Opportunity Cost – Why we have to consider the opportunity cost in every decision we make is explained in Tamil with English Subtitles.

00:00 Intro
00:39 Opportunity Cost
01:20 Index Fund Vs FD
02:08 Buying a home
02:53 Engineering Vs Medicine
04:25 Everyday decisions
Related Videos:
Equity Portfolio: https://youtu.be/KdCs3EWGJvQ
Index Fund Investing: https://youtu.be/RnBpP-lHNgw
Risks in Index fund investing: https://youtu.be/53I0X43PoWQ
Building Wealth Series: https://www.youtube.com/playlist?list=PL0g8QXs4hyCU36k9b9aZMG4C8OrRTHl35
5 Simple tricks to increase savings rate: https://youtu.be/6kNbG5m5q9c
Top 5 Wealth Killers: https://youtu.be/lAE8JNw8Um0
Asset Allocation: https://www.youtube.com/watch?v=NRPS2cPjnu4
Pay Off Debt or Invest: https://youtu.be/KZsiHxSJocc
Handling Debt: https://youtu.be/jUD11ffvPBA
Financial Planning: https://youtu.be/gmphBOLjwcQ

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DISCLAIMER:
The content of this video is my own opinions and is for information purposes only. It is not intended as a substitute for professional financial advice. It is only intended to provide education about investments.

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Daily Market Coverage May 4, 2026 3PM-5PM (ET) | Yahoo Finance

#StockMarket
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What happens when you mix internet chaos, misguided financial advice, and sports betting? We correct the internet and react to viral financial advice. From advice on buying a Ferrari instead of the S&P 500 to explaining how to acquire a $600,000-profit business with just $50,000 and a tired owner, join us as we debate extreme takes on debt and investing while showing you a better way to do money.

Timestamps
0:00 Introduction – The Internet Needs to Be Set Straight
0:13 Don’t Buy the S&P 500, Buy a Ferrari
3:06 Dave Ramsey on FICO Scores
4:58 Save $5 a Day, Then Buy a Business
7:41 Go on Game Shows Instead of Getting an MBA
9:11 Grant Cardone – Use $50K to Buy a Business
11:52 Financial Advisors Just Put You in Index Funds
13:57 Sports Betting Is the Same as Investing
15:21 Robert Kiyosaki – Real Estate Over Stocks

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Listen to “Money” here: https://found.ee/TeniMoney

Follow Teni:
https://www.instagram.com/tenientertainer/?hl=en

@tenientertainer

https://x.com/TeniEntertainer?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

Lyrics:
Chorus
They say,
Money don’t buy you happiness
Money can’t buy you love
Money can’t fill this emptiness
But I want all the money in the world

Money don’t buy you happiness
Money can’t buy you love
Money don’t fill this emptiness
But I want all the money in the world
Oouuu weee
I want all the money in the world
Yeah yeah

Verse 1
I’ll rather be crying in a Bentley
Sipping on Hennessy
Drying all my tears with some $100 bills
Feeling down in Fendi sad
but I got plenty money for the pain in the world

Chilling in Ibiza just like Justin Bieber
Cos i got the money I don’t care
& you can put that on my visa
Roaming like we’re Caesar
You know now we global
Bitch im here

So far from where we coming from
& we don’t stop until it’s done

Chorus
They say,
Money don’t buy you happiness
Money can’t buy you love
Money can’t fill this emptiness
But I want all the money in the world
Money don’t buy you happiness
Money can’t buy you love
Money don’t fill this emptiness
But I want all the money in the world
Ooouu wee
I want all the money in the money in the world
Yeah yeah

Verse 2
Reach for the stars if you can today
You know you can if only you try
There is so much to live for today
Without a doubt we will be okay

Live it up do it my way
Na me be king, na me get kingdom
Reach for the stars if you can today
Then switch it up like Ye

So far from where we coming from
& we don’t stop until it’s done

Chorus
Money don’t buy you happiness
Money can’t buy you love
Money can’t fill this emptiness
But I want all the money in the world
Money don’t buy you happiness
Money can’t buy you love
Money don’t fill this emptiness
But I want all the money in the world
Ooouuu wee
I want all the money in the world
Yeah yeah

©️ 2025 Artist House, LLC

#teni #money

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All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.

*** Sources ***

https://www.statista.com/statistics/940498/assets-retirement-plans-by-type-usa/

https://www.everycrsreport.com/files/2026-03-25_IF12007_fb732191160014b30686288f00f88e4bf14f8c60.pdf

https://www.ici.org/statistical-report/ret_25_q4

https://www.zillow.com/research/housing-market-value-1-trillion-35518/

https://www.dataforprogress.org/blog/2023/4/17/voters-strongly-oppose-raising-the-retirement-age

https://www.whitehouse.gov/presidential-actions/2025/08/democratizing-access-to-alternative-assets-for-401k-investors/

https://www.farmfolio.net/blogs/how-to-invest-in-farmland-with-a-retirement-account-2

https://www.farmprogress.com/farm-policy/farmers-speak-out-when-12-billion-in-aid-backfires

https://www.nirsonline.org/articles/typical-us-worker-has-less-than-1000-saved-for-retirement-report-finds/

https://finance.yahoo.com/markets/stocks/articles/private-credit-squeeze-billions-trapped-141100185.html

Absolute Insight: When did illiquidity become a virtue?

https://www.nytimes.com/2026/04/11/business/dealbook/crypto-private-equity-401ks.html

https://www.mckinsey.com/industries/financial-services/our-insights/the-us-retirement-industry-at-a-crossroads

https://www.jpmorgan.com/content/dam/jpm/cib/complex/content/securities-services/superannuation_2025/Future_of_Superannuation_Report_2023_FINAL.pdf

Tax Breaks on Retirement Savings: Who Benefits and How Much Do They Cost?

https://www.jct.gov/getattachment/8c830c45-1680-4f7e-a649-2a0106f6b6e3/x-45-25.pdf

https://www.federalreserve.gov/releases/z1/dataviz/dfa/compare/chart/#quarter:145%3Bseries:Assets%3Bdemographic:networth%3Bpopulation:all%3Bunits:levels

—–

Whenever financial markets have a little whoopsie daisy and require government intervention to prevent further losses, there is one line that is repeated more than any other.
Yeah that’s right, we can’t let the consequences of our own actions go too far, because the retirement of millions of regular people are directly dependent on the performance of these financial assets.
And well… they kind of have a point…
Since the year 2000 the number of people actively contributing to investment based retirement accounts has more than doubled over the same time in which defined benefit schemes have more than halved.
At the end of last year, here in America alone we collectively had almost fifty trillion dollars worth of assets tucked away into retirement accounts, with all but 13 trillion of that being directly tied to the performance of financial markets.
That is only slightly less than the collective value of our entire residential real estate market, and voters are equally defensive of it.
People don’t want their homes to lose value, and likewise they want to make sure that at the end of their careers they will have something to retire on…
But this logical self interest has created some perverse incentives for the entire financial industry by making hopeful retirees the ultimate bag holders for when things start to go wrong.
Whether its private credit, private equity, BDCs, Mortgage Backed Securities or Residential REITS, if there is an asset that is starting to go bad, then this practically unlimited pool of cash has become a great escape mechanism to bail out flailing sectors because they know that if anything goes wrong the government will be there to bail them out in turn…
This has created a weird scenario where retirement savings must simultaneously be protected at all costs while also taking on morally hazardous amounts of risk.
It’s not great, but at the very least it has empowered people to take charge of their own financial destiny right? Well we will get to that…
But before we do, we also need to address some good news, which is that America is far from the worst offender in this whole game…

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