In fact, for many businesses, utilising the undeniable strengths of artificial intelligence is a must, which is why the most asked question for every digital marketing agency in London is: how is AI adoption reshaping their outputs?
Not only does this new way of working affect digital marketing specialists, but it also changes how clients assess value, accountability and turnaround. Agencies today operate in an environment where performance data is abundant, and decision-making windows are shorter. With this in mind, the use of artificial intelligence aids in interpreting this data at a greater scale than most manual methods. This means agencies can fulfil client expectations better than before with faster execution, exceptional results and clearer insights.
What can you expect to see as the client of one of these agencies utilising AI? We break down everything there is to know in this guide.
Improved Efficiency and Quality
Keyword research, campaign reporting and competitor analysis all take a great amount of time, even for the greatest marketing geniuses. Although you may question why they need AI for tasks such as these, it is the way to achieve streamlined operational efficiency. Rather than spending hours at a screen, marketers can now complete these processes with speed, consistency and accuracy through their AI-assisted platforms.
Advertisement
It’s important to know that agencies using this advanced technology are the ones maintaining rigorous quality control. It’s often a misconception that performing tasks quickly leads to a drop in results; however, that is far from true – outputs are now more refined and aligned than ever, especially with your brand guidelines.
We are not stating that AI replaces human expertise, rather that it allows these teams to reallocate their time to the more desirable areas. Less time is being spent compiling the data from your campaigns, resulting in more time interpreting it for future success.
How Data Changed Creative Content Strategies
Creative output hasn’t been left behind. Firstly, your content strategies are now far more user-led. Businesses used to depend on assumptions. Now, with the help of AI, marketing teams can see exactly what people are searching for, how they interact with online content, and at which points the users start to disengage. With this comes creative content answering real questions, all while meeting the genuine needs of customers, instead of the guesswork.
What does this mean for your business? Well, you now have access to creative decisions backed by evidence, ultimately improving results compared to when they were guided by human instinct alone. Think less ‘trial and error’ and more campaigns with purpose. Your marketing team can implement content that achieves your business goals, be that generating leads, boosting sales, or improving customer retention.
Advertisement
AI now allows the agencies you partner with to better understand how audiences behave across all your different channels. This includes the content they engage with most and the messaging styles that resonate with specific groups. Again, it’s important to understand that AI insight doesn’t replace creative thinking; it simply gives us a clearer direction and stronger foundations to build upon.
SEO Management and Search Performance
SEO strategies are continuously expected to be both transparent and measurable. This is where AI-supported reporting comes into play. Not only does this provide clearer attribution, but it also helps businesses, like yours, to understand how organic visibility contributes to revenue and long-term growth.
It’s become far more complex now that we see search engines prioritising relevance, experience, and authority. Agencies that implement AI tools within their SEO strategies and Search Performance management can manage these complexities through monitoring ranking trends, identifying technical issues, and pinpointing optimisation opportunities at a more impressive scale.
It’s exciting – rather than reacting to performance drops, we can now anticipate changes and adjust strategies proactively, from refining on-page content, improving site structure or even aligning content as search behaviour updates.
Advertisement
Real-Time Reporting and Optimisation
Client expectations have changed, too. Businesses now expect more from their reporting than a static monthly report and limited performance analysis. This is especially true for companies in demanding markets. With AI-powered tools, agencies can meet these expectations, offering:
Real-time performance tracking across paid media, organic channels, and full conversion funnels
Early identification of underperforming areas for informed adjustments before the budget is wasted
Ongoing optimisation, ensuring all campaigns are actively managed rather than reviewed after the fact
With this new and improved approach, outcomes include greater efficiency and hands-on campaign management.
When reporting is conducted, you can clearly see in detail:
What is performing well
Why are changes being made
How results align with agreed KPIs and wider business objectives
Personalisation
Your marketing strategies should include personalisation; this is no longer optional. With it, you will see improvements in engagement and conversion rates without the need for excessive manual effort from your team. Without it, you risk falling back in increasingly competitive markets. AI enables the agencies working on your marketing to segment each audience based on user intent and their behaviour, all while delivering more relevant messaging across each ad, email, and website page.
What We Know Now
Incorporating AI systems and tools into marketing efforts is unavoidable. This adoption is not only reshaping how marketers deliver content, campaigns and results, but also changes what clients expect from their teams. With the help of Artificial Intelligence, businesses can now experience faster delivery, clearer insights, smarter optimisation, and measurable results. Agencies that integrate AI thoughtfully into their work are better positioned to meet these expectations while maintaining strategic superiority.
Partnering with an agency that understands both the capabilities and limitations of AI is guaranteed to positively influence sustainable growth and profits for your company.
Ventas, Inc. (VTR) Q4 2025 Earnings Call February 6, 2026 10:00 AM EST
Company Participants
Bill Grant – Senior Vice President of Investor Relations Debra Cafaro – Chairman & CEO J. Hutchens – Executive VP of Senior Housing & Chief Investment Officer Robert Probst – Executive VP & CFO
Advertisement
Conference Call Participants
James Kammert – Evercore ISI Institutional Equities, Research Division Nicholas Joseph – Citigroup Inc., Research Division Vikram Malhotra – Mizuho Securities USA LLC, Research Division Julien Blouin – Goldman Sachs Group, Inc., Research Division Michael Goldsmith – UBS Investment Bank, Research Division Michael Carroll – RBC Capital Markets, Research Division John Kilichowski Richard Anderson – Cantor Fitzgerald & Co., Research Division Farrell Granath – BofA Securities, Research Division Juan Sanabria – BMO Capital Markets Equity Research Michael Stroyeck – Green Street Advisors, LLC, Research Division Michael Mueller – JPMorgan Chase & Co, Research Division Ronald Kamdem – Morgan Stanley, Research Division Austin Wurschmidt – KeyBanc Capital Markets Inc., Research Division Wesley Golladay – Robert W. Baird & Co. Incorporated, Research Division
Advertisement
Presentation
Operator
Thank you for standing by. My name is Jenny, and I will be your conference operator today. At this time, I would like to welcome everyone to the Ventas Fourth Quarter 2025 Earnings Call. [Operator Instructions] Thank you.
I would now like to turn the call over to BJ Grant, Senior Vice President of Investor Relations. You may begin.
Advertisement
Bill Grant Senior Vice President of Investor Relations
Thank you, Jenny. Good morning, everyone, and welcome to the Ventas fourth quarter and full year 2025 results conference call. Yesterday, we issued our fourth quarter and full year 2025 earnings release, presentation materials and supplemental information package, which are available on the Ventas website at ir.ventasreit.com.
As a reminder, remarks today may include forward-looking statements and other matters. Forward-looking statements are subject to risks and uncertainties, and a variety of topics may cause actual results
Seeking Alpha’s transcripts team is responsible for the development of all of our transcript-related projects. We currently publish thousands of quarterly earnings calls per quarter on our site and are continuing to grow and expand our coverage. The purpose of this profile is to allow us to share with our readers new transcript-related developments. Thanks, SA Transcripts Team
Taylor Swift has released the highly anticipated music video for “Opalite,” the second single from her twelfth studio album, The Life of a Showgirl, pairing a 90s rom-com aesthetic with a quirky origin story that started on a British talk show sofa. The video is now streaming on Apple Music and Spotify Premium, with a YouTube release to follow.
Taylor Swift
A 90s-style love story with pet rock and pet cactus
Unlike her first single “The Fate of Ophelia,” which leaned into showgirl imagery and the price of fame, “Opalite” centers on the search for love and connection through a retro, 90s-filtered lens. The video opens as a tongue-in-cheek infomercial for an “Opalite” spray that promises to fix your life and bring you companionship.
From there, it shifts into a narrative about two lonely people: Swift plays a “lonely woman” emotionally attached to her pet rock, while actor Domhnall Gleeson portrays a “lonely man” fixated on his pet cactus. After the magical Opalite spray enters the picture, the pair are brought together and fall in love, embarking on a montage of classic 90s date tropes—mall outings, dance competitions, and other era-specific set pieces.
Swift wrote and directed the video, reuniting with celebrated cinematographer Rodrigo Prieto and shooting on film to heighten the nostalgic feel. She described making “new friends, metaphors, and fashion choices,” calling the shoot “an absolute thrill.”
The Graham Norton origin: one joke, one idea, one script
In a post on X, Swift revealed that the idea for the “Opalite” video “crash landed” into her imagination while she was doing promotion for The Life of a Showgirl on The Graham Norton Show. Seated alongside Domhnall Gleeson, Cillian Murphy, Lewis Capaldi, Greta Lee, Jodie Turner-Smith and host Graham Norton, she was struck by a throwaway joke that Gleeson made on-air.
Advertisement
“He’s Irish! He was joking! Except that in that moment during the interview, I was instantly struck with an idea,” Swift wrote, explaining that within a week she emailed Gleeson a full script for the “Opalite” video with him in the starring role. She then had “the thought that it would be wild” if all of the other guests from that night — including Norton himself — appeared in the video as well, turning it into what she called “a school group project but for adults and it isn’t mandatory.”
To her delight, every guest signed on, and the finished video features Swift, Gleeson, Murphy, Capaldi, Lee, Turner-Smith and Norton all “time traveling back to the 90s” to help bring the concept to life. Swift also teased that “friendly faces” from The Eras Tour can be spotted in the supporting cast.
What “Opalite” is about – and its Travis Kelce connection
“Opalite” is the third track and second single from The Life of a Showgirl, released as a single in January 2026 after the album’s October 2025 debut. Sonically a shimmering love song, it focuses on the idea of creating your own happiness rather than waiting for it to arrive.
The title refers to opalite, a man-made version of opal, and the metaphor runs deep. Swift has explained that she associates onyx with “onyx night” — sadness and sorrow — and an “opalite sky” with an iridescent, pastel blue happiness, evoking a transition from dark to light. In one interview, she said she liked the idea that “opalite is a man-made opal, and happiness can also be man-made too,” framing the song as a juxtaposition between pain and the decision to build joy.
Advertisement
The track also carries a personal Easter egg: Travis Kelce’s birthstone is opal, as he was born in October, and Swift has said she has “always loved that stone” and used it as inspiration. Kelce, for his part, has called “Opalite” his favorite song on the album, telling listeners on his New Heights podcast that “every time it comes on I always… I’ve been dancing throughout the house,” praising how fun it is.
Rollout strategy: platform-first release and vinyl tie-in
Swift announced the “Opalite” video on February 4 through Taylor Nation and her official site, setting a February 6 premiere at 8 a.m. ET exclusively on Spotify Premium and Apple Music, with a YouTube drop scheduled for February 8. The staggered rollout mirrors a broader shift in how streaming data is counted: YouTube recently stopped providing some of its metrics for Billboard chart calculations, a change many fans believe influenced Swift’s decision to debut the visual on audio platforms first.
Alongside the announcement, Swift offered a seven-inch “Opalite” vinyl single in a blue pearlescent finish, priced at $10.99 and featuring an acoustic version of the track. The song has already been a commercial force, having reached No. 2 on the Billboard Hot 100 and surpassed 500 million streams on Spotify, one of the fastest Swift tracks to hit that milestone.
Her album The Life of a Showgirl previously debuted at No. 1 on the Billboard 200, while its lead single “The Fate of Ophelia” entered at No. 1 on the Hot 100, underscoring the commercial expectations surrounding “Opalite” and its visual. Many fans hope the video will give the song the final push needed to reach the top of the singles chart.
Advertisement
Swift’s evolving visual universe
With “Opalite,” Swift continues the progression of her self-directed visual universe, adding another short-film-like narrative to a catalog that includes “All Too Well: The Short Film” and multiple Midnights and Showgirl clips. Working again with cinematographer Rodrigo Prieto, she leaned into saturated colors, film grain and period-specific styling to anchor the video in a specific time and emotional mood.
Swift described the process as equal parts collaborative and nostalgic: “I had more fun than I ever imagined… It was an absolute thrill to create this story and these characters. Shot on film. The ‘Opalite’ video is out now on Spotify and Apple Music.” Early reactions from fans and music press highlight the video’s romantic comedy energy, playful infomercial framing and the novelty of seeing a full late-night guest panel reunite in a scripted music video.
Between its Graham Norton–born concept, 90s rom-com visuals, gemstone metaphor and subtle nods to her relationship with Travis Kelce, “Opalite” extends Swift’s run of densely layered rollouts that reward close watching — and prove she’s not done finding new ways to turn a three-minute song into a fully realized cinematic world.
Stellantis logo is pictured at one of its assembly plants following a company’s announcement saying it will pause production there, in Toluca, state of Mexico, Mexico April 4, 2025.
Henry Romero | Reuters
Shares of automaker Stellantis plunged 27% in European trading on Friday, after the company said it expects to take a 22-billion-euro ($26 billion) hit from a business reset and hinted at a pull-back from its electrification push.
Advertisement
In Milan, the company’s Italian shares were 26% lower. In early trading on Wall Street, the transatlantic firm’s New York-listed stock plummeted 25%.
Other French auto stocks also fell Friday morning, with Valeo and Forvia both down more than 1.2% and Renault sliding 2%.
“The charges announced today largely reflect the cost of over-estimating the pace of the energy transition that distanced us from many car buyers’ real-world needs, means and desires,” said Stellantis CEO Antonio Filosa in a statement.
“They also reflect the impact of previous poor operational execution, the effects of which are being progressively addressed by our new Team.”
Advertisement
Going forward, Stellantis said it would remain at the forefront of EV development, but said its own electrification journey would continue at “a pace that needs to be governed by demand rather than command.”
Stellantis also pre-released some figures for the fourth quarter on Friday, saying it anticipates a net loss for 2025. In recognition of that net loss, it has suspended its dividend for 2026 and plans to raise up to 5 billion euros by issuing hybrid bonds.
For 2026, the auto giant is targeting a mid-single-digit percentage increase in net revenue and a low-single-digit increase in its adjusted operating income margin.
The company said its dividend pause and bond issuance would help preserve its balance sheet, and outlined the actions it had taken last year as part of its reset strategy.
These included announcing “the largest investment in Stellantis’ U.S. history” — totalling $13 billion over four years — as well as launching 10 new products, canceling products that could not achieve profit at scale, and restructuring its global manufacturing and quality management capabilities.
Advertisement
Under the U.S. investment drive, the transatlantic automaker has said it will add 5,000 jobs to its American workforce.
While these moves had resulted in costs of 22.2 billion euros, the company said they had collectively delivered a return to positive volume growth in 2025.
In the second half of the year, Stellantis’ U.S. market share rose to 7.9%, while the company said it retained its overall second-place market share position in the enlarged Europe.
Stellantis’ writedown follows multibillion-dollar hits at rivals Ford and GM, which recently announced their own hits worth $19.5 billion and $7.1 billion, respectively — both being related to EV pullbacks.
Advertisement
Given the “magnitude of the kitchen sinking” and the soft 2026 guidance, UBS analysts said the negative share-price reaction was expected. They added, however, that new management’s “decisive” clean-up and solid regional market fundamentals leave the stock attractive as a potential U.S. “comeback” play.
‘Year of execution’
Friday’s writedown announcement came alongside news that Stellantis will offload its stake in NextStar Energy, a joint venture with LG Energy Solution that built and operated a Canadian battery manufacturing facility. LG Energy Solution will take over Stellantis’ 49% stake, the firms said on Friday morning.
The joint venture was part of Stellantis’ broader electrification strategy. In 2022, former CEO Carlos Tavares set a goal for 100% of sales in Europe and 50% of sales in the U.S. to be battery electric vehicles by the end of the decade.
The company is set to present an updated long-term strategy at its Capital Markets Day in May.
Advertisement
Stellantis’ stock has been under pressure for some time, with its Italian shares slumping nearly 25% last year and 40.5% the previous year. Shares are currently down more than 13% since the beginning of 2026.
Stellantis share price
Filosa previously dubbed 2026 the “year of execution” for the embattled automaker, which has been grappling with falling sales, leadership changes and disappointing earnings for several years. In July, the company said it expected to take a tariffs hit of around 1.5 billion euros in 2025, as it reported a first-half net loss of 2.3 billion euros.
Advertisement
In a Friday note, Russ Mould, investment director at AJ Bell, said Stellantis had placed a “miscalculated bet” on electric vehicles – but said the broader picture on EV adoption raised questions about Stellantis’ marketability.
“The long-held argument about why many drivers won’t go electric yet are concerns about price, access to charging infrastructure, and how long a battery will last during their journey,” he said.
“However, prices are coming down, more chargers are being installed, and battery range is improving. The success of companies like BYD suggests there are plenty of people willing to take the leap. That begs the question as to whether Stellantis’ frustration over its EV sales is linked to market issues or that drivers simply don’t like its vehicles.”
Stellantis is scheduled to publish its 2025 earnings in full on Feb. 26.
Swish is a Swedish electronic payment solution. It has now introduced a joint blocking feature to limit and prevent fraud.
The most popular electronic payment service in Sweden, Swish, has now been granted the right to introduce a joint blocking feature. The aim of the joint blocking function is to prevent fraud, and it will allow banks to block users from the entire Swish system. This makes it much more difficult for fraudsters to exploit the service and provides quicker responses when red flags occur regarding these criminals.
Joint Blocking Feature
Those misusing the service will not just be blocked from using their own bank. It will spread out across the entire Swish system. This can occur when those operating the system believe it is being used for criminal purposes or in a way that poses security risks to other customers, banks or Swish itself.
Swish continues to dominate Sweden’s mobile payment landscape, and is used by millions for everyday transactions across businesses and e-commerce. Its new joint blocking feature further strengthens protection against fraud, giving banks a coordinated tool to prevent misuse and reinforce trust in the cashless economy. Experts, including those at bedrageri.info, note that this robust system also benefits licensed Swedish online casinos, where secure and fast Swish payments ensure consumer safety and confidence in digital transactions.
Urban Höglund, the CEO of Swish, stated that the “misuse of Swish in criminal contexts is something we take very seriously. With a joint blocking function, we can act more quickly and in a more coordinated way to exclude those who abuse the service, while at the same time making Swish even safer for millions of users.”
Advertisement
What is Swish?
Those outside of Sweden may not be familiar with Swish. Launched in 2012, it was created by a consortium of six major banks and the Central Bank of Sweden. Its aim was to provide a real-time money transfer solution through an application. Those using it need a Swedish bank account number and a national ID.
Its original purpose had been for the transfer of funds between individuals. However, it soon proved so popular that it was used by small organisations, mainly micro traders and religious organisations, in lieu of a card reader. Companies must now pay a small fee for using it, though for individuals, it is free. It is a member of the European Mobile Payment Systems Association. The company behind it is Getswish.
Clearing Operations Authorisation Also Granted
The Finansinspektionen, Sweden’s Financial Supervisory Authority, has also recently granted Swish the ability to conduct clearing activities under the Payments Clearing and Settlement Act.
Payments and clearing are the processes by which a payment initiation, such as the swipe of a card or hitting send on an app, is processed to the final settlement. In between this, there are numerous steps. They can involve validating transactions, exchanging information, recording transfers and risk mitigation.
Advertisement
This is a complex process, and as a result, it must now come under the supervision of the Finansinspektionen. This relates specifically to the obligations of clearing companies. It has previously been designated by the Riksbank as a company of importance in the payment system infrastructure.
The Swedish Payments Market
Sweden is unique in that most of its payment market is entirely digital. The use of cash is continuing to fall according to the Riksbank, with card payments being the most used method of payment and mobile payments quickly catching up. Many small businesses have even stopped accepting cash, with many forgoing it over the last five years due to security issues. However, around two-thirds of small businesses asked in a recent survey by the bank do accept cash.
The same survey said that seven out of ten companies accept both Swish and cash. Many of these prefer payment methods by Swish or card, as it minimises the administrative work they have to do and provides a quicker and smoother transfer. However, there is a current Cash Inquiry which proposes that companies which sell essential goods should be expected to take cash.
Global Payment Preferences
There is now a wide range of payment methods available across the globe. These range from old-fashioned but still popular cash, all the way to digital wallets and cryptocurrencies. While this has provided even more choice for consumers, it can be hard work for businesses that need to choose the right ones for their customers.
Advertisement
Across the globe, around 70% of all transactions are now made by bank transfers, digital wallets, and cash payment vouchers. This is a huge change from the days of handing over coins and notes. Of these, digital wallets are the most used at 53% share of transactions. Credit cards come second at 20%, with debit and prepaid cards reaching to 12%. All of this shows just how important these changes have been.
Britain’s only tin mine could end up exporting much of its future production to the United States after the American government signalled it is prepared to provide up to $225 million (£166 million) in financing to revive the historic South Crofty site in Cornwall.
Cornish Metals, which is working to bring the South Crofty mine near Camborne back into production, has received a letter of interest from the Export-Import Bank of the United States (Exim), proposing a potential financing package linked to supplying tin to the US market.
The move comes less than a year after Cornish Metals secured a £28.6 million equity investment from the UK’s government-backed National Wealth Fund, which was framed at the time as supporting a domestic supply of a strategically important mineral.
In its statement, Cornish Metals said Exim’s interest was explicitly tied to South Crofty providing a “responsible supply of tin concentrate” to the United States, as Washington seeks to strengthen critical mineral supply chains and reduce dependence on overseas producers.
The company estimates it will cost around £198 million to restart the mine by mid-2028, with both costs and timelines increasing over the past year. It is now seeking to secure funding to cover capital expenditure and operating costs as it moves towards production. Shares in Cornish Metals rose 2.7 per cent following confirmation of Exim’s interest.
Advertisement
Tin is classed as a critical mineral and is widely used in electronics, renewable energy systems and advanced manufacturing. The UK currently has no domestic tin production, and South Crofty is expected to produce an average of around 4,700 tonnes of tin concentrate annually in its first five years, roughly equivalent to the UK’s total yearly consumption.
Fawzi Hanano, Cornish Metals’ chief development officer, said the US financing proposal would inevitably come with expectations around offtake.
“Exim would not give money to a foreign entity unless there’s something in it for them,” he said. “Ideally they would want all of the production, but in reality it would be a certain percentage that aligns with the level of financing being provided.”
He confirmed that none of South Crofty’s future output is currently committed to buyers and that there is no obligation for the mine to supply UK customers, despite the National Wealth Fund’s involvement.
Advertisement
One of the challenges, Hanano said, is that while the mine will produce a high-grade tin concentrate, the UK and Europe currently lack the smelting capacity needed to process it into refined tin metal.
“There is no smelting capacity in the UK or Europe at present, so there is no outlet for tin concentrate domestically,” he said. While the US also lacks significant smelting capacity today, it is in the process of developing it as part of its critical minerals strategy.
Hanano suggested that government-to-government agreements could still allow for some tin to flow back to UK end users in the future. “If one country has upstream capacity and another has processing capability, there are structures where material can be processed and some of it returned. That’s ultimately a decision for governments to take.”
The potential deal highlights growing geopolitical competition for critical minerals, and raises questions over how far UK-backed resource projects may ultimately serve domestic industry when global supply chains, and foreign state financing come into play.
Advertisement
Amy Ingham
Amy is a newly qualified journalist specialising in business journalism at Business Matters with responsibility for news content for what is now the UK’s largest print and online source of current business news.
TraffordCity Arena will be future home of the Manchester Storm ice hockey team
Hannah Richardson and Local Democracy Reporter
05:00, 06 Feb 2026
An artist’s impression of the approved TraffordCity Arena(Image: Icities and AEW Architects)
A new ice rink and concert venue will be built in Trafford. The venue – TraffordCity Arena – will offer ice skating lessons and sessions, as well as hosting concerts, screenings, immersive experiences and ice hockey games with Planet Ice to run the centre.
Advertisement
It will become the future home of the Manchester Storm ice hockey team, which will relocate from their current base at Altrincham Ice Arena. Also included in the plans are family restaurants, bars and ‘VIP areas’.
The ‘state-of-the-art’ rink will to host up to 3,000 people, making it one of Planet Ice’s largest UK venues, and promises to offer a year-round programme of ‘entertainment and community activities’.
It will be built on the former Soccer Dome site in Trafford City, next to The Snow Centre, Trafford Golf Centre, David Lloyd, Fives Soccer, iFLY and The Padel Club.
The rink is not the limit of ambitions for the site, with further development opportunities being considered there. Peel Waters, which is delivering the scheme alongside ICITIES, said it is looking at the possibility of building hotels or more leisure facilities there.
Advertisement
The new venue will join a number of other developments in the area, including the £450m Therme Manchester wellness resort which is currently under construction. Once built, the rink will create more than 50 new jobs in the area.
Construction is expected to start in the spring and take up to 15 months to complete after planning permission was granted.
James Whittaker, managing director at Peel Waters, said: “Securing planning approval for the TraffordCity Ice Arena is fantastic news for the area. This is a significant step in delivering our vision for TraffordCity as a destination that offers something for everyone.
“The new arena will provide world-class ice facilities and enhance our growing portfolio of sport and leisure experiences; attracting new visitors, investment and employment opportunities to the region.”
Advertisement
Nick Payne, director of ICITIES, added: “This approval allows us to move forward with creating a truly unique venue. Our design combines professional ice facilities with flexible spaces for non-ice events, ensuring the arena can serve a wide range of uses and audiences.
“The design includes approximately 20,000 sq. ft of ancillary space for tenants offering complementary food, beverage and leisure facilities.”
Liz Patel, Trafford council’s Executive Member for Economy and Regeneration, continued: “Trafford Council is committed to the regeneration of the area and this project will bring a number of important benefits to the borough including the creation of 50 permanent jobs.”
Heath Rhodes, chief operations manager at Planet Ice, said: “As Planet Ice enters its 30th year, we’re delighted to see planning permission granted for this landmark project. Demand for ice facilities in the North West continues to grow, and this arena will help meet that need while delivering first class amenities for visitors. TraffordCity is the perfect location, with excellent transport links and complementary leisure attractions.”
Small business owners struggling with the stress caused by late or unpaid invoices have been offered new support, as fresh guidance is launched to address the mental health impact of cashflow pressure.
Timed to coincide with Time to Talk Day, the Office of the Small Business Commissioner (OSBC) has published new online guidance designed to help SMEs and freelancers access mental health support while also pointing them towards practical steps to tackle late payment issues.
Late payment is typically framed as a financial problem, but growing evidence suggests it can also take a significant toll on wellbeing. For many business owners, uncertainty over when they will be paid can trigger ongoing anxiety about meeting overheads, paying staff and keeping their business viable.
The new guidance brings together business-focused advice and trusted mental health resources in one place, offering support for owners who may be feeling overwhelmed. It also outlines practical actions SMEs can take when unpaid invoices begin to affect their financial stability and mental health.
The resource has been developed alongside research from Leapers, which examined the link between financial stress and mental health among small business owners and freelancers.
Advertisement
Emma Jones, Small Business Commissioner (pictured), said running a business can be mentally demanding, particularly when payment delays are involved. She said it was vital that freelancers and small business owners know where to turn for support and feel able to ask for help.
“Having founded a small business support platform and network before becoming Small Business Commissioner, I have seen the profound and positive impact when freelancers join a community of like-minded peers,” Jones said. “At the Office of the Small Business Commissioner we are committed to playing our part, with a focus on tackling and challenging late payment, so those going into self-employment can realise the full benefits of working for yourself.”
However, some industry figures have warned that support alone will not solve the underlying problem.
Stephen Carter, Director of Payment Strategy at Ivalua, said the guidance was right to acknowledge the mental health impact of late payment but argued that the government must go further.
Advertisement
“UK SMEs don’t just need mental health support to cope with late payments. They need legislation and enforcement to stop delays in the first place,” he said. “Late payments aren’t an unavoidable fact of life; they are a failure of governance, accountability and outdated payment processes.”
Carter added that delayed payments are often driven by poor internal controls within large organisations, including fragmented procurement and finance systems, manual processes and a lack of visibility over supplier commitments. He warned that the consequences can be severe, with supply chains disrupted and smaller suppliers pushed to the brink.
Research cited by Ivalua suggests more than a third of UK businesses have seen suppliers go out of business due to cost pressures linked to late payment.
Carter urged the government to publish its response to last year’s late payment consultation without further delay, warning that continued inaction risks signalling to larger organisations that poor payment practices will be tolerated, while SMEs are left to absorb the financial and emotional strain.
Advertisement
Jamie Young
Jamie is Senior Reporter at Business Matters, bringing over a decade of experience in UK SME business reporting.
Jamie holds a degree in Business Administration and regularly participates in industry conferences and workshops.
When not reporting on the latest business developments, Jamie is passionate about mentoring up-and-coming journalists and entrepreneurs to inspire the next generation of business leaders.