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Banyak yang pengen kaya cepat dari saham & crypto…
Tapi realitanya? Itu cuma halusinasi.

Dalam video ini dibahas tuntas kenapa gak ada yang namanya kaya instan.
Semua butuh proses. Dan proses itu pasti pahit.
Yang penting kita mau gak mau harus suka sama pahitnya.

Kalau kamu setuju, komen “PROSES” di bawah 👇
Jangan lupa Like & Subscribe biar gak ketinggalan nasihat pahit lainnya 😁

#saham #crypto #investasi #edukasikeuangan #motivasi #darma #trading #finansial #kayacepat #kayainstan #sahamindonesia #belajarsaham #mindset #pengembangandiri
@DAGINGTALK
@AttaHalilintar

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Former Wall Street trader and Your Rich BFF Founder & CEO Vivian Tu joins WIRED to answer the internet’s burning questions about personal finance best practices. What are the pros and cons of joint bank accounts? How can learning to negotiate effectively increase your overall wealth? How much should you trust AI for financial advice? Answers to these questions and many more await on Personal Finance Support.

*WIRED recommends:*

Watch more from WIRED | Tech Support: https://www.youtube.com/show/VLPLibNZv5Zd0dwIx8baZGDdkoPNg6LHAPDi?sbp=QAE%3D

Vivian Tu’s latest book, Well Endowed, released February 3: https://www.harpercollins.com/pages/wellendowed

#Finance #PersonalFinance #TechSupport

00:00 – Personal Finance Support with Your Rich BFF
00:15 – Pay in 4
01:30 – Joint bank accounts
02:36 – Loud budgeting
03:47 – Saving for the future vs. living in the present
04:17 – Dollar dribbling over that $5 coffee
05:52 – Student Loans
06:38 – Split that commission, earn those rewards
07:29 – Get ahead of that rainy day
08:17 – How to avoid dipping into savings
09:03 – How can learning to negotiate effectively increase your overall wealth?
10:30 – Are spending tracking apps really worth it?
11:20 – You don’t really want that
12:33 – How many different accounts do you put money into for saving?
13:13 – How much do you trust ChatGPT for financial advice?
14:10 – Pikachu won’t retire you
15:12 – Handling unexpected expenses
16:22 – There’s always money in the banana stand
17:17 – Handling a partner who consistently goes into debt
18:05 – When, exactly, do you need a financial advisor?
19:40 – Work your way out of that overdraft
21:21 – How do people get rich by faking being rich?
22:00 – Protecting your older family from financial scams
23:16 – Is buying a home still worth it?
25:00 – 1 in 4 have $0 for retirement

Still haven’t subscribed to WIRED on YouTube? ►► http://wrd.cm/15fP7B7
Listen to the Get WIRED podcast ►► https://link.chtbl.com/wired-ytc-desc
Want more WIRED? Get the magazine ►► https://subscribe.wired.com/subscribe/splits/wired/WIR_YouTube?source=EDT_WIR_YouTube_0_Video_Description_ZZ

Follow WIRED:
Instagram ►►https://instagram.com/wired
Twitter ►►http://www.twitter.com/wired
Facebook ►►https://www.facebook.com/wired
Tik Tok ►►https://www.tiktok.com/@wired

Get more incredible stories on science and tech with our daily newsletter: https://wrd.cm/DailyYT

Also, check out the free WIRED channel on Roku, Apple TV, Amazon Fire TV, and Android TV.

ABOUT WIRED
WIRED is where tomorrow is realized. Through thought-provoking stories and videos, WIRED explores the future of business, innovation, and culture.

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XRP CLARITY ACT DOOMED?! THEY WAGED WAR! (THIS IS RIDICULOUS!)

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⚠️ DISCLAIMER

This content is for educational purposes only and is not financial, legal, or tax advice. Always do your own research.

🔎 SEO TAGS

#xrp #crypto #ripple

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If you catch the money you get to keep it! #shorts

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Most schools don’t teach this—but it’s life-changing. Financial literacy is the foundation of financial freedom. In this quick video, you’ll learn what financial literacy really means: budgeting smarter, saving consistently, investing early, and avoiding debt traps that keep people stuck.

Mastering these basics can change your future. 💡

👉 Should schools teach financial literacy? Let me know in the comments.
🔔 Follow for more simple money tips every week.

#financialliteracy #moneytips #wealthbuilding #budgeting #financialfreedom

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*JOIN FOR FREE* – I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I’ll send you a digital gift card covering the $10 cost. In today’s post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY— AGGGGGG WTF IS GOING ON?!?!?

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*Chapters*
=============================
00:00 Intro
01:10 She Likes To WHAT?
02:02 Job & Income
05:05 She Has A Plan & It Involves Boobs
13:21 Almost 40 But Hasn’t Locked In Yet (She Has “Spending Amnesia”)
24:09 She Avoids Looking At Her Bank Accounts (But She’ll Manifest Everything To Work Out)
32:29 She Has A Southwest Card But It’s Worse Than We Thought..
36:29 Her Sister Filed For Bankruptcy But She Still Trusted Her With Her Credit Card
40:22 She Forget Her Bills Sometimes (Almost 40 Years Old BTW)
45:42 She Swipes This Credit Card When She Doesn’t’ Want To Spent Money (?)
48:24 Excuses Excuses Excuses
52:11 Aunties Getting Some, Good For Her
55:32 Is Furniture A Necessity?
57:48 Consolidated Date And It’s Still THIS F*cked?
01:01:27 Calebs Bravery Is Unmatched (Based Avatar Take)
01:04:29 Bullsh*t Amazon Spending
01:08:29 Her Kid Has Credit Card Access Too (We Give Him A Call)
01:13:38 When Should Kids Be Given Phones?
01:20:00 It Never Ends
01:23:52 Let’s Build A Budget!
01:26:31 What’s The Plan?
01:28:08 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE: / @calebhammerlive
🍿 Financial Audit Follow-Ups here: / @financialauditfollowups

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

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*Want to be a guest on Financial Audit?*
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Join the ✨MOOCHIS MEMBERSHIP✨ to get access to perks:
https://www.youtube.com/channel/UCAQOf_uPOJ6rXO_k9RwfK3A/join

I’m MiniMoochi! A tiny human in sunny Singapore having fun in this YouTube space! I make new videos every Sunday!

I WELCOME A LITTLE HEALTHY STALKING:
☆ Instagram – http://instagram.com/MoochiHehe
☆ Tik Tok – https://www.tiktok.com/@moochihehe
☆ Discord Server – https://discord.gg/pewxbDnnJh
☆ Telegram Channel- https://t.me/moochihehe
For Collabs/Advertisements – bloomr.sg@mediacorp.com.sg

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🤑 Put Your XRP To Work Here: → https://join.altcoinpro.com/6cfb658e

👁️ Watch The Great Reset Deep-Dive Here: → https://join.altcoinpro.com/057b74b2

🚀 Join Our Private Intelligence Network Here: → https://join.altcoinpro.com/51c94362

Connect With Us:

📩 Email: Team@bullrunners.com
🦅 X:https://join.altcoinpro.com/q1cue2ki
📸 Instagram: https://www.instagram.com/BullrunnersHQ
📲 TikTok: https://www.tiktok.com/@bullrunners
💬 Telegram: https://t.me/bullrunnersofficial

Subscribe: https://www.youtube.com/@Bullrunners

#ElonMusk #XRP #XMoney

READ BEFORE WATCHING

AGREEMENT REQUIRED: By watching this video, you agree to our Terms of Service (https://www.bullrunners.com/terms-of-service) and Privacy Policy (https://www.bullrunners.com/privacy-policy)

Disagree? Stop watching now.

No Advice, High Risk: This content is for education and entertainment only—not financial, legal, tax, or investment advice. Crypto trading carries extreme risks, including total loss. We’re not licensed advisors or brokers. Consult professionals before acting. You bear all responsibility for your choices.

Liability Release: Bullrunners LLC, and its affiliates, disclaim all liability for any losses, damages, or claims (financial, reputational, or otherwise) from this content. Per our Terms, you indemnify and hold us harmless from legal actions, including attorney fees.

No Guarantees: We don’t promise profits. Past performance isn’t predictive. Affiliate links may earn commissions; do research before buying. We may hold crypto positions mentioned.

Legal Compliance: Not an offer to buy/sell securities under SEC/CFTC rules or any laws. You’re responsible for your jurisdiction’s regulations. Governed by Florida law per our terms; disputes resolved in Miami, Florida courts.

As always, results aren’t typical. So don’t be typical; stay bullish!

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🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
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*Sponsors for This Video*
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Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
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*Education*
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👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
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*Check Out My Resources*
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👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
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👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
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👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:30 Because Of WHAT?
07:20 EERRM She Sounds Kinda Extreme
14:18 Lady, You’re A Boomer lol
18:45 ENTITLED ENTITLED ENTITLED
26:20 Shes Just Saying Sh*t
33:00 That Is NOT Enough For Retirement At Her Age
40:40 WAH WAH WAH
41:30 Oh She Doesn’t Like Immigrants?
50:00 Income!!
53:32 Oh Her Friend Screwed Her Over lol
56:45 Say It In Front Of A Black Guy
59:20 No Accountability lol
01:02:50 Shes Too Old To Be So Dumb.. Wdym FREE MONEY
01:10:30 Chat, Do We Like Her?
01:26:49 Budget!!
01:32:12 Hammer Financial Score
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Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

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*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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