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Why private credit has experts fearing the next financial crisis is looming | The Business
The multi-trillion-dollar private credit industry is in the throws of a crisis and analysts warn it could soon infect the broader monetary system.
Investors are pulling their money out of several US funds facing financial stress (known as redemptions) and those same funds have responded by limiting redemptions.
While the private lending space makes up a relatively small proportion of overall lending in the US, its capacity to create a major problem for the financial system represents a clear and present danger to the global economy.
Founder and portfolio manager at Verdad Advisers, Dan Rasmussen spoke to The Business from the US. He says private credit is in the early stages of a crisis. “What you’re seeing is that people are realising private credit was offering yields that were very high, much higher than you would have earned from safer fixed income instruments, and all of a sudden, investors in these high-yielding vehicles are learning that the marks are coming down, and that maybe they’re not going to earn the very high yields they were promised,” he says.
He says as people are pulling their money out of some of these funds, there’s less money in the asset class, and then it becomes harder to refinance. “Those loans can’t get rolled over to the same extent they might have been otherwise, which actually creates an increased default risk … So, there’s a little bit of a spiral effect, like a bank run that’s happening now in private credit.” He said.
One of the big threats to private credit, he says, is the growth of AI. “Now what we’re learning is, oh my gosh, what a surprise, there actually is risk and there’s real default risk. AI is showing where the risk might be, which is in these software loans, which are somewhere between 20 and 40% of the lending books of these different private credit lenders,” he says.
Mr Rasmussen says the big difference between now and the financial crisis of 2008/2009 is that the holders of credit this time are private companies, rather than the public-traded banks. However, the concern is that some of the holders of private credit are life insurance and retirement funds.
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Live GOLD and CRYPTO Scalping Trading | DAY 222 #goldtrading #cryptotrading #bitcoin
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The content shared in this live stream is for educational and informational purposes only.
📌 It is NOT financial advice or an investment recommendation.
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Watch, learn, and trade responsibly!
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Forex and CFD trading carry significant risk and are not suitable for all investors.
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Trade smart. Stay informed. Protect your capital.
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News Videos
Chosen One: FINANCIAL CHAINS BREAK TODAY – Archangel Michael Revealed The 3 SIGNS You Can’t Ignore
Chosen One, this is the moment financial chains begin to break—not through force, but through awareness and alignment. What you are noticing now are not coincidences, but signs guiding you into what has already been prepared. Stay present, because what is unfolding is precise and intentional.
A small object, something simple you can hold or keep nearby, can become a quiet reminder to return to stillness when your mind drifts. Not as a ritual, but as something steady to center your awareness. If it resonates, you may find one below.
#chosenones #wealthtransfer #divinewealth #spiritualawakening #ChosenInheritance
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Keep This Next Financial Blessing From God Private.
@stephaniepsmith
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What Anthropic’s Mythos means for crypto security
Artificial intelligence is reshaping cybersecurity across the crypto industry. CNBC’s Tanaya Macheel explains.
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I Baited a Fake Financial Advisor with $300,000!
No. Financial Advisors Scammers not welcommed!
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Every finance video on YouTube is completely infested with bots promoting fake financial advisors. But have you ever noticed that these advisors are ALWAYS women? Today, I decided I had enough. I went undercover, created a fake alias, and baited these scam with a fake $300,000 portfolio to show how they operate and how they plan to steal your money.
In this video, we break down the psychology behind the honeypot trap, expose their fake trading platforms, and get some ultimate troll revenge.
👇 TIMESTAMPS:
00:00 – The YouTube Finance Bot Infestation
00:59 – Fake Financial Advisors Scam
02:08 – Fake Advisors Spam Ranking
02:42 – Why Always Women?
04:33 – My $300,000 Undercover Bait
06:00 – Contract Comedy and Fake Platforms
07:38 – Trolling the Scammers
👇 ABOUT THIS VIDEO:
This video investigates the fake financial advisor scam epidemic happening in YouTube comment sections. We expose how scam syndicates use female profile pictures and the halo effect to target the male-dominated investing community. By going undercover, we reveal the exact script these scammers use to push victims into fake crypto exchanges, providing a critical warning for anyone interested in investing or the stock market.
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Next Video ➡️ Check the best investing tool: https://youtu.be/XXCrB-aMVrw
Disclaimer: I am a YouTuber traveling in Thailand, not a financial advisor. This video is not financial advice and is for entertainment and educational purposes only. Always do your own research.
#FinanceScam #Investing #FakeFinancialAdvisor #YouTubeBots #InvestingForBeginners
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News Videos
Ask your financial advisor THIS.
Ask your financial advisor THIS.
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Hampshire College closure highlights financial strain on small liberal arts schools
After years of financial decline, Hampshire College, a liberal arts college in Massachusetts, has announced it will close at the end of the year. But the college is hardly alone. A new estimate projects that nearly 450 of the nation’s 1,700 private, nonprofit colleges and universities are at risk of closing or having to merge within the next decade. Geoff Bennett discussed more with Jon Marcus.
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News Videos
There is a UPI For Corporate ? #shorts #finance
Link: https://www.getcupi.com/onboard?utm_source=Youtube&utm_medium=Influencer&utm_campaign=Satiricalcitizen
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What is CUPI?
CUPI is a Bengaluru-based startup (founded 2025) offering a UPI-based corporate expense management platform.  Think of it as replacing petty cash and reimbursement cycles with a controlled, real-time UPI system.
How it helps the Finance Team specifically:
1. Real-Time Spend Visibility
Every payment is tracked the moment it happens — finance sees every spend instantly, from travel and fuel to vendor payments and purchases. 
2. No More Chasing Bills
Employees can upload receipts in one tap during or right after payment, creating faster approvals and clean audit trails — eliminating lost bills and manual spreadsheets. 
3. Spend Control & Policy Enforcement
Finance teams can set live spend limits, categories, and multi-level approval workflows for each team, department, or project. 
4. Audit Readiness
The platform helps companies reduce leakages, overspending, and tracking errors while staying audit-ready with organized, category-tagged records. 
5. Eliminates Reimbursement Cycles
Employees pay directly from the company wallet via UPI — no cash advances, no waiting, no reconciliation mess. 
TL;DR for finance: CUPI gives the finance team live control over company spending without the usual cash/reimbursement headache — all through UPI, which means zero new payment infrastructure needed.
#cupi #upi #finance #money #mnc
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Mad Money 04/10/26 | Audio Only
Listen to Jim Cramer’s personal guide through the confusing jungle of Wall Street investing, navigating through opportunities and pitfalls with one goal in mind – to help you make money.
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Financial Planning in 35 seconds! | Ankur Warikoo #shorts
If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/uj9JPUBp8Wo9nZQi7
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