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The WORST Financial Advice on the Internet

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The WORST Financial Advice on the Internet



There’s a lot of great financial advice on social media… and there’s a lot of dumb stuff, too. Here’s what to watch out for!

Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC®
Directors: Katie Graham & Andrew Matthews
Written by: Taylor Behnke
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Ben Harrison
Fact checker: Yvonne McGreevy
Executive in Charge for PBS: Maribel Lopez
Director of Programming for PBS: Gabrielle Ewing
Assistant Director of Programming for PBS: John Campbell

Images by: Shutterstock
Music by: APM
Two Cents is a production of Spotzen for PBS Digital Studios

sources:
https://nymag.com/intelligencer/2021/01/the-unlikely-stocks-soaring-after-reddits-gamestop-run.html
https://www.bbc.com/news/technology-55948550
https://www.pbs.org/newshour/economy/making-sense/you-arent-warren-buffett-stop-trying-to-invest-like-him
https://www.nytimes.com/2023/04/14/business/stock-market-2022.html
https://www.sec.gov/investor/alerts/ib_fees_expenses.pdf
https://www.cbsnews.com/news/record-share-americans-cant-pay-credit-card-bills/
https://consumer.ftc.gov/articles/credit-scores
https://www.cnn.com/2026/01/16/business/credit-report-job-background-check
https://www.cnbc.com/select/what-happens-if-you-only-pay-the-minimum-on-your-credit-card/#what-happens-when-you-only-make-your-credit-cards-minimum-payment
https://www.theatlantic.com/health/archive/2019/07/coffee-financial-advice/594244/
https://www.bloomberg.com/opinion/articles/2022-07-25/personal-wealth-gen-z-thinks-the-money-will-come-back-on-tiktok-will-it
https://financialpost.com/wealth/why-gen-z-prioritizes-travel-over-homeownership
https://www.cnbc.com/2024/06/29/some-american-plan-to-take-on-debt-for-summer-travel.html
https://www.nytimes.com/2020/02/10/smarter-living/the-young-persons-guide-to-investing.html
https://www.independent.co.uk/money/finfluencers-social-media-financial-advice-tips-b2850840.html
https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/consumer-surveys/cfp-board-financial-misinformation-report-2025.pdf

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Future – Blood On the Money (Official Music Video)

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Future - Blood On the Money (Official Music Video)



Official video for “Blood On the Money” by Future
Listen to Future: https://Future.lnk.to/listenYD
Subscribe to the official Future YouTube Channel: https://Future.lnk.to/subscribeYD

Watch Future’s music videos: https://Future.lnk.to/MusicVideosYD

Follow Future:
Facebook: https://Future.lnk.to/followFI
Twitter: https://Future.lnk.to/followTI
Instagram: https://Future.lnk.to/followII
Website: https://Future.lnk.to/followWI
Spotify: https://Future.lnk.to/followSI

Lyrics:
It got blood on that money and I still count it
They got blood on the money and I still count it
I can’t help the way I’m raised up
That Easter Pink, I tried to give it up, I can’t give it up

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#Future #BloodOntheMoney #DS2

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PhD Economist: “Bitcoin is a Coiled Spring Right Now”

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PhD Economist: "Bitcoin is a Coiled Spring Right Now"



James Thorne joins Mark Moss to explain why stocks, the bond market, AI, and Bitcoin are all signaling the same regime change, why the U.S. has to grow its way out of extreme debt with non-inflationary supply-side policy, and why Bitcoin looks like a coiled spring with Kevin Warsh and other top US Government officials as advocates. They discuss Trump, Scott Bessent, yield curve control, Japan and the yen carry trade, what Bitcoin’s 200-day EMA is signaling, the AI CapEx cycle, MicroStrategy, and why James believes most investors are watching the wrong signals while a unique 5-to-7 year window to build wealth is still open.
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TIMESTAMPS:

0:00 – Episode Trailer
0:39 – Equities, Bonds, AI, & Bitcoin: Four Stories or One Regime Change
2:10 – Bessent, Warsh, Japan & Yield Curve Control
6:07 – Growing Out of Debt: GDP, AI Productivity & Compute
10:22 – Bitcoin Is A Coiled Spring Right Now
13:30 – Sponsor: Protect Your Bitcoin Inheritance with Unchained
14:49 – The Signal That Bitcoin’s Turn Has Begun: 200-Day EMA
20:52 – 60-day review: YCC, Iran, Trump not toning down, midterm risk
25:14 – Sponsor: Turn Your Taxes Into Bitcoin with Blockware
26:14 – Why The Fed Is Too Tight, Iran & Strait of Hormuz Oil Shock
33:59 – Sponsor: Earn Bitcoin on Your Cash with River
34:42 – AI Trade Cycle: Nvidia, Laggards & Deleveraging
40:35 – MicroStrategy, Saylor & Digital Capital
46:32 – Sponsor: Take Control of Your Money with Rumble Wallet
47:41 – Portfolio Construction: When Cycles End & Owning The S&P
53:38 – Hardware vs Software, Banks, Charts & Patience
56:20 – Closing: Don’t Mess Up This 5–7 Year Window

___________________________________________________________________________________________

FOLLOW James Thorne:
X: https://x.com/DrJStrategy
Website: https://wellington-altus.ca/leadership/james-thorne/

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🔴(BEWARE OF SCAMMERS)🔴
They are impersonating me in the comments. My comments have a “checkmark” so look for that. Please beware, I will never message you asking you to give me money or to talk to me on WhatsApp.

Disclaimer: I am NOT a financial advisor, and nothing I say is meant to be a recommendation to buy or sell any financial instrument. I will NEVER ask you to send me money to trade or invest for you. Please report any suspicious emails or fake social media profiles claiming to be me. Don’t invest money you can’t afford to lose. There are no guarantees or certainties in trading or investing. My videos may contain affiliate links or sponsorship to products I believe will add value to your life and help you. In some cases, I may receive payment or other consideration from the companies mentioned in the videos. No matter what I or anyone else says, it’s important to do your own research before making a financial decision. SEE FULL DISCLAIMER HERE: https://go.1markmoss.com/disclaimer

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3 simple books to learn personal finance (suitable for beginners) #book #personalfinance

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3 simple books to learn personal finance (suitable for beginners) #book #personalfinance



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Let Me Pray For Your Financial Miracle

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Let Me Pray For Your Financial Miracle



In this short video, I’m praying for your finances and for your financial miracle. I’m praying for the Lord to make a way for you in the name of Jesus.

#letmeprayforyou #prayer #financialprayer #finances

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EDOH – Money On Hand (Music Video) 2026

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EDOH - Money On Hand (Music Video) 2026



Director – George Hayrapetyan ( https://www.instagram.com/hyerapetian )

D.O.P. – Gev Mikaelyan ( https://www.instagram.com/gevsvision )

Mix/Master – Nvo Avanian ( https://www.instagram.com/nvo_avanian )

Beat – @djproblematic( https://www.instagram.com/djproblematic )

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Design – Karen Vardanyan ( https://www.instagram.com/beezyvision )

© All Rights Reserved

#edoh #edgar #moneyonhand

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A Generational Crypto Buying Opportunity Has Begun

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A Generational Crypto Buying Opportunity Has Begun



✅ Bitunix (no kyc) – Claim $10k bonus: https://www.bitunix.com/register?vipCode=AltcoinDaily
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Follow Altcoin Daily on X: https://x.com/AltcoinDaily
Follow Altcoin Daily on Instagram: https://www.instagram.com/thealtcoindaily/

Video by Austin:
Follow Austin on Instagram: https://www.instagram.com/theaustinarnold/
Follow Austin on X: https://twitter.com/AustinArnol

TimeStamps:
00:00 Intro
01:08 Fidelity Explains Why Bitcoin Is Going Up
05:00 Generational Buying Opportunity Has Begun
08:00 AWS Integrates Chainlink

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***********************************************************************
#Bitcoin #Cryptocurrency #News #Ethereum #Invest #Metaverse #Crypto #Cardano #Binance #Chainlink #Polygon #Altcoin #Altcoins #DeFi #CNBC #Solana

***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

Bitunix, WEEX, Binance are exchange partners for the channel.

*The channel is not responsible for the performance of sponsors and affiliates.

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Disclosures of Material holdings:
Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

Material holdings over $5000 (in no particular order): BTC, ETH, SOL, DOT, SUPER, LINK, INJ, METIS, BNB, LMWR, WMTx, HEART, BORG, COTI, ADA, ONDO, SUPRA, CELL, CTA, COOKIE, RSC, ATH, TAO.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

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10 Millionaire Habits That Can Change Your Financial Life | Wealth Building Secrets

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10 Millionaire Habits That Can Change Your Financial Life | Wealth Building Secrets



millionaire habits | how to become rich

📲 Call or WhatsApp: 94918 58145 💬 or
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📖 Buy ‘Money Vitamin’: https://amzn.openinapp.co/dbweu
📸 Follow on Instagram : https://www.instagram.com/teluguassets

What separates millionaires from ordinary people? Is it just a high salary, luck, or business success?

The truth is that wealth is strongly influenced by your habits, mindset, and daily financial behavior.

In this video, we discuss 10 powerful millionaire success habits that can help you change the way you think about money, career, business, and wealth creation.

You will learn why successful people:

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Think long term instead of looking for quick results
Embrace change and new opportunities
Take responsibility and ownership of their financial life
Learn from successful people and role models
Live below their means and avoid lifestyle inflation
Focus on action instead of only planning
Keep learning and improving continuously
Build a strong network strategically
Focus on creating wealth rather than simply increasing income
Develop a mindset that supports long-term financial success

For example, earning more money does not automatically create wealth. If your expenses increase every time your income increases, your wealth gap can continue to grow. The presentation highlights the importance of controlling lifestyle expenses and following a disciplined path toward wealth creation.

The video also explains the importance of having a long-term mindset. Instead of worrying about short-term results, successful wealth builders think about where they want to be 10–15 years from now and give investments and wealth creation enough time to grow.

You will also see why taking action, continuously learning, improving your skills, and building relationships based on mutual value can make a major difference in your financial journey.

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If you want to build better money habits, improve your financial mindset, and work towards becoming financially successful, this video is for you.

Watch till the end and ask yourself: Which of these millionaire habits are you already following?

👉 Comment below and tell us which habit you want to start today.

Subscribe for more videos on Personal Finance, Investing, Wealth Creation, Money Management, Financial Planning and Financial Freedom.

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#MillionaireHabits, #MillionaireMindset, #WealthCreation, #WealthBuilding, #FinancialFreedom, #PersonalFinance, #MoneyMindset, #MoneyManagement, #FinancialSuccess, #FinancialPlanning, #RichMindset, #Investing, #WealthMindset, #SuccessHabits, #FinancialEducation

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She Tried to Hide the Money With Her Foot #shorts

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She Tried to Hide the Money With Her Foot #shorts



This guy is counting money when he accidentally drops a bill on the floor. His girlfriend quickly puts her foot over it to hide it but the guy notices what she’s doing and puts his glasses on her. When she finally looks down she realizes that her foot wasn’t even on the money

Keywords: money prank, funny couple, girlfriend prank, funny reaction

Hashtags:

#Money #Prank

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#Funny

#Shorts

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Trump’s CRYPTO PUSH fuels capital gains tax reform calls | Market Recap

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Trump's CRYPTO PUSH fuels capital gains tax reform calls | Market Recap



Markets turn green as investors pile into Bitcoin and gold, while policymakers and economists debate capital gains reform, Treasury buybacks and whether economic growth can outrun Washington’s debt and spending crisis. #foxbusiness #kudlow #varney #bigmoneyshow

Subscribe to Fox Business: https://bit.ly/2D9Cdse
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Retired at 47: How a Salaried Professional Built a Life of Luxury, Travel & Financial Freedom | FWS

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Retired at 47: How a Salaried Professional Built a Life of Luxury, Travel & Financial Freedom | FWS



Register now for Odoo event:
https://www.odoo.com/r/q5K5

Download 1% Club App Now!
https://app.onepc.io/?c=fws-yt-karan

Most people build a plan to reach financial freedom. Very few plan for what happens after. In this episode, Sharan Hegde spends an entire day with Karan Datta, the former Chief Business Officer of Axis Mutual Fund, who retired at 47 and is now in his eighth year of retirement. Karan was a founding member of the Axis AMC business and brings over 25 years in Indian financial services, with earlier leadership roles at Goldman Sachs Asset Management as National Sales Head and at Franklin Templeton across Singapore and India. This is his third appearance on the podcast, and the first where he opens up his actual life to the camera.

Filmed across a golf course in central Delhi and the building he now owns floor by floor, the conversation moves from lifestyle to hard numbers. Karan explains how his wealth was built through stock options during a salaried career rather than entrepreneurship, why he has handed portfolio decisions to a financial advisor, and how he funds his lifestyle through a systematic withdrawal plan built on a conservative long-term return assumption. He talks candidly about cutting his annual household budget by half in 2024 because he believed markets had peaked, and why withdrawing aggressively during flat markets is one of the fastest ways to damage a retirement corpus. For anyone thinking seriously about SIPs, asset allocation, retirement planning and safe withdrawal rates, this is a rare look at how the maths behaves once the accumulation phase ends.

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The episode also deals with the part of financial independence nobody prepares for: purpose. Karan describes his day as a college student’s routine, four hours of play and four hours of study, and explains why he reads geopolitics deeply, how he thinks about global trade chokepoints and tariffs shaping India’s position, and why he is training to compete in 100m sprints in the masters age category. He walks through his watch collection and why he treats certain pieces as appreciating assets, and shares the idea that has shaped his approach to money more than any investment thesis: there is no point in living poor and dying rich. It is a practical, unusually honest case study in investor psychology, wealth creation and what a financially free life in India actually looks like.

Timeline

00:00 – Trailer
01:25 – Introduction
02:48 – A Morning at the Delhi Golf Course
04:00 – What Golf Actually Costs
05:30 – Owning an Entire Building in Delhi
06:37 – Inside Karan’s Home
07:40 – The Watch Collection
09:47 – Are Luxury Watches an Appreciating Asset?
12:14 – How Big Is the House?
13:50 – Why a Retired Man Still Keeps an Office
14:07 – How Stock Options Built His Wealth
15:22 – What the Property Is Worth Today
15:44 – The Terrace and Delhi’s Green Lungs
17:06 – Retiring at 47
17:34 – What Do You Do When You Have No Job Title?
18:30 – Living a College Student’s Life
19:15 – Tariffs and the India-US Relationship
20:16 – How He Researches Geopolitics
22:18 – Training to Sprint for India at 55
23:44 – How He Funds His Retired Life
24:37 – Liquid Net Worth and Working With an Advisor
25:02 – Annual Expenses and Cutting the Budget by Half
26:05 – Systematic Withdrawal Plans and Return Assumptions
26:33 – Why You Shouldn’t Withdraw in Flat Markets
26:52 – Six Vacations a Year
27:17 – Why Live Poor and Die Rich?
27:39 – What Financial Freedom Actually Looks Like

Karan Datta:

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LinkedIn: https://www.linkedin.com/in/karan-datta/
Instagram: https://www.instagram.com/karandatta.official/
Twitter/X: https://x.com/Datta_karan
Website: https://karantalks.com/

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Sharan Hegde
Instagram: https://www.instagram.com/financewithsharan
LinkedIn: https://www.linkedin.com/in/sharanhegde95
Twitter/X: https://x.com/financewsharan

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Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders.

#financewithsharan #personalfinance

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