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🚨Disclaimer – – – –
The information provided during this stream is for educational and informational purposes only. it does not constitute financial advice, investment recommendation involves high risk, and you should not trade with moneynyou cannot afford to loss. Always conduct your own research, consult with a financial advisor, and make decisions bases on your personal circumstances. the content shared in this stream reflects my personal opinions and may not be suitable for everyone.

🚨”Disclaimer: Forex and CFD trading involve significant risk and may not be suitable for all investors. Exness is an offshore broker and is not regulated by SEBI (Securities and Exchange Board of India). Indian laws allow forex trading only on SEBI-approved exchanges and INR-based currency pairs. Trading with an offshore broker may lead to legal and financial risks, including potential issues with fund withdrawals or regulatory actions by RBI or SEBI. Please do your own research and consult a financial advisor before investing.”
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#bitcoin
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Enquiries:
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#Gobinath #npci #rbi #reservebankofindia #upi #upisafety #upiscam #upifraud #awarness #upitransactions #digitalpayments #googlepay #phonepay #paytm #cybersecurity #onlinescam #financeawareness #digitalindia #thegobinathpodcast

India leads the world in UPI transactions — from rural shops to big corporations, billions of payments move instantly every month.
But with speed comes risk, scams, and critical awareness gaps.

In this episode of the Gobinath Podcast, we sit down with Vishwanath Krishnamurthy, Chief Risk Officer (CRO) at National Payments Corporation of India (NPCI) — the organisation that powers and safeguards India’s UPI ecosystem.

This is a must-watch episode for every UPI user — from first-time users to daily digital payers.

🎙️ What you’ll learn in this episode:
• What UPI really is and how apps like Google Pay, PhonePe, and Paytm work behind the scenes
• Why India processes 21 billion+ UPI transactions every month
• The real reason ₹1000+ crore is lost in UPI scams — and why it’s not a technology failure
• How banks, NPCI, RBI, and law enforcement work together to protect your money
• Common scams: fake bank calls, phishing links, investment scams, and digital arrest frauds
• Why one OTP is enough to empty an account
• What NPCI V-Score, AML score, device binding, and two-factor authentication actually mean
• When and why UPI allows ₹2 lakh transactions (Safe MCCs like hospitals, insurance, IPOs, mutual funds)
• The future risk of AI-powered deepfake voice and video scams
• What to do immediately if you fall victim to a scam (1930 & cybercrime.gov.in)

🧠 One simple mantra repeated throughout the episode:

Think. Pause. Act.
Payments are instant — decisions should not be.

⸻

📌 Help & Reporting:
• Cybercrime Helpline: 1930
• Online Reporting: cybercrime.gov.in

⸻

Stay informed:

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🔔 Subscribe for more awareness-driven conversations

UPI is safe — awareness is your strongest protection.

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The Senate version of the Clarity Act introduces new provisions that could impact self custody, stablecoin yield, and how XRP holders interact with exchanges and wallets under U.S. law.

This video breaks down what changed between the House and Senate bills, why Democrats are opposing the current draft, how banks and exchanges are split, and why retail crypto holders may be exposed as market structure legislation moves forward.

Timestamps
00:00 Why the Clarity Act suddenly matters for XRP holders
01:02 Claims about self custody risk in the current bill
02:07 Genius Act and stablecoin provider favoritism
03:10 Centralization concerns and CBDC implications
05:02 White House pressure to pass market structure
06:13 Banks versus crypto firms on yield and custody
07:21 How the Senate expanded the Clarity Act
08:10 Why Democrats reversed support
09:32 Ethics concerns and political conflicts
10:45 What this means for retail crypto holders
14:58 Timeline for a possible Senate vote

If you follow XRP, the Clarity Act, CBDC, institutional crypto adoption, regulated digital assets, global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

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🔴Full Legal & Regulatory Disclaimer
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#XRP #CryptoRegulation #ClarityAct #InstitutionalCrypto #SelfCustody #Stablecoins

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Financial Literacy

Financial Literacy

PMEGP – Prime Minister’s Employment Generation Programme

Expert: Deepak Khaidem
Sr. Branch Manager, BOI, Lamlong Bazar

Interviwer : Pinky Okram

Producer – L. Rupesh

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📰Subscribe to my FREE Finance Newsletter now – weekly crypto & market insights delivered to your inbox: https://dashboard.levicryptocrusaders.com/newsletter

💰Join our FREE Crypto Signals & Trading Group now – get real-time alerts and alpha daily: https://levicryptocrusaders.com/

⚠️ DISCLAIMER – READ FIRST
This video is not financial advice. It is for educational and entertainment purposes only. I may earn a commission through some of the links below — at no extra cost to you.
Crypto-assets are highly volatile and involve significant risk. These offers are intended for experienced users only and may not be available in your region. Always verify local laws before registering or trading on any platform.

✩ALL SOCIALS ✩
https://linktr.ee/levicrypto
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#crypto #xrp #hbar #altcoins #altcoin
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LEGAL & REGULATORY DISCLAIMER

1. Corporate Entity & Content Purpose
This channel is operated by a registered business entity. All content is intended solely for informational and entertainment purposes and reflects the opinion of the channel as an entity.

2. No Financial, Legal, or Tax Advice
I am not a licensed financial advisor. Nothing in this content should be construed as financial, investment, legal, or tax advice. Viewers should consult qualified professionals before making investment decisions.

3. Sponsorships & Affiliate Relationships
This video may contain sponsored content and/or affiliate links. I may earn a commission if you use these links, at no additional cost to you. I only promote platforms I personally use or believe in — but you are responsible for conducting your own due diligence.

4. Geographic Restrictions
This content is not intended for residents of the United Arab Emirates, United Kingdom, United States, Canada or any other jurisdiction where the promotion of virtual assets is restricted or prohibited.

If you are located in such a region, do not engage with or act on this content.

5. Crypto Risk Warning
Crypto-assets are speculative and involve substantial risk, including:
• Loss of capital
• Extreme volatility
• Limited liquidity
• Irreversible transactions
• Potential for fraud, theft, or manipulation
No form of investor protection or legal recourse is guaranteed. Engage at your own risk.

6. No Outcome Guarantees
I make no representations regarding the accuracy, timeliness, or results of any strategies or opinions shared. No profits or outcomes are guaranteed. You bear full responsibility for any decisions made.

7. Content Updates
Information may become outdated. I reserve the right to change, update, or remove content without notice.

8. MiCA & EU/Canada Compliance Notice
In accordance with the EU Markets in Crypto-Assets Regulation (MiCA):
• This content does not constitute financial promotion or investment advice under MiCA.
• Crypto-assets discussed may not be suitable for all investors and are not protected by any EU Or Canada deposit guarantee or investor compensation scheme.
• All statements made are intended to be fair, clear, and not misleading.
• If you reside in the EU or Canada, ensure your engagement with this content complies with local laws and regulations.

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How To End Money Fights With Your Spouse

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#shorts #3d #money

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Aye Finance IPO Review | APPLY or AVOID? | Aye Finance IPO GMP, Date & Details #ipo

Aye Finance is coming with its Initial Public Offering. The IPO of Aye Finance IPO bidding opened for subscription on Feb 9, 2026 and will close on Feb 11, 2026. The company plans to raise ₹1,010 crores via IPO.

Should you invest? Watch the video to find out!

Join my WhatsApp channel for daily news updates – https://www.whatsapp.com/channel/0029Va9sVzLKAwEh7vhyEo11

Open your free Demat account with Groww here: https://app.groww.in/v3cO/nbg229p7

Click here to subscribe to my YouTube channel: https://www.youtube.com/channel/UCSKLv0279DNsDTegUsLxdBA?sub_confirmation=1

DISCLAIMER

This content is for educational purposes only. I do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

All of the opinions expressed in this video are my own, I was not paid to make this video. Whenever there is a link in any of my videos, if a referral program is available, please assume that you are clicking on a link that will support the channel at no cost to you.

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Muthoot Finance Q3 Results 2026 | Muthoot Finance share latest news | Muthoot Finance Share Analysis

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