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Taylor Swift Revealed Her Coping Mantra. Here’s How to Find Yours

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Taylor Swift Revealed Her Coping Mantra. Here’s How to Find Yours

Taylor Swift already told us she can do it with a broken heart. That might be due to grit, stamina—or a little psychological trick called a coping mantra.

When she feels stressed by her circumstances, “I go through several processes and coping mechanisms,” Swift revealed in August during the Icon Sessions, a conversation presented by the Recording Academy’s Songwriters & Composers Wing. “And one of them is saying, ‘You chose this. You chose this every day. You could have opted out of this any day before it got unmanageably big.’ And I decided not to because I love it that much.”

Even if you don’t have plans to perform in stadiums worldwide, you might recognize the peculiar frustration of being trapped by something you chose—whether that’s the job you once desperately wanted, the committee you volunteered to lead, or the dinner party you insisted on hosting. “Where people tend to get really distressed is when they feel powerless, or like something’s being put upon you—you’re just sort of stuck in an achy feeling,” says Jill Stoddard, a clinical psychologist in Newburyport, Mass. “But if you remind yourself, ‘Wait a minute, this is actually a choice I made, and choices do come with difficult consequences, but I’m in charge here’—that empowers you to move forward.”

Enter the coping mantra: a short, deliberate phrase you can reach for when your brain starts sprinting toward the worst-case scenario. Stress leaves little room for nuance, says Dr. Jasmine Sawhne, a psychiatrist in Los Angeles. When your body is in fight-or-flight mode, you’re not going to reason your way out of it. A mantra gives your overloaded brain something simple to grab onto—and buys you a beat to choose what to do next. Here’s how to find one that actually helps.

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Make your brain an offer it can believe

“Everything will be OK” is a lovely thought. It’s also a promise about a future you can’t see—which means your anxious brain might reject it before you finish the sentence.

From a cognitive behavioral therapy perspective, predicting that everything will work out is a form of fortune-telling, says Alison McKleroy, a San Francisco therapist and author of The Self-Compassion Journal. The same goes for affirmations like “I am confident.” If you feel unsure, your brain isn’t going to buy it. You can say it 1,000 times, McKleroy says, and still not believe a word of it.

Instead of predicting a rosy outcome or forcing a new personality, a useful mantra can state a choice that’s within your control. Swift’s is essentially: I’m choosing to keep doing this, difficult parts and all. “It’s a decision you’re making out loud,” McKleroy says.

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Stoddard takes a slightly different—but equally reality-based—approach. When she’s crushed by too much to do and too little time, she tells herself, “I’ll get it done. I always do.” It works because in her case, it’s true. “I wouldn’t have a PhD in psychology if I didn’t always get it done,” she says.

If you’re someone who does not, in fact, always get it done, that phrase may not be for you. This isn’t an exercise in “blowing sunshine” at yourself, Stoddard says. The best mantra is simple, specific, memorable—and true.

Figure out what your brain forgets under pressure

In other words, don’t choose a generic mantra for “stress.” Identify your brain’s favorite way of making stress worse, then find a phrase that interrupts it. If you tend to predict disaster, McKleroy suggests: “I can’t know that yet” or “I don’t have a crystal ball.”

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Sawhne’s stress takes a different form: She tries to solve everything at once. She runs a bicoastal psychiatry practice and has two children under 5, and she often catches herself mentally juggling five problems at the same time. Her mantra—“I don’t have to solve everything right now”—reminds her that urgency and importance aren’t the same thing. She doesn’t need the entire day, week, or situation figured out; she needs to identify what requires her attention first.

McKleroy, meanwhile, likes to over-research, add more information, and complicate projects past the point of usefulness. So she tells herself: “Let it be simple.”

“Things are usually naturally simple,” she says. “I just add stuff to it.”

Keep it short enough to say in one breath

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Cap a coping mantra at about four words. When stress hits, “we just don’t have a lot of cognitive bandwidth,” Sawhne says, so you need a few words you can pull “out of your back pocket” as soon as your nervous system fires.

Shorter also means fewer words to obsess over. “Perfectionists are going to overthink it,” Hardis says. “You just want something that’s short enough that you can remember that’s going to orient you.” Her own mantra—“Discomfort, not danger”—passes the one-breath test with room to spare.

Use it to keep going while the feeling is still there

Nearly two decades ago, Hardis underwent exposure therapy for an intense fear of flying. When the plane hit turbulence, she would tell herself: “This may suck, but I can handle it.”

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She still uses that mantra. During rough turbulence on a recent flight home from visiting her daughter, “I found myself saying it,” she recalls. In the past, she would have stared out the window, listened for every ominous noise, and asked a flight attendant if the plane was OK. This time, she calmly repeated her mantra and kept reading. “It helped me get through the flight and do what I knew I needed to do,” she says.

The fear was still there; it simply didn’t dictate her next move. “The goal in anxiety treatment isn’t to make the feeling go away,” Hardis says. It’s to help you decide what to do while the feeling is still there.

Borrow one—and make it sound like you

There are no bonus points for originality here. Anna Elton, a licensed marriage and family therapist in Palm Beach, Fla., and author of The Formula of Desire, uses “just keep swimming.” She borrowed it from Finding Nemo, which she watched with her kids. “That’s why it’s easy to remember,” she says. She also turns to “If it were easy, everyone would do it” when a project proves harder than expected. Her most exuberant mantra is a call-and-response: “Who is awesome? I’m awesome.” “I do it all the time,” she says. 

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Once you settle on a potential mantra, say it out loud. Does it sound like something you’d actually tell yourself—or something embroidered on a throw pillow you’d try to hide? McKleroy recommends trying slightly different versions until one lands. “Brave” and “courageous” might look interchangeable on paper, for example, but one could feel much more natural coming out of your mouth.

You’ll know you’re getting close when the words produce even a small shift. The right phrase might bring “a little hit of relief,” McKleroy says, or make a spiral lose some of its momentum. If your brain instantly rejects it, change a word or scale it down. “Let it be simple,” for example, might become “Let it be simpler.”

Once you find one that works, practice it before you need it. Stoddard encourages clients to try new coping tools during low-stakes moments, when their emotions are relatively mellow. Call your mantra to mind when you’re running five minutes late, opening a mildly stressful email, or sitting down to a task you’ve been avoiding. Otherwise, summoning an unfamiliar phrase in the middle of a crisis will be “an uphill battle,” she says.

Put it where the problem lives

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Years ago, when McKleroy was trying to stop procrastinating, she hung “Do it now” in big letters above her kitchen sink. “That was my command,” she says. “Just do the dishes.” After enough repetition, “do it now” stopped being a mantra and became a habit, and now she rarely procrastinates.

These days, “Let it be simple” hangs above her desk—prime territory for over-researching and adding just one more thing. McKleroy calls this “keeping it in existence,” or displaying the reminder exactly where you’ll need it.

That might mean taping your mantra to your computer monitor, writing it on the bathroom mirror, turning it into your phone lock screen, or putting it on the front of your journal. “If you’re really anxious, your mind’s not going to remember—it’s going to go blank,” Hardis says. A visual cue ensures the words are waiting for you when you need them.

Your reminder doesn’t even have to be made of words: McKleroy suggests drawing a circle on a stone and carrying it in your pocket or leaving it on the bathroom counter. To her, the circle represents simplicity. “A circle on a rock would be enough,” she says, to remind her to “let it be simple.” You could similarly choose a meaningful color, shape, or object. And—since this entire exercise began with Swift—you could even spell yours out on a friendship bracelet. 

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Protocol upgrade decouples consensus from execution to solve scaling bottlenecks

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Protocol upgrade decouples consensus from execution to solve scaling bottlenecks

High-performance blockchains often run into the same architectural limit, where the execution sits directly in the path of consensus. In a conventional synchronous model, validators must first execute the transactions inside that block to confirm the resulting state transitions are valid.

The design keeps the network deterministic, but it also turns computation into a shared bottleneck. Whether they involve richer smart contract logic, cross-system coordination, or heavier state updates, the more complex the transactions are, the more the network’s speed depends on how quickly validators can process them.

The slowest computation on that path can end up constraining the pace of the entire system. Many networks have already spent years improving finality, networking efficiency and block propagation.

Execution has become the next architectural constraint. Rather than only optimizing how quickly validators reach agreement, newer designs are starting to ask whether execution needs to remain inside the consensus loop at all.

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Shifting to an asynchronous computation pipeline

CTDG Dev Hub participant MultiversX removes that constraint with Supernova, now live on testnet, by decoupling consensus from execution so the network can agree on blocks before processing their transactions.

Before Supernova, block production followed a sequential pattern. A proposer selected transactions, executed them locally and proposed a block with those results. Validators then had to re-execute the same transactions before voting, which placed execution squarely on the consensus-critical path.

Supernova changes that order: The proposer selects transactions and proposes the block without executing them first. Validators verify that the proposal follows protocol rules and can vote immediately, while execution continues asynchronously in the background. The resulting execution output is normally referenced and notarized in the next block header, so execution trails consensus by roughly one block, or about 600 milliseconds.

Decoupling execution from consensus creates an immediate validity problem: The network must still determine whether a proposed transaction is likely to remain valid before execution catches up. Supernova addresses that with a virtual mempool state.

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The mempool looks beyond the latest executed chain state and tracks pending nonces, expected balance consumption and transactions that have already been proposed but whose execution results have not yet passed consensus. Proposers get a forward-looking view of account activity and can select transactions that should still execute successfully once their turn arrives.

MultiversX also adds two safeguards around the new pipeline. The Execution-Result Inclusion Estimator, or EIE, caps how many execution results can be referenced in a block based on what minimum-spec nodes can safely process. Meanwhile, automatic backpressure reduces block capacity if execution falls too far behind, giving the system time to catch up.

Collaborative growth within the decentralized ecosystem

The upgrade also fits into Cointelegraph Decentralization Guardians’ broader work with MultiversX. Cointelegraph joined the network as a validator through the CTDG program in March 2026, extending the relationship into infrastructure participation.

MultiversX is also an official CTDG Dev Hub partner, connecting the protocol to a broader community of developers and blockchain users. The relationship already has practical depth as the MultiversX Foundation delegated to the CTDG validator, and the Dev Hub team built a dedicated validator dashboard on MultiversX. 

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From a builder perspective, in-shard finality lands as soon as the proof is available, usually within the same round at around 100–250 milliseconds, alongside more predictable execution conditions. These conditions matter most for applications that depend on tight feedback loops, such as high-frequency DeFi primitives, onchain order books and other systems that begin to break down when latency enters the user experience.

Supernova has already been producing 600-millisecond blocks on the live testnet and devnet since Aug. 20, with the broader goal of making onchain interactions feel immediate. Mainnet activation is expected to follow on Sept. 10, 2026. The transition reflects a wider push toward blockchains that behave more like responsive application infrastructure than delayed settlement engines.

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Coinbase Powers Better’s Crypto-Backed Mortgage Product

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Coinbase Powers Better’s Crypto-Backed Mortgage Product

Better Mortgage and Coinbase have made their Bitcoin-backed mortgage product generally available, allowing US homebuyers to pledge Bitcoin as collateral for a down payment without selling it, the companies announced Wednesday.

According to Coinbase’s Help Center, the product pairs a Fannie Mae-backed home loan with a separate down payment loan secured by Bitcoin (BTC). Borrowers must pledge BTC worth at least 250% of the down payment loan, with the pledged BTC transferred to Better’s custodial account on Coinbase Prime.

The two loans carry the same interest rate and amortization term and are repaid through a single monthly payment, Coinbase said. The pledged BTC is returned once the mortgage is fully repaid or refinanced, subject to the loan terms.

Bitcoin price declines alone do not trigger margin calls or changes to the mortgage terms. However, Better can liquidate the pledged BTC if a borrower becomes 60 days delinquent on payments, according to Coinbase.

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Borrowers must be US residents with a verified Coinbase account, and remain subject to Better’s credit, income and other underwriting requirements. Coinbase One members are also eligible for a 1% rebate from Better, subject to a $10,000 cap, that can be used toward closing costs and fees.

Better and Coinbase first announced the token-backed mortgage in March, initially opening it through an early-access program.

Related: 77% of Americans see crypto in retirement plans as risky: Survey

Crypto gains ground in US mortgage market

The Better-Coinbase product comes amid broader efforts to incorporate digital assets into US mortgage underwriting.

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In June 2025, the Federal Housing Finance Agency directed Fannie Mae and Freddie Mac to develop proposals to consider cryptocurrency held on US-regulated centralized exchanges as an asset in single-family mortgage risk assessments, without requiring conversion to US dollars.

FHFA directive ordering Fannie Mae and Freddie Mac to consider cryptocurrency in mortgage risk assessments. Source: William Pulte

The directive also required the two government-sponsored enterprises to consider risk-mitigation measures for crypto’s volatility and submit any proposed changes to their boards for approval before FHFA review.

Other US lenders have also begun moving in that direction. Mortgage lender and servicer Newrez announced in January that it would recognize certain cryptocurrency holdings when evaluating mortgage applications beginning in February, including for home purchases and refinancing.

The expansion of Bitcoin-backed home financing comes as US housing prices remain near historic highs. The median sales price of a new US home was about $400,000 in 2026, according to data from the US Census Bureau and Department of Housing and Urban Development compiled by the Federal Reserve Bank of St. Louis.

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US median new home prices have fallen since 2022, but remain historically elevated. Source: Federal Reserve Bank of St. Louis

Magazine: Hugging Face hack exposes the open-weight AI cybersecurity paradox

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Nvidia tops earnings estimates, guides to $108 billion in revenue next quarter

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The 3 catalysts that could define bitcoin's next move


The tech bellwether reported fiscal second-quarter results after the bell on Wednesday.

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Better Launches Bitcoin-Backed Mortgages Using Coinbase Technology

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Crypto Breaking News

Better Mortgage and Coinbase have expanded their Bitcoin-backed mortgage option, moving it into general availability for eligible US homebuyers. The product is designed to let borrowers use Bitcoin as collateral for a down payment while keeping the primary home loan tied to a Fannie Mae-backed mortgage.

Announced Wednesday, the offering combines two linked loans: a Fannie Mae-backed home loan from Better and a separate down payment loan secured by Bitcoin. According to Coinbase’s Help Center, borrowers must pledge BTC worth at least 250% of the down payment loan amount, with the pledged Bitcoin transferred to Better’s custodial account on Coinbase Prime.

Key takeaways

  • Better and Coinbase’s token-backed mortgage is now generally available to qualifying US borrowers.
  • Borrowers pledge Bitcoin to secure the down payment loan, without having to sell BTC.
  • Coinbase states Bitcoin price declines alone do not automatically trigger margin calls or mortgage term changes.
  • Better may liquidate pledged BTC if a borrower is 60 days delinquent on payments.
  • Eligible Coinbase One members can receive a Better rebate, subject to a $10,000 cap.

How the Bitcoin-collateral mortgage works

The structure is built around two synchronized components with shared repayment timing. Coinbase said both loans use the same interest rate and amortization term, and repayment occurs through a single monthly payment.

Once the mortgage is fully repaid or refinanced, the pledged BTC is returned, provided the loan terms are satisfied. Coinbase emphasized that the mortgage is not designed to reprice automatically based purely on Bitcoin volatility.

Specifically, Coinbase notes that declines in the BTC price by themselves do not trigger margin calls or change mortgage terms. The key exception is delinquency: if a borrower becomes 60 days past due on payments, Better has the ability to liquidate the pledged Bitcoin, according to Coinbase.

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Eligibility and incentives for borrowers

Participation is limited to US residents with a verified Coinbase account, and borrowers remain subject to Better’s standard credit, income, and underwriting requirements. Coinbase also said the product is delivered through Better’s mortgage process, with BTC held in Better’s custody via Coinbase Prime.

Coinbase One members are eligible for a 1% rebate from Better, subject to a $10,000 cap. The rebate can be applied toward closing costs and fees, which may reduce upfront transaction expenses for qualifying borrowers.

Regulatory momentum behind crypto in mortgage underwriting

The rollout arrives during a period of increasing institutional attention to how digital assets could be treated within US mortgage risk models. In June 2025, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to develop proposals to consider cryptocurrency held on US-regulated centralized exchanges as an asset in single-family mortgage risk assessments—without requiring that the crypto be converted to US dollars.

The FHFA directive also asked the enterprises to consider risk-mitigation measures tied to crypto’s volatility and to submit proposed changes to their boards for approval before the FHFA review process.

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That direction is part of a broader shift in how lenders and regulators approach collateral quality and volatility. Rather than forcing borrowers to exit exposure to digital assets at origination, the emerging framework aims to evaluate crypto holdings directly, provided that volatility controls and governance are in place.

Other lenders moving—and what comes next for borrowers

Coinbase and Better are not the only players testing this approach. Mortgage lender and servicer Newrez announced in January that it would recognize certain cryptocurrency holdings in its mortgage application evaluations beginning in February, covering both home purchases and refinancing. The movement suggests that, while the specifics vary by lender, the market is increasingly experimenting with practical pathways for incorporating regulated crypto holdings into underwriting.

Housing affordability remains constrained even as crypto-linked collateral options expand. US housing price levels have stayed elevated by historical standards, even after some pullbacks: data compiled by the Federal Reserve Bank of St. Louis indicates the median sales price of a new US home was about $400,000 in 2026, using figures from the US Census Bureau and the US Department of Housing and Urban Development.

For investors and borrowers alike, the Better-Coinbase expansion is likely to be watched as an early test case for whether “hold-to-borrow” models can scale in mainstream mortgage workflows. Key uncertainties remain around how different volatility scenarios are handled across lenders, how regulators will evaluate risk-mitigation proposals, and whether more mortgage originators will follow Fannie Mae and Freddie Mac’s evolving guidance.

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Risk & affiliate notice: Crypto assets are volatile and capital is at risk. This article may contain affiliate links. Read full disclosure

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We Asked Experts How to Shrink Your Home Water Use

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We Asked Experts How to Shrink Your Home Water Use

Switching to low-flow faucets, which use less water than older models, are “a low-hanging fruit,” says Helen Dahlke, professor of integrated hydrologic sciences at the University of California, Davis. “You can save several hundreds of gallons of water per year, and that will also show up on your water bill as a benefit.” When looking for a newer model, keep an eye out for products which have a WaterSense label, which meet EPA standards and can save up to 700 gallons per year.

Another tip: Check around your home for leaks, which can add up to a lot of wasted water over time. 

“People would be surprised by how much water gets wasted due to leaks,” says Atkinson.  

According to the EPA, household leaks waste more than 1 trillion gallons annually nationwide. That’s equal to the annual household water use of more than 11 million homes.

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Where households use the most water

One of the biggest ways to save water is outside the home. The average homeowner uses 30% to 70% of their water outdoors—watering lawns, flowers and vegetables, the EPA estimates

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Nvidia Q2 Earnings Reveal $96.2 Billion Beat, So Why Is NVDA Falling?

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NVDA after-hours price chart showing the dip following the Nvidia Q2 earnings release on August 26, 2026, Source: Yahoo Finance

Nvidia’s Q2 earnings topped expectations on August 26, with revenue of $96.2 billion beating the $92.2 billion Wall Street estimate. The chipmaker guided the current quarter to $108 billion, yet Nvidia (NVDA) stock slipped in after-hours trading.

The company more than doubled its sales from a year earlier. Shares closed at $209.66, down 1.59%, then dipped toward $205 once the numbers landed, per Yahoo Finance data.

NVDA after-hours price chart showing the dip following the Nvidia Q2 earnings release on August 26, 2026, Source: Yahoo Finance
NVDA after-hours price chart showing the dip following the Nvidia Q2 earnings release on August 26, 2026, Source: Yahoo Finance

Nvidia Q2 Earnings Show a 106% Revenue Jump

Wall Street had braced for a monumental trading day with consensus near $92 billion. Nvidia cleared that bar by roughly $4 billion, while adjusted earnings per share (EPS) of $2.22 topped the $2.10 estimate.

Data Center revenue reached $89.0 billion against an $85.8 billion forecast, climbing 117% from a year earlier. Sales to hyperscalers, the largest cloud providers, hit $48.71 billion versus a $43.55 billion estimate.

That breadth eases concerns raised in the AI bubble debate over spending concentration among a few buyers.

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Adjusted gross margin held at 75%, matching guidance. Adjusted net income climbed 118% to $54 billion, while free cash flow came in at $21.3 billion.

Q3 Guidance Clears the Whisper Bar

For the October quarter, Nvidia guided revenue to $108 billion, plus or minus 2%. That tops the $104.2 billion consensus. It also matches whisper numbers of $107 to $110 billion, the unofficial targets circulating among trading desks.

The outlook again assumes no Data Center compute revenue from China. Meanwhile, purchase commitments jumped from $119 billion to $279 billion, mostly tied to memory procurement. Gross margin guidance eased to 74%.

Nvidia also confirmed Vera Rubin, the successor to its Blackwell AI systems, is in full production. Racks are already running at partner sites.

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“AI has reached its inflection point. It’s doing useful work. Its tokens are productive and profitable. Now, compute is revenue,” CEO Jensen Huang framed the demand backdrop in the company’s earnings statement.

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Why NVDA Stock Fell After the Beat

Despite the results, shares traded near $208 in extended hours, down about 0.8% from the close. Traders had warned of an earnings trap heading into the print. NVDA fell after each of its last four reports, even when results beat estimates.

Positioning had also turned cautious. The stock entered the report after a seven-session losing streak, while chipmakers showed matching triangle patterns that signaled indecision before the release.

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Capital returns may cushion the reaction. Nvidia returned about $26 billion to shareholders during the quarter and still holds roughly $99 billion in buyback authorization.

The stakes stretch beyond one stock, as Nvidia and Micron together drive a third of Wall Street’s earnings growth. The earnings call will now decide whether the after-hours dip deepens or reverses. Commentary on memory costs and the Rubin ramp could set the tone for AI-linked assets into Thursday’s open.

The post Nvidia Q2 Earnings Reveal $96.2 Billion Beat, So Why Is NVDA Falling? appeared first on BeInCrypto.

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$457B taxable crypto activity estimated; CARF shortfall flagged

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Crypto Breaking News

Crypto activity that could be taxable on-chain reached at least $457 billion worldwide in 2025, but the share likely captured by international tax reporting rules appears relatively small, according to a Chainalysis report on the OECD’s Crypto-Asset Reporting Framework (CARF).

Chainalysis estimates the United States accounted for $112.6 billion of that total, while North America led regions with $134.6 billion, followed by the European Union at $125.1 billion. The report also highlights a structural mismatch: CARF may cover only a limited portion of activity that taxpayers could potentially report.

Key takeaways

  • $457 billion of potentially taxable on-chain crypto activity was identified globally in 2025, but CARF reportedly covers only 14% of it.
  • CARF coverage begins in 2026, with reporting phased in across 48 jurisdictions.
  • Chainalysis’ estimates include realized gains, crypto income (such as mining, staking, and lending), and crypto-denominated payments, but exclude trading on centralized exchanges.
  • The gaps largely stem from CARF’s focus on centralized intermediaries—meaning much of DeFi may remain outside the reporting perimeter.

How much crypto activity could be taxable—and where it happens

Chainalysis’ analysis frames “potentially taxable” activity as on-chain events that can fall into common tax categories, including realized gains and income derived from blockchain activity. It also includes crypto-denominated payments—transactions where users may need to consider tax consequences even without traditional “trading” behavior.

Importantly, the report’s scope is not all crypto activity. Chainalysis states that its estimates cover activity across six major blockchains, but exclude trading and other activity performed within centralized exchanges. That means the $457 billion figure reflects an on-chain picture rather than a complete accounting of crypto taxation exposure.

Regionally, the data points to uneven concentration of taxable activity. The US estimate of $112.6 billion sits within North America’s higher total of $134.6 billion, and the European Union’s estimate of $125.1 billion underscores that the issue is cross-border rather than confined to a single market.

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Why CARF may miss most of the taxable picture

Chainalysis says that transactions covered by CARF account for just 14% of the potentially taxable on-chain activity it identified, leaving an 86% gap. The report describes the uncovered portion as including activity on decentralized exchanges, peer-to-peer transfers, on-chain income streams, and crypto payments.

CARF itself was developed by the OECD and designed to reduce cross-border tax evasion by standardizing reporting obligations. Under the framework, covered crypto service providers gather customer-related information and report relevant transaction data to domestic tax authorities, which can then exchange that information internationally.

For investors, traders, and builders, the takeaway is not that taxes won’t apply outside CARF. Rather, it’s that the administrative mechanism to identify taxable activity—at least as implemented in CARF—likely won’t reach most on-chain behavior by default.

CARF coverage kicks in during 2026—48 jurisdictions included

Chainalysis reports that CARF data collection began on Jan. 1, 2026 across 48 jurisdictions, including major markets such as the United Kingdom and the European Union. As part of its onboarding requirements, covered platforms must collect additional information, including details about customers and their tax residency.

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In practical terms, the framework is built around regulated intermediaries: crypto providers that operate within a compliance framework for customer due diligence and reporting. Tax authorities can then use those reports to identify potential liabilities and share relevant information across borders.

Still, Chainalysis’ estimates suggest that even with expanding CARF adoption, much of what users do on public blockchains—especially outside traditional custody and brokerage models—may not be captured.

DeFi’s structural problem: intermediaries are often absent

One reason CARF’s coverage is limited, according to Chainalysis, is that it focuses on crypto intermediaries. A key explanation came earlier from Colby Mangels, a former OECD adviser who worked on CARF. In January, Mangels told Cointelegraph that CARF was designed around the types of intermediaries that facilitate crypto transactions “as a business.”

Decentralized finance often lacks the centralized operator, custodial relationship, or clear business entity through which reporting requirements typically attach. In the absence of a responsible intermediary that regulators can compel to submit transaction reports, much DeFi activity may fall outside CARF’s reporting perimeter.

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Mangels also pointed to a possible path forward: regulators may increasingly look to how DeFi platforms interact with anti-money laundering regimes and when DeFi operators could be treated as regulated crypto service providers. If that happens, the reporting boundary could expand over time—though it remains uncertain exactly when and how such rules will be applied in different jurisdictions.

For market participants, this evolving regulatory question matters because the current gap suggests that taxation compliance will remain uneven. Users interacting heavily through decentralized routes may face more reliance on self-reporting, while activity routed through covered centralized providers is more likely to be documented through standardized reporting channels.

Readers should watch how enforcement and rulemaking develop after CARF’s 2026 rollout: the biggest uncertainty is whether regulators will extend reporting obligations further into DeFi ecosystems, and whether AML-linked approaches will effectively bring more on-chain activity under a comparable reporting umbrella.

Risk & affiliate notice: Crypto assets are volatile and capital is at risk. This article may contain affiliate links. Read full disclosure

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XRP Price Prediction: Korea and Binance Power the Rally, But Can XRP Keep Going?

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🇰🇷

XRP is trading at a $1.40 price range after a run that saw the token outperform every other top-10 crypto asset by a wide prediction margin. A 50% surge, driven largely by Korean exchange turnover and heavy Binance positioning, put XRP back on trader radars this week.

However, overbought signals are flashing now, and the question now isn’t whether XRP rallied, but if it has anything left in the tank.

The move came on the back of a spike in exchange volume out of South Korea, paired with notable accumulation on Binance order books. One widely circulated chart this week showed XRP’s 14-day RSI pressing toward 87, a level that historically precedes a cooldown.

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Zoom out, and the altcoin market is still digesting mixed signals: ETF flow data, regulatory clarity efforts under the CLARITY Act, and choppy macro liquidity are all fighting for influence over near-term price direction. XRP’s rally happened inside that noisy backdrop, which raises the stakes for what comes next.

Discover: The Best Crypto to Diversify Your Portfolio

XRP Price Prediction: Hit $1.60 This Week?

XRP sits at a tight range in the $1.40 area with intraday prints between $1.40 and $1.45. Volume remains elevated relative to XRP’s monthly average, a residual effect of the Korea/Binance-driven surge, though it’s cooling.

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The token is testing a dense technical zone: $1.42 support (the 38.2% Fibonacci retracement) sits directly beneath the current price, with $1.36 as the next line of defense below that.

On the upside, $1.52 is the level bulls need to reclaim, a 23.6% Fib retracement that, if held, opens a path toward $1.64. Fail there, and the setup flips: a break below $1.42 risks a slide toward $1.36, then $1.31–$1.30.

Xrp (XRP)
24h7d30d1yAll time
  • Bull case: XRP holds $1.42, reclaims $1.52, retests $1.64.
  • Base case: Consolidation between $1.36–$1.52 as the RSI cools from overbought.
  • Bear case: Loss of $1.42 sends price back toward the $1.00–$1.03 structural floor.

Traders watching the network activity data alongside these levels will get a clearer read on whether this rally has real legs or is running on exchange-driven momentum alone.

Trade XRP on Bybit and Get a Chance to Win Our $1,000 USDT Airdrop

LiquidChain Targets Early Mover Upside as XRP Tests Key Levels

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XRP holders riding this rally are sitting on solid short-term gains, but a token already up over 40% with resistance stacked overhead at $1.52 and $1.64 isn’t exactly offering asymmetric upside from here.

The math gets less attractive the closer price creeps toward the top of its range, which is exactly when rotation capital starts hunting earlier-stage plays.

LiquidChain ($LIQUID) is positioning itself as the connective tissue for a market that’s still fractured across chains. Its pitch: a Layer 3 infrastructure that fuses Bitcoin, Ethereum, and Solana liquidity into one execution environment, letting developers deploy once and reach all three ecosystems instead of building separate integrations.

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The presale is currently priced at $0.01494, with $950K raised so far. Standout features include Single-Step Execution and Verifiable Settlement, both aimed at cutting the friction that’s plagued cross-chain liquidity for years.

Research LiquidChain directly before the presale closes.

Discover: The Best Token Presales

The post XRP Price Prediction: Korea and Binance Power the Rally, But Can XRP Keep Going? appeared first on Cryptonews.

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TxFlow L1 Strengthens Its Infrastructure with OpenZeppelin Audit as Its On-chain Ecosystem Expands

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TxFlow L1 Strengthens Its Infrastructure with OpenZeppelin Audit as Its On-chain Ecosystem Expands

Independent OpenZeppelin review of TxFlow’s bridge contract marks another step in TxFlow’s approach to security as its L1, DEX, and builder ecosystem continue to develop.

TxFlow announces the completion of an independent security audit by OpenZeppelin, one of the world’s most established blockchain security firms, trusted by major organizations and protocols including Coinbase, the Ethereum Foundation, Uniswap, Aave, Arbitrum, ZKsync, Compound, and others.

OpenZeppelin’s review covered TxFlow’s bridge contract, a critical component of the infrastructure supporting the movement of capital between external networks and TxFlow L1. OpenZeppelin’s review identified zero critical and zero high-severity findings. One medium-severity finding was identified and resolved during the audit process.

The independent review forms part of TxFlow’s broader approach to incorporating external security expertise as its financial infrastructure and ecosystem continue to develop. Alongside TxFlow DEX and continued L1 development, TxFlow is also building Builder Code, with additional details to be announced as both initiatives move closer to release. Together, these developments support TxFlow’s broader objective: to build a Layer 1 designed specifically for financial markets, bringing trading, liquidity, and financial applications onto one blockchain where all finance happens.

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Security at TxFlow L1 is a continuous responsibility: An Independent Review by OpenZeppelin

As part of this commitment, we work with leading independent security experts to rigorously assess our infrastructure. In 2026, OpenZeppelin completed a security audit of Bridge2, the USDC bridge connecting Arbitrum One to TxFlow L1. TxFlow aims to continue to strengthen its security architecture, monitoring, and operational safeguards as the network evolves. The audit report provides the technical scope, findings, and assessment from OpenZeppelin and is available for the community to review directly.

TxFlow’s broader bridge infrastructure supports deposits and withdrawals across Arbitrum One, Ethereum, Base, Polygon PoS, and Solana. TxFlow’s documented bridge flow includes controls around the movement of funds, including validator-approved withdrawals and a built-in safety wait before withdrawals are completed.

These controls form part of TxFlow’s approach to protecting one of the most important functions of financial infrastructure: the movement of capital between networks.

Global-Grade Security from the Ground Up

TxFlow is building its security program with the standards expected of serious financial infrastructure in mind. To support that approach, TxFlow engaged OpenZeppelin, one of the world’s most established blockchain security firms. OpenZeppelin has completed more than 900 security audits, identifying more than 10,000 issues, including 700+ critical and high-severity vulnerabilities, across blockchain protocols and financial infrastructure.

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Its security work spans major crypto organizations and ecosystems including Coinbase, the Ethereum Foundation, Uniswap, Aave, Arbitrum, ZKsync, Optimism, and Compound, as well as established financial institutions and infrastructure providers including DTCC, Fidelity Digital Assets, WisdomTree, ANZ, and CACEIS.

For TxFlow, working with globally recognized security specialists at an early stage establishes a clear approach: independently review critical infrastructure as the network and ecosystem grow. Security is not an add-on to financial infrastructure. It is part of the infrastructure itself.

Building Infrastructure for On-chain Finance

TxFlow L1 is designed specifically for financial markets and applications.

TxFlow DEX, a fully on-chain central limit order book for perpetual markets, is the first application built on TxFlow L1. The DEX is the first product operating on a broader infrastructure layer. TxFlow L1 is designed to support multiple financial applications and markets on the same network, including perpetuals, spot markets, prediction markets, and new categories of on-chain financial products. Through TxFlow Improvement Protocol (TIP) Liquidity Standards, Channels can connect to common execution, settlement, and liquidity infrastructure rather than operating as isolated applications.

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For traders, that means infrastructure designed around markets from the start.

For builders, it creates a foundation for developing new financial applications on a network designed for trading, liquidity, and settlement.

What’s Next: Builder Code

Alongside continued development of TxFlow L1 and TxFlow DEX, the team is building two new ecosystem initiatives: TxFlow Builder Code.

Builder Code is being developed to expand how builders and ecosystem participants can contribute to and grow alongside the network. For the TxFlow community, these initiatives represent the next stage of ecosystem growth: more ways for traders to participate, more ways for builders to contribute, and more activity across the TxFlow network.

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About TxFlow L1

TxFlow L1 is a high-performance blockchain built for on-chain financial infrastructure, organized around TIP Liquidity Standards that define how financial products are built, composed, and settled on-chain. TxFlow DEX is the first Channel on TxFlow L1, a CLOB orderbook DEX for perpetual trading, processing over 250,000 TPS with one-block finality. Through its TxFlow Improvement Protocol standards and Channel architecture, TxFlow enables spot markets, derivatives, prediction markets and future financial products to operate on the same chain while connecting to shared execution and settlement infrastructure where all finance happens. TxFlow L1 is building an open, composable and community-owned financial ecosystem in which each new application can strengthen the infrastructure available to those that follow.

About OpenZeppelin

OpenZeppelin is a leading security partner for on-chain finance, trusted by organizations including DTCC, Fidelity Digital Assets, WisdomTree, Coinbase, Uniswap, Aave, and the Ethereum Foundation. Since 2015, OpenZeppelin has secured more than $35 trillion in value transferred and delivered 900+ security engagements, surfacing more than 10,000 vulnerabilities across critical on-chain infrastructure. Its open-source smart contract libraries are an industry standard used across leading stablecoins, tokenized assets, and blockchain applications.

Learn more about TxFlow:

txflow.com

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The post TxFlow L1 Strengthens Its Infrastructure with OpenZeppelin Audit as Its On-chain Ecosystem Expands appeared first on BeInCrypto.

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Trump Administration Warns Kennedy Center Could Be Demolished If It Isn’t Fixed

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Trump Administration Warns Kennedy Center Could Be Demolished If It Isn’t Fixed

The filing suggested that the building could be replaced by a large outdoor amphitheater overlooking the Potomac River. The lawyers said that “such a replacement will fail to adequately honor President John F. Kennedy, but would be simpler and more economical to build, operate, and maintain.”

The filing marks an unusually explicit reference by the Trump Administration to the possibility of demolishing the venue, which first opened its doors in 1971 as a living memorial to President John F. Kennedy, who was assassinated in 1963.

How the fight over the Kennedy Center escalated to demolition threats

At the start of Trump’s second term, he overhauled the center’s governing board and replaced several members with allies. That board voted in December 2025 to rename the venue as the “Trump Kennedy Center.” In February, he also ordered the center to close for two years to make way for renovations.

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In May, a judge ruled that only Congress could rename the center and temporarily blocked both the name change and the planned closure. The judge ordered Trump’s name removed from the building.

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