Some of the most repeated advice in personal finance is wrong. Saving as much as you can when you’re young to benefit from compounding sounds obvious, but it ignores what economists call the life-cycle model. Following it can mean sacrificing the years when your money buys the most. In this video, I work through this myth and nine others to help you make better financial decisions and avoid costly mistakes.

*Timestamps*
00:00 – Intro
00:32 – Myth #1: Saving As Much As You Can Early
03:30 – Myth #2: The Economy = The Stock Market
05:04 – Myth #3: Dividends Explain 40% of Stock Market Growth
06:29 – Myth #4: Index Funds Only Give You Average Returns
08:22 – Myth #5: The Shiller CAPE Ratio is an Omen
11:14 – Myth #6: If Warren Buffett Can Beat The Market, So Can You!
12:36 – Myth #7: Bonds and Cash Are Safe Investments
14:41 – Myth #8: Gold is an Inflation Hedge
17:13 – Myth #9: Renting is Throwing Away Money
18:08 – Myth #10: Debt is Always a Bad Thing to Have

Most people save without knowing their real “why.” Free exercise for Canadians to find it.
https://research-tools.pwlcapital.com/research/goals?utm_source=research&utm_medium=planningtools&utm_campaign=ben_yt

——————

*References*
https://zbib.org/0c839e157db54d61a1846d1328b277be

*Avoid Online Scams https://pwlcapital.com/stay-safe-online/
I will never reach out to you on social media platforms or WhatsApp to give financial advice. These are scammers trying to commit fraud.

*Check out the Rational Reminder Podcast*
YouTube channel @rationalreminder
Podcast website https://rationalreminder.ca/
Rational Reminder community (forum) https://community.rationalreminder.ca/
Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2
Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA

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Official Music Video for She Works Hard For The Money performed by Donna Summer.

#DonnaSummer #SheWorksHardForTheMoney

http://vevo.ly/CkBBq4

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How To Invest In Cryptocurrencies For Beginners | Cryptocurrency Sinhala

Connect with Isuru
https://www.facebook.com/isuru.chamod.79

Simplebooks short clips channel
https://www.youtube.com/channel/UCvIss0vaAQxpV_J98ZYfUzw/videos

To download Shopbook app,
Android
https://play.google.com/store/apps/details?id=com.mithushancj.shopbook&hl=en_US&gl=US

Apple
https://apps.apple.com/lk/app/shopbook/id1602633267

Visit our Website for more info:-

Home

Simplebooks Facebook:-
https://www.facebook.com/teamsimplebooks/

Simplebooks LinkedIn:-
https://www.linkedin.com/company/simplebooks-ltd
#Cryptocurrency#Bitcoin#Investing

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CNBC’s Kate Rooney reports on news regarding OpenAI.

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Stream/Download: https://bfan.link/Money
Subscribe: @evatimushofficial

Eva Timush Online:
Facebook: https://www.facebook.com/EvaTimushOfficial/
Instagram: https://www.instagram.com/eva_timus/?hl=en
Spotify: https://open.spotify.com/artist/4DANv10r5yJS3hjpPJ6zTk
TikTok: https://www.tiktok.com/@eva_timush

Audio Credits:
Lyrics: Eva Timush, Cezar Guna
Music: Eva Timush, Cezar Guna, CST (Constantin Ciprian)
Produced by: CST (Constantin Ciprian)
Mixed & mastered by Fxne @FXNE Studios, CST (Constantin Ciprian)

Video Credits:
Director: Cozy – https://www.instagram.com/cozirschii
Produced: Loops Production
Artist Manager: Constandu Eliza
Make up: Alex Tanasa
Hair: Sebastian Sarghie
Styling: Irisha
Girls:
Nichifor Ștefania Isabela
Rusescu Amalia Ana Maria
Bolozan Ana
Pise Alexandra Mădălina
Pole dance artist: Bactișa Nuray

#EvaTimush #Money
(C)&(P) 2025 Global Records

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💰 TRADE LIKE I DO (LIVE STRATEGY)
👉 Bybit (my main exchange) https://partner.bybit.com/b/Didi

⚡ LEARN THE SYSTEMS I’VE USED SINCE 2017
👉 https://go.thebitcoinfamily.com/dc73ea2a

In today’s video I’ll show you:
why I stopped saving money and why you should as well.

💰 ALTERNATIVE EXCHANGE
👉 Blofin (non-KYC option) https://partner.blofin.com/d/DidiTaihuttu
👉 Kraken https://proinvite.kraken.com/9f1e/o3ldp7ik

━━━━━━━━━━━━━━━━━━━━━━━

⏰ TIMESTAMPS
00:00 Intro
01:51 News about Colombia
06:29 Bitcoin chart
16:00 What I am doing
17:17 Inspirational quote
━━━━━━━━━━━━━━━━━━━━━━━

We’ve been living on Bitcoin since 2017.
No banks. No safety net.

━━━━━━━━━━━━━━━━━━━━━━━

📊 TOOLS WE USE DAILY
👉 Charts: https://didiai.app
👉 Automated Trading: https://www.tradewithsequence.com/tbf
👉 On-chain Data: https://charts.bitbo.io/?ref=didi

🌍 LIVE THE BITCOIN LIFE
👉 Pay with Bitcoin: https://url.hk/i/en/mj2n3
👉 Insurance for Nomads: https://safetywing.com/a/24750327

━━━━━━━━━━━━━━━━━━━━━━━

🔐 SECURE YOUR BITCOIN
👉 Hardware Wallet: https://cryptomaan.nl/products/ledger-nano-s?ref=diditaihuttu
👉 Privacy Tools: https://www.expressvpn.com/refer-a-friend/30-days-free?referrer_id=37910174

━━━━━━━━━━━━━━━━━━━━━━━

💼 OTHER EXCHANGES (IF NEEDED)

👉 Bitget https://bonus.bitget.com/JP9T14
👉 Apex Omni (Best DEX) https://deeplink.pro.apex.exchange/b/Didi

━━━━━━━━━━━━━━━━━━━━━━━

📱 FOLLOW THE JOURNEY
Instagram: http://instagram.com/diditaihuttu/
X: https://twitter.com/diditaihuttu
Instagram (Family): https://www.instagram.com/thebitcoinfamily

━━━━━━━━━━━━━━━━━━━━━━━

⚠️ DISCLAIMERThis content is for educational purposes only and does not constitute financial advice.Cryptocurrency investing involves risk and volatility. Always do your own research before making financial decisions.
Some links above are affiliate links, meaning I may earn a commission at no extra cost to you.

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In this video, I’ll teach you my 12-week plan to RESET your finances. This should take you about 90 days. Let me know if you found it valuable.

Useful Tool to compare Auto Insurance Offers: https://bit.ly/compareautoYT
Net Worth Tracker (Free): https://beacons.ai/humphreytalks/freedownloads

🌟 Free Templates and Resources: https://beacons.ai/humphreytalks/downloads
👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@hug
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks

⏱️ Timestamps:
0:00 – Start Here
0:42 – Week 1
2:55 – Week 2
6:04 – Week 3
7:44 – Week 4
9:12 – Week 5
10:12 – Week 6
12:17 – Week 7
13:38 – Week 8
14:45 – Week 9
16:44 – Week 10
17:53 – Week 11
18:57: Week 12

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Money Money (If I Was Rich Girl)

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The true story of Silk Road, the dark web marketplace that ran a $1 billion business entirely on Bitcoin. Founder Ross Ulbricht, known as Dread Pirate Roberts, was a physics student and Eagle Scout with no criminal past. He got 2 life sentences plus 40 years without parole, then a full pardon from the US President in 2025. How Tor hid the site, how one old email led the FBI to him, and the library arrest that shocked everyone. This is Bitcoin’s darkest chapter. Watch the full episode on CryptoWala for Bitcoin history, basics and fundamentals.

#CryptoWala #Bitcoin #SilkRoad #RossUlbricht

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#moneylisa #fanmade #justdance #elow340 #money #justdance2022 #justdance2023 #justdancemoney

Hi all ! Yes, surprise! You must have noticed my absence for the last few months… It was to get involved in this project that was really close to my heart! I did a lot of Fanmade for other people, but it just didn’t suit me. Then I remembered that I didn’t need anyone and so I decided in less than 5 months to learn how to do everything myself! Until now I was dancing, I was doing cosplays and choreography… well now I’m also doing Fanmades haha! I also discovered a passion for 3D, I really loved creating the backgrounds! I apologize in advance for all the little flaws and the transitions not at the top, I learned in a very short time a lot of new software and I do not master them 100% yet, I promise to improve with the weather. Why “MONEY”? Well… although I’m not a Kpop fan at all, I had a huge crush on this music and especially on the choreography! I also slightly changed the choreography to make it more suitable for Just Dance but also at the level of each and that it is accessible to all and I did not want to do a vulgar “copy paste”. For the backgrounds, I was inspired a lot by the clip that I really like; I hope you will like it. I don’t want to “hire” dancers to do Fanmades or else it will be duets with me, for me a Fanmade is personal and it’s so much better to do everything, at least it suits me 100%!

I really want to thank:

Crowned: Thank you for supporting me and helping me to use 3D software. Thank you so much for being available every time I can’t do something, all of this is also thanks to you, you have an incredible talent!!!

Crowned Instagram: https://www.instagram.com/crowned.games/?hl=fr

Abel: I don’t present it anymore xD! He makes incredible Fanmades.. Thanks to you, I learned how to edit Coaches and how to use the software in question… Thank you very much!

Abel Instagram: https://www.instagram.com/abelcanos/?hl=fr

Davcer: Thank you very much for the menu and the pictos! And thank you for taking the time to teach me how to do it myself! You have an incredible talent and thank you for your speed.

Davcer Instagram: https://www.instagram.com/davcer_/?hl=fr

Many thanks to Conigonz and Camilo for their support and help. A huge thank you to everyone who will take the time to watch this video and again sorry for the small details that prove that I am a beginner haha! Thank you !

Bonsoir à tous ! Eh oui, surprise ! Vous avez dû remarquer mon absence ses derniers mois… C’était pour m’investir pleinement dans ce projet qui me tenais vraiment a coeur ! J’ai fait beaucoup de Fanmade pour d’autres personnes, mais ça ne me convenait pas. Puis je me suis souvenu que je n’avais besoin de personne et j’ai donc décidé en moins de 5 mois d’apprendre à tout faire moi-même ! Jusqu’ici je dansais, je faisais des cosplays et des chorégraphies… et bien maintenant je fais aussi des Fanmades haha ! Je me suis d’ailleurs découvert une passion pour la 3 D, j’ai vraiment adoré créer les backgrounds ! Je m’excuse d’avance pour tous les petits défauts et les transitions pas au top, j’ai appris en très peu de temps beaucoup de nouveaux logiciels et je ne les maitrise pas encore à 100%, je vous promets de m’améliorer avec le temps. Pourquoi ” MONEY ” ? Eh bien … malgré que je ne sois pas du tout une fan de Kpop, j’ai eu un énorme coup de coeur pour cette musique et surtout pour la chorégraphie ! J’ai d’ailleurs légèrement changer la chorégraphie pour la rendre plus adapté à Just Dance mais aussi au niveau de chacun et qu’elle soit accessible à tous et je ne voulais pas faire un vulgaire ” copier coller”. Pour les backgrounds, je me suis beaucoup inspirer du clip que j’aime beaucoup; j’espere que ça vous plairas. Je ne souhaite pas “engager” des danseurs pour faire des Fanmades ou alors ce sera des duos avec moi, pour moi un Fanmade c’est personnel et c’est tellement mieux de tout faire, au moins ça me correspond à 100 % !

Je tiens énormément a remercier :

Crowned : Merci de m’avoir supporter et de m’avoir aidé a utiliser les logiciels 3D. Merci énormément d’avoir été disponible a chaque fois que je n’arriver pas a faire quelque chose, tout sa c’est aussi grace a toi, tu as un talent incroyable !!!

Crowned Instagram : https://www.instagram.com/crowned.games/?hl=fr

Abel : Je ne le présente plus xD ! Il fait des Fanmade incroyable .. Grace a toi j’ai appris l’édition des Coach et a me servir du logiciel en question… Merci énormément !

Abel Instagram : https://www.instagram.com/abelcanos/?hl=fr

Davcer : Merci énormément pour le menu et les pictos ! Et merci de prendre le temps de m’apprendre à le faire moi même ! Tu as un talent incroyable et merci pour ta rapidité.

Davcer Instagram : https://www.instagram.com/davcer_/?hl=fr

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