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Lindsay Clancy suffering ‘command hallucination’ when she killed children, court hears

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Lindsay Clancy sits and looks off to the side while wearing a peach coloured shirt

Clancy lacked control and was likely unable to tell the difference between right and wrong on that January 2023 day, he told the jury on Friday.

“In her mind, she believed that she would be doing her children a favour by having them go to heaven with her rather than remain on earth without her doing the mothering,” Resnick testified.

The case is expected to go to the jury early next week following nearly a month of witness testimony.

Earlier this week, Clancy’s mother and former mother-in-law testified about how Clancy’s mental health deteriorated after the birth of her youngest son.

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“She was begging for help,” Clancy’s former mother-in-law, Susan Clancy, said of a woman she described as a “very nurturing, very loving” mother.

Clancy has been charged with three counts of first-degree murder.

Prosecutors have said that in January 2023, Clancy intentionally strangled the three children with fitness bands in their Massachusetts home before jumping out of a second-floor window. Clancy, now 36, was paralysed by the jump and has attended the trial in a wheelchair.

The defence have said Clancy experienced hallucinations and delusions after giving birth to Callan and she was undergoing medical treatment for psychiatric problems. She checked herself into a psychiatric hospital for a few days just before the deaths.

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The UK’s National Health Service (NHS) defines postpartum psychosis as a rare serious mental health illness that can affect someone soon after having a baby.

“Postpartum psychosis is very different from the ‘baby blues’,” the NHS adds. “It’s a serious mental illness and should be treated as a medical emergency.”

If you are suffering distress or despair and need support, you could speak to a health professional, or an organisation that offers support. Details of help available in many countries can be found at Befrienders Worldwide. www.befrienders.org.

In the UK a list of organisations that can help is available at bbc.co.uk/actionline.

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Woman in her 40s ‘raped on woodland path’ with man arrested | News UK

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Woman in her 40s 'raped on woodland path' with man arrested | News UK
The suspected attack happened on the path through the Boscombe nature reserve (Picture: Google)

A man in his 60s has been arrested after a suspected rape on a nature path near Bournemouth beachfront.

Detectives continue to probe a suspected rape in the Boscombe area of Bournemouth after reports of an attack on Wednesday evening.

It unfolded after a woman, in her 40s, and a man had met on Woodland Walk that evening.

Dorset Police said it received a report of the rape at 12.16am on Thursday night, and that the attack occurred around three hours earlier.

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Now a man, in his 60s from Bournemouth, has been arrested on suspicion of rape, the force confirmed.

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Detective Inspector Edmund Murray said: ‘We are continuing to support the victim and have updated her of the latest development.

‘An investigation was launched and we have now made an arrest as we continue to investigate what happened.

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‘I am appealing to anyone who may have seen any suspicious activity in the area that may assist our enquiries to please get in touch.

‘Our local neighbourhood policing team will be patrolling the area and can be approached by anyone who has concerns or wants to provide information.’

Woodland Walk, a hiking path connecting the major Christchurch Road and the Boscombe cliffs, was cordoned off during the scene investigation.

Residents said the suspected attack left them concerned.

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Kirsty, 50, told the Bournemouth Echo: ‘Woodland Walk has increasingly become a very unsavoury area for anyone to be on their own but especially for women.

‘I have not felt safe in Boscombe for many years and increasingly in the surrounding areas.’

She urged the council, police and local MPs to work on efforts for better protections in areas where anti-social behaviour has been reported.

Get in touch with our news team by emailing us at webnews@metro.co.uk.

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Is Brentford v Tottenham on TV? Channel, kick-off time and how to watch Premier League match

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Is Brentford v Tottenham on TV? Channel, kick-off time and how to watch Premier League match

Tottenham Hotspur have caught the attention of the rest of the Premier League with their lavish outlay this summer and travel across London to Brentford to kick off their campaign.

Spurs will field some new faces, including Marcos Senesi, Jan Paul van Hecke, Andy Robertson, Sandro Tonali and Mateus Fernandes, while their spending is rocketing towards £400m after agreeing a deal to sign Savinho for £85m and the Brazilian’s Man City teammate Omar Marmoush is also a target.

The Bees are settled under Keith Andrews and could kick on again this season after a fine ninth place finish last term.

The evening kick-off on Saturday brings plenty of intrigue with this London derby ready to deliver entertainment during the opening weekend.

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Here’s everything you need to know about the match and how to follow:

When is Brentford v Tottenham?

Brentford host Tottenham at the Gtech Community Stadium on Saturday 22 August, with kick-off at 5:30pm BST.

How can I watch it?

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Viewers in the UK can watch the match on Sky Sports Main Event and Sky Sports Premier League. If you’re not a Sky customer, you can grab a NOWTV Day Pass here to watch without a subscription. Coverage starts at 5:30pm.

Team news

Sepp van den Berg and Antoni Milambo are out, but otherwise Andrews has a fully fit squad.

Jaidon Anthony, Callum Wilson and international Mamadou Sangare could all make their debuts.

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Micky van de Ven and Pedro Porro are out, while Pape Matar Sarr (hamstring) will not be risked either.

New signings Marcos Senesi, Jan Paul van Hecke and Andrew Robertson could all make their debuts.

Xavi Simons (ACL), Wilson Odobert (knee), Dejan Kulusevski (knee) and Mohammed Kudus (thigh) are all out, while Dominic Solanke, Mateus Fernandes and James Maddison are all in contention.

Predicted line-ups

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Brentford predicted XI: Kelleher; Kayode, Ajer, Collins, Lewis-Potter; Sangare, Janelt; Ouattara, Jensen, Schade; Thiago

Tottenham predicted XI: Kinsky; Gray, Senesi, Van Hecke, Robertson; Tonali, Fernandes; Moore, Gallagher, Tel; Richarlison

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Wales breaking news plus weather and traffic updates (Saturday, August 22)

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Wales Online

For many of us, misplacing our keys or our phone is an everyday occurrence. We would not think twice about it. But for one Welsh mum, finding herself unable to remember where she has put something brings a gut-wrenching feeling – the fear that an incurable illness has begun its slow process of taking her life.

Joanne Harrigan, 45, a mother and grandmother lives with the knowledge that one day an incurable illness will take over her life, and she will forget her most favourite memories and the people she loves most.

The disease slowly damages brain cells over many years, and this damage spreads to areas that control basic body functions like swallowing, movement, and the immune system, leading to fatal medical complications.

Joanne was told as a young mother that she carries a gene, passed down from her mother, which guarantees that she will develop early Alzheimer’s disease.

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Read the full story here

Mother-of-three Joanne Harrigan, 45, has had a will in place since she was 25 years old(Image: John Myers)

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Transfer news LIVE: Arsenal FC triple deal close, Alvarez move; Man Utd medical; Liverpool bid; Chelsea latest

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Transfer news LIVE: Arsenal FC triple deal close, Alvarez move; Man Utd medical; Liverpool bid; Chelsea latest

The summer window is reaching an exciting conclusion as Arsenal, Chelsea, Manchester United, Liverpool and Tottenham all push for some huge late deals. Arsenal will sign Igor Tyjon and Manchester United duo Habeeb Ogunneye and James Scanlon after the arrival of Ezri Konsa, while they remain in the race for both Julian Alvarez and Victor Osimhen having also tabled a contract offer to Andria Bartishvili, a player dubbed as the next Khvicha Kvaratskhelia.

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How to watch Brentford vs Tottenham: TV channel and live stream for Premier League today

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How to watch Brentford vs Tottenham: TV channel and live stream for Premier League today

Spurs took four points off the Bees last season, a rare positive in an otherwise disappointing campaign in which they only confirmed their top-flight status on the final day.

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Former world champion boxer Zolani Tete killed in South Africa

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Jury says The New York Times defamed Alabama player

JOHANNESBURG, South Africa (AP) — Former world champion boxer Zolani Tete has been shot and killed at his home in South Africa, government officials said Friday.

Gayton McKenzie, South Africa’s sports, arts and culture minister, said the 38-year-old Tete was killed in his car and that a 27-year-old woman who was in the vehicle with him was shot multiple times and is in hospital.

Tete held world title belts in the WBF flyweight category from 2007-2008 and the WBO bantamweight title in 2017 and 2019.

Police said the shooting took place at Mdantsane, Eastern Cape and that Tete was arriving at his residence and waiting for the gate to open when he was ambushed by two armed suspects wearing balaclavas.

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Unhappy in nappy valley: The two City millionaires at war over a window one wants to build… and the other says will look directly into HIS mansion

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Two wealthy neighbours are locked in a planning battle with the homeowner on the left wanting to expand windows to the right side of his property to give him better views of Wandsworth Common. However, his neighbour to the right says it will impact his family's privacy

Two City multi-millionaires are locked in a battle over their neighbouring London mansions – as one wants to build new windows that it’s claimed would look directly into the other’s home.

Luke Stovell, 39, a partner at a hedge fund support consultancy, purchased a six bedroom detached late Victorian house with views of Wandsworth Common for £5,825,000 three years ago – and immediately hatched plans for a major upgrade.

The lavish plans for the house in an exclusive six-road enclave known as ‘The Toast Rack’, would see Mr Stovell and his Australian partner Alex Waite install floor-to-ceiling windows, a terrace, lightwells, a vast side extension and extend a basement.

The couple, who have two children, would gain views of the famous common but the side of their house that they want to open up looks directly at the facade of an even bigger property belonging to legendary investor Nick Sleep, worth over £10 million.

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And Mr Sleep and his wife Serita, both 58, insist Mr Stovell’s bathroom, sitting room, kitchen, balcony and garden would be in ‘direct line of sight’ if Mr Stovell’s renovation plans went ahead.

The streets bordering the Common are highly sought after – with current or recent residents including Gordon Ramsay and Jack Dee.

Objecting to the plans in April, Mr Sleep, a father-of-three, said enlarging the size and removing the obscure glazing from the windows would leave his family feeling ‘overlooked within our property and private garden’.

He said: ‘The proposal includes enlarging the size and removing the obscure glazing from the windows on the south elevation in order to afford the occupiers a view over Wandsworth Common.

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Two wealthy neighbours are locked in a planning battle with the homeowner on the left wanting to expand windows to the right side of his property to give him better views of Wandsworth Common. However, his neighbour to the right says it will impact his family’s privacy 

Luke Stovell, 39, and his and his Australian partner Alex Waite purchased his property for £5,825,000 three years ago - and how want to make changes to his home to give them a better view of the Common

Luke Stovell, 39, and his and his Australian partner Alex Waite purchased his property for £5,825,000 three years ago – and how want to make changes to his home to give them a better view of the Common 

 

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But Nick Sleep and his wife Serita, both 58, insist the renovations would put many rooms in 'direct line of sight' of their home, particularly compromising the privacy of their garden

But Nick Sleep and his wife Serita, both 58, insist the renovations would put many rooms in ‘direct line of sight’ of their home, particularly compromising the privacy of their garden 

‘[The house already] has direct views over Wandsworth Common to the east, but it does not have a direct view of the Common to the south, instead the southerly view is over the house and garden of [my house] with the Common lying beyond our property.

‘A view over the Common to the south is therefore a view across our home first, with direct line of sight into our bathroom, sitting room, kitchen, balcony and garden.

‘It is for this reason that as a courtesy, and for as long as we have owned [our house] (over ten years), the former owners frosted the south facing windows.

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‘We therefore object to both the enlargement of the windows on both floors and to the removal of the obscure glass, especially given the proposed change of use of the rooms and a more intensified use leading to the perception of being overlooked within our property and private garden.’

Nick Sleep – who has been described as ‘the greatest investor you’ve never heard of’ is famous in City circles for having achieved a 921% return on investment for clients in just 13 years.

His success followed early investments in Costco, Amazon and ASOS which paid off massively, making millions for his clients. He gained significant fame after his investor letters were leaked to the public.

His opponent, Mr Stovell, is a partner with Lascaux, a high end hedge fund support company, after growing up in Wadhurst, East Sussex, recently named as the best place to live in the country.

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Mr Stovell has a lower profile in the City – but inadvertently did attract attention last year when he was cited in industrial tribunal proceedings.

In one episode when ten women and just two men attended an after work drink, Mr Stovell likened the gathering to a ‘hen party’.

He also is said to have joked that his ideal employees would be ‘top sh***ers’ – though it was accepted that this was shorthand for ‘confident, sporty, team players’ rather than referring to their sexual prowess.

He was also said to have claimed he liked to hire ‘rugby lads’ and to have said of potential female employees: ‘Pregnancy is going to be an issue for anyone presentable with a normal personality’.

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The company was found guilty of unfair dismissal, harassment related to sex and of victimisation in relation to one female employee – but cleared of many more charges.

Other neighbours in ‘the toast rack’ have also objected to Mr Stovell’s plans for the house.

A second near neighbour, Simon Munyard, a company director, said: ‘The proposed plan for No.1 extends the current balcony into a “Terrace”, doubling the depth of the existing balcony and extends its area across the entire back of the property.

‘We have no indication as to what this space is to be used for but as it is nominated as a Terrace, we are concerned that any use of this extended space will negatively impact on the privacy of our garden and allow direct visibility from the terrace into our bedroom, which is not possible from the existing balcony that only extends half the width of the house.

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‘We would request that the Terrace is not approved to run the full width of the back of the house but is restricted to the same width as the existing balcony.’

A third neighbour, Roger Armstrong, a surveyor and local historian, added: ‘I would not call the existing pebbledash to the side elevation incongruous in its current un-painted condition.

Mr Stovell wants to install floor-to-ceiling windows, a terrace, lightwells, a vast side extension and extend a basement at his home (pictured). But following objections from neighbours, the plans were thrown out by Wandsworth Council

Mr Stovell wants to install floor-to-ceiling windows, a terrace, lightwells, a vast side extension and extend a basement at his home (pictured). But following objections from neighbours, the plans were thrown out by Wandsworth Council 

Objecting to the plans, Mr Sleep, a father-of-three, said enlarging the size and removing the obscure glazing from the windows would leave his family home (pictured) feeling 'overlooked within our property and private garden'

Objecting to the plans, Mr Sleep, a father-of-three, said enlarging the size and removing the obscure glazing from the windows would leave his family home (pictured) feeling ‘overlooked within our property and private garden’ 

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‘It reads as a later feature that has mellowed with age, but on a flank elevation it does not seem out of place. The proposed extremely wide flat roofed first floor bay could however be seen as somewhat incongruous.

‘The heritage statement provides no information as to how the brickwork would be detailed and an additional window has been added adjacent to the bay.

‘The ground floor front elevation is improved, but whether adding a further ball finial to the front wall pier is of any value is doubtful. The issue of overlooking the adjacent house [Mr Sleep’s] needs to be addressed if the scheme is to proceed.’

Following these representations, the plans were thrown out in May by Wandsworth Council.

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The authority dismissed the project as being of ‘excessive scale, bulk, and inappropriate design’, adding how the redevelopment would ’cause harm to the character and appearance of the host property’.

Nick Calder, Wandsworth’s Head of Development Management, added: ‘The proposed terrace would by reason of its size and siting, lead to increased overlooking and a consequent loss of privacy, harming neighbouring residential amenity.’

But earlier this month, Mr Stovell appealed the decision.

In a monster 106-page document, he attempted to undermine the council’s ruling by questioning why neighbouring properties have been granted planning for similar plans but not him.

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He said: ‘It is highly pertinent that numerous properties along Baskerville Road have been granted various alterations and extensions to their rear, some with component elements – in particular rear ground floor extensions and dormer windows, being at a greater scale than that proposed for those parts of these appeal proposals.’

Mr Stovell, is a partner with Lascaux, inadvertently attracted some attention last year when he was cited in industrial tribunal proceedings for terms he had used within the company setting

Mr Stovell, is a partner with Lascaux, inadvertently attracted some attention last year when he was cited in industrial tribunal proceedings for terms he had used within the company setting 

In a 106-page document, Mr Stovell questioned the council's rejection of the plans at his home (pictured) when neighbouring properties have been granted planning for similar projects

In a 106-page document, Mr Stovell questioned the council’s rejection of the plans at his home (pictured) when neighbouring properties have been granted planning for similar projects

Contesting the council’s conclusion that his plans were of ‘excessive scale, bulk, and inappropriate design’, he said: ‘These have been designed in a considered manner that responds to the site constraints, the existing built form and plot, and the character of the surrounding area.’

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He also accused Wandsworth Council of an ‘overly rigid interpretation of design policy,’ claiming his property should receive special treatment because it is end-of-terrace and possesses a ‘greater degree of variation in form and architectural expression’ than other homes on the street.

Urging planners to reconsider his application, he said: ‘In this context, the proposal does not rely on strict replication of the adjoining property but instead provides a considered and site-specific design response.’

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Videoslots Casino Review 2026: Bonus, Games & Is It Legit?

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Videoslots Casino Review 2026: Bonus, Games & Is It Legit?

Videoslots is a slots-focused casino brand launched in 2011 and Independent readers can get our Videoslots Casino review on this page.

Videoslots is operated by Malta-based Videoslots Limited, which also runs Mr Vegas and Mega Riches, and it is licensed and regulated by the UK Gambling Commission.

It is a top online casino choice for dedicated slots players who want the biggest possible games library and a big live casino, and who don’t mind playing via the mobile browser.

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For anyone wanting to find out more, this Videoslots Casino review will cover the brand’s casino welcome bonus, the game variety, live casino offerings, the iOS and Android apps, payment methods and overall safety, as well as our verdict on who it suits best.

Videoslots Casino: Pros and cons

Here’s a breakdown of the main pros and cons related to the brand, to serve as a brief rundown of the main points of our Videoslots Casino review:

Pros

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  • Videoslots offers an enormous game library with over 9,900 titles, as well as a huge live casino suite of over 750 tables and hundreds of progressive jackpot slots.
  • The welcome offer provides 11 no wagering free spins alongside the £50 bonus, while there are also standout ongoing promotions including the Wheel of Jackpots and Clash of Spins.
  • Videoslots also offers a unique feature with its Battle of Slots multiplayer experience.

Cons

  • There is no dedicated Videoslots mobile casino app available on either Android or iOS devices.
  • The website platform is somewhat dated, with some awkward navigation.
  • Withdrawal fees can apply when using certain payment methods.

Videoslots Casino welcome bonus

Videoslots Casino at a glance


Best for: Huge slots library & live casino

Welcome offer: 100% deposit match up to £50 + 11 free spins

Promo code: No code required

Minimum deposit: £10

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UKGC licence no: 39380

The Videoslots Casino bonus is a simple single-part offer, providing a 100 per cent deposit match up to £50 and 11 free spins on Starburst.

There is no Videoslots promo code required to access the offer, so new users simply need to deposit a minimum of £10 to claim.

The deposit-match bonus carries 10x wagering requirements, with online slots, table and live games contributing while progressive jackpots slots are excluded.

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The 11 Videoslots free spins are completely wager-free, and they are worth £0.10 each and expire 24 hours after activation. In addition, users have 7 days after registering to activate the bonus.

Overall, this is a a simple, lower-value welcome that suits slots players, and the fact that it is backed by an unusually strong ongoing promotions programme means it also appeals to those who enjoy a good range of offers for existing users.

The following table provides a brief comparison between the Videoslots Casino bonus and the welcome offers available at competing casinos:

Online Casino

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Sign-up bonus

Bonus Code

Paddy Power Casino

Deposit & play £10, get up to 200 free spins + 60 no-deposit free spins

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PGCDE1

Betfair Casino

Deposit & play £10, get 100 free spins + 50 no-deposit free spins

CASAFS

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Coral Casino

Deposit & play £10, get 100% up to £50 + 100 no-wager free spins

N/A

Games, slots and live casino

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Videoslots offers users one of the largest games catalogues of any UK casino, with over 9,900 titles available and thousand of slot options including classics, new releases, Megaways and Videoslots live casino options.

There are hundreds of jackpot slots, including seven-figure progressives, as well as 750+ live-dealer tables that provide live blackjack, roulette and game show options, plus a strong high-roller/VIP live-table selection.

Games come from top providers too, such as Evolution, OnAir, Playtech, Pragmatic Play Live and Stakelogic.

The multiplayer option is a genuine point of difference too, with the Battle of Slots feature letting players compete against each other in real time.

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Overall, the sheer size of the game library is a huge draw. Most casino users will find something for themselves when exploring the games and the best slots on Videoslots, and while navigation can be awkward, users can utilise the provider/game-type filters and search bar to find their favourites easily.

No Videoslots Casino app

Videoslots has no dedicated iOS or Android app, so users must play through the mobile or desktop browser instead.

However, it is important to note that the mobile site works just fine, but the platform feels dated compared with app-first rivals.

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Overall, using Videoslots is fine on the mobile browser, but players who want a polished dedicated app may prefer a rival, and will need to wait for a dedicated Videoslots Casino app.

Payments, safety and support

So, is Videoslots Casino legit? The answer is a resounding yes.

This online casino is licensed and regulated by the UK Gambling Commission (licence 39380) and operated by Videoslots Limited, and standard KYC applies (ID and address), which is normal for any UK-licensed casino.

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Accepted payment methods include debit cards like Visa and Mastercard, Skrill, Neteller, ecoPayz, Instadebit, bank transfer and SMSVoucher.

There is a £10 minimum deposit limit, while Videoslots withdrawal times tend to be around 12 hours (e-wallets are instant), though casino bank transfers can take up to two days. Remember too that withdrawal fees of 3.95% can apply in some cases.

As for customer support, there is 24/7 live chat in theory, though getting past the AI chatbot to a human agent was slow in testing. As alternatives, there are also email and contact form options.

Verdict: is Videoslots Casino right for you?

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Overall, Videoslots is a great choice for dedicated slots players who want the biggest library, a deep live casino product and strong ongoing promotions.

While users might want to think twice if they want a polished dedicated app, a modern platform or fee-free instant withdrawals across the board, our Videoslots Casino review has shown that players who want a huge game library and a solid welcome bonus may find it worth trying out this casino.

Responsible gambling

When using casinos online, it is vital that you remember to gamble responsibly. Remember that the Videoslots welcome bonus is only available to people aged 18+ based in the UK.

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Gambling is a form of entertainment, not a way to make money. Losses can mount quickly if you aren’t careful, so it helps to set a budget when you sign up to a new casino and stick to it. Never wager more than you can afford to lose.

If you need to, incorporate the use of responsible gambling tools into your play. Those offered by Videoslots include self-assessment calculators, deposit limits, loss limits, max-bet limits, reality checks, self-exclusion and time-outs.

Should you wish to seek help for gambling-related issues, there are several charities and healthcare providers who offer support and information:

We may earn commission from some of the links in this article, but we never allow this to influence our content. This revenue helps to fund journalism across The Independent.

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I’m selling my Turkish home for 18m lira: What’s the best way to send the money to the UK?

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Picturesque: Turkey is a popular location for British holidaymakers (stock photo)

Products featured in this article are independently selected by This is Money’s specialist journalists. If you open an account using links which have an asterisk, This is Money will earn an affiliate commission. We do not allow this to affect our editorial independence.

I am in the process of selling a holiday home in Turkey that I have owned for 20 years. 

I have a Turkish bank account but do not have residency as it’s only ever been used for holidays.

The transaction must be completed in Turkish lira and I’m wondering the best way to convert this into pounds and then transfer to the UK. 

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The bank in Turkey has high charges to do this. The amount of money will be approximately 18million lira.

I have a Wise account and was wondering if this would be an option?

The sale is due to complete at the end of October and I want to go to Turkey with everything in place. F.C., via email

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Picturesque: Turkey is a popular location for British holidaymakers (stock photo)

Sam Bromley, of This is Money, replies: A currency convertor suggests 18million Turkish lira is worth around £275,000. 

Exchange rates constantly shift, but it should still work out as a large sum – so you’re understandably keen to minimise fees.

You told me that you’ve spoken to Wise, a specialist in international money transfers, and have done a small test exchange but wanted to get an expert view on all your options.

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When I looked at Wise, total fees were 0.42 per cent, which includes a discount for sending a large amount. However there is a limit on the amount of Turkish lira you can send in one go.

You also said you have looked at a currency exchange service but wasn’t able to send Turkish lira to a UK account.

The fact that exchange rates fluctuate also introduces risk to the transaction. If you get the timing wrong, you could lose out on thousands.

There are tax implications in both countries you must consider. You’re right to be looking for an expert opinion. 

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I contacted an adviser who helps clients with international and multi-jurisdictional needs.

Nathan Prior, partner and head of international at Partners Wealth Management, replies: Whenever moving funds between bank accounts with different currencies, you should be aware that the cost of converting another currency (such as the Turkish lira) into pounds is often higher than many people realise when using a standard bank transfer.

Those costs are not always presented as a simple transfer fee or commission. In many cases, the largest cost can be hidden within the exchange rate itself. 

Banks may offer a rate that is less favourable than the prevailing market rate, and the difference between the two is known as the exchange rate margin. 

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On a transaction of around 18million Turkish lira, even a relatively small margin can result in a significant cost.

Nathan Prior says that specialist support can help manage exchange rate risk

Nathan Prior says that specialist support can help manage exchange rate risk

For larger transfer like this, I would suggest speaking to a specialist foreign exchange provider, rather than relying solely on your Turkish or UK bank. 

Companies that specialise in international currency exchange often offer more competitive exchange rates, net of costs. 

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Try to compare the actual pounds that you will receive at the end of the exchange rather than the quoted fees, as that will give you a better picture of the net result. 

Even with small marginal cost differences, on a larger sum like this the savings can be meaningful and very much worth checking a couple of options.

In addition to potentially providing a better net exchange rate, many specialist currency firms can offer guidance on the timing of the conversion. 

Depending on your circumstances and appetite for exchange rate risk, they may discuss whether it makes sense to convert the full amount at once or transfer it in stages over a period of time. 

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While no one can predict currency movements with certainty, having access to specialist support can help you make a more informed decision.

Regarding Wise specifically, it is certainly worth investigating. Wise is often competitive compared with traditional banks and is generally transparent about its fees and exchange rates. 

However, when dealing with a transfer of this size, it would be sensible to compare Wise’s overall costs against those offered by a few specialist foreign exchange providers before deciding.

Again the best option is not always the one with the lowest advertised fee, so comparing the final sterling amount you would receive is usually the best approach.

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Separate from the currency transfer itself, I would strongly encourage you to consider the tax implications of the property sale. 

There may be capital gains tax, reporting requirements, or other obligations in Turkey, and there could also be UK tax considerations depending on your personal circumstances, residency status and any reliefs available.

Given the value involved, obtaining advice from a tax professional would be advisable. 

This can help ensure any declarations are made correctly, reliefs are claimed where available, and there are no unexpected issues once the sale proceeds have been transferred to the UK.

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Overall, before travelling to Turkey for completion, I would suggest:

  • Obtaining quotes from several foreign exchange specialists
  • Comparing them with Wise and your Turkish bank
  • Seeking tax advice on the sale

Doing so should help you maximise the amount you receive in pounds while ensuring any tax obligations are dealt with correctly.

> How to find a local financial adviser with Unbiased* 

Ask a financial planning question

If you have a financial planning or advice question, ask our experts by emailing financialplanning@thisismoney.co.uk

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Please include as many details as possible. We will do our best to cover it, but cannot answer all or correspond privately. Nothing constitutes regulated financial advice. Questions may be edited for brevity or other reasons.

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I pay the council extra to empty my green waste bin but it missed a collection: Can I get my money back?

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Cutting corners: A This is Money reader pays extra for 10 garden waste bin collections every year, but one was missed

I pay £69 to the council on top of  my council tax to have my green waste bin collected 10 times a year.

As my bin was not collected on the specified date recently, I contacted the council to report it.

It was not emptied until two weeks later, which was the designated next time anyway.

I have asked for a refund, but they just keep referring to their rules, which do not mention a lack of collection. 

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As I have paid for a service and not received it, am I entitled to my money back?

Cutting corners: A This is Money reader pays extra for 10 garden waste bin collections every year, but one was missed

Jane Denton, of This is Money, replies: England’s new recycling rules came into force on March 31, 2026. 

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Every council in England must now offer garden waste collections, separate from household waste. They are allowed to charge a one-off or subscription fee for this, and most do. 

The rules about what actually goes in the bin are stricter than most people realise. 

Garden waste means natural organic material that grew in your garden, excluding soil, plastic pots, stones, ash and food scraps.     

Locals in three council districts in the south of England pay the most for garden waste collections, according to recent research by private waste collection firm Divert Waste.

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James Naylor is a partner at Naylor Solicitors

James Naylor is a partner at Naylor Solicitors

On an annual basis, residents in the Waverley council area, which covers the towns Godalming, Farnham, and Haslemere in Surrey, pay £136.70 to have their green waste taken away every fortnight.

East Hampshire has the next most expensive annual bin collection subscription at £130, the study said, followed by Kingston upon Thames at £104.

I asked a solicitor what you can do about your missed garden waste collection. 

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James Naylor, a partner at Naylor Solicitors, said: Imagine you pay a dog walker £200 for ten walks. 

Nine take place, but on the tenth day the dog walker simply does not turn up. 

You would naturally ask: ‘I paid for ten walks and received nine. Why shouldn’t I get something back?’

That is, at heart, a question about what was promised.

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Here, you paid £69 for ten scheduled collections, and one did not take place. So, start with the small print. Do the terms promise ten collections? Can a missed collection be rearranged? Do they exclude refunds or provide another remedy?

If the terms amount to a promise of ten collections, and nothing excuses the missed one, there may be an argument that part of the paid-for service was not supplied. 

But that does not automatically mean you are entitled to one-tenth of the annual fee back. 

The appropriate remedy will depend on the legal basis of the claim, the scheme’s terms and, where damages are sought, the loss suffered.

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There is, however, an important qualification to the dog-walker analogy. 

A paid-for council garden-waste service also operates within a statutory framework, so the contractual terms are not necessarily the whole picture. 

Since 31 March 2026, councils in England have a duty to collect garden waste where a household has requested the service and paid any applicable charge. 

That does not necessarily mean that every missed collection gives rise to a private right to damages or a refund, and the council’s terms still matter because they help determine what service was promised and what remedies may be available if it is not provided.

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The sensible first step is the council’s complaints procedure. If that fails, the Local Government and Social Care Ombudsman is another possible avenue. 

However, the Ombudsman says it will not usually investigate one or two missed collections and does not expect councils to pay a financial remedy for a single missed collection or a limited number of them.

There may also be the possibility of a court claim. But for potentially a few pounds, litigation would be like hiring a removal van to move a shoebox: possible, but wildly out of proportion to what is at stake.

So, you may have a legal point, but it is probably better pursued through the complaints process than walked all the way to court.

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Do you have a property question? Please email jane.denton@dailymail.co.uk 

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