We ignored some of the most common financial advice — and it helped us become millionaires and retire early. Here are the traditional money rules we broke on our journey to financial independence.

Ready to Take Your Financial Journey TO THE NEXT LEVEL? Check out our intensive courses now below:

▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/

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▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

Books that have helped us on our Financial Independence Journey
—–
The Bogleheads’ Guide to Investing: https://amzn.to/2UjEc4j
The Intelligent Investor: https://amzn.to/2MKGokh
A Random Walk Down Wall Street: https://amzn.to/2zIVI8p
The Book on Rental Property Investing: https://amzn.to/2UkwgQ6
Building Wealth One House at a Time: https://amzn.to/2ZJQuDW
Rich Dad Poor Dad: https://amzn.to/2ZD29IK
The Total Money Makeover: https://amzn.to/2Lc0thn
The $100 Startup: https://amzn.to/2UnBpqK
Freakonomics: https://amzn.to/2HCnDeJ

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DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won’t experience any loss when investing. Always remember to make smart decisions and do your own research!

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

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This episode was sponsored by Cardiff & Digital Ascension Group

LightSpeed VT: https://www.lightspeedvt.com/
Dropping Bombs Podcast: https://www.droppingbombs.com/

Dropping Bombs delivers its most anticipated return yet with Jake Claver, the SEC-registered crypto wealth manager and Chairman of Digital Ascension Group — back by overwhelming demand to double down on every call he made last time.

From the Genius Act passing to the Strait of Hormuz shutting down, Jake’s predictions have been playing out in real time. Now he’s raising the stakes — the reverse carry trade unwind, Satoshi’s wallets moving, a BlackRock XRP ETF, and a 30–50% stock market drop in a matter of days. He breaks down DAG’s new Bitcoin fund backed by Fidelity, why quantum computing is Bitcoin’s silent assassin, why XRP is still his only personal holding, and why AI agents transacting 24/7 on crypto rails will blow every GDP ceiling humanity has ever known.

This conversation goes places — Epstein, AI agents, insider trading in Congress, the tokenization of the stock market, and whether the global financial reset has already been scripted.

This is the conversation most people never get access to. Don’t waste it.

00:00 – Intro
07:08 – Crypto Markets Have Bottomed
10:06 – XRP Still The Big Winner
16:48 – Quantum Computing Threat to Bitcoin
20:08 – Satoshi Epstein Connection Revealed
29:54 – Sponsor Break
39:37 – Stock Market 30-50% Crash
51:28 – Why XRP over Bitcoin, Ethereum, etc
1:02:15 – AI Agents Crypto Revolution
1:06:31 – XRP North Of $100 in 6 Months

🔗 Connect with Jake
Instagram: https://www.instagram.com/jakeclaverqfop
X/Twitter: https://x.com/beyond_broke
YouTube: https://www.youtube.com/@jakeclaver
Substack: https://jakeclaver.substack.com/
Websites: https://www.jakeclaver.com | https://www.digitalwealthpartners.net | https://www.digitalfamilyoffice.io/

Watch the full-length video version of any Dropping Bombs episode here on YouTube.

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he’s mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad’s brainchild—the world’s leading interactive training platform. It’s built to make your team sharper, faster, and more effective, without wasting time or money. Whether you’re a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:
https://www.lightspeedvt.com/

Brad’s also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn’t just a video. It’s a wake-up call. Watch it. Share it. Act on it.
Closer School: https://www.closerschool.com/cs

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Stijn Schmitz welcomes Willem Middelkoop to the show. Willem Middelkoop is an author and is the Founder of the Commodity Discovery Fund. Middelkoop asserts that the “big reset” of the global financial system, a thesis he developed over a decade ago, is now unfolding in real time. He points to the accelerating decline of U.S. hegemony, evidenced by the collapsing petrodollar system and waning international support, particularly in the Middle East. This shift from an era of cooperation to confrontation is driving a fundamental change in capital flows, with generalist investors beginning to move away from paper assets like U.S. Treasuries toward hard assets.

Recorded on: August 25, 2026

*Find Out More About Palisades Goldcorp, Canada’s Leading Junior Resource Investment Company:*
► Website: https://palisades.ca

*Palisade Radio Links:*
► Website & Newsletter: https://palisadesradio.ca
► Rumble: https://rumble.com/c/c-1586024

Timestamps:
00:00:00 – Introduction
00:01:00 – Financial Reset Discussion
00:04:00 – US Losing Superpower Status
00:09:08 – Central Bank Gold Purchases
00:13:00 – Empire Decline and Debt
00:18:45 – Weimar Lite Scenario
00:23:00 – Gold Revaluation Process
00:28:00 – Mining Sector Opportunities
00:35:00 – Discovery Investing Strategy
00:42:00 – Portfolio Construction Advice
00:47:22 – Concluding Thoughts

Guest Links:
Commodity Discover Fund: https://www.cdfund.com
X: https://x.com/@wmiddelkoop
Willem Middelkoop: https://substack.com/@wmiddelkoop
The Big Reset: https://www.cdfund.com/download-the-big-reset.html

Willem Middelkoop is the founder of the Commodity Discovery Fund and also an author. He became a well-known personality through his work as a stock market commentator for the Dutch business television channel RTLZ.

Middelkoop predicted the credit crisis’s onset in his book “Als de dollar valt” (If the dollar falls) in 2007. Subsequent publications were “De permanente oliecrisis” (The permanent oil crisis) – 2008, “Overleef de kredietcrisis” (Surviving the credit crisis) – 2009, “Goud en het geheim van geld” (Gold and the secret of money) – 2012, and The Big Reset – 2013. In total, he sold more than 100,000 copies of his books.

The Commodity Discovery Fund was established in the summer of 2008. It started with three million euros and 22 participants. By the end of 2023, it had grown to about 2,000 participants and €104 million in assets under management.

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“Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now!
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/v/health-insurance-costs

Your total cost for health insurance depends heavily on how many doctor visits you make, because each visit can trigger extra out-of-pocket fees like co-pays or deductibles on top of your premium. Who pays that monthly premium—you or your employer—also changes the baseline cost before you even factor in those medical visits.

Khan Academy is a nonprofit organization with the mission of providing a free, world-class education for anyone, anywhere. We offer quizzes, questions, instructional videos, and articles on a range of academic subjects, including math, biology, chemistry, physics, history, economics, finance, grammar, preschool learning, and more. We provide teachers with tools and data so they can help their students develop the skills, habits, and mindsets for success in school and beyond. Khan Academy has been translated into dozens of languages, and 15 million people around the globe learn on Khan Academy every month. As a 501(c)(3) nonprofit organization, we would love your help!

Donate or volunteer today! Donate here: https://www.khanacademy.org/donate?utm_source=youtube&utm_medium=desc

Volunteer here: https://www.khanacademy.org/contribute?utm_source=youtube&utm_medium=desc”

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Buy & Sell Crypto With iTrustCapital
https://www.itrustcapital.com/xrparmy

Welcome back to Digital Asset Investor — your #1 source for XRP news today and the most important crypto news today from across the market. In this video we’re breaking down the latest XRP news, covering everything you need to know about XRP Ripple fundamentals, current XRP price prediction news, and what’s moving XRP today. Watch XRP live as we analyze the data and give you the edge every serious XRP holder needs right now.

A newly surfaced DTCC document explicitly names Ripple alongside Coinbase and Circle as crypto-native firms the US government wants integrated into regulated financial infrastructure — and a private equity paper confirms Ripple Prime is already inside DTCC’s NSCC participant directory as of March 2026. Add a White House official disclosing XRP holdings, XRP ETF cumulative inflows hitting $1.49 billion, and XRP outpacing Bitcoin in trading volume in South Korea — the picture couldn’t be clearer.

⏱️ TIMESTAMPS

00:00 Introduction — DTCC Document, White House XRP & Fourth of July Episode
01:07 DTCC Document Breakdown — US Government Names Ripple As Key Crypto Infrastructure Firm
02:24 Private Equity Paper: Ripple Prime Added To DTCC NSCC Participant Directory March 2026
03:49 Ripple — #1 Most Active Acquirer In Crypto Payments (Beats Stripe, Polygon & More)
04:20 DAI’s .com Boom Lesson — Why XRP + AI Is The Biggest Wave In 200 Years
06:51 RLUSD Feeds XRP Liquidity — The Bob Wey 2019 Diagram That Predicted Everything
08:05 Amazon Satellites + Blockchain Nodes — How They’ll Bank The Unbanked
08:22 Trump On Crypto & AI: “If We’re Not #1, China Gets It”
09:33 iTrust Capital Sponsorship — Roth IRA, Premium Custody & Treasury Account
10:20 Clarity Act Update — Bloomberg Intelligence: 50% Odds, Senate Returns July 13th
11:34 SEC Chairman On Project Crypto — Historic Steps To Put Markets On Chain
13:14 Securitize IPO On NYSE (Ticker: SEZ) — Ripple-Backed Real World Asset Tokenization Goes Public
14:05 JP Morgan Warns Michael Saylor — Bitcoin Sales Policy Introduces Two-Way Risk
14:38 White House War Room Director Discloses XRP Holdings In Official OGE Form
15:12 Chris Larson Invests In Senator Gillibrand’s Son’s Derivatives Platform
15:28 XRP ETF Net Inflows Hit $1.49 Billion — XRP Ledger Pulls $1.98B While Ethereum Bleeds $638M
15:56 XRP Beats Bitcoin In South Korea Trading Volume + Community Support (dixrp.com)

Wyoming XRP Trust Attorney
http://xrpattorney.com

Subscribe To My Adventure Travel Channel The DAI Experience
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#xrp #ripple #bitcoin #ethereum #litecoin
#paid #promotion #sponsorships The above links are either affiliate links or paid promotions and deals.
___________________________________________
Disclaimer:
I am not a licensed financial advisor. All videos on this channel are intended for entertainment purposes only. You should not buy, sell, or invest in any asset based on what I say in these videos. You should know that investing carries extreme risks. You could lose your entire investment. This is not trading advice and I am in no way liable for any losses incurred.

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XRP and Ripple are being framed as financial infrastructure for cross-border liquidity, tokenized assets and real-time settlement as institutional blockchain adoption expands.

Ripple Treasury, RLUSD, BNY and global licensing show how regulated digital asset infrastructure is moving into corporate finance. The video examines XRP liquidity, tokenization, regulatory clarity and institutional adoption as market structure evolves.

Timestamps
00:00 XRP and Ripple financial infrastructure
02:03 XRP on-demand liquidity and cross-border payments
03:37 Ripple licenses and global regulatory expansion
04:34 XRP bridging stablecoins and digital currencies
05:37 XRP and tokenized real-world assets
06:21 XRP liquidity, supply and utility valuation
09:48 XRP Ledger and central bank payment systems
11:21 DTCC tokenization and institutional adoption
12:29 Ripple Treasury, RLUSD and corporate payments
13:27 BNY, regulatory clarity and institutional infrastructure
14:44 Ripple licenses and global FX payments
15:08 Tokenization, stablecoins and machine payments
━━━━━━━━━━━━━━━━━
💚 Uphold | Your XRP, Working Harder Than Ever
▸ Sign Up to Uphold: https://uphold.com/sensei
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🍀 Kalshi | Trade What’s Next
▸ Sign Up to Make Your First Trade & Prediction ↓
▸ Predictions Markets: https://kalshi.com/r/cryptosensei
▸ Perpetual Futures: https://kalshi.com/p/cryptosensei

⚠️ D’CENT | Put Your XRP to Work!
▸ Join the XRP Alliance + $15K XRP Rewards (until Aug 24th): https://store.dcentwallet.com/blogs/post/xrp-alliance-soil-guide
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━━━━━━━━━━━━━━━━━
🔗 Contact
▸ Telegram: https://telegram.me/Crypto_Sensei_Team
▸ Email: partnerships@cryptosensei.net
▸ Socials: https://linktr.ee/Crypt0Sensei
▸ Community: https://discord.com/invite/cryptonairz

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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Canada is deeper in debt, less productive and facing many of the same economic pressures that pushed the country toward crisis in 1995.

Natalie St. Hilaire and Randy Royer trace the economic story from Pierre Trudeau’s 1982 Constitution to Justin Trudeau’s decade in power, examining expanding government, rising bureaucracy, housing costs and policies they argue weakened Western resource development and Canadian productivity.

Support the channel: www.youtube.com/@WesternStandard?sub_confirmation=1

»»» Subscribe to the Western Standard: https://www.westernstandard.news/subscription

For breaking news, videos, opinion and in-depth coverage: https://www.westernstandard.news/

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Support independent journalism in Western Canada: https://www.westernstandard.news/subscription

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Mitch McConnell’s staff scrambles over growing media inquiries as no evidence has been released since he left the hospital, despite still maintaining his salary, and the financial reality of staffers surges into the spotlight. John Iadarola and Brett Erlich break it down on The Damage Report. Leave a comment with your thoughts below!

Read more here:

Mitch McConnell Has Been Missing for 75 Days—With No Updates – https://newrepublic.com/post/214878/mitch-mcconnell-missing-75-days

“It’s been at least 75 days since Senator Mitch McConnell has been seen in public. Yet on Thursday—despite McConnell supposedly being weeks into an intensive rehabilitation routine—his team blatantly refused to provide a progress report.

The last time his office shared details regarding the 84-year-old’s health status was three weeks ago, on August 6, when a press release seemingly penned by McConnell himself explained that he had been discharged from a rehabilitation center to continue his recovery at home.”

**

Be part of the Dragon Squad as a YouTube channel member: http://go.tyt.com/join-tdr

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Help build the Home of the Progressives http://tyt.com/JOIN

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#TheDamageReport #JohnIadarola #TheYoungTurks

260828__DR04McConnellStillMissing

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✩ALL MY SOCIALS ✩
https://linktr.ee/levicrypto

——————-
⚠️ DISCLAIMER – READ FIRST
This video is not financial advice. It is for educational and entertainment purposes only. I may earn a commission through some of the links below — at no extra cost to you.

Crypto-assets are highly volatile and involve significant risk. These offers are intended for experienced users only and may not be available in your region. Always verify local laws before registering or trading on any platform.

#crypto #xrp #hbar #xlm #altcoin
——————–
LEGAL & REGULATORY DISCLAIMER

1. Corporate Entity & Content Purpose
This channel is operated by a registered business entity. All content is intended solely for informational and entertainment purposes and reflects the opinion of the channel as an entity.

2. No Financial, Legal, or Tax Advice
I am not a licensed financial advisor. Nothing in this content should be construed as financial, investment, legal, or tax advice. Viewers should consult qualified professionals before making investment decisions.

3. Sponsorships & Affiliate Relationships
This video may contain sponsored content and/or affiliate links. I may earn a commission if you use these links, at no additional cost to you. I only promote platforms I personally use or believe in — but you are responsible for conducting your own due diligence.

4. Geographic Restrictions
This content is not intended for residents of the United Arab Emirates, United Kingdom, United States, Canada or any other jurisdiction where the promotion of virtual assets is restricted or prohibited.

If you are located in such a region, do not engage with or act on this content.

5. Crypto Risk Warning
Crypto-assets are speculative and involve substantial risk, including:
• Loss of capital
• Extreme volatility
• Limited liquidity
• Irreversible transactions
• Potential for fraud, theft, or manipulation
No form of investor protection or legal recourse is guaranteed. Engage at your own risk.

6. No Outcome Guarantees
I make no representations regarding the accuracy, timeliness, or results of any strategies or opinions shared. No profits or outcomes are guaranteed. You bear full responsibility for any decisions made.

7. Content Updates
Information may become outdated. I reserve the right to change, update, or remove content without notice.

8. MiCA & EU/Canada Compliance Notice
In accordance with the EU Markets in Crypto-Assets Regulation (MiCA):
• This content does not constitute financial promotion or investment advice under MiCA.
• Crypto-assets discussed may not be suitable for all investors and are not protected by any EU Or Canada deposit guarantee or investor compensation scheme.
• All statements made are intended to be fair, clear, and not misleading.
• If you reside in the EU or Canada, ensure your engagement with this content complies with local laws and regulations.

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Between Aug 11-24, Scott Bessett executed radical changes to the US financial system, benefiting Donald Trump’s family. He killed the Corporate Transparency Act, deleted FinCEN’s database, granted Trump’s crypto company a bank charter, and required stablecoins to hold Treasury bills, leaving only the Trump stablecoin operational. #FinancialSystem #Corruption #DonaldTrump #ScottBessett #Transparency

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