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23 Things You Should Do With Your Money

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23 Things You Should Do With Your Money



In this video, I go over 23 things everyone should do with their money. Let me know which of these you already were doing and what you took away from the video down in the comments!

Net Worth Tracker: https://shop.beacons.ai/humphreytalks/networthtracker
Car Insurance Comparison Tool: https://bit.ly/compareautoYT
High Yield Account Options: https://www.bankrate.com/landing/humphrey-yang/best-savings-option/
WeBull (Get between $36 – $3,600 worth of Free Stocks when you deposit $100): https://www.webull.com/k/HumphreyYang

🌟 Free Templates and Resources: https://beacons.ai/humphreytalks/downloads
👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

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PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@HumphreyShow
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks
* Spotify: https://open.spotify.com/show/12NK9gawpXlJ1nbHD5R5Rx?si=c853f06d046d4a9e

⏱️ Timestamps:
0:00 – Start Here
0:10 – Track Your Net Worth
1:35 – Open a Roth Ira
2:45 – Build an Emergency Fund
3:56 – Excess Cash in a HYSA
4:35 – Don’t Buy Just Because You Can Afford It
5:28 – Negotiate Your Bills
6:17 – First Class In Dollars Per Hour
7:14 – Invest In Your Income
8:08 – Credit Utilization Under 30%
8:44 – Never Carry Credit Card Balance
9:14 – Know How Much Is Enough For You
10:19 – Take Advantage of 401(k) Match
10:56 – Investments With Low Expense Ratios
11:34 – Use Backdoor Roth IRAs
12:27 – Automate Your Savings
13:18 – Diversify Your Money
14:06 – Don’t Lend to Friends & Family
14:45 – Know Your Credit Score
15:21 – Talk About Your Finances
15:49 – Open an HSA
16:29 – Take Advantage of Trump Accounts
17:20 – Have a Fun Money Account
17:58 – Set Up An Estate Plan

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News Videos

Bitcoin At $69K! This is Next!

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Bitcoin At $69K! This is Next!



Bitcoin is back at $69K and the bullish momentum could just be getting started! Sheldon breaks down why Bitcoin’s latest move is turning heads and the key levels that could signal even more strength ahead. With momentum building, could Bitcoin be setting the stage for its next major breakout and a broader move across the crypto market? Watch as Sheldon reveals the bullish signals every crypto trader should have on their radar.

______________________

📺 𝗦𝗛𝗘𝗟𝗗𝗢𝗡 𝗧𝗛𝗘 𝗦𝗡𝗜𝗣𝗘𝗥 – 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗬𝗼𝘂𝗧𝘂𝗯𝗲 𝗖𝗵𝗮𝗻𝗻𝗲𝗹!
👉 https://www.youtube.com/@OfficialSniperTrading

🎯 𝗦𝗡𝗜𝗣𝗘𝗥 𝗖𝗟𝗨𝗕 – 𝗧𝗿𝗮𝗱𝗲 𝗦𝗺𝗮𝗿𝘁𝗲𝗿! 𝗪𝗶𝗻 𝘄𝗶𝘁𝗵 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆, 𝗻𝗼𝘁 𝗟𝘂𝗰𝗸!
Sniper Club isn’t just about trades, it is your daily hub for trading info, insights, and the community that gets it.
👉 𝗕𝗲𝗰𝗼𝗺𝗲 𝗮 𝗦𝗻𝗶𝗽𝗲𝗿: https://sniperclub.net/JoinSniperTradingYT
______________________

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🟦 𝗕𝗜𝗧𝗙𝗨𝗡𝗗𝗘𝗗 – 𝗕𝘂𝘆 𝟭 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲 𝗮𝗻𝗱 𝗚𝗲𝘁 𝟭 𝗙𝗿𝗲𝗲!!
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______________________

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👉 Get 10% Off: https://bit.ly/Token2049-Sheldon

📈 𝗧𝗥𝗔𝗗𝗜𝗡𝗚𝗩𝗜𝗘𝗪 — 𝗧𝗿𝗮𝗰𝗸 𝗔𝗹𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝘀!
👉 https://bit.ly/TradingView-Shedon

🚀 𝗨𝗟𝗧𝗥𝗔 𝗧𝗥𝗔𝗗𝗘𝗥 – 𝗚𝗲𝘁 𝗧𝗵𝗲 𝗠𝗼𝘀𝘁 𝗣𝗼𝘄𝗲𝗿𝗳𝘂𝗹 𝗧𝗿𝗮𝗱𝗲 𝗧𝗿𝗮𝗰𝗸𝗲𝗿!
👉 https://bit.ly/ultra-trader-sheldon
______________________

𝗙𝗢𝗟𝗟𝗢𝗪 𝗦𝗛𝗘𝗟𝗗𝗢𝗡!
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👉 𝗫: https://x.com/Sheldino_D
👉 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://bit.ly/sniper-insta
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______________________

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📬 𝗚𝗼𝗼𝗱 𝗠𝗼𝗿𝗻𝗶𝗻𝗴 𝗖𝗿𝘆𝗽𝘁𝗼: https://bit.ly/GM-Crypto-Shedlon
________________

👁️‍🗨️ 𝗖𝗿𝘆𝗽𝘁𝗼 𝗕𝗮𝗻𝘁𝗲𝗿 𝗮𝗯𝗶𝗱𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗰𝗼𝗱𝗲 𝗼𝗳 𝗰𝗼𝗻𝗱𝘂𝗰𝘁:
👉 https://www.cryptobanter.com/our-ethics/

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We take our code of ethics very seriously and have engaged @zachxbt (https://twitter.com/zachxbt) to monitor our progress. If you feel we’re not living up to it and have hard evidence please mail ZachXBT directly at reportcb@protonmail.com (mailto:reportcb@protonmail.com)

⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦
________________________

Crypto Banter is a live-streaming channel that brings you the hottest crypto news, market updates, and fundamentals of digital assets. Join the fastest-growing crypto trading community to get notified on the most profitable trades and the latest crypto market updates & news!!

📝 𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿:
Crypto Banter is a social podcast for entertainment purposes only.
All opinions expressed by the hosts, guests, and callers should not be construed as financial advice. Views expressed by guests and hosts do not reflect the views of the station. Listeners are encouraged to do their own research.

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#TradingBitcoin #TradingAltcoins #CryptoTrading #Sheldon

⏱ 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:
00:00

🎬 𝗪𝗮𝘁𝗰𝗵 𝗦𝗵𝗲𝗹𝗱𝗼𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗖𝗿𝘆𝗽𝘁𝗼 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗟𝗲𝘀𝘀𝗼𝗻𝘀:


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Financial Coach Explains How To Invest In Jamaica and How to make your money work for you

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Financial Coach Explains How To Invest In Jamaica and How to make your money work for you



In this video i sat down with Jermaine McDonald and we spoke about how to invest your money in Jamaica.

Get to your first $1,000,000 stock portfolio with the level 2 course : https://learngrowinvest.mykajabi.com/offers/3ULZTLY7/checkout

Learn how to invest in the stock market FREE course: https://bit.ly/learnlevel1

Follow Jermaine : https://www.instagram.com/jermainethecoach/

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Subscribe to @learngrowinvest

here are the suggested timestamps:

00:00 – Intro: Grading the Portfolio
00:19 – Why Should Jamaicans Invest?
00:58 – Mindset: Slow Wealth vs. Getting Rich Quick
03:00 – Lessons from the Past: Understanding Ponzi Schemes
09:15 – How to Spot a Scam: The Mango Tree Analogy
11:23 – Capital Appreciation vs. Dividends Explained
15:00 – Germaine’s Background: Why Listen to Him?
17:50 – Investment Opportunities in Jamaica for the Diaspora
20:10 – Local vs. International Markets: Why You Need Both
22:50 – Overcoming the Fear of Fees and Getting Started
28:15 – Advice for Young Investors (19-Year-Old Case Study)
31:40 – Stocks vs. Real Estate: The Liquidity Debate
35:40 – The Order of Wealth: Why Germaine Prioritizes Stocks First
46:50 – What are Stocks and Shares? (The “What’s the Cost LLC” Example)
51:10 – How to Buy Shares: Brokers and the Exchange
55:30 – Financial Literacy: Learning the Language of Money
58:50 – Grading Demetress’s Portfolio: Emergency Funds & Strategy
1:06:00 – Three Categories of Stocks: Income, Growth, and Value
1:19:10 – The Truth About Pensions vs. Personal Portfolios
1:22:40 – Final Grade and Actionable Steps
1:26:00 – The Real Cost of Not Investing
1:27:30 – How to Work with Learn Grow Invest

Subscribe for more conversations on money, investing, business, and the future of Jamaica.

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By the way you can help support this channel by using these amazon links.
Every Amazon link I use is an Affiliate link where I make a small commission to keep the channel going, you don’t have to pay more but your purchase with those affiliate links will help support my channel and I appreciate everyone who uses the links.

Books mentioned

King, Warrior, Magician, Lover: Rediscovering Masculinity Through the Lens of Archetypal Psychology – A Journey into the Male Psyche and Its Four Essential Aspects: https://amzn.to/4owAKS2

The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life: https://amzn.to/4ooynjQ

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My YouTube Gear
Camera : https://amzn.to/3wGPodT
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16 mm sigma lens: https://amzn.to/3P31JB9
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Investing Books
The Intelligent Investor : https://amzn.to/2QceAZ0
Warren Buffets 3 favorite books: https://amzn.to/2Rkba73
Rich Dad Poor Dad : https://amzn.to/3saJONj

Disclaimer: This video is for educational purposes and should not be considered financial advice. Please seek the services of a licensed financial advisor.

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Make Money Without Scamming People #traxnyc #money @TraxNYCDiamondJewelry

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Make Money Without Scamming People #traxnyc #money @TraxNYCDiamondJewelry



Make Money Without Scamming People #traxnyc #money ⁨@TraxNYCDiamondJewelry⁩

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YUP!!! BRAD JUST SAID XRP = NEW VISA!?!!!! ($16 TRILLION CONFIRMED!!!)

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YUP!!! BRAD JUST SAID XRP = NEW VISA!?!!!! ($16 TRILLION CONFIRMED!!!)



💚 Uphold | Your XRP, Working Harder Than Ever
▸ Sign Up to Uphold: https://uphold.com/sensei
▸ Earn XRP Rewards: 4% Elite Card / 2% Virtual Card

⏹️ BTCC | Start Trading Today!
▸ Sign Up to Stack Savings + Bonuses: https://www.btcc.com/en-US/market-events/activity/new-standard?name=CryptoSensei
▸ Welcome Bonuses Up to $30K / User
▸ $5K XRP Giveaway + 10% Bonus + 50% Lower Fees

🍀 Kalshi | Trade What’s Next
▸ Sign Up to Make Your First Trade & Prediction ↓
▸ Predictions Markets: https://kalshi.com/r/cryptosensei
▸ Perpetual Futures: https://kalshi.com/p/cryptosensei

Ripple vs Visa is the battle brewing as Brad Garlinghouse explains how the company is positioning itself to challenge legacy giants.

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This update breaks down recent commentary from Ripple leadership regarding their competitive stance against major financial institutions. We examine how payment infrastructure is shifting and what it means for the future of global transactions.

Additionally, Caitlin Long provides a critical analysis of potential Treasury changes affecting the crypto sector. Her insights cover the evolving landscape of tokenization and stablecoins, offering a clearer picture of how regulatory adjustments might impact the dollar stage and digital asset markets.

Whether you are tracking Ripple vs Visa or following Caitlin Long for updates on institutional crypto adoption, this summary highlights the key regulatory and competitive shifts to watch. Understanding these developments is essential for anyone monitoring the intersection of traditional finance and blockchain.

Subscribe for weekly financial and crypto market breakdowns, and comment below on how you think tokenization will shape the banking industry next.

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⚠️ D’CENT | Put Your XRP to Work!
▸ Join the XRP Alliance + $15K XRP Rewards (until Aug 24th): https://store.dcentwallet.com/blogs/post/xrp-alliance-soil-guide
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━━━━━━━━━━━━━━━━━
🔗 Contact
▸ Telegram: https://telegram.me/Crypto_Sensei_Team
▸ Email: partnerships@cryptosensei.net
▸ Socials: https://linktr.ee/Crypt0Sensei
▸ Community: https://discord.com/invite/cryptonairz

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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THIS IS WHY BITCOIN PUMPED!!!

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THIS IS WHY BITCOIN PUMPED!!!



🟨WEEX: https://www.weex.com/newbieActivities?vipCode=00dt&id=520&type=BEGINNER_TASK 👉 25% FEE DISCOUNT & +$30k deposit bonus

✅My Private (Free) Group: https://discord.gg/YaQ3AuvzqN

✅My complete spot portfolio for 2027-2029 bull market.
👉 https://x.com/cryptorover/creator-subscriptions/subscribe

✅Exchange Tier List: https://www.signupforbonus.com
🟧BYBIT: https://www.bybit.eu/sign-up?affiliate_id=16210 👉 $30,000 BONUS
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🟧BLOFIN: https://partner.blofin.com/d/Rover 👉($100K deposit Bonus)

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Do not use exchanges which are not allowed in your REGION!

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BUY & SELL CRYPTO

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MORE CRYPTO ROVER

Second channel about altcoins!
↳ https://www.youtube.com/@AltcoinRover

Twitter for more updates on the market!
↳ https://twitter.com/rovercrc

Instagram if you are interested in my lifestyle!
↳ https://www.instagram.com/cryptorover

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Telegram for business inquires!
↳ @cryptoroveryt

DISCLAIMERS

1. High Risk: Bitcoin trading is very risky, with 80% of traders losing money. It is advised primarily for experienced traders.
2. Disclosure: I own a diverse cryptocurrency portfolio for transparency. The content here is for general information and not financial advice.
3. No Professional Advice: Opinions expressed are personal and not from a licensed financial advisor. Investing in cryptocurrencies involves a high risk of loss.
4. Public Information: The information presented is publicly sourced and reflects personal viewpoints. Viewers should conduct their own research before making decisions.

#Bitcoin #BTC #Cryptocurrency #Altcoins #Blockchain

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Are you ready for financial freedom? Shyam sekhar #wealthmindset #tamil

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Are you ready for financial freedom? Shyam sekhar #wealthmindset #tamil



Upcoming Magic Money Summit 2026 – Bangalore

Fill the form: https://forms.gle/qdCJJefCDDX5gYfh6

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At Magic 20 Wealth, we believe wealth is not just about money – it’s about mindset, discipline, and the right knowledge. This channel is dedicated to empowering you with practical insights on personal finance, investing, business growth, and wealth-building strategies.

💡 What to expect here?
✔️ Simplified financial concepts explained in Tamil
✔️ Wealth creation strategies for entrepreneurs & professionals
✔️ Expert interviews and success stories
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🌟 Why are we here?
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#Magic20Wealth #WealthCreation #FinancialFreedom

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Expect bitcoin to move back up over $100,000 again, says SkyBridge’s Anthony Scaramucci

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Expect bitcoin to move back up over $100,000 again, says SkyBridge's Anthony Scaramucci



Anthony Scaramucci, SkyBridge Capital founder and managing partner, joins ‘Squawk Box’ to discuss the latest bitcoin price trends, whether there are any near-term catalysts, impact of the Clarity Act, state of crypto, and more. For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/42d859g

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Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide.

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Stealing Money From Grandma

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Stealing Money From Grandma



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Bitcoin Rips: My $5M Crypto Call Just Hit

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Bitcoin Rips: My $5M Crypto Call Just Hit



No B.S. Just Charts.

Bitcoin is ripping, and Gareth Soloway called it. A couple days ago he showed the chart and told viewers he had over $5 million invested across Bitcoin, IBIT, Solana (SOLZ), and XRP. Today it hit. Gareth, Chief Market Strategist at Verified Investing, walks through exactly why the Bitcoin chart told him everything he needed to know, why the slow drift after the breakout was the chart “recharging the battery” before blast off, and where Bitcoin heads next if it clears the $69,000 to $70,000 level.

He also breaks down the altcoins moving with it: Solana’s wedge breakout and bull flag, XRP ripping out of its bigger wedge, Ethereum’s inverse head and shoulders holding the line the whole way, and HBAR breaking through a key trend line. Then he turns to the headline of the day, the government stepping into the bond market to buy long-dated bonds, what that signals about US debt and yields, and why he sees gold, silver, and Bitcoin all back in play as hard assets.

Gareth explains the mindset behind it all: probability over emotion, being the casino instead of the gambler, and why following the charts beat chasing fear and greed.

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▶ Join Gareth’s Top Squad: https://www.youtube.com/channel/UCwTu6kD2igaLMpxswtcdxlg/join

CHAPTERS
0:00 The $5M Crypto Call That Just Hit
0:49 Why The Bitcoin Chart Was Everything
1:12 Breakout, Pivots, And Recharging The Battery
2:52 Resistance Cleared: $65K To $69K
3:16 Taking Profits And Trading On Probability
3:49 Gareth’s Top Squad And This Weekend’s Discount
4:30 How High Can Bitcoin Go? $77K Next
5:38 Solana Breakout Lights The Fuse
6:22 XRP: The Ticking Time Bomb Rips
6:45 Ethereum Holds The Line Like A Champ
7:16 Smart Money Crypto Alts: HBAR, XRP, AVAX
8:26 Gold And The Bond Market Bombshell
9:28 Shorting GDX And Why Hard Assets Win

#Bitcoin #Crypto #XRP #Gold #TechnicalAnalysis

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The Social Loafing Effect #money

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The Social Loafing Effect #money



The Social Loafing Effect #money

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