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The Hidden Financial System That Controls Your Life
Why should companies get to hit us with fees, but we can’t do the same to them?
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC®
Directors: Katie Graham & Andrew Matthews
Written by: Andrew Matthews
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: P.W. Shelton
Fact checker: Yvonne McGreevy
Executive in Charge for PBS: Maribel Lopez
Director of Programming for PBS: Gabrielle Ewing
Assistant Director of Programming for PBS: John Campbell
Images by: Shutterstock
Music by: APM
Two Cents is a production of Spotzen for PBS Digital Studios
sources:
https://legal.thomsonreuters.com/blog/contract-of-adhesion/
https://abovethelaw.com/2026/01/a-world-cup-ticket-isnt-a-souvenir-its-a-contract-of-adhesion/
https://www.cambridge.org/core/journals/german-law-journal/article/contracting-away-constitutional-rights-in-the-united-states-adhesive-consent-blanket-assent-to-arbitration-and-other-agreements/9E0FCECC70B3EABE6D96BE0851864650
https://finance.yahoo.com/news/5-sneaky-fees-hiding-bills-140112097.html
https://en.wikipedia.org/wiki/ProCD,_Inc._v._Zeidenberg
https://www.cnbc.com/2016/06/22/jimmy-johns-drops-non-compete-clauses-following-settlement.html
https://www.bbc.com/news/articles/c8jl0ekjr0go
https://www.nelp.org/insights-research/faq-on-mandatory-arbitration-in-employment/
Clauses and Consent: How Forced Arbitration Quietly Took Over Everything
https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes
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News Videos
BITCOIN: It’s Pumping, But Watch THIS! (before you buy) – BTC Price Prediction Today
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I’m a full-time crypto trader and investor since 2017, but not a financial adviser. The content in this video, including Bitcoin price prediction today, Bitcoin price prediction 2026, Bitcoin technical analysis, crypto news today, and cryptocurrency topics, is for educational and entertainment purposes only and reflects my personal opinions. Always do your own research and consult a professional before making financial decisions.
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News Videos
Bitcoin Breakout! – Big News!
This is all about the big breakout on Bitcoin and crypto. Big news for all Bitcoin, Ethereum, Solana and Altcoin investors.
0:00 – Intro
0:59 – Price Action
5:54 – Seasonality
10:01 – The 4 Year Cycle
13:20 – Date with Destiny?
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This channel is for entertainment purposes only and certainly NOT individual investment advice. You should seek investment advice from a registered professional before making any investment decision. This channel is not responsible for any investment actions taken by viewers.
#Crypto #Ethereum #Bitcoin
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News Videos
‘AMERICA IS BEHIND’: Crypto executive sounds the alarm on US regulation
BitGo CEO Mike Belshe analyzes the prospects of the Clarity Act in Congress and addresses potential quantum computing threats to digital assets on ‘The Claman Countdown.’ #fox #media #breakingnews #us #usa #new #news #breaking #foxbusiness #theclamancountdown #crypto #cryptocurrency #bitcoin #digitalassets #regulation #congress #clarityact #technology #tech #finance #financial #economy #business #quantumcomputing #quantum #blockchain #investment #markets
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FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.
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Dave Ramsey – 7 Baby Steps to Financial Freedom
#shorts #financialfreedom #debtsnowball
#daveramsey #daveramseybabysteps
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Crypto PUMPING HARD! Altcoins Just Broke Out And This Is The Business Cycle Doing It (WHAT NEXT)
► Get the crypto risk models I use to track accumulation and exit zones. Free trial 👉 https://app.cryptocapitalventure.ai
Altcoins are breaking out and the business cycle is the reason. The ISM
Manufacturing PMI just pushed above 55 for the first time in roughly six years —
the same expansion signal that has lined up with every major altcoin run we’ve
had. Total altcoin market cap (excluding Bitcoin and stablecoins) is reversing off
a long accumulation range.
Going live to walk through the Bitcoin, Ethereum and altcoin charts, what the
break above 55 actually means, and what to watch on the pullback.
Intro 00:00
$4B shorts liquidated 2:30
It’s the business cycle 5:00
Bitcoin Macd flip 10:00
BTC resistance 14:00
Ethereum 16:20
SUI 25:30Cardano 33:05
Night 35:30
DASH 45:00
DOG (on Bitcoin) 47:30
XRP 58:20
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News Videos
XRP RIPPLE TRUMP’S INSIDE DEAL
♨2nd channel♨ so while I taper let’s play some games
https://www.youtube.com/@UCRS4Cjpn8wwoEulSsEGsvdw
#xrp #xlm #btc
PO BOX for the Channel
CWK MEDIA
PO BOX 387
Honea Path, SC 29654
XRP ALTCOINS are back as IRAN deal with the Strait of Hormuz seems to be a go! Oil prices are down, Clarity Act odds still suck, but let’s be happy there is green on the screen.
Grayscale picks four winners in crypto if we get the Clarity Act BNB ETH SOL and CC
Tokenization is booming, but who is really making money on it?
XLM XRP SPACEX IPO NVDA dividend juice n more 🙂
Trump Media dumps the ETFs that have BTC ETH SOL and XRP in them.
Things are chilling out a little in Iran as ships start to pass through the Strait of Hormuz.
Deaton begs for cash so David Schwartz gives him some XRP LOL.
Ripple Burns some RLUSD, that’s normal, but makes for a great thumb!
GEMI got some great news.
XRP WHALES ARE HOLDING!!!
Ripple Prime gets some money, XRP price is starting to warm up and the US Iran situation enters week 10 as the Strait of Hormuz is still closed.
XRP and XLM are bracing for further delays with the Clarity Act. Brad Garlinghouse has something nice to say about Paul Atkins and the SEC, but it’s just words, garble garble. Meanwhile the Strait of Hormuz is closed and the cease fire deal is expiring. US, Isreal and Iran drama is keeping oil prices high which is leading to inflation expectations. BTC and Ethereum had inflows, while the Clarity Act gets delayed because the banks aren’t happy with competition.
🚨ARTICLE LINKS🚨
https://x.com/SenatorTimScott/status/2090536222787506246
read://https_coinmarketcap.com/?url=https%3A%2F%2Fcoinmarketcap.com%2Facademy%2Farticle%2Ftrump-presses-congress-clarity-act-bitcoin-tops-70k
https://x.com/Gemini/status/2090516683563618651
XRP news today
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News Videos
Bitcoin Just Triggered Its Biggest Short Squeeze in History! Is This It?
Bitcoin just triggered the biggest short squeeze in its history as Treasury bond buybacks, surging yields, and Scott Bessent’s intervention sent shockwaves through global markets. With Bitcoin reclaiming its 200-day moving average and billions in shorts liquidated, is this the start of a new bull market breakout, or a dangerous fake-out? We break down the Treasury liquidity signal, the bond market, financial repression, macro conditions, and why Bitcoin reacted first.
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CHAPTERS:
00:00 Bitcoin Breakout Shock
00:59 Bond Market Trigger
02:21 Short Squeeze Fallout
02:56 Trump Comments Boost
03:53 Intervention Fails Fast
04:29 Bigger Buybacks Ahead
06:16 Signal Over Size
07:00 Stablecoin Debt Pipeline
08:04 Lyn Alden on Financial Repression
09:59 On-Chain Floor and 200DMA
12:18 Zoom Out Valuation Runway
13:52 Jeff Booth Bitcoin Thesis
15:58 Why Bitcoin Moved First
17:02 Wrap Up and Questions
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Copyright Disclaimer Under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education, and research. If you are or represent the copyright owner of materials used in this video and have a problem using said material, please contact Simply Bitcoin.
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News Videos
Pink Floyd – ” Money ” Waters / Gilmour / Mason/ Wright
On 2 July 2005 Pink Floyd performed at the London Live 8 concert with Roger Waters rejoining David Gilmour, Nick Mason and Richard Wright. It was the quartet’s first performance together in over 24 years — the band’s last show with Waters was at Earls Court in London on 17 June 1981.
Gilmour announced the Live 8 reunion on 12 June 2005:
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XRP HOLDERS Fox NEWS has BULLISH NEWS for you
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XRP EXPLOIT!! almost 200,000 XRP drained. XRPL bridge news
#xrp #crypto #bitcoin
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⛔️Disclaimer⛔️
This video is for educational purposes only. Please do your own research before making any decisions with your money. I will not be held liable for any losses or gains you may experience. I am not your financial or investment advisor. This is completely educational content and should be taken as such – the views expressed in the content are opinions. Nothing on this channel should be taken as a recommendation to buy a particular crypto asset. The information shared on this channel is not indicative of future results. Analyses are not absolute and are prone to change in accordance with present and future market events. Please do all of your own research before you buy any cryptocurrency or any financial product.
Some of the links and other products that appear on this video are from companies which Oscar Ramos will earn an affiliate commission or referral bonus. Oscar is part of an affiliate network and receives compensation for sending traffic to partner sites. The video is accurate as of the posting date but may not be accurate in the future.
I WILL NEVER CONTACT YOU IN ANYWAY (ON ANY PLATFORM). IF YOU GET CONTACTED BY ANYONE CLAIMING TO BE ME, IT IS NOT ME. FOR EXAMPLE, COMMENTS SHOWING WHATSAPP NUMBERS ARE NOT ME. ADDITIONALLY, PEOPLE HAVE THE ABILITY TO CALL YOU USING AI TECHNOLOGY SO IT SOUNDS LIKE ME. THIS AGAIN IS NOT ME. NEVER WILL I CONTACT YOU IN ANY WAY. DO NOT RESPOND OR INTERACT WITH ANYONE ON ANY PLATFORM CLAIMING TO BE ME OR WORKING ON MY BEHALF – THEY ARE SCAMMERS.
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WHY XRP CAN REACH ANY PRICE EVEN $1 MILLION! – THEY ARE ALL WARNING YOU THE BULL RUN IS HERE!
WHY XRP CAN REACH ANY PRICE EVEN $1 MILLION! – THEY ARE ALL WARNING YOU THE BULL RUN IS HERE!
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This video is about XRP. This video is about XRP and Ripple. Huge XRP update you need to see.
XRP Update, Ripple Update, Ripple XRP News: Latest News
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DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.
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#xrp #ripple #crypto
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