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Strategist says teen investing could mean millions more in retirement
ProCap Financial chief market strategist Phil Rosen joins Varney & Co. to discuss brokerage firms introduce investment accounts for teenagers and Allbirds’ pivot to AI on ‘Varney & Co.’
Major brokerages are increasingly targeting younger investors, opening the door for teenagers to begin building portfolios years before they traditionally would.
ProCap Financial chief market strategist Phil Rosen joined FOX Business’ Stuart Varney on “Varney & Co.” to discuss the shift, framing it as part of a broader industry push to capture the next generation of clients amid changing demographics.

New York Stock Exchange on Wall Street. (angeluisma / Getty Images)
Firms like Charles Schwab and Fidelity have long catered to older investors, but the rise of mobile-first platforms such as Robinhood, which counts a large share of millennial and Gen Z users, has intensified competition. Rosen pointed to that dynamic as a key driver behind the push into teen accounts, as legacy firms look to establish relationships earlier in investors’ life cycles.
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“I’m very much in the camp that the younger you are to get into investing that’s a good thing, right, because that could be millions of millions of dollars difference by the time you retire if you start at 15 as opposed to 25,” Rosen said.
The trend reflects a broader cultural shift toward financial literacy and early investing, with more young people gaining exposure to markets through apps and social media. At the same time, Rosen cautioned that education remains critical as younger investors navigate increasingly complex and volatile markets.
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“If we can get them to avoid those things, then I think it’s [a] good thing to get people involved in the markets,” Rosen said, warning against speculative trading behavior like meme stocks and short-term options.
As competition heats up, brokerages appear willing to rethink traditional entry points in an effort to secure long-term growth.
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No. 1764 Wordle Answer for April 18 2026 Sparks Debate Among Fans Over Tricky Puzzle Solution
NEW YORK — The New York Times’ popular Wordle puzzle delivered a challenging five-letter word on Saturday that left many players scrambling for the solution as they raced against their daily six-guess limit.
The answer to Wordle No. 1764 on April 18, 2026, was TOADY, a noun defined as a servile flatterer or sycophant — someone who performs distasteful or unprincipled acts to gain favor with others, according to Webster’s New World College Dictionary.
Players who solved it quickly celebrated on social media, while others vented frustration over the somewhat obscure term that combines common letters in an uncommon way. The puzzle’s difficulty rating hovered around moderate, with testers averaging about 4.6 guesses, but the word’s meaning tripped up casual solvers who expected more everyday vocabulary.
Wordle, the simple yet addictive word-guessing game created by Josh Wardle and later acquired by The New York Times, continues to captivate millions worldwide more than four years after its explosive rise in popularity. Each day, a new five-letter word tests players’ vocabulary, pattern recognition and deduction skills through green, yellow and gray tile feedback.
On Saturday morning in Seoul and across global time zones, fans logged in expecting another brain-teaser. Early hints circulating online suggested the word started with “T” and involved themes of flattery or insincere praise. One popular clue pointed to someone who “sucks up” to gain advantage, while another noted it rhymed loosely with “roadie.”
For many, the breakthrough came when “T” locked in the first position, followed by strategic guesses eliminating vowels and consonants. Common starters like “SLATE,” “CRANE” or “AUDIO” helped narrow possibilities, but the combination of “O,” “A,” “D” and “Y” proved elusive until the final tiles flipped green.
“Toady” is not a word that pops up in casual conversation for most people. Its roots trace back centuries, evoking images of court intriguers or office politicians who curry favor through excessive agreement and compliments. In modern usage, it often carries a negative connotation, describing bootlickers in politics, business or social circles who prioritize personal gain over integrity.
Social media erupted with mixed reactions as the solution spread. On platforms like X and Reddit, users shared their score grids — some boasting perfect solves in three or four tries, others admitting defeat after burning all six guesses.
“I went with ‘TODAY’ first because it was Saturday and felt clever, but nope,” one player posted. “Had to pivot to thinking about synonyms for yes-man. TOADY finally clicked on guess five.”
Another complained, “Obscure words like this make me feel dumb. Who says ‘toady’ anymore? Bring back more common terms!”
The puzzle’s rollout aligned with typical NYT strategy: avoiding overly rare or offensive words while occasionally dipping into richer vocabulary to keep the game fresh. Wordle editors select from a curated list, balancing accessibility with challenge.
For those who missed it, the solution “TOADY” fits perfectly into Wordle’s mechanics. It features two vowels — “O” and “A” — positioned to create deduction hurdles. The ending “Y” added another layer, as many players exhaust guesses on words ending in “E” or “S” first.
Wordle enthusiasts often develop personal strategies. Hard-mode players restrict guesses to words that incorporate previously revealed letters, increasing difficulty but sharpening skills. Others rely on starting words optimized for vowel and consonant coverage, such as “ADIEU” or “STARE.”
Saturday’s puzzle reminded fans why the game endures. It demands logic over rote memorization, rewarding those who analyze letter frequency and position. Data from past puzzles shows “E,” “A,” “R,” “T” and “O” as high-frequency letters, which helped some narrow “TOADY” quickly once the first “T” appeared.
The game’s global appeal shines through in diverse player communities. In South Korea, where many access it via VPN or direct NYT subscription, office workers and students often tackle it during commutes or breaks. International solvers sometimes face added hurdles with American English spellings and idioms, but “TOADY” translates conceptually across cultures as a universal archetype of the opportunist.
Beyond entertainment, Wordle has sparked educational benefits. Teachers incorporate it into vocabulary lessons, while cognitive scientists note its potential for improving pattern recognition and mental flexibility in older adults. Studies suggest daily word games like this may help maintain brain health, though experts emphasize they complement, not replace, broader mental stimulation.
NYT continues evolving the experience with companion games like Connections, Spelling Bee and Strands, creating an ecosystem that keeps subscribers engaged. Wordle remains the flagship, with streaks tracked meticulously by dedicated players who share streaks reaching hundreds of days.
If you solved Saturday’s puzzle, congratulations — your streak lives another day. For those who didn’t, there’s no shame in looking up the answer after trying honestly. The beauty of Wordle lies in its forgiving nature: one tough day doesn’t end the fun.
Looking ahead, Sunday’s Wordle No. 1765 promises a fresh challenge, with early rumors suggesting a more straightforward term. Players are already speculating based on recent patterns, though the official reveal comes only at midnight.
In the meantime, Wordle communities offer tips without spoiling. Recommended strategies include:
- Start with words containing multiple vowels and common consonants.
- Track eliminated letters rigorously.
- Consider word families and rhymes once partial matches emerge.
- Avoid repeating confirmed gray letters in future guesses.
For newcomers, the rules are straightforward: Guess a valid five-letter word. Green tiles mean correct letter and position. Yellow means the letter belongs but in the wrong spot. Gray means it’s not in the word at all. Six guesses maximum.
“TOADY” joins a long list of memorable solutions that have fueled online discussions, from the straightforward to the head-scratching. Its appearance on April 18 highlights how even familiar letter combinations can hide in plain sight when context shifts.
As the sun set on another Wordle day, players worldwide reflected on their performance. Some reset their strategies, vowing better openers tomorrow. Others simply enjoyed the mental workout, appreciating a moment of shared human experience in an increasingly digital world.
Whether you nailed “TOADY” in three tries or needed every guess, the puzzle served its purpose: delivering a small daily victory or lesson in humility. That’s the enduring magic of Wordle — simple rules, infinite replayability and a community bonded by collective curiosity.
The New York Times reports that millions engage with the game daily, making it one of the most successful digital puzzles ever created. Its influence extends beyond entertainment into pop culture references, merchandise and even academic analysis of language patterns.
For April 18, 2026, “TOADY” stood as the undisputed champion. Did you get it? Share your grid in the comments or on social media with #Wordle1764. And remember: tomorrow brings a new word, new chances and new opportunities to outsmart the grid.
Business
AJ Styles, Stephanie McMahon Take Their Rightful Place in the WWE Hall of Fame
One night before WrestleMania 42 weekend is set to begin, WWE inducted the 2026 class of its Hall of Fame.
Among those inducted this year are none other than “The Phenomenal One” AJ Styles and Stephanie McMahon.
AJ Styles, Stephanie McMahon Enter the Hall of Fame
McMahon, the first inductee of the night, was inducted into the Hall of Fame by her mother, Secretary of Education Linda McMahon, and the three daughters she shares with husband Paul “Triple H” Levesque.
During her speech, McMahon thanked the talent who she had worked in through the years, including Trish Stratus, Lita, Randy Orton, and John Cena.
She likewise talked about her father, former WWE Chairman Vince McMahon, and her brother Shane. Stephanie gave credit to her father, saying she wouldn’t be where is today if it weren’t for him.
Styles, on the other hand, is the last inductee of the night. He was inducted by Karl Anderson and Luke Gallows, who are known collectively as The Good Brothers.
Styles addressed the question he said he is often asked, which is if he misses wrestling. He said he doesn’t and says that nothing beats being able to come home to his family.
“The Phenomenal One” likewise thanked all the promotions he has performed for throughout his career, as well as all the talent he has worked with through the years.
WWE Hall of Fame Class of 2026
Aside from McMahon and Styles, Ax and Smash, also known as Demolition, were likewise inducted this year into the WWE Hall of Fame. Dennis Rodman is this year’s inductee into the Celebrity Wing.
As for this year’s Immortal Moment, the distinction was given to the Hulk Hogan vs. André the Giant match at WrestleMania III.
Lastly, this year’s legacy inductees are Bad News Brown and Sid Vicious, who were both inducted posthumously.
Originally published on sportsworldnews.com
Business
ICICI Bank Q4 Results: Net profit up 8.5% to Rs 13,702 crore, announces Rs 12 dividend
The company’s net interest income stood at Rs 22,979 crore, higher by 8.4% from the Rs 21,193 crore posted in the corresponding quarter of the previous financial year, ICICI Bank said in a regulatory filing.
Alongside results, the board has recommended a dividend of Rs 12 per share in line with applicable guidelines. The payout remains subject to necessary approvals, with record and book closure dates to be announced in due course.
The company’s provisions witnessed a notable decline of 89% to Rs 96 crore, sharply lower from Rs 891 crore in the same quarter last year. Provisions in the previous quarter came in at Rs 2,556 crore.
The bank’s asset quality improved sequentially, with gross NPA easing to 1.4% from 1.53% in the previous quarter. In absolute terms, gross NPAs declined to Rs 23,051.9 crore from Rs 23,758 crore earlier.
ICICI Bank’s total advances rose 15.8% year-on-year and 6% sequentially to Rs 15.53 lakh crore, reflecting steady credit growth.
ICICI Bank’s net NPA (NNPA) eased to 0.33% from 0.37% in the previous quarter.On a consolidated basis, profit after tax rose to Rs 14,755 crore during the quarter under review, higher from Rs 13,502 crore in Q4FY25.
Consolidated assets increased 10.3% year-on-year to Rs 29.14 lakh crore as of March 31, 2026, compared to Rs 26.42 lakh crore as of March 31, 2025.
(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
Business
Will Dark Cherry Replace It or Will Cosmic Orange Stay?
Apple is at the center of speculations once again, and this time it’s about what the signature color of the iPhone 18 Pro series might just be.
There are mixed reports about what the Pro series will deliver as some claim the new signature color will be a new Dark Cherry red, while others say that the Cosmic Orange will stay.
iPhone 18 Pro Rumored Signature Color: New Dark Cherry Red
According to the latest report by Macworld, Apple’s next signature color for its flagship smartphone lineup coming this year, the iPhone 18 Pro series, will be the Dark Cherry red, which is a first for the lineup.
The publication revealed that Apple will replace the color option with the next update, and it is going back to its usual “muted” shade for the new special option.
It is known that Apple opted for Cosmic Orange with the iPhone 17 Pro series, making it one of the most popular colors of the lineup so far.
However, Macworld claims that Apple is opting to divert from the “bright and striking” Cosmic Orange option and deliver this Dark Cherry colorway, adding that it will be “unique enough to distinguish” as a Pro variant of the iPhone.
Is iPhone 18 Pro Getting Cosmic Orange Again?
However, Bloomberg’s Mark Gurman (via 9to5Mac) said last month that he “wouldn’t be surprised” if Apple keeps the Cosmic Orange colorway for the iPhone 18 Pro series coming later this year.
This is because it is an immensely popular color option when Apple introduced it last year, especially as it went with the revamp to the smartphone’s rear camera design scheme.
Cosmic Orange is also the first color option on the Pro series that offered a bold choice for customers instead of the traditional muted colorways that had previously been available in the lineup.
In the past, Apple offered Sierra Blue and Alpine Green (iPhone 13 Pro), Deep Purple (iPhone 14 Pro), Blue Titanium (iPhone 15 Pro), and Desert Titanium (iPhone 16 Pro) color options for its flagship lineups.
Originally published on Tech Times
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