Crypto World
First Quantum-Resistant Bitcoin Transaction Confirmed on Mainnet Without Protocol Change
Bitcoin got its first known quantum-resistant transaction on mainnet today, mined through MARA’s private Slipstream mempool using a method called Quantum Safe Bitcoin, built by StarkWare’s Avihu Levy.
It closes a real gap in how Bitcoin protects funds in transit, without asking the network to change a single consensus rule, though even the people behind it call it a stopgap rather than a fix.
How Quantum-Safe Bitcoin Closes the Mempool Gap
Bitcoin held behind a hashed address, the P2PKH format most wallets use, is already considered safe from quantum attacks. The problem shows up the moment someone spends it.
Sending Bitcoin means revealing the wallet’s public key, and that key sits exposed in the mempool for roughly the ten minutes it takes to confirm, exactly the window a quantum computer could exploit.
Levy built Quantum Safe Bitcoin to close that window without touching consensus rules. The scheme modifies Binohash, a technique from BitVM creator Robin Linus, wrapping each transaction in a proof-of-work puzzle whose security rests on hash functions believed to resist quantum attacks rather than on the signature itself.
Levy first published the approach in an April paper, putting its security at around 118 bits under Shor’s algorithm, roughly half that under Grover’s, with an estimated extra cost of a few hundred dollars in GPU time.
It fits inside Bitcoin’s existing script limit, so no soft fork is needed, though it does require a non-standard transaction format that only private mempools like Slipstream will accept. MARA Foundation head Isabel Foxen Duke framed the mining of the transaction as a stopgap rather than an endorsement of private mempools long-term.
“We don’t believe private mempools are an appropriate long-term solution for Bitcoin quantum resistance,” she said, adding that MARA is willing to keep supporting Slipstream for break-glass cases while the network works toward a consensus-level change.
Levy credited StarkWare’s Tom Giladi with finishing the execution, building on earlier work from Linus and Ethan Heilman, but was careful to call the result “a research quirk and not the straightforward way for Bitcoin to become” quantum-ready.
Why the Rest of the Industry Is Racing on This
The urgency traces back to a Google paper from earlier this year, which found that a sufficiently powerful quantum computer could break the private keys behind Ethereum’s 1,000 richest wallets in under nine days, as CryptoPotato reported in March.
Researchers at Project Eleven flagged the same mempool-stage vulnerability Quantum Safe Bitcoin is targeting, warning that funds could be intercepted from a transaction before it even clears. But Bitcoin developers have their own fix in the works too, including a proposal called BIP-361 that would freeze old, quantum-vulnerable addresses in stages, starting with new deposits and eventually blocking withdrawals.
Blockstream has taken a different route, running post-quantum signatures on its Liquid sidechain since April so users can opt into protection without waiting on Bitcoin’s own upgrade path.
The post First Quantum-Resistant Bitcoin Transaction Confirmed on Mainnet Without Protocol Change appeared first on CryptoPotato.
Crypto World
Solana (SOL) Rockets to 7-Month High, Bitcoin (BTC) Taps $80K Again: Market Watch
Bitcoin is on the move again in the right direction, jumping by over $2,000 since yesterday’s low and inching closer to the $80,000 resistance.
Solana has emerged as today’s top performer among the larger caps, surging by 8% to its highest price tag since late January at $105.
BTC Aims at $80K
It was just over a week ago when bitcoin’s major rally commenced, when the asset broke out of the $65,000 resistance and surged to $70,000 within hours. The bulls kept the pressure on, driving the cryptocurrency to $75,000 on Thursday and to a multi-month high at almost $80,000 on Friday morning.
However, it couldn’t breach that level on its first attempt and slipped to $75,500 during the weekend. Nevertheless, the bulls stepped up once again and defended that level. Moreover, BTC started to climb as the new business week progressed and surged past $80,000 and $81,000 on Tuesday morning for the first time since mid-May.
This meant that it had added over $16,000 in value in less than a week. However, it was stopped and couldn’t climb any higher. The next leg down drove it to just under $78,000, but it reacted well in the past few hours and jumped to $80,000 as of press time.
Its market capitalization has risen past $1.6 trillion on CG, while its dominance over the altcoins stands at over 58%.

SOL Hits New Local High
Most larger-cap alts have turned green today as well. ETH has seemingly reclaimed the $2,500 level finally after a 3% surge to over $2,550. BNB is above $710, while XRP defended the $1.40 support and is back to $1.45 as of now.
SOL is today’s top performer from this cohort of assets. A 7% pump has driven it to $105 for the first time since January 31. LINK and DOGE are also well in the green, and so are TAO and ENA.
The total crypto market cap has added around $50 billion in a day and is up to $2.780 trillion on CG.

The post Solana (SOL) Rockets to 7-Month High, Bitcoin (BTC) Taps $80K Again: Market Watch appeared first on CryptoPotato.
Crypto World
Is Your Bitcoin Safe on Lightning? Developers Confirm Real Flaws, Patch Coming
Core Lightning developers confirmed that several vulnerabilities in the Bitcoin Lightning Network software are real. The team will publish patched software updates within days, yet the technical details stay secret for two weeks.
Lightning moves small Bitcoin payments off the main blockchain through channels between nodes. Until operators install the fix, money parked in those channels sits behind code the team already knows is flawed.
Bitcoin Lightning Network Vulnerability Emerged From a Flood of AI Reports
Core Lightning (CLN) is one of the main implementations of the Lightning Network, Bitcoin’s payment layer. Blockstream backs the project, and the software has run on Bitcoin’s main network since 2018.
On August 13, the team said it had received a wave of AI-generated vulnerability reports from multiple sources over the previous 10 days. A small group of developers and volunteers then sorted real bugs from noise.
Several reports held up. That result turned routine cleanup into a coordinated security release, and the team dropped its original plan for a quick patch update.
Bitcoin infrastructure has taken repeated hits this year. In August, BTCPay Server warned operators to update after attackers drained user funds through a credential flaw. A Coldcard wallet exploit had surfaced days earlier.
What the Two-Week Embargo Means for Bitcoin Users
Withholding details is the point. Attackers who read a public bug report can often build a working exploit within hours. Therefore, the team ships the fixed software first and publishes the full account in early September.
The updates carry developer signatures confirming reproducibility, so outsiders can check that the release matches the source code. The fixes cover many of the reported flaws, though not every one.
Ordinary Lightning users hold no lever here. Their payments travel through nodes that other people run, so the pace of the rollout rests with those operators.
Operators who skip the upgrade have a fallback. Taking a node offline cuts its links to other nodes while leaving the daemon alive. A daemon is the background program behind a node, watching the blockchain and reacting when a payment channel closes.
The stakes climb as Lightning reaches more people. Recent products have pushed it into self-custodial mobile wallets and chat-app payment tools, which widens the group exposed to a routing failure.
Blockstream chief executive Adam Back has spent much of 2026 in public fights over Bitcoin’s scaling direction. Quiet maintenance work like this rarely draws the same audience.
Nodes left unpatched and online carry risks the developers describe as known but will not yet detail. The embargo lifts in early September, which hands operators a clear runway to update while the details stay out of reach.
The post Is Your Bitcoin Safe on Lightning? Developers Confirm Real Flaws, Patch Coming appeared first on BeInCrypto.
Crypto World
Digital Assets Week London Returns with Growing Institutional Lineup
Digital Assets Week will return to London, where capital markets transformation through tokenization is examined in depth, from issuance and market structure to settlement, custody, liquidity and regulatory alignment.
The underlying foundation of Digital Assets Week is Global Asset Digitisation Projects, making it the only venue where the commercialisation of tokenising assets is discussed comprehensively and at scale.
Digital Assets Week is institution-led and designed to support substantive dialogue between market participants, regulators and infrastructure providers on implementation, risk management and market structure as digital assets increasingly intersect with traditional capital markets.
The 2026 edition will focus on how digital assets and tokenisation are moving from experimentation towards practical implementation across traditional financial markets. Discussions will examine the evolution of tokenised private and public markets, 24/7 trading, atomic settlement, fund administration, digital asset custody, stablecoins, payments infrastructure, regulation, liquidity and institutional blockchain adoption.
Key speakers confirmed to join the 2026 agenda include:
- Rachel Blake MP, The Economic Secretary to the Treasury, HM Treasury
- Sasha Mills, Executive Director, Financial Market Infrastructure, Bank of England
- Sumeera Younis, Chief of Operations – Crypto Task Force, U.S. Securities and Exchange Commission
- Anthony Clark-Jones, Head of Digital Assets (Products & Services), UBS Investment Bank
- Sean Mullins, Head of Digital Assets Product, Securities Services, HSBC
- Emma Lovett, Executive Director, Markets Digital Assets, J.P. Morgan
- Anna Matson, Senior Vice President, Head of Digital Assets & Innovation EMEA, Northern Trust
- Waqar Chaudry, Executive Director; Head, Digital Assets. Financing and Securities Services; Corporate & Investment Banking, Standard Chartered Bank
- Sabih Behzad, Head of Digital Assets & Currencies Transformation, Managing Director, Deutsche Bank
- Emilio Anting, VP of Digital Asset Partnerships, Franklin Templeton
- Previn Singh, Digital Assets – Head of Tokenisation Strategy, Fidelity International
- Doug Bambrick, Head of Custody Product – UK and Middle East, BNP Paribas
- David Reed, Director – Digital Assets Product, Invesco
- Deepa Raja Carbon, Managing Director and Vice Chairperson, VARA
- Christoph Hock, Head of Tokenisation and Digital Assets, Union Investment
- Kelly Moffatt, Head of Digital Assets Compliance, Citi
- Rosemary Hanna, Head of Division, Markets and Funds Policy, Central Bank of Ireland
- Ryan Hayward, Head of Digital Assets and Strategic Investments, Barclays
- Christian Lawrence, Chief Cross-Asset Strategist, Head of Americas & Energy Markets Research, Managing Director, Rabobank
- Antoine Scalia, Founder and CEO, Cryptio
- Cameron Drinkwater, Chief Product & Operations Officer, S&P Dow Jones Indices
- Myles Wright, CEO, Finality Services and many more.
This year’s event is already seeing the strongest level of financial institution and regulator registrations at this stage of any previous edition. Financial institutions and regulators confirmed to participate include representatives from Aberdeen, ABN AMRO Bank, AllianceBernstein, ANZ Banking Group, Aviva Investors, Baillie Gifford, Bank of America, Bank of England, Barclays, BlackRock, BNP Paribas, Citi, Deutsche Bank, Fidelity International, Franklin Templeton, Goldman Sachs, HM, Treasury, HSBC, Intesa Sanpaolo, J.P. Morgan, Lloyds Bank, M&G Investments, MUFG Bank, Morgan Stanley, Nomura, Northern Trust, Rabobank, Société Générale, Standard Chartered, State Street, T Rowe Price, TSB Bank, U.S. Securities and Exchange Commission, UBS, Union Investment, VARA, WisdomTree and many more.
Registration for Digital Assets Week London is now open. Tickets can be accessed here
The post Digital Assets Week London Returns with Growing Institutional Lineup appeared first on BeInCrypto.
Crypto World
Bithumb Wins First-Instance Rulings Over $40B Bitcoin Error
South Korean cryptocurrency exchange Bithumb has reportedly won first-instance rulings in two lawsuits against its users to recover proceeds from Bitcoin it mistakenly credited to their accounts.
The Seoul Central District Court ruled for Bithumb on Wednesday and Thursday in two of four lawsuits against users who sold Bitcoin mistakenly credited to their accounts, according to a Chosun Biz report.
Thursday’s ruling concerned a claim for 194 million won ($140,000), while Wednesday’s covered a claim for 5 million won ($3,600). Two other lawsuits seeking about 14.8 million won ($10,700) and 500 million won ($362,000) remain pending.
Both cases proceeded through service by public notice because court documents could not be delivered to the defendants through ordinary methods, the report said.
The reported rulings advance Bithumb’s efforts to recover funds from its February error, when the exchange mistakenly credited 620,000 BTC, worth more than $40 billion at the time.
Bithumb goes after Bitcoin sale proceeds
Bithumb said the error occurred during a promotional event on Feb. 6, 2026, when it planned to distribute 620,000 won, or about $420 at the time, in rewards to 249 users. An employee mistakenly selected Bitcoin instead of Korean won as the payment unit and credited customer accounts with 620,000 BTC.
The exchange subsequently said it recovered 618,212 BTC, or 99.7% of the mistakenly credited amount. However, some users had already sold 1,788 BTC worth of the credited balances before Bithumb froze the affected accounts.
Related: Bithumb sets 2028 IPO timetable as it overhauls internal controls
Bithumb filed four unjust enrichment lawsuits in March against users who sold the mistakenly credited Bitcoin and did not return the proceeds. The company was reportedly seeking cash from those sales rather than Bitcoin.
FSS begins sanctions process over Bithumb error
South Korea’s Financial Supervisory Service (FSS) investigated Bithumb over the Feb. 6 Bitcoin error, focusing on how the exchange could credit customers with Bitcoin it did not hold. The regulator reportedly sent Bithumb an inspection opinion in early August, formally beginning sanctions proceedings, but no final penalty has been announced.
Cointelegraph approached South Korea’s Financial Services Commission (FSC), which oversees the FSS, for an update on the investigation and potential sanctions against Bithumb but did not receive a response by the time of publication.
Bithumb has faced other legal scrutiny this year. South Korean police raided its offices in June as part of an unrelated investigation into alleged hiring favoritism involving lawmaker Kim Byung-ki, while the company is challenging a separate six-month partial business suspension over Anti-Money Laundering violations. A Seoul court stayed the suspension in April pending a ruling in Bithumb’s challenge.
Magazine: Korean bank taps Ripple for payments, Pakistan opens crypto licensing: Asia Express
Crypto World
BlackRock's Mitchnick says macro case for bitcoin is strengthening after record trading in positive week

BlackRock’s head of digital assets shared his outlook for bitcoin after the company’s spot BTC ETF, IBIT, hit record volume for a positive week.
Crypto World
CZ backs Hong Kong as an RWA and DEX growth hub
Binance founder Changpeng “CZ” Zhao backed Hong Kong as a potential Web3 and real-world asset hub during an August 27 book meeting in the city.
Summary
- CZ described Hong Kong and Web3 as a strong combination during August 27 book meeting.
- Hong Kong regulators had authorized thirteen tokenized products by March 2026, according to SFC data.
- CZ predicted tokenized securities and other real-world assets will become a major Web3 development direction.
- CZ said easing U.S. regulatory pressure could accelerate decentralized exchange growth, without announcing specific projects.
- Hong Kong’s Project Ensemble is testing transactions involving tokenized deposits, funds, bonds and other assets.
The event took place at Exchange Square in Central, according to the organizer. CZ discussed Hong Kong’s financial sector, tokenized securities and the development of decentralized exchanges. His comments represented personal forecasts rather than new Binance projects or investment commitments.
CZ says Hong Kong can connect finance with Web3
CZ said Hong Kong benefits from its status as a financial center, access to professionals from mainland China and established institutional relationships. He described Hong Kong and Web3 as a “powerful combination.”
He also named Dubai, Abu Dhabi and the U.S. as markets positioned to benefit from more supportive digital asset policies. These comments were assessments of their prospects. They did not include new licensing applications or expansion plans from Binance.
Hong Kong has introduced a broader regulatory structure covering exchanges, stablecoins and tokenized products. Its approach differs from mainland China, where authorities maintain tight restrictions on cryptocurrency trading and related activities.
The city’s policy direction has attracted financial institutions and asset managers. As crypto.news reported in its coverage of Hong Kong’s stablecoin and custody rules, regulators have sought to expand tokenized finance while retaining licensing and investor-protection requirements.
Hong Kong’s RWA market supports part of CZ’s forecast
CZ predicted that real-world assets would become a major area of Web3 development. He focused on tokenized securities, which can provide wider access beyond traditional market hours and national account systems.
He also described stablecoins as a form of RWA because they place claims linked to fiat currencies on blockchains. That description reflects a common industry classification, although the legal treatment of stablecoins differs between jurisdictions.
Hong Kong has already moved beyond small technical tests. The Securities and Futures Commission said 13 tokenized products were offered to the public as of March 2026. It subsequently introduced a framework covering tokenized products and their secondary-market trading.
The Hong Kong Monetary Authority is also operating EnsembleTX, the pilot phase of Project Ensemble. The pilot supports real-value transactions involving tokenized deposits and digital assets. It is scheduled to operate throughout 2026.
In related coverage, Franklin Templeton recently brought a tokenized U.S. government fund to HashKey, adding another distribution channel for regulated tokenized investments.
CZ expects DEX growth if U.S. pressure continues easing
CZ said decentralized exchanges have progressed from early platforms such as Uniswap and PancakeSwap to newer markets including Hyperliquid. He argued that better infrastructure and stronger user awareness have made DEXs more competitive.
He added that U.S. regulatory pressure appeared to have eased and said continued policy changes “may accelerate” DEX and broader crypto growth. That remains a forecast. Decentralized services can still face securities, commodities, sanctions and anti-money-laundering requirements, depending on their structure and operations.
The SEC and CFTC issued a joint crypto asset interpretation effective March 23. The agencies said clearer classifications could reduce perceived regulatory risk and encourage more U.S. activity. The document did not create a blanket exemption for DEX developers or interface operators.
Market data nevertheless show growing usage. As previously reported, DEX spot volume reached about 24% of covered centralized exchange volume in July. The comparison depends on the exchanges and methodology included.
Regulatory milestones will determine what happens next
Hong Kong’s next steps include implementing its tokenized product framework, continuing EnsembleTX and developing its licensed stablecoin market. Those programs will offer measurable evidence for or against CZ’s RWA forecast.
In the U.S., further SEC and CFTC rulemaking will determine whether decentralized platforms receive specific compliance routes. Until those rules are settled, claims that international DEXs can operate without full customer checks require jurisdiction-specific legal review.
Crypto World
StarkWare Quantum Bitcoin Transaction: First Quantum-Resistant BTC Transaction Hits Mainnet
StarkWare said researcher Avihu Levy tested an experimental quantum resistant Bitcoin transaction on mainnet. It is reported that the TX spent a 10,000-satoshi output in block 964,199 without altering Bitcoin’s consensus rules.
StarkWare described it as the first transaction of its kind. MARA Pool mined the block after receiving the transaction directly through its Slipstream service, since the nonstandard format meant ordinary nodes would not relay it through the public mempool.
StarkWare spokesperson Nathan Jeffay said the transaction cost around $150 to $200 in computation, and StarkWare said the process took hours. The demonstration shows a way to protect a single output under Bitcoin’s current rules, but at a material computational and operational cost.
Discover: The Best Crypto to Diversify Your Portfolio
How StarkWare Quantum Bitcoin Transaction Works
Levy’s Quantum-Safe Bitcoin (QSB) scheme, first proposed in April, combines hash-based one-time signatures with computational searches that bind authorization to a specific transaction. The construction is intended to prevent forgery even if a sufficiently capable quantum computer breaks the elliptic-curve cryptography used by Bitcoin.
In March, Google researchers estimated that a sufficiently capable quantum computer could theoretically derive a Bitcoin private key nine to 12 minutes after a public key becomes visible. Google said this could allow an attacker to replace a pending transaction during Bitcoin’s confirmation window.
Levy’s April proposal estimated that generating a transaction would require $75 to $150 in GPU computation; StarkWare put the cost of the completed transaction at around $150 to $200.

QSB applies to individual Bitcoin transactions rather than upgrading cryptography across the network. It allows coins to be moved into an output with additional protection without changing the Bitcoin protocol, but it does not protect coins whose public keys were exposed before migration. In that case, a potential attacker could have time to analyze those keys before a protected transaction is sent.
The transaction’s nonstandard classification under Bitcoin Core’s default relay policy is a practical constraint. Ordinary nodes do not propagate the transaction before confirmation, so it must be submitted directly to a cooperating miner through a service such as MARA’s Slipstream. The method, therefore, requires prepared transactions and direct miner access.
StarkWare CEO Eli Ben-Sasson said QSB provides a safety net while protocol-level protections are developed. The demonstration establishes a workaround under the existing rules, rather than changing Bitcoin’s underlying cryptography across the network.

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The Protocol-Level Alternative
Bitcoin developers are separately considering proposals, including BIP-360, a proposed soft fork that would introduce a Pay-to-Merkle-Root output type while removing Taproot’s quantum-vulnerable key-path spend. That approach would require network-wide coordination and activation.
QSB does not wait for a protocol change. The mainnet test shows that Bitcoin’s existing consensus rules can accommodate one form of quantum-resistant spending, while broader protocol-level protections remain under consideration.
Discover: The Best Token Presales
The post StarkWare Quantum Bitcoin Transaction: First Quantum-Resistant BTC Transaction Hits Mainnet appeared first on Cryptonews.
Crypto World
Tokenized deposits may lift US credit costs, Dallas Fed warns
Tokenized bank deposits—made possible by instant settlement and automated transfers—could destabilize bank funding and eventually raise borrowing costs for US households and businesses, according to an analysis by economists at the Federal Reserve Bank of Dallas.
In a report by Rosie Levy and Srini Ramaswamy, the authors argue that technologies enabling deposits to move more quickly between banks would make funding portfolios more sensitive to interest-rate changes. They frame their work as scenario-based modeling rather than a forecast of immediate outcomes, but the conclusions add a new risk lens as the banking sector accelerates shared infrastructure for tokenized settlement.
Key takeaways
- The Dallas Fed economists warn that instant settlement could let depositors chase higher yields faster, increasing deposit “rate sensitivity.”
- In their scenarios, a 10% increase in deposit sensitivity to interest rates could reduce banks’ capacity to hold long-term loans and assets by about $700 billion in 10-year equivalents.
- A separate scenario—deposits staying at banks for 10% less time—could lower that capacity by about $580 billion (also in 10-year equivalents).
- The analysis emphasizes that the figures are not direct, dollar-for-dollar reductions in lending, but reflect changes in banks’ balance-sheet room over time.
- Banks are already building networks intended to move tokenized deposits around the clock while keeping funds within regulated banking channels.
Why tokenized deposits may change bank funding dynamics
Levy and Ramaswamy’s central point is that deposit behavior could shift if tokenized deposits make it easier—potentially near-instantly—for customers to move their money between institutions. They note that programmable “deposit tokens” and automation tools, including agentic artificial intelligence, could reduce the friction typically associated with switching banks.
That, in turn, could affect the stability of deposit funding—a key input for how banks manage long-term lending. Traditional banking relies on the assumption that many depositors do not change banks immediately when yields move. If tokenized settlement shortens the window in which deposits remain with a particular bank, banks may face funding profiles that respond more rapidly to interest-rate changes.
What the Dallas Fed model suggests—interest-rate sensitivity and liquidity trade-offs
To illustrate potential impacts, the economists quantify two hypothetical scenarios. First, they estimate the effect if deposits become 10% more sensitive to interest rates. In their modeling, that increased sensitivity could reduce banks’ capacity to hold long-term loans and other assets by roughly $700 billion, expressed in 10-year equivalents.
Second, they model a situation where deposits remain at banks for 10% less time. Under that scenario, the reduction in banks’ capacity to hold long-term assets is estimated at about $580 billion in 10-year equivalents.
Levy and Ramaswamy stress that these are scenarios designed to capture balance-sheet sensitivity; they do not claim a direct dollar-for-dollar drop in lending. Still, their work connects funding volatility to potential credit tightening pressures: if banks cannot rely on stable deposits, they may need to adjust asset and funding structures to manage risk.
How banks could respond: more liquidity, more wholesale funding
Rather than predicting an inability to lend, the report outlines likely adjustments banks might make when facing more volatile deposits. The authors suggest banks could increase holdings of highly liquid assets—such as reserves and US Treasurys—to ensure they can meet withdrawal or transfer demands.
They also point to the possibility of relying more heavily on term debt to sustain lending portfolios. However, the report indicates that funding loans through wholesale debt could increase credit costs for consumers and businesses, which is where the consumer impact implied by “higher credit costs” enters the analysis.
In other words, even if tokenized deposits do not immediately shrink lending totals, they may alter the cost and structure of funding in ways that propagate to borrowers over time.
Infrastructure is already moving: networks for tokenized deposits and real-world linking
The analysis lands as the banking industry builds mechanisms intended to support tokenized deposits and automated settlement. On Tuesday, 39 US state banking associations formed the BankChain Alliance to develop a nationwide network for tokenized deposits, stablecoins, and automated settlement. Separately, The Clearing House is developing another network backed by major banks including JPMorgan Chase, Bank of America, Citi, BNY, and Wells Fargo.
Beyond broad network planning, banks have also started connecting systems across institutions. On Aug. 20, Standard Chartered and HSBC reported completing a live cross-border transaction using Swift’s blockchain ledger, which linked their respective tokenized-deposit systems and recorded obligations prior to settlement through existing payment infrastructure.
This matters for the Dallas Fed’s thesis because the practical goal of these networks is to enable rapid, potentially continuous movement of deposits within the regulated banking perimeter. The more that implementation reduces settlement delays and operational friction, the more relevant the scenario of increased deposit mobility becomes.
Lessons from instant payments—comparisons and limits
To ground the discussion, Levy and Ramaswamy look to instant-payment systems as a partial analogy. They cite Brazil’s Pix, while noting that it is not identical to tokenized deposits. The report references a 2025 study from Brazil’s central bank that found heavier Pix usage was associated with banks holding more liquid assets and reducing credit intermediation.
That comparison doesn’t prove tokenized deposits will replicate Pix’s effects. But it supports the broader mechanism the Dallas Fed economists emphasize: when money moves faster and more easily, banks may rebalance toward liquidity and away from activities that require stable funding, at least relative to the counterfactual.
What to watch next
As tokenized-deposit networks advance from pilots to wider rollouts, the key unknown is how quickly depositors actually alter behavior when transfers become easier and settlement is effectively “always on.” Investors, borrowers, and regulators should watch whether banks respond primarily by shifting to more liquid asset buffers or by leaning more on term funding—both of which could influence credit conditions and the broader cost of capital.
Crypto World
Live updates: Bitcoin ETF inflows hit eight straight days as August tops $3 billion

U.S. spot bitcoin funds have taken in $2.8 billion since the run began, and ether ETFs are matching it day for day. Three sessions are left to make August their best month since October 2025.
Crypto World
XRP News: Ripple Latest SEC Filing Shakes Holders
XRP is trading at $1.44, but the number that matters is buried in regulatory filing news. A new SEC document has holders re-reading escrow math they thought was settled. What Ripple could do with that supply changes the liquidity conversation.
The filing, discussed across multiple market outlets, pegs XRP’s approximate portfolio weight at 4.88%. It also suggests Ripple may release additional XRP from escrow to support on-ledger liquidity for stablecoin and FX pairs, contingent on the CLARITY Act clearing Congress.
What’s happening is a meaningful shift from the historical pattern of re-locking unused monthly tranches. Notably, Ripple’s own press center shows no dated release confirming this on Aug. 26 or 27, meaning the market is trading on secondary reporting.
Community reaction has been cautiously bullish, unexpectedly, as traders want confirmation. With network activity and regulatory timing both in play, the price setup deserves a closer look.
Discover: The Best Crypto to Diversify Your Portfolio
Can XRP Price Hit $1.70 This Week?
XRP sits at $1.44, and is still carrying a 27% seven-day gain from its recent breakout run. Volume has cooled from last week’s spike, a sign the rally is digesting gains rather than extending them.
The immediate technical battle is at $1.20–$1.25, the zone analysts flag as the line between consolidation and confirmed trend continuation. For it to run, a clean hold above $1.25 is needed to open a path to $1.50 resistance, especially if Senate momentum on CLARITY builds ahead of the Sept. 15 cloture vote.
XRP could also move in a range-bound chop between $1.20 and $1.40 while traders wait on macro signals. But a break below $1.00 psychological support would invalidate the current structure entirely.
One model set even put average August targets near $1, a reminder that momentum can fade fast. For a deeper breakdown of these levels, see this technical analysis.
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Bitcoin Hyper Targets Early Mover Upside as XRP Braces for Unlock News
XRP holders riding the 27% weekly pop have a legitimate win on paper. But here’s the uncomfortable math: at a market cap already pricing in years of regulatory optimism, doubling from here requires a genuinely outsized catalyst.
XRP needs a heavier lift than most large-cap assets pull off twice in one cycle. Capital chasing asymmetric upside is increasingly rotating toward earlier-stage infrastructure plays instead.
Bitcoin Hyper ($HYPER) is positioning as the first Bitcoin Layer 2 with native SVM integration, aiming for execution speeds that outpace Solana itself while settling back to Bitcoin’s base security.
The presale has raised $33 million at a current token price of $0.0136853, with a huge 35% staking rewards on offer for early participants. Its Decentralized Canonical Bridge targets the long-standing programmability gap that’s kept BTC largely idle as smart contract collateral.
Research Bitcoin Hyper before the next raise tier locks in.
Discover: The Best Token Presales
The post XRP News: Ripple Latest SEC Filing Shakes Holders appeared first on Cryptonews.
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