We have some news…

We’ve been nominated for ITV Podcast Creator of the Year (!!!) 🏆

If you’ve learnt something from the podcast this year, I’d be so grateful if you could take a minute to vote for us. It genuinely means the world: https://bit.ly/4ynqe45

1. Select ‘Creator Shortlist’
2. Scroll down to ‘Podcast bCreator of the Year – Her Discussions with Dr Faye Bate’

THANK YOU 🤍

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The reality is, most of us were never taught how to save, invest or build wealth, and women often pay the price for that.

Today I’m joined by Abigail Foster, former chartered accountant and founder of Elent, who’s on a mission to make financial education accessible for everyone.

What you’ll learn

💷 the 3-6 month emergency fund rule
📈 how to start investing as a beginner
🛍️ 3 steps to break a shopping addiction
🏦 when you actually need a financial advisor
📱 why budgeting apps can hide your spending habits
👵 why women can end up with much smaller pensions than men

TIME STAMPS:
00:00 From Accountant to Educator: Abigail Foster’s Financial Mission
04:59 Range Rover Regret & The Power of Financial Education
10:55 Finding Your Financial Match: Accountants Like Hairdressers
17:15 Budgeting Apps, Cash Stuffing, and Stocks & Shares ISAs
23:04 The Dangers of Buy Now Pay Later and Early Financial Advisors
26:23 ETFs Explained: Making Investing Fun and Accessible
32:49 The Urgent Need for Financial Education in Schools
40:15 Unpacking the Gender Pay Gap and Motherhood’s Career Impact
47:38 The Nuance of Homeownership as an Investment
55:58 Bridging the Gender Pension Gap and Financial Equity in Relationships
01:00:38 Recovering from Shopping Addiction and the Power of an “FU Fund”

Resources & links mentioned:

– Abigail’s Instagram – https://www.instagram.com/abigailrosefoster/?hl=en
– Elent Financial Education – https://www.elent.com/

🔔 Join the HERd* broadcast channel here: https://www.instagram.com/channel/AbY4liwxlLnewx4H/?igsh=MWhuaXFweGtucTB3cA==

📱 Find us on socials:

Instagram & Tiktok – @drfayebate

Podcast Instagram & Tiktok: @herdiscussionspod

📩 Want to reach out?

Email: drfaye@outreachtalentgroup.com

🛑 Disclaimers:

Opinions are my own. This content is for educational / entertainment purposes and not medical or financial advice.

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Bitcoin ETFs experienced their worst month in history, yet Bitcoin’s price is rising due to two key factors. A reversal signal on Bitcoin’s weekly chart appeared for the first time since July 2022, coinciding with the end of the previous bear market. Additionally, a Japanese company purchased 2,800 more Bitcoin, raising their total holdings above 43,000. These developments suggest that the market is potentially reaching its bottom as the last wave of panic selling subsides. However, true market bottoms form gradually rather than instantly. The weekly chart signal indicates a cautious positive outlook but does not recommend an all-in approach. This evolving dynamic highlights the complex interplay between technical indicators and institutional buying in shaping Bitcoin’s price trajectory. Investors and market watchers should consider both factors in the context of broader market sentiment and risk management. #Bitcoin #BitcoinETF #CryptoMarket #BitcoinReversal #BitcoinJapan #CryptoInvesting #BitcoinBull #CryptoSignals #InstitutionalBitcoin #BitcoinAnalysis #FinancialMarkets #Cryptocurrency #MarketBottom #BitcoinNews #DigitalAssets

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Michael Saylor breaks down the long-term outlook for Bitcoin, projecting significant annual appreciation that dwarfs traditional market returns. He challenges the conventional wisdom that savings accounts and bonds are safe, arguing they are silently eroding wealth over time. For those with a long-term capital horizon—ideally holding for a decade—he positions Bitcoin as a superior asset class compared to the S&P 500. This perspective explores why patience and a strategic allocation are the keys to outperforming the broader market in the coming decades.
#Bitcoin #MichaelSaylor #Investing #Finance #Cryptocurrency #StockMarket

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OPEN DOORS PRAYER | Rebuke Every Devourer Attacking Your Finances & Receive Financial Overflow

Are you trusting God for a financial turnaround and new opportunities? Join this powerful open doors prayer and commit your finances, work, business, and future into God’s hands. Ask Him to rebuke every devourer, remove every financial obstacle, and open doors of favor and provision.

As you pray, believe God for wisdom, divine connections, increased opportunities, restoration, and financial stability. Trust Him to bless the work of your hands and lead you into greater abundance according to His will.

Pray in faith and declare: every financial barrier is removed, doors of opportunity are opening, and I walk in God’s provision and favor.

#OpenDoorsPrayer #FinancialBreakthrough #PrayerForFinances #BreakthroughPrayer #ChristianPrayer #PowerfulPrayer #DivineFavor #FinancialBlessing

►SUPPORT: If you are led to support my channel or buy my team coffee please use this link👉 https://spiritual-warfare-prayer-shop.fourthwall.com/

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Connect with me

Email: amagossipgospel@gmail.com
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▶️ © 2026 Spiritual Warfare Prayers

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XRP price may not move the way you think. In this video, we break down the mindset and preparation crypto holders should consider while navigating the market.

I also explain why I always encourage XRP holders to look into legitimate asset-protection structures, such as an LLC, and consult a qualified attorney or tax professional to determine whether one is right for them.

The goal isn’t to panic—it’s to prepare, protect, stay patient, and trust the process. 🧏🏽‍♀️

💎 Secure your crypto responsibly.
📈 Stay informed.
🧠 Exercise patience.
🔐 Protect what you’ve worked hard to build.

👍 LIKE this video
🔔 SUBSCRIBE for more XRP content
📲 SHARE with another XRP holder

#XRP #XRPHolders #XRPCommunity #XRPNews #XRPPrediction #XRPPrice #Ripple #Crypto #Cryptocurrency

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Sometimes it’s hard to distinguish whether something is a necessity or we just want that thing. Financial Literacy for Kids provides the basics about needs versus wants, budgeting, credit versus debit, and more. The points are easy to follow and understand. By the end, students will receive a good foundation of these points of financial literacy.

A need is something that is necessary to survival. Food, water, and shelter are needs because we need those things to survive. Wants include much more, from toys and books to phones and cars. While it can be difficult to tell the difference sometimes, these definitions will help you find the answer.

The video also reviews the concepts of saving versus borrowing. Saving money is something we do so that we can eventually buy something we want, like a new bike. This can take time. If you want something more immediately, you can borrow money. Borrowing money, however, means that you have to pay back the money you borrowed over time. And sometimes you have to pay interest.

Budgeting is a very helpful tool to help control or manage our finances. A budget designates a certain amount of money to go toward certain things. For instance, perhaps you budget $50 for food for a week. If you spend more money on food than you budgeted for that week, you may have to save money somewhere else to ensure you don’t spend more money than you have and go into debt.

We hope you and your student(s) enjoyed learning about these important skills! If you want even more information, head over to our website and download one of our many free lesson plans, full of activities, worksheets, and more!

Financial Literacy: Introduction

What you will learn in Financial Literacy for Kids:
0:00 Introduction
0:37 Needs versus wants
1:13 Making a budget
1:52 Saving versus borrowing
2:56 Savings and checking accounts
3:39 Credit versus debit
4:40 Review of the facts

Thank you for watching and learning with us! We’re constantly releasing new content and videos, so click that “Subscribe” button and you’ll get notified.

Find and Follow Us Online:
Facebook: https://www.facebook.com/LearnBright/
Instagram: https://instagram.com/LearnBrightEducation
Pinterest: https://pinterest.com/LearnBrightEducation
YouTube: @LearnBright
Website: https://learnbright.org/

*Teachers and Parents! Did you know? In addition to these great videos, we have also created a library of high-quality and engaging lessons for your elementary aged student(s). Visit us and sign up for a free account, and you’ll instantly have access to thousands of lesson plans, learning materials, teaching instructions, activities, and assignments that your kids will really enjoy! We hope to see you soon!

Browse our entire collection of Math lesson plans:
https://learnbright.org/lessons/?filter_subject=math

#FinancialLiteracy
#FinancialLiteracyForKids

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💰 George Kamel ⮕ https://ter.li/dc2gee
💡 The Rachel Cruze Show ⮕ https://ter.li/a6emrr
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/iwafu6
📈EntrLeadership ⮕ https://ter.li/g7s9g0

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Is Trial Balance a Financial Statement? | Class 11 Accounts Basics

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