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In this special episode of Small Talk, we break down 30 years of financial lessons into a clear, practical, and honest conversation. No jargon. No hype. Just real wisdom you can apply today.

Chapters:
0:00 – Introduction
01:07 – Alec Cuenca
03:00 – Nicole Alba
09:45 – Jax Reyes
18:57 – Peng Mendoza
20:37 – Mikee Reyes
26:08 – Ichan Remigio

This episode goes beyond earning and saving — it’s about understanding how money affects identity, family, confidence, and the way you move through life. We talk about the mistakes most people don’t realize they’re making, how to build systems that protect your future, and why stability is more important than speed.

If you’ve ever felt behind financially, unsure of where to start, or overwhelmed by the pressure to “have it all figured out,” this episode is made for you. You don’t need to be perfect — you just need to begin.

Start with what you have. Do what you can. Your future self will thank you.

Follow the podcast on IG: @smalltalkpodcasts with @aleccuenca_

Camera:
Sony A7IV Alpha Kit Compact Full-Frame Mirrorless Camera A74 Body with 28-70mm Lens ILCE-7IV
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Lights:
Godox SL150III SL200III SL300III SL150III 150W 200W 300W LED Video Light 150W Bowens Mount Daylight Balanced 5600K 2.4G Wireless X System Control by Godox APP
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🍿 woooowwwwww and I guess there is HIDDEN *FAMILY* DEBT- wtf!! It’s exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

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💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life: https://dollarwise.com/dollarwise-central/

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1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

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Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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Zamów “SEPPUKU EXTENDED”: https://0081.co/
Przed-zapis albumu “SEPPUKU EXTENDED”: https://macias.lnk.to/SEPPUKUEXTENDED
Sprawdź najnowszy album Maciasa “SEPPUKU”: http://macias.lnk.to/seppuku

Tekst: Macias
Muzyka: Zzzipper
M/M: Enzu
Realizacja wokali: Malarz [@basementrecords__]

Scenariusz i reżyseria: @aktv.13
Realizacja wideo: @aktv.13
I Kierownik produkcji: @horyyhoryyy
II Kierownik produkcji: @mruwczynski
Asysta reżysera: @mruwczynski
Zdjęcia na planie: @bialoowas
Producent wykonawczy: @horyyhoryyy [HOR13]
Graphic design: @jaruke_

Management: @hor13.raw

Project Manager: Kamil Kopetz @kptz__

2024 Warner Music Poland

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The Node Show takes a critical look at the popular investment theory surrounding XRP. While market hype and volatility can certainly create short-term trading opportunities, the reality of the token’s utility presents a different story. This breakdown challenges the idea of ‘diamond handing’ for massive long-term gains, highlighting the disconnect between the XRP token and the actual success of the Ripple network. It is a necessary perspective on why viewing a gas token through the lens of generational wealth might be fundamentally flawed for investors.
#CryptoDeepDive #Ripple #TradFi #XRP #CryptoNews #MacroFinance #XRPCommunity #TheNodeShow #DeFi #XRP #Cryptocurrency #Ripple #Investing #FinancialEducation #Tokenomics

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In this video, Bhomesh Kumar Sharma shares four quadrant concept from the book Rich Dad Poor Dad.

Watch the Full video on Wint Wealth’s YouTube Channel.

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Disclaimer:
As per the FEMA Act, it is illegal to trade pairs without INR Currency & do business with brokers not registered in India. Kindly Google and do your own research & take decisions wisely. I am trading Forex in Dubai using EXNESS broker which is registered in Cyprus.
If you stay in India, kindly research for your options. It is completely your personal decision. All the best!

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Thanks to our good friends at Monarch for sponsoring this video! Get 50% off Monarch’s Core Plan with code TFD50: https://bit.ly/427monarch

And thanks to our partners at Advisor.com — take our quick quiz to see if a free call with their team is right for you: https://bit.ly/427advisor

TFD’s Google Sheets financial templates! https://docs.google.com/spreadsheets/d/15XUd3Hq6HSMLbPDJCFAoGdiWrP0NiSwS-MeYDChHnaA/edit?usp=sharing

Chelsea takes it back to basics with a list of her go-to financial products, as well as the flop/scammy/terrible types of products she would never recommend using.

00:04:02 Secured credit card
00:07:15 Buy now, pay later apps
00:09:10 Monarch budgeting app
00:11:22 Store credit cards
00:14:21 Investopedia
00:16:20 Stock picking apps
00:20:04 Google Sheets
00:21:56 Kalshi/betting apps
00:25:45 My financial advisor
00:28:48 Ramsey solutions
00:33:37 FT news briefing

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