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eHealth, Inc. (EHTH) Q4 2025 Earnings Call Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Operator

Good afternoon, everyone, and welcome to eHealth, Inc.’s conference call to discuss the company’s fourth quarter and fiscal year 2025 financial results. [Operator Instructions] I will now turn the floor over to Eli Newbrun-Mintz, Senior Investor Relations Manager. Please go ahead.

Eli Newbrun-Mintz

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Good afternoon, and thank you all for joining us. On the call today, Derrick Duke, eHealth’s Chief Executive Officer; and John Dolan, Chief Financial Officer, will discuss our fourth quarter and fiscal year 2025 financial results. Following these prepared remarks, we will open the line for a Q&A session with industry analysts.

As a reminder, this call is being recorded and webcast from the Investor Relations section of our website. A replay of the call will be available on our website later today. Today’s press release, our historical financial news releases and our filings with the SEC are also available on our Investor Relations site. We will be making forward-looking statements on this call about certain matters that are based upon management’s current beliefs and expectations relating to future events impacting the company and our future financial or operating performance.

Forward-looking statements on this call represent eHealth’s views as of today, and actual results could differ materially. We undertake no obligation to publicly address or update any forward-looking statements, except as required by law. The forward-looking statements we will be making during this call are subject to a number of uncertainties and risks, including, but not limited to, those described in today’s

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Cheniere, Exxon, Chevron Stocks Rise Again. The Energy Shock Is Upending Markets.

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Stock Volatility Surges as U.S.-Iran Conflict Stokes Oil Price Shock Fears

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Rubio spoke with Turkish foreign minister and pledged full US support, State Department says

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Rubio spoke with Turkish foreign minister and pledged full US support, State Department says


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(VIDEO) Los Angeles Rams Acquire All-Pro CB Trent McDuffie From Kansas City Chiefs in Blockbuster Trade

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Tampa Bay's Antonio Brown celebrates after his record-setting day helped the Bucs to a 45-17 NFL victory over the Miami Dolphins

The Los Angeles Rams have acquired star cornerback Trent McDuffie from the Kansas City Chiefs in a major trade that bolsters their secondary and signals an aggressive push to contend in the NFC, multiple sources confirmed Wednesday.

The deal, reported by ESPN’s Adam Schefter and NFL Network’s Ian Rapoport among others, sends McDuffie to the Rams in exchange for the 29th overall pick in the 2026 NFL Draft, a fifth-round selection and a sixth-round pick this year, plus a third-round pick in 2027.

The transaction marks a significant shift for both franchises. For the Rams, it addresses a glaring weakness in pass defense that plagued them during the 2025 season and playoffs. Los Angeles ranked 19th in passing yards allowed per game (216.7) and surrendered 26 passing touchdowns, exposing vulnerabilities in coverage despite a strong offensive output led by quarterback Matthew Stafford.

Trent McDuffie
Trent McDuffie

McDuffie, 25, arrives as one of the league’s premier young cornerbacks. A first-round pick (21st overall) by the Chiefs in 2022 out of Washington, he has developed into a versatile defender capable of playing outside or in the slot. He earned first-team All-Pro honors in 2023 as a slot corner and has been named to the All-Pro team twice in four seasons. McDuffie contributed to Kansas City’s back-to-back Super Bowl victories following the 2022 and 2023 campaigns.

“Trent McDuffie is a proven difference-maker who brings elite coverage skills, physicality and championship experience,” Rams general manager Les Snead said in a statement. “This move aligns with our commitment to building a complete roster around Matthew Stafford and our core veterans. We’re excited to welcome him to Los Angeles.”

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The trade reunites McDuffie with Rams assistant coach Jimmy Lake, who recruited and coached him at Washington before Lake joined the Rams staff this offseason. That connection added fuel to speculation in recent weeks, as reports noted McDuffie’s familiarity with Lake’s schemes could ease his transition.

Kansas City, facing salary cap constraints entering the 2026 league year, opted to move McDuffie rather than commit to a lucrative long-term extension. He was set to count $13.6 million against the cap in 2026 under his fifth-year option, which the Chiefs exercised last year. The Chiefs remain in their Super Bowl window with Patrick Mahomes but have made similar moves in the past, including trading Tyreek Hill in 2022 and L’Jarius Sneed in 2024 to manage finances and acquire draft capital.

The haul provides Kansas City with valuable assets to address other needs or maneuver in the draft. General manager Brett Veach has emphasized retaining core players but has shown willingness to pivot when economics dictate.

Rumors of McDuffie’s availability intensified earlier this week after Snead told reporters the Rams were actively exploring trades and open to using one of their first-round picks — they held the 13th and 29th overall selections entering the deal — for an impact player. Analysts quickly linked the comments to McDuffie, given the Rams’ secondary needs and his market value.

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Speculation had circulated for months, with mock trades from ESPN’s Bill Barnwell and others proposing similar packages centered on a late first-round pick. Some observers questioned whether McDuffie, often deployed in the slot, fit perfectly with the Rams’ current personnel, including extended slot specialist Quentin Lake. However, his ability to play outside mitigates those concerns, and the trade’s completion indicates the front office views him as a flexible, high-upside addition.

McDuffie is expected to sign a new long-term contract with the Rams soon, sources indicated. His impending free agency in 2027 made the timing critical for Kansas City, which could not risk losing him for minimal compensation next year.

The move underscores the Rams’ “all-in” mentality under head coach Sean McVay. After reaching the playoffs in recent seasons but falling short of deep runs, Los Angeles has pursued upgrades to complement Stafford, wide receiver Cooper Kupp and a stout offensive line. Adding an All-Pro corner elevates the defense, potentially pairing McDuffie with safeties and other backs to create matchup problems for opposing quarterbacks.

For Chiefs fans, the trade represents a bittersweet moment. McDuffie embodied the team’s recent defensive identity — tough, smart and clutch in big games. His departure thins the secondary, though Kansas City retains pieces like Trent McDuffie replacements in development and incoming draft prospects.

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League analysts praised both sides. The Rams gain a cornerstone defender at a reasonable cost relative to free agency prices for comparable talent, while the Chiefs stockpile picks to sustain competitiveness amid cap pressures.

The trade highlights the fluid nature of the NFL offseason, where cap realities, positional value and championship aspirations intersect. As free agency approaches and the draft nears, this deal could spark further movement across the league.

McDuffie’s arrival in Los Angeles positions the Rams as a legitimate threat in a competitive NFC West, where they seek to reclaim dominance. For Kansas City, the acquired selections offer flexibility to reinforce other areas and maintain their perennial contender status.

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Capital investment holding steady despite record-low industry outlook

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In the free Baking & Snack webinar, industry experts assert that regardless of outlook, bakers feel the need to invest to remain competitive.

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Starbucks heads south with new corporate office in growth push

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Starbucks heads south with new corporate office in growth push

Starbucks is growing its corporate footprint and plans to open a new office in the South later this year.

The Seattle-based coffee company will establish an office in Nashville, Tennessee, as part of its broader plan to expand across North America, especially in the central U.S., the South and parts of the Northeast, according to an internal message sent Tuesday and reviewed by FOX Business.

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“To support these ambitions, we have made the decision to establish a strategic presence in the Southeast region of the U.S., and will be opening an office in Nashville, Tennessee, later this calendar year,” the company said.

Starbucks logo sign

A sign with the Starbucks logo hangs near the entrance to a Starbucks coffee shop in Aspen, Colorado.  (Robert Alexander/Getty Images)

FORMER STARBUCKS EXEC SAYS SHE WAS FIRED AFTER RAISING CONCERNS OVER MAGGOTS, SAFETY: LAWSUIT

The new Nashville office will be home to some of the teams that manage Starbucks’ supply chain across North America.

“We see Nashville, Tennessee, as an ideal location to open an office and establish a more strategic presence in the Southeast region of the U.S.,” Starbucks Chief Operating Officer Mike Grams said in a statement. “The city offers a deep, talented and growing workforce, making it a desirable location for us.”

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The plans were first reported by The Wall Street Journal.

“Included in this office will be our direct and indirect sourcing and sourcing operations teams, which will serve our North America operations, bringing together current and future sourcing roles in a geographic location that offers access to great talent and better proximity to key suppliers,” the company said.

Seattle will remain the chain’s North America and global support headquarters.

The Starbucks Corp. headquarters in Seattle, Washington

The Starbucks Corp. headquarters in Seattle, Washington. (David Ryder/Bloomberg via Getty Images)

Starbucks plans to offer relocation opportunities to dozens of Seattle-based employees, while also opening additional roles in the Nashville market over time, according to the Journal.

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STARBUCKS’ TURNAROUND PLAN SHOWS PROMISE IN US AS SALES GROWTH RETURNS FOR FIRST TIME IN 2 YEARS

Employees who choose not to move may receive severance pay and can apply for other open roles within the company, the Journal reported.

Ticker Security Last Change Change %
SBUX STARBUCKS CORP. 96.68 -0.08 -0.08%

Tennessee Gov. Bill Lee welcomed the announcement, saying the state’s business-friendly environment continues to attract major companies.

“Companies across the nation recognize that Tennessee’s strong values and fiscally-conservative approach are good for business, and we are proud to welcome another Fortune 500 company like Starbucks to our state,” Lee said in a statement on Tuesday. “We’re grateful they have chosen to build a future in the Volunteer State and will create quality jobs for Tennesseans.”

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Tennessee Gov. Bill Lee welcomed Starbucks’ announcement. (Andrew Harnik/Getty Images)

Nashville is already home to large employers such as Bridgestone and HCA Healthcare.

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In-N-Out is also expected to open a 100,000-square-foot eastern territory office near Nashville late this year.

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Blackstone Secured Lending: 12.9% Dividend Yield As NAV Dips With Coverage Positive

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Blackstone Secured Lending: 12.9% Dividend Yield As NAV Dips With Coverage Positive

This article was written by

The equity market is a powerful mechanism as daily fluctuations in price get aggregated to incredible wealth creation or destruction over the long term. Pacifica Yield aims to pursue long-term wealth creation with a focus on undervalued yet high-growth companies, high-dividend tickers, REITs, and green energy firms.

Analyst’s Disclosure: I/we have a beneficial long position in the shares of BXSL either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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7 Data Privacy Risks Leaders Miss in 2026

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Austrian synthetic data pioneer MOSTLY AI has launched a $100,000 global challenge to drive adoption of privacy-safe synthetic data and highlight its potential to safely fuel artificial intelligence innovation.

Leaders talk a lot about cybersecurity in 2026, but many still miss the less glamorous privacy blind spots quietly putting teams, devices, and customer data at risk.

These issues rarely make boardroom decks, yet they are exactly the kinds of exposures attackers exploit because they slip through day-to-day habits and decentralised workflows. Here are the seven risks most often overlooked, along with simple ways to shrink the blast radius.

1. Malicious Public WiFi That Silently Intercepts Traffic

Public hotspots in airports, trains, hotels, and conference centres remain a favourite target for attackers. Network spoofing, captive portal injections, and silent packet captures are still common, especially during high travel seasons.

In a study highlighted by arXiv, researchers describe how attackers use realistic-looking browser prompts and extensions to hijack sessions once a user connects to an untrusted network. The technique works because most people assume the risk only applies to unsecured websites, not to their entire device session.

  • Quick fix: Encourage staff to avoid logging into sensitive accounts on public networks and use encrypted tunnels for any research or travel work.

2. Browser Extension Overreach That Acts Like an Always-on Spy

Browser extensions do not get nearly the scrutiny they deserve. Many have access to browsing history, clipboard contents, session tokens, and auto-filled personal data. The problem is worse now that attackers disguise malicious extensions as helpful AI tools.

Reporting from The Hacker News shows that extension-based data exfiltration rose sharply in late 2025, fueled by cloned productivity tools and fake AI assistants that quietly harvest user data.

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  • Quick fix: Maintain an allowlist, require periodic extension reviews, and block extensions that request unnecessary permissions.

3. Shadow AI Tools Slipping Past Oversight

Employees love AI shortcuts, which means new, unvetted AI tools appear in environments every week. These tools often store prompts, conversations, and uploaded files on external servers without any data retention clarity.

  • Quick fix: Publish an internal AI usage guide, approve secure tools, and set rules for what can and cannot be uploaded.

4. IP-Based Tracking That Builds Detailed Behavioural Profiles

Modern tracking does not rely only on cookies. IP-based profiling can still reveal patterns such as which teams research which vendors, how often employees visit certain sites, or when executives are travelling. It quietly feeds data brokers and advertising engines without most users noticing.

This is also where leaders underestimate how often staff browse from hotels, coworking spaces, or unfamiliar networks. In many cases, using a VPN tunnel for streaming makes sense as a simple privacy layer because masking an IP reduces passive collection from unknown networks. It also means you can give travelling team members a way to stay entertained while on the move without risking company assets.

  • Quick fix: Train teams on IP-based tracking and encourage encrypted browsing when working on sensitive research.

5. Data Broker Leakage That Exposes Corporate Patterns

Data brokers scrape and correlate browsing behaviour, geolocation hints, app analytics, and OS level signals. Even if individual data points look harmless, the combined profile can reveal travel schedules, vendor evaluations, and internal project timing.

  • Quick fix: Audit what apps share analytics data and disable background telemetry where possible.

6. Unsecured Guest Networks Inside Offices and Partner Sites

Guest networks are usually treated as harmless conveniences, but they often share physical infrastructure with internal networks. A misconfiguration can allow attackers to hop from the guest VLAN to more sensitive areas or to capture device traffic of visitors who join automatically.

  • Quick fix: Segment networks, avoid password reuse, and disable auto-connect settings.

7. Smart Office Devices and Misconfigured SAAS That Leak Metadata

Everything from room schedulers to hallway sensors to video meeting bars collects metadata. Combine this with misconfigured SaaS tools that are increasingly common, and you get silent leakage of meeting titles, access logs, and document previews that should never be publicly exposed.

  • Quick fix: Review SaaS permissions quarterly and audit IoT devices for default credentials or open dashboards.

Final Thoughts on Data Privacy in 2026

Privacy risk in 2026 is not only about protecting files. It is about reducing the breadcrumbs that reveal behaviour, location, and intention. Leaders who tackle the small exposures end up improving security far more than those who focus only on big-ticket defences.

If you want more insights like this, consider checking out our other analysis-driven blogs and research roundups, which cover many issues that matter most to modern leaders.

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Where Do Canberra, Melbourne Rank in the World’s 10 Least Stressful Cities to Live In List?

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Canberra

Released in December 2025, the World’s 10 Least Stressful Cities to Live In list ranks, as its name suggests, the cities where it’s most comfortable, convenient, and hassle-free to live in.

Two Australian cities, namely Canberra and Melbourne, made it to the list. Neither city, however, didn’t quite top said list—that distinction goes to Eindhoven in the Netherlands.

Can you guess what their ranks are?

Key Metrics

Before we get to that, let’s first look at how Remitly came up with the list. According to Travel + Leisure, five key metrics were considered:

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  • Average time to travel 10 kilometers
  • Annual pollution levels
  • Cost of living index
  • Health care quality and accessibility
  • Crime index

Each city is then ranked on a scale from one to 10. 10 is the highest level of resident stress. To give you an idea, New York has been ranked the most stressful city to live in as it scored 7.56 out of 10.

Ireland’s Dublin and Mexico’s Mexico City rank second and third, respectively.

On other hand, Eindhoven has a stress score of 2.34 out of 10, which earned it the top spot. Another city in the Netherlands, Utrecht, landed second place with a stress score of 2.67 out of 10.

Canberra

Canberra
Linda Xu / Unsplash

So which city came third among the top 10 least stressful cities to live in? Well, that honor goes to Canberra, which has a stress score of 2.80 out of 10.

According to Remitly, the cost of living in Canberra is lower that both Eindhoven and Utrecht. However, the Australian capital has a higher crime index and lower health quality, which prevented it from ranking higher than the two cities.

Melbourne

Melbourne
Denise Jans / Unsplash

Melbourne, on the other hand, landed in ninth place with a stress score of 2.98.

In comparison to Canberra, metrics of Melbourne show that the latter has a lower cost of living but a higher crime index and a lower health quality.

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You can view the complete list as well as the metrics used here.

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BofA upgrades SSR Mining stock rating on Turkey mine sale

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