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Financial Advisor: How People On Normal Salaries Turn Their Paycheck Into Multiple Income Streams
In this episode Ato sits down with Lazetta Rainey Braxton is a U.S. wealth advisor, Certified Financial Planner, and CEO of The Real Wealth Coterie.
With decades of experience in financial planning, she is known for her work around generational wealth, human capital, and helping families and professionals build lasting financial independence.
We discuss:
– Non-negotiable Principles from my Family
– Lazetta help her parents reach financial freedom
– Turning Human Capital into Financial Capital
– What the Ultra Wealthy in the USA understand about Wealth
– Ideal Investments to become a millionaire
– Why Black American Wealth is falling behind and much more
🔗 Connect with Lazetta:
Linkedin Personal: https://www.linkedin.com/in/lazettabraxton/
Linkedin Business: https://www.linkedin.com/company/lazetta-associates/
Linkedin Business:: https://www.linkedin.com/company/therealwealthco/
🗞️ Read Savvy Wallet: The Wealth Edit:
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Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
Other episodes to watch:
EP. 226 – I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire ft. Tobi Oluwole
EP. 225 – Wealth Advisor To The Super-Rich: Earn Between £40k – £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou
EP. 224 – ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I’d Do This (Not SpaceX) ft. Leon Boros
EP. 223 – Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew
EP. 222 – 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King
EP. 221 – Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu
EP. 220 – I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi
EP. 219 – Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley
EP. 218 – Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita
EP. 217 – Communication Experts: Never Say This – The 3 Second Trick To Speak With Authority & Confidence ft. Frederick and Gordon K Williams
EP. 216 – Property Expert: It Just Became 2x Harder To Get Property In The UK – Here’s What To Do Now ft. Kazy
EP. 215 – Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo
EP. 214 – Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo
EP. 213 – Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp
EP. 212 – Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris
EP. 211 – Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s – The Humble Penny ft. The Humble Penny
TIMESTAMPS
0:00 – Preview
0:50 – Intro
1:02 – Meet Wealth advisor and Financial planner, Lazetta Rainey Braxton
5:22 – Working two jobs to keep up
8:38 – How I helped my parents reached Financial Freedom
16:11 – My non-negotiable Family Principles
18:27 – Less than 2% of financial planners are black
23:53 – How to turn Human Capital into Financial Capital
27:41 – Why you need Multiple Streams of Income
33:15 – These Financial Principles separate the Rich and the Poor
36:44 – Ultra Wealthy in the USA understand this about Wealth
41:59 – The US system leave people Financially Exposed?
46:13 – Medical Debt is leading cause of Bankruptcy in the USA
48:32 – Black American Wealth is falling behind
52:08 – Ideal Investing portfolio to become a millionaire
55:42 – Final words
Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
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This #XRP Price Prediction Will Make You Question EVERYTHING!!!
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Racist B*tch Has $0.02 To Her Name | Financial Audit
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*Chapters*
=============================
00:00 Intro
01:16 Job & Income
06:40 She Is All Over The Place lol
11:45 “The Numbers Always Number”
18:00 Caleb’s Patience Is Being TESTED So Hard
25:43 Shoutout To Joshua
27:10 Numbers Are Numbering Again lol
29:35 She’s A F*cking Red Flag
36:13 YIIIKESS
43:30 Let’s Get Back To Numbers Numbering
47:00 WE CALL THE EX-BOYFRIEND
54:35 Ah Yes, Shut Down A Well Performing Business
01:01:30 God Bless Caleb
01:08:30 Shoutout Santana
01:17:20 She’s The Absolute Worst
01:25:57 Budget!!
=============================
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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
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News Videos
I Tried Making Money Posting Rain Videos
I Tried Making Money Posting Rain Videos #shorts
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Thank you for watching, I hope to see you throughout my journey! 🚀
**THIS IS NOT FINANCIAL ADVICE**
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News Videos
XRP 2027 WILL CHANGE OUR LIVES!!!! ($2500 TARGET REAL??)
XRP price analysis shows new developments surrounding the Clarity Act and recent regulatory approvals impacting the asset. Review the current market signals to understand how these events could influence future price action.
This update breaks down the latest XRP news today, providing a clear look at how regulatory news interacts with broader crypto market trends. We compare current data against historical bull market cycles to identify potential patterns for long-term holders. Whether you are tracking specific legislation or analyzing the broader financial landscape, this breakdown offers context on where the market stands now.
We also examine the S&P 500 performance as reported by CNBC to see how traditional equities correlate with digital asset movements. Understanding this relationship is critical for anyone looking to navigate the current volatility in the crypto space. We connect these dots to help you make sense of the noise and focus on the data that matters most for your strategy.
Subscribe for weekly cryptocurrency analysis and market breakdowns, and comment below on which asset you want me to cover next.
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It’s important to understand this space comes with risk. Returns aren’t guaranteed, and you can lose your initial investment — always do your own research.
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Legal & Regulatory Notice
This channel is run by a registered business and provides informational/entertainment content only, not professional advice.
* No financial, legal, or tax guidance—consult professionals before decisions
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Bottom line: Use at your own risk and responsibility.
#xrp #XRPL #ripple #xrpcrypto, #xrppriceprediction, #xrpnews, #xrpxlm, #xrpripple, #xrpprice, #xrpcoin, #cryptonews, #ripplexrpnewstoday, #xrp, #crypto, #whatisxrp, #xlmstellarlumens, #bitcoincrash, #cryptocrash, #ripplecryptocurrency, #XRP, #xrpanalysis, #ripple, #xrpnewstoday, #bitcoincryptoprice, #xrp, #xrppriceupdate, #stellarlumens, #xrp, #xrpcrypto, #bitcoinpriceanalysis, #xrpnews, #xlmstellar, #xlmprice, #xlmcoin, #stellarlumensnew, #xrpripple, #xrp, #bitcoin, #eth, #ethprice, #bitcoinprice, #xrpl
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News Videos
Why is GenZ Taking LOANS?! | Financial Nihilism Part 2 | Ankur Warikoo Hindi
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In this video, I want to talk about the silent epidemic of “Invisible Debt” that is swallowing an entire generation. I’ve seen so many young professionals who earn a great salary, yet wake up on the 2nd of the month with only ₹400 in their bank account because of a dozen auto-debits they barely remember signing up for. From ₹499 biryanis on BNPL to ₹15 Lakh wedding loans, we are being tricked into buying a lifestyle we haven’t earned yet, just to impress strangers on Instagram.
I break down the brutal math of how a 36-48% interest rate on a credit card can turn a ₹1 Lakh bill into a 21-year-long struggle if you only pay the “Minimum Amount Due.” We are living in a world where banks tell us we “deserve” luxury, but what we actually deserve is financial freedom and a life without the crushing weight of EMIs. My goal with this video is to help you break out of this golden cage and fix your CIBIL score.
#DebtTrap #GenZLoans #warikoo
——————————————————————————————————————————
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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
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Mad Money 07/13/26 | Audio Only
Listen to Jim Cramer’s personal guide through the confusing jungle of Wall Street investing, navigating through opportunities and pitfalls with one goal in mind – to help you make money.
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assured successful life
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XRP 20 Days Left!
Welcome to Zach Rector’s channel!
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Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.
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Thank you for joining us on this journey to financial freedom!
00:00 – Intro: 20 Days Left for Clarity Act
00:15 – 4th of July Crypto Pump & Weekend Market Recap
02:16 – Bitcoin Price Update: Strategy Sells 3,588 BTC
03:36 – Ethereum: Tom Lee’s Bitmine Buys $73M More ETH
04:00 – XRP & Crypto ETF Flow Report (Bitcoin/ETH Out, XRP In)
04:45 – XRP OTC & Dark Pool Squeeze Explained
05:40 – iTrust Capital: Stocks, ETFs & IRA Sponsor Segment
06:44 – Ripple EU License: MiCA Compliance Approved
07:14 – Why XRP Still Needs the Clarity Act
09:41 – Senate Calendar: 20 Working Days Countdown
10:17 – Clarity Act Full Text & Ethics Sticking Point
11:17 – Will the Clarity Act Pass by August 7th?
12:22 – XRP & Bitcoin Price Levels After the Pump
13:24 – Outro & iTrust Capital Sign-Up
#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin
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News Videos
Why Even High Earners Are Living Paycheck To Paycheck
About 14% of American households make $200,000 or more every year, according to the U.S. Census. But many of them, dubbed “HENRYs,” or High Earners, Not Rich Yet, still don’t feel rich. More than 60% of people with salaries over $300k a year struggle with credit card debt. These figures could be signs of the inescapable nature of lifestyle creep, which is the phenomenon of unconsciously spending more as a person earns more. Watch the video above to learn how those spending habits can leave even high earners feeling like they’re on a never-ending hamster wheel.
0:41: Correction – This video has been updated to reflect that about 14% of U.S. households earn $200,000 or more annually, according to the U.S. Census.
Chapters:
0:00 Introduction
1:52 Getting on the hamster wheel
4:08 Why high earners don’t feel rich
8:35 Getting off the hamster wheel
Produced, Shot and Edited by: Charlotte Morabito
Additional Camera: Kaan Oguz
Animation: Emily Park, Jason Reginato
Intern: Kae Park
Senior Director of Video: Lindsey Jacobson
Additional Footage: Getty Images, Marie Incontrera
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Why Even High Earners Are Living Paycheck To Paycheck
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News Videos
Is NASA a waste of money?
5 reasons NASA is da best.
My five reasons:
1) Makes Earth a better place
2) Extinction prevention
3) Offshoot technology
4) Economy
5) Exploration and Imagination
MUSIC-
0:04- Berlin- Andrew Applepie- http://andrewapplepie.com/
0:56- Ceral Killa- Blue Wednesday – https://soundcloud.com/bluewednesday/
2:39- Sweet Tomorrow- Andrew Applepie- http://andrewapplepie.com/
2:35- Q- Blue Wednesday – https://soundcloud.com/bluewednesday/
5:06- Almost Original- Joakim Karud- https://soundcloud.com/joakimkarud
6:17- Bottles- A Shell in the Pit- Check him out on Spotify- https://open.spotify.com/artist/0HIiXblDOFPXxkuI35wOMx
Summary: 1 in 4 Americans thinks NASA’s budget should be reduced. I feel this stems from misunderstandings like how much NASA actually gets in the first place. I tried to shed some light on some of the work NASA does from my personal experience to make a case for why NASA is one of the best investments we make with our tax dollars.
MERCH-
By popular demand I have shirts now! I picked the super soft, high quality shirts and make $0 on all items which is why they are priced so handsomely 🙂
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