings, Inc. 2026 Q2 – Results – Earnings Call Presentation (NYSE:STUB) 2026-08-12

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

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Seeking Alpha’s transcripts team is responsible for the development of all of our transcript-related projects. We currently publish thousands of quarterly earnings calls per quarter on our site and are continuing to grow and expand our coverage. The purpose of this profile is to allow us to share with our readers new transcript-related developments. Thanks, SA Transcripts Team

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Spire Global, Inc. 2026 Q2 – Results – Earnings Call Presentation (NYSE:SPIR) 2026-08-12

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

This article was written by

Seeking Alpha’s transcripts team is responsible for the development of all of our transcript-related projects. We currently publish thousands of quarterly earnings calls per quarter on our site and are continuing to grow and expand our coverage. The purpose of this profile is to allow us to share with our readers new transcript-related developments. Thanks, SA Transcripts Team

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Monster Beverage achieves monster results

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Monster Beverage achieves monster results

Aluminum tariffs, fuel costs put a dent in the company’s performance.

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Guardant Health, Inc. (GH) Presents at Canaccord Genuity’s 46th Annual Growth Conference Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript