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A financial crash may be coming: protect your pension, savings and debt position now

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A financial crash may be coming: protect your pension, savings and debt position now



The Bank of England has warned that serious financial risks are building, and I think people need to pay attention.

An AI stock bubble, war in Iran, and risks in shadow banking could trigger a major financial correction.

In this video, I explain:

– Why I think the risks are real

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– What the Bank of England is actually saying

– How to protect your pension

– What to do about debt

– Why certainty matters more than chasing returns right now

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This is not financial advice. Please seek regulated advice where appropriate.

But doing nothing may be the biggest risk of all.

Take a look at the poll below: https://www.youtube.com/post/Ugkxb8sJ-vAoZtCCEIl8K2OblC5dIqcrfRZw

00:00 — Introduction: warning of a possible financial storm
01:00 — Bank of England warnings: multiple risks converging
02:00 — Core principle: why caution matters now
03:00 — Pension strategies: switching to defensive or cash funds
04:00 — SIP pensions: safer alternatives like cash and government-backed options
05:00 — Managing multiple pensions: consolidation pros and risks
06:00 — Approaching retirement: role of annuities and income security
07:00 — Debt strategy: prioritising repayment and consolidation carefully
08:00 — Financial resilience: reducing risk and building stability
09:00 — Lifestyle audit: cutting costs and raising cash
09:30 — Conclusion: focus on control, caution, and preparation

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TRANSCRIPT
A transcript for this video is available at: https://www.taxresearch.org.uk

IF YOU WANT TO WRITE TO YOUR MP ABOUT ISSUES IN THIS VIDEO
If you want to write a letter to your MP on the issues raised in this blog post, there is a ChatGPT prompt to assist you in doing so, with full instructions, here. https://www.taxresearch.org.uk/Blog/2025/06/20/chatgpt-prompt-for-a-letter-to-your-mp/

HOW TO SUPPORT US
Please consider donating: https://ko-fi.com/taxresearch

ABOUT RICHARD MURPHY
Richard Murphy is Emeritus Professor of Accounting Practice at Sheffield University Management School. He is director of Tax Research LLP and the author of the Funding the Future blog. His best-known book is ‘The Joy of Tax’.

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This video was edited by Thomas Murphy.

RICHARD MURPHY ON BLUESKY:
https://bsky.app/profile/richardjmurphy.bsky.social

OR

ON MY BLOG: http://www.taxresearch.org.uk/Blog/

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INTRODUCTION: https://www.youtube.com/watch?v=HdHsRPy3060

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#richardmurphy #richardjmurphy #economy #economics #accountancy #accounting #tax #uktax #ukeconomy #greennewdeal #uk #money #economy #politics #government #tax #labour #health #life #FinancialCrash #BankOfEngland #PersonalFinance #PensionAdvice #AnnuityRates #SavingsAdvice#Debt #Reduction #ShadowBanking #AIBubble #IranCrisis #UKEconomy #FinancialResilience #CrashSurvival #RichardMurphy #FundingTheFuture

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Money, Relationships and the Cost of ‘We’

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Money, Relationships and the Cost of ‘We’



“Love” is easy to talk about, but what does “We” actually cost?

In this episode, Just Ivy Africa sits down with Jacob Aliet, author of Unplugged, and Dianah Murethi, a private wealth lawyer, to unpack the real financial dynamics behind relationships. From dating to marriage and even divorce, we explore how money quietly shapes power, ownership, and decision-making between partners.

Because when everything is going well, love feels simple.
But when things fall apart, the question changes.

“The question is not who shall be given this property… the question is to whom does this property belong.” 

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In this episode, we break down:
• The hidden financial mistakes people make in relationships
• Why love doesn’t automatically mean ownership
• The difference between contribution and entitlement
• How the law actually views money, property, and marriage in Kenya
• The risks of building wealth together without structure
• Why many people walk away from relationships with nothing

Join the conversation: If your relationship ended today, would you know what you actually own?

Jacob Aliet, the Unplugged Author, is a Kenyan writer, coach, and speaker whose work challenges convention.
linkedin.com/in/jacob-aliet
https://www.instagram.com/jacob_aliet/

@unpluggedvip_

Dianah Murethi is renowned as a private wealth lawyer with a focus on trusts, estate planning, tax, and business modeling.
linkedin.com/in/dianah-mureithi-68a31041
https://ke.andersen.com/team/dianah-mureithi/
https://www.instagram.com/theprivatewealthlawyerke/

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Stay ahead of everything happening in the economy, powered by The Kenyan Wall Street: https://whatsapp.com/channel/0029Vb6bsWC0rGiScNY6zP47

👉 Subscribe to The Kenyan Wall Street for new episodes every week!

🎧 Listen & Follow Just Money Podcast:

YouTube: https://www.youtube.com/@kenyanwallstreet
Spotify: Just Money Podcast
TikTok: Just Money Podcast
X (Twitter): @JustMoneypod
Instagram: @JustMoneyPodcast

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Follow our Host Just Ivy Africa on Socials:
https://linktr.ee/justivyafrica_?utm_source=linktree_profile_share&ltsid=63b80341-307e-4644-a2d7-dadb5367987f

Sponsors:

Set Provider
Thank you to Kofisi for providing our beautiful, world-class set, where ideas like this thrive.
Visit them at: https://kofisi.africa/

@justivyafrica4526

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MY TOP 3 CRYPTOS IM RESEARCHING THIS WEEK!#crypto #cryptocurrency #finance #shorts

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MY TOP 3 CRYPTOS IM RESEARCHING THIS WEEK!#crypto #cryptocurrency #finance #shorts



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The Abbey Is Running into Heavy Financial Problems | Downton Abbey: The Grand Finale

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The Abbey Is Running into Heavy Financial Problems | Downton Abbey: The Grand Finale



Robert Crawley (Hugh Bonneville) and Mary Talbot (Michelle Dockery) are forced to confront the grim reality of their inheritance as two financial envoys reveal that the family’s wealth is rapidly evaporating. It is a hauntingly quiet moment of realization, where the grandeur of the Abbey feels suddenly fragile against the weight of mounting debt and the consequences of past mismanagement.

Get your critic pick!

Watch Downton Abbey: The Grand Finale here: https://www.youtube.com/watch?v=2rWSFdQH_6Y

The beloved Crawley family and their intrepid staff prepare for the most important moment of their lives as a grand journey to the South of France uncovers the mystery of the Dowager Countess’s newly inherited villa, while a film crew arrives at Downton to shoot a silent movie.

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Watch more here: @CriticPicks

#DowntonAbbey #TheGrandFinale #MichelleDockery #LadyMary

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how to print money with AI (before NPCs ruin it)

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how to print money with AI (before NPCs ruin it)



Apply for my mentorship Brand Builders Academy: https://www.ecommercescalingsecrets.com/application-mark-yt?sl=markytainpc

Docs and Resources: https://docs.google.com/document/d/1aQHqcSQ6z8muzLnBXEy6EgwYlRCEwd02hplNVjQ1UKY/edit?usp=sharing

DM me on IG: https://www.instagram.com/markbuildsbrands/

Join my Telegram Group: https://t.me/+UljNFCorvXw5MWNh

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NO WAY: SHOCKING CRYPTO FINDING ……

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NO WAY: SHOCKING CRYPTO FINDING ......



🟨 WEEX: https://cryptokid.io/WEEX-Bonus 👉 UP TO $30,000
❎ LeveX: https://levex.com/r/CryptoKid 👉 MEMBER UPDATES
🔵 BTCC: https://cryptokid.io/BTCC 👉 10% DEPOSIT BONUS
🟡 YUBIT: https://cryptokid.io/YUBIT 👉 DEPOSIT $100, GET $100 (VIP2 FREE)

NO WAY: SHOCKING CRYPTO FINDING ……

🔸 TRADE ON BYBIT: https://cryptokid.io/BYBIT
✏️ Chart on TradingView: https://cryptokid.io/TradingView
🎓 Become a student at Crypto Kid Academy: https://cryptokid.com
🌐 Join the Crypto Kids Community: https://t.me/CryptoKids

You can also follow me on:
𝕏 Twitter: https://x.com/CryptoKid
📸 Instagram: https://www.instagram.com/cryptokid
🕺 TikTok: http://www.tiktok.com/@efecryptokid
📧 Get in Touch: contact@cryptokid.com

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I’m Crypto Kid, and I just wanted to say thank you for watching my videos. I’ve been a Bitcoin advocate since I was 12 years old. I make videos on the Crypto Kid channel to spread cryptocurrency adoption, and help my audience become financially sovereign.

#Bitcoin #Crypto #Trading

DISCLAIMER The content, opinions and other information in the videos are intended as general information and for entertainment purposes only and it is not to be construed as professional or financial advice. VIRTUAL ASSET INVESTMENTS ARE HIGH RISK AND MAY RESULT IN THE LOSS OF YOUR CAPITAL. Information in the videos is solely the opinion of the speaker who is not a financial advisor nor a firm. I do not have any representations or warranties of any kind, expressed or implied, regarding the accuracy, validity, reliability, availability, or completeness of any information. Any reliance you place on such information is strictly at your own risk. I, including directors, officers, employees, affiliates, agents and representatives, assumes no liability for any errors or omissions in the information presented nor the availability of said information. I disclaim responsibility for any losses, injuries or damages resulting from the display or use of any information. Investing always comes with a considerable risk. I recommend viewers to do their own research before engaging in any trade activity. The channel may contain links to other channels, internet sites or technologies supplied by third parties. I do not exercise control over legality of Third-Party Sites or their compliance with applicable laws. Therefore, I explicitly disclaim liability for any loss or damage arising from your use or access to any Third-Party Sites. I do not intend to make any direct or indirect market communication to users and consumers based in the United Arab Emirates, United Kingdom, the United States of America, India or China. By accessing this channel, you acknowledge and agree to the terms outlined in this disclaimer.

PROMOTION AND AFFILIATES The appearance of third-party advertisements and hyperlinks does not constitute an endorsement, guarantee, warranty, or recommendation by me. I am not your broker, intermediary, representative, agent, or advisor. This channel is not responsible for the performance of sponsors or affiliates. The promotion only reflects my personal honest opinion of the product. I may receive compensation for the promotions in my videos. Conduct your own research before deciding to use any third-party service.

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This video contains affiliate partnership with Bybit, WEEX, LeveX, YUBIT & BTCC

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Wahid Khan Ne Kiya Dubai Ka Money Laundering System Expose #moneylaundering #shorts #ytshorts

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Wahid Khan Ne Kiya Dubai Ka Money Laundering System Expose #moneylaundering #shorts #ytshorts



Wahid Khan Ne Kiya Dubai Ka Money Laundering System Expose #moneylaundering #shorts #ytshorts

Join this channel to get access to perks:
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The views and opinions expressed in this interview are those of the interviewes and do not reflect the views of HindiRush.

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‘REALLY SUFFERING’: Farmers describe deepening financial California strain

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'REALLY SUFFERING': Farmers describe deepening financial California strain



California farmers Craig Underwood and Larry Thorne speak with Fox News Digital about how they’re confronting a harsh new reality as soaring fuel, energy and labor costs threaten to upend generations of farming. #FoxNewsDigital #FOXBusiness #california #farmers #energy #oil

Subscribe to Fox Business: https://bit.ly/2D9Cdse
Watch more Fox Business Video: https://video.foxbusiness.com
Watch Fox Business Network Live: http://www.foxnewsgo.com/

FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.

Follow Fox Business on Facebook: https://www.facebook.com/FoxBusiness
Follow Fox Business on Twitter: https://twitter.com/foxbusiness
Follow Fox Business on Instagram: https://www.instagram.com/foxbusiness

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Nachbar verdient Geld mit meinem Tesla!

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Nachbar verdient Geld mit meinem Tesla!



Mein Nachbar verdient Geld mit meinem Elektroauto. Mein Nachbar hat einen dynamischen Stromtarif, heißt die Preise orientieren sich am Börsenstrompreis. Heute am Feiertag ist Strom im Überfluss da, weshalb der Börsenstrompreise sogar negativ sind. D.h. also wenn ich mein Elektroauto auflade bekommt mein Nachbar Geld dafür. 

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BREAKING: I FOUND THE SCRIPT… XRP PRICES CONFIRMED | THE ALIENS HAVE ARRIVED | UFO FILES DECLASSED

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BREAKING: I FOUND THE SCRIPT... XRP PRICES CONFIRMED | THE ALIENS HAVE ARRIVED | UFO FILES DECLASSED



Caleb & Brown Brokerage: https://calebandbrown.com/affiliates/the-bearable-bull/

THE CRYPTO WALLET I USE (DISCOUNT CODE): https://store.dcentwallet.com/products/biometric-wallet-the-bearable-bull?utm_source=yt_bearable-bull&utm_medium=affiliate&utm_campaign=202312_bearable-bull_v01

UDEMY Altcoin Ratings & Reviews Course: https://www.udemy.com/course/the-bulls-ratings-reviews-course/?couponCode=D4B90009A4936705AC95

Twitter: https://twitter.com/thebearablebull

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Instagram: https://www.instagram.com/thebearablebull/

🚨I DO NOT SOLICIT MONEY FROM ANYONE IN DMS ON INSTAGRAM (DO NOT SEND YOUR CRYPTO TO ANYONE AS THEY ARE IMPERSONATING ME) 🚨

*I DO NOT COMMENT IN COMMENT SECTIONS…. IF YOU SEE A COMMENT WITH MY NAME, IT IS AN IMPERSONATOR!!! DO NOT CLICK ON LINKS!!!!! THEY ARE SCAMS!!!!*

*I AM NOT A FINANCIAL ADVISOR/ADVISER & THIS IS NOT FINANCIAL ADVICE*

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Dim4ou x Shunaka – Need Da Money [OFFICIAL 4K VIDEO] 2024

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Dim4ou x Shunaka - Need Da Money [OFFICIAL 4K VIDEO] 2024



Subscribe to Dim4ou: https://bit.ly/3WWHCKK

► Listen and Stream on: https://muze.bfan.link/need-da-money

► Follow Dim4ou:
@Facebook: https://www.facebook.com/therealdim/
@Instagram: https://www.instagram.com/dim4ous/
@TikTok: https://www.tiktok.com/@dim4ous

► Follow Shunaka:
@Facebook: https://www.facebook.com/shvnvkv
@Instagram: https://www.instagram.com/mr.daidadrupnaiaz/
@TikTok: https://www.tiktok.com/@shunakadsd

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Lyrics: Dim4ou, Shunaka
Music: Lu ATS
Mix & Master: EVG

Video: Lu ATS

(P) & (C) 2024 Dim4ou Under exclusive license to MUZE Music

#dim4ou #димчо #shunaka #шунака #luats #lu #needdamoney

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