How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,
Jay Shetty

What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On

Episode Resources:

Home – Owner Book

https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/

@realcodiesanchez

https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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#xrp #xlm #btc

XRP ALTCOINS are back as IRAN deal with the Strait of Hormuz seems to be a go! Oil prices are down, Clarity Act odds still suck, but let’s be happy there is green on the screen.

Grayscale picks four winners in crypto if we get the Clarity Act BNB ETH SOL and CC

Tokenization is booming, but who is really making money on it?

XLM XRP SPACEX IPO NVDA dividend juice n more 🙂

Trump Media dumps the ETFs that have BTC ETH SOL and XRP in them.

Things are chilling out a little in Iran as ships start to pass through the Strait of Hormuz.

Deaton begs for cash so David Schwartz gives him some XRP LOL.

Ripple Burns some RLUSD, that’s normal, but makes for a great thumb!

GEMI got some great news.

XRP WHALES ARE HOLDING!!!

Ripple Prime gets some money, XRP price is starting to warm up and the US Iran situation enters week 10 as the Strait of Hormuz is still closed.

XRP and XLM are bracing for further delays with the Clarity Act. Brad Garlinghouse has something nice to say about Paul Atkins and the SEC, but it’s just words, garble garble. Meanwhile the Strait of Hormuz is closed and the cease fire deal is expiring. US, Isreal and Iran drama is keeping oil prices high which is leading to inflation expectations. BTC and Ethereum had inflows, while the Clarity Act gets delayed because the banks aren’t happy with competition.

🚨ARTICLE LINKS🚨
https://x.com/TedPillows/status/2084242483005825248

read://https_news.bloomberglaw.com/?url=https%3A%2F%2Fnews.bloomberglaw.com%2Fcrypto%2Ffalconx-cuts-staff-on-extended-downturn-in-crypto-markets

read://https_www.benzinga.com/?url=https%3A%2F%2Fwww.benzinga.com%2Fcrypto%2Fcryptocurrency%2F26%2F08%2F60881974%2Ftom-lees-bitmine-buys-10399-eth-for-19-1-million-why-is-bmnr-not-rallying

https://x.com/EleanorTerrett/status/2084326384353137002

https://x.com/Ripple/status/2084187612273582271

XRP news today
XLM news today
best trading strategy for crypto
how to make crypto coin and earn money
crypto arbitrage strategy

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CEO Jeremy Allaire and CFO Jeremy Fox-Geen review Circle’s Q2 2026 financial results.

Investor Relations: investor.circle.com

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All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.

___________________________________________
▶OTHER CHANNELS:

1. Financial Audit Follow-Ups: https://www.youtube.com/@calebhammerclips

___________________________________________
Chapters:

00:00 Intro
01:01 Jobs & Income
04:08 shes so open about it..
14:10 they’re not prepared in the slightest
22:22 I too start to “cry” when faced with pushback.
30:36 casomewhatoh?
37:32 so much debt they didnt even send it all
45:15 lol
55:28 nt buddy
01:08:22 bro is not holding back
01:19:05 thats not nice
01:31:29 they owe money to EVERYONE
01:41:47 Budget Time!!
01:45:52 Hammer Financial Score

___________________________________________
▶EXTRA

1. My website: https://calebhammer.com/

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

Any questions? Email:
casting@calebhammer.com
___________________________________________

▶Sponsorship and business inquiries: business@calebhammer.com

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#shorts #lisa #money #lisamoney #kpop #youtubeshorts #youtube #subscribe

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zynex broker link https://tradinglegend.vip/zynexvip
xm broker link https://tradinglegend.vip/xm

This live stream is intended for educational and informational purposes only. The content shared during this session reflects personal market analysis, trading experience, and opinions. Nothing in this live stream should be considered financial, investment, or trading advice.

We do not provide Buy/Sell signals, investment recommendations, portfolio management, or financial advisory services. Any trades shown or discussed are for educational demonstration only.

Trading Forex, CFDs, commodities, cryptocurrencies, and other financial instruments involves substantial risk and may not be suitable for all investors. You may lose part or all of your invested capital. Please trade responsibly and conduct your own research before making any financial decisions.

By watching this live stream, you acknowledge that you are solely responsible for your own trading decisions and outcomes. The channel and its creators shall not be held liable for any profits, losses, or damages resulting from the use of the information presented.

Trade smart. Manage your risk. Always do your own research (DYOR).

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Interesado ka ba sa cryptocurrency at paano kikita ng pera dito? Panoorin ang video na ito upang malaman kung ang cryptocurrency ay para sa ’yo!

Take action now and Register here: http://chinkshop.com/pages/investment

#cryptocurrency #bitcoin #investment #cryptoinvesting #investing #cryptomining #cryptotrading #wealthy #chinkpositive #chinkeetan #SanaAllMayInvestment

Para sa mga gusto ng investments! Link to open an account in 2TradeAsia: https://www.2tradeasia.com/application/Application_OpenAccount_Form_0.asp Contact Details: Landline: (+632) 8856 7680 Mobile: 0917-806-6041 FB: facebook.com/2tradeasia

Watch our playlist!
EARN: https://youtube.com/playlist?list=PLMjKNhiK3DLAWKg4O94CECbagGfEYkXEF
GROW: https://youtube.com/playlist?list=PLMjKNhiK3DLAl1JkW6nlCadvhY-6RwoJC
MANAGE: https://youtube.com/playlist?list=PLMjKNhiK3DLB4P6QgjboDwMuiSCjYQ_MN
PROTECT: https://youtube.com/playlist?list=PLMjKNhiK3DLBQjFRmnrwTJaTh4d1t65a5
Lockdown Series: https://youtube.com/playlist?list=PLMjKNhiK3DLCFuBj0iEKPXNbYYIz7TaNH
Yamant Tips: https://youtube.com/playlist?list=PLMjKNhiK3DLCD20QOvhu9Rj72IbYJ4jy4
Latest Upload: https://youtube.com/playlist?list=PLMjKNhiK3DLA9oTakQlhhmARLwQMnTp0d

#PambansangWealthCoachngPilipinas #Helpingtobecomedebtfree #wealthy #BawatPilipinoayIponaryo #Iponaryo #ChinkPositive #ChinkeeTan
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For marriage and relationships, subscribe to my 2nd YT Channel HAPPY WIFE, HAPPY LIFE: https://www.youtube.com/user/chinkeetan

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