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▶▶▶ Download my budgeting app today: https://calebhammer.com/app – don’t overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out 🙂

▶ Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (“MFI”) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer’s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer’s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply

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4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@calebhammerclips
_______________________

Chapters:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://stan.store/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don’t be dumb, deal won’t last long: https://go.dollarwise.com/sun

*THIS POST SHOW IS INSANE* – I found more things that are easy for them to cut, but they won’t… so I fully kicked them off… crazy sh*t, watch here: ➡️ https://bit.ly/chpostshow
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🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
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*Sponsors for This Video*
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=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡️Learn how to budget: https://bit.ly/4sspyGh
⚡️Learn how to invest: https://bit.ly/41mr8OP
⚡️Pay off your debt: https://bit.ly/41mr8OP

=============================
*Check Out My Resources*
=============================
👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 See if refinancing your high-interest debt saves money. Checking is free. → https://bit.ly/4vLOStU
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:26 Jobs & Income
04:30 Newlyweds With Ultimatums Already???
07:40 The Actual Dumbest Way To Use Credit Cards lol
09:45 Bro Thinks He’s So Smart
11:15 They Should Not Have Gotten Married
16:20 Excuses Excuses Excuses
21:35 High Income Spoiled F*ckers
28:00 She’s Contradicting Herself So Hard lol
31:25 No One Is Guaranteed Safe
36:00 They’re Just The F*cking Worst
45:00 It’s A Credit Card, Thanks For Sharing
46:50 That’s Pretty Rough lol
52:40 $37,000 CREDIT CARD??
54:45 Typical American lol
57:05 Her Reaction Is Too Tame For All This..
01:04:37 BUT WAIT! THERES MORE!! ($30,000 Credit Card Balance)
01:09:40 Shes Trying So Hard To Keep Up lol
01:12:05 401K LOANS TOO???
01:14:00 Amazon Spending
01:18:30 10% INTEREST RATES EVERYWHERE
01:20:45 Thats A Violation
01:23:10 Inflatable Hot Tub HAHAHA
01:28:00 Caleb, There Isn’t A Strategy..
01:34:26 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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In this video we discuss several reasons why I think $20,000 is a really great benchmark to hit in your financial journey.

Free Financial Mastersheet Download: https://shop.beacons.ai/humphreytalks/52599ebf-bd4a-4d8a-86d1-c07e1c219af9

🌟 Free Templates and Resources: https://beacons.ai/humphreytalks/downloads
👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@hug
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks

⏱️ Timestamps:
0:00 – Start Here
0:27 – Wealth Begins to Accelerate
2:19 – Mindset Shift Toward Abundance
5:39 – When Poor Everything Costs More
7:27 – The Investor Class
9:39 – Long Term vs Short Term
11:37 – Getting to $20K ASAP

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▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails… things get exposed that I couldn’t even imagine… wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I’VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 – $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
05:46 lol
16:57 lol again
34:43 whats her f*cking problem
48:17 thats a first
01:06:48 the concept of friendship is foreign to the caleb
01:22:53 but wait! theres more

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

source

Iran, the country under some of the harshest sanctions on Earth, is apparently now the protagonist of our bitcoin thesis?

Get the BEST, 100% open source Bitcoin hardware wallet – The Blockstream Jade Plus. 10% with code EXIT:
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Stay ahead of bitcoin major stories + exclusive behind the scenes of my videos 🙂
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Want to support the show? We’re crowdfunding via BTC:

Bitcoin Address: bc1qg5ls7ugdky4a3ujdpkvnh9mlgng353th2eqc85
Lightning/LNURL: getbasedtv@coinos.io

Produced by: @getbasedtv
Director & Writer: Julian Figueroa
Creative Strategist: Benjamin Côté
Editor: Bexef Creative

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Download the free outline for today’s devotional, Winning With the Hand You’re Dealt, and learn how to make the most of the circumstances and gifts God has given you: https://dailyhope.s3.amazonaws.com/Communications/Downloads/DH-Winning-With-the-Hand-Youre-Dealt.pdf

Is money stressing you out or testing your faith? In this eye-opening message, Pastor Rick reveals that how you manage your money is one of the biggest tests of your spiritual maturity. Jesus taught more about money than almost anything else, not to make you feel guilty, but to help you grow.

Watch more videos like this 👇
TRUST GOD – Prayers for a Financial Breakthrough in Your Life: https://youtu.be/BzwSLyADgno
“A Faith That Handles Wealth Wisely” with Pastor Rick Warren: https://youtu.be/iQd5VExVDRs
Can I Be Wealthy and Not Materialistic?: https://youtu.be/j5fU8V_y5Ew
TRUST God When It Feels Like Nothing Is Working Out for You: https://youtu.be/i8PZ2JKXRMA

Subscribe: https://www.youtube.com/DailyHopeRickWarren?sub_confirmation=1

Listen to Pastor Rick’s daily Bible teaching and subscribe to his Daily Hope email devotional at http://pastorrick.com

Rick Warren is an innovative pastor, renowned author, and global influencer. The various ministries Pastor Rick has created are a multi-faceted expression of his heart to bring the whole Gospel to the whole world.

Pastor Rick brings hope and encouragement to people around the globe. Through his video, audio, and written devotional Bible teaching, he shares the love of Jesus and biblical truth with a world in need, helping people live a truly purpose driven life—the life God designed just for them.

Get Pastor Rick’s new book here: https://dailyhope365.com
Make a donation: https://donate.pastorrick.com/donation/missional?CID-YTMission

Learn More: https://pastorrick.com

Let’s Connect…
Facebook: https://www.facebook.com/pastorrickwarren
Twitter: https://twitter.com/RickWarren
Instagram: https://www.instagram.com/pastorrickwarren
Podcast: http://pastorrick.com/listen/podcast

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What is Financial Literacy? || Define Financial Literacy.||
#Financial Literacy

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Channel for Intraday Trading using Algo👉 https://youtube.com/@MarketBreakoutLive?sub_confirmation=1

Zero Trading Fees offer US Stocks, Metals, Crude Oil and Crypto 24*7 on Pi42👉https://pi42app.app.link/2S81tk8SWTb

For Latest Crypto News & Update FREE Crypto Telegram Channel👉 https://t.me/cryptoinvestographer

Trade in Crypto using CoinDCX👉 https://join.coindcx.com/invite/QCqC
Zero Trading Fees on Crypto (Pi42)👉 https://pi42app.app.link/2S81tk8SWTb

To Join our Crypto Club👉 https://investographer.vizible.in/p/crypto-club

Mastering Technical Analysis Program👉 https://www.investographer.in
Join Investographer FREE LEARNING COMMUNITY on our APP👉 https://investographer.in

Download our FREE APP 👇
Android👉 https://play.google.com/store/apps/details?id=com.rpy.investnstkbh
iOS (Apple)👉 https://apps.apple.com/in/app/investographer/id6759314746

Join our Free Telegram Group (Weekly Watchlist)👉https://t.me/investographer

👉 Subscribe to our 2nd Channel : https://www.youtube.com/c/Investographer20?sub_confirmation=1

Join us on :
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👉Telegram : https://t.me/investographer [ Beware of Fake groups, Real ID : @investographer ]
👉Instagram : https://www.instagram.com/investographer1/

For Business Enquiry : investographer.business@gmail.com

PLAYLISTS For Learning ▶
👉The Investographer Podcast :

👉Fibonacci Trading :

👉Trading View Tutorial :

👉Fundamental Analysis :

👉Scanning Stocks :

👉Our Trades :
https://www.youtube.com/playlist?list=PL2PWZbV2ucUSZz9H7FPEcbtBPvG0XUZfk

———————————————————————-
Live Session Timings : 8:30 pm
———————————————————————-

Timestamps:

#Stockmarket #Nifty #Banknifty #Multibagger #Breakout #Trading #Chartoftheweek #Tata #SwingTrade #multibagger #Adani #stocks #Tradingview #TechnicalAnalysis

Disclaimer: We are not SEBI registered. All the content (videos, comments, posts, community posts, live streaming, etc) of this channel is for educational and informational purposes only, Conduct your own due diligence, or consult a licensed financial advisor or broker before making any and all investment decisions.

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Morgan Housel is a partner at The Collaborative Fund, an investor and an author.

Why is spending money well a skill most people never learn? In a world obsessed with saving, why does saying “it’s okay to spend” still feel taboo? What can high performers teach us about investing not just money, but time, energy, and attention wisely?

Expect to learn why it’s important to talk about how to spend money well when learning about personal finance, why good financial ideas struggle to spread while bad ones travel effortlessly, what Morgan’s definition of success is, how much modern dissatisfaction comes from comparing ourselves to people we don’t actually want to be like, the real relationship between money and happiness with nuance, why it’s so hard to find people who have managed to be wealthy, successful, happy and peaceful and much more…

–

0:00 What Your Spending Habits Say About You
6:28 Will a Big House Make You Happy?
10:22 The Surprising Truth About Money and Happiness
21:35 Is Wealth Actually Measurable?
28:11 Why We’re So Hard On Ourselves About Money
34:01 The Relationship Between Money and Status
39:59 Can You Train Yourself to Feel Financially Content?
49:46 What Really Makes People Happy?
54:13 Is Inheritance a Hidden Burden?
01:04:59 The Smartest (and Dumbest) Ways to Spend Your Money
01:12:03 The Transformative Power of Storytelling
01:24:51 Why Anger Makes You Feel Superior
01:32:29 Do Men and Women Build Wealth Differently?
01:37:28 The Biggest Money Mistakes Parents Make
01:42:49 How the Housing Crisis Shaped a Generation
01:52:25 Why People Are Afraid to Spend Money
01:59:34 Where to Find Morgan

–

Get a Free Sample Pack of LMNT’s most popular flavours with your first purchase at https://drinklmnt.com/modernwisdom

Get up to $350 off the Pod 5 at https://eightsleep.com/modernwisdom

Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom

New pricing since recording: Function is now just $365, plus get $25 off at https://functionhealth.com/modernwisdom

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Get access to every episode 10 hours before YouTube by subscribing for free on Spotify – https://spoti.fi/2LSimPn or Apple Podcasts – https://apple.co/2MNqIgw

Get my free Reading List of 100 life-changing books here – https://chriswillx.com/books/

Try my productivity energy drink Neutonic here – https://neutonic.com/modernwisdom

–

Get in touch in the comments below or head to…
Instagram: https://www.instagram.com/chriswillx
Twitter: https://www.twitter.com/chriswillx
Email: https://chriswillx.com/contact/

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