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How UPI Enabled Financial Inclusion | Viswanath Krishnamurthy, CRO(NPCI) | Gobinath #shorts

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How UPI Enabled Financial Inclusion | Viswanath Krishnamurthy, CRO(NPCI) | Gobinath #shorts



Enquiries:
talk2gobinath@gmail.com

#Gobinath #npci #rbi #reservebankofindia #upi #upisafety #upiscam #upifraud #awarness #upitransactions #digitalpayments #googlepay #phonepay #paytm #cybersecurity #onlinescam #financeawareness #digitalindia #thegobinathpodcast

India leads the world in UPI transactions — from rural shops to big corporations, billions of payments move instantly every month.
But with speed comes risk, scams, and critical awareness gaps.

In this episode of the Gobinath Podcast, we sit down with Vishwanath Krishnamurthy, Chief Risk Officer (CRO) at National Payments Corporation of India (NPCI) — the organisation that powers and safeguards India’s UPI ecosystem.

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This is a must-watch episode for every UPI user — from first-time users to daily digital payers.

🎙️ What you’ll learn in this episode:
• What UPI really is and how apps like Google Pay, PhonePe, and Paytm work behind the scenes
• Why India processes 21 billion+ UPI transactions every month
• The real reason ₹1000+ crore is lost in UPI scams — and why it’s not a technology failure
• How banks, NPCI, RBI, and law enforcement work together to protect your money
• Common scams: fake bank calls, phishing links, investment scams, and digital arrest frauds
• Why one OTP is enough to empty an account
• What NPCI V-Score, AML score, device binding, and two-factor authentication actually mean
• When and why UPI allows ₹2 lakh transactions (Safe MCCs like hospitals, insurance, IPOs, mutual funds)
• The future risk of AI-powered deepfake voice and video scams
• What to do immediately if you fall victim to a scam (1930 & cybercrime.gov.in)

🧠 One simple mantra repeated throughout the episode:

Think. Pause. Act.
Payments are instant — decisions should not be.

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📌 Help & Reporting:
• Cybercrime Helpline: 1930
• Online Reporting: cybercrime.gov.in

Stay informed:

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👍 Like
💬 Share with friends & family
🔔 Subscribe for more awareness-driven conversations

UPI is safe — awareness is your strongest protection.

__________________

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POWER of Financial PLANNING! | Money Matters Ep. 21 | Ankur Warikoo Hindi

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POWER of Financial PLANNING! | Money Matters Ep. 21 | Ankur Warikoo Hindi



If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

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– So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
– I am not selling any product or service through these videos.
– None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

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In this episode of “Money Matters,” I sit down with Arindam, who’s strategically working towards a robust financial future at 33. We break down his monthly income of ₹30,000, his disciplined savings, and investment plans, including a growing mutual fund portfolio and monthly SIPs. Arindam’s journey involves managing expenses wisely while preparing for a major flat purchase with a planned home loan.

With an impressive ₹5-6 crore projected retirement corpus, his financial approach is inspiring. Discover how Arindam is leveraging investments in mutual funds, NPS, and gold to secure his future, and gain valuable tips on optimizing your own financial strategy.

Want to join me on the show? Fill this form and my team will reach out to you: https://forms.gle/uj9JPUBp8Wo9nZQi7

00:00 Introduction
00:38 About Arindam
02:22 Arindam’s expectations from Money Matters
03:23 Current financials
12:30 Planning for home loan
16:58 Investment plan
23:39 Discussion on insurance
25:07 Arindam’s disciplined approach
27:25 Conclusion

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#FinancialPlanning #MoneyMatters #warikoo

——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

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My bestselling books:
‘Make EPIC Money’ here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
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🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

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Custom Metal Card | Upgrade Plastic Cards into Metal Cards #zubeengarg #carboncraft #crypto

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Custom Metal Card | Upgrade Plastic Cards into Metal Cards #zubeengarg #carboncraft #crypto



Welcome to CarbonCraft! 🌟
At CarbonCraft, we transform ordinary plastic cards into luxurious, premium metal cards with full functionality. 💳✨

Discover the art of card customization as we showcase:

High-end card designs
Tips for personalizing your cards
The latest trends in card aesthetics

Explore More
🌐 Website: https://carboncraft.in/
📲 WhatsApp: https://wa.me/918999010753
📸 Instagram: https://www.instagram.com/carboncraft.in/

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Why Choose CarbonCraft?
✔️ Upgrade your card game with premium metal cards
✔️ Personalize your cards to reflect your unique style
✔️ Stay ahead with luxury card customization trends

Subscribe & Stay Updated
Hit that subscribe button to learn how to make a bold statement with CarbonCraft’s premium metal cards! ✨

Keywords
Custom Metal Cards, Premium Credit Cards, Luxury Card Customization, Metal Debit Cards, Card Design Trends, Card Customization Tips, Upgrade to Metal Cards, Personalized Metal Cards, High-End Card Designs, CardCraft with CarbonCraft

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Aye Finance IPO Allotment Status Chances | IPO Subscribed by 0.97x Times

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Aye Finance IPO Allotment Status Chances | IPO Subscribed by 0.97x Times



Aye Finance IPO subscription update is here. The ₹1010 crore IPO was open from February 9 to February 11 and was subscribed 0.97 times overall.
—————————————————————————————————————-

Related videos and Links:-
👉https://youtube.com/shorts/SgHovnJCW6w
👉 https://youtu.be/fMC8gkAedZ8?si=xQW8jlRTQKwlgJ71
👉 https://youtu.be/jS0eJjt8RQo?si=HzE4p22tpBl0qFga

IPO – https://www.kotakneo.com/ipo/
Upcoming IPO – https://www.kotakneo.com/ipo/upcoming-ipo/
—————————————————————————————————————-

📊 Aye Finance IPO Subscription Details:
• QIB – 1.5x
• Retail Investors – 0.76x
• HNI/NII – 0.05x

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Aye Finance, incorporated in 1993, is an NBFC providing secured and unsecured business loans to Micro and Small MSMEs. The company focuses on expansion financing, working capital loans, and property-backed loans.

📌 5.8+ lakh active customers
📌 Presence across 18 states and 3 Union Territories

Did you apply for the Aye Finance IPO? Did you receive the allotment? Let us know in the comments below.
—————————————————————————————————————-

For more IPO and stock market updates, subscribe to our channel and follow us on social media.

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⚠️ Investments in securities markets are subject to market risks. Read all related documents carefully before investing.

Source: Company’s RHP
Disclaimer: https://www.kotakneo.com/disclaimer/

#ipoupdates #ayefinanceipo #ipo #ipoupdate #iposubscription #ipoallotment #iporeview #stockmarketnews #indianstockmarket #nbfcipo #smeipo #investing #marketnews #sharemarket #iponews #qib #retailinvestors #hni #ipoanalysis #financecompany #marketupdates #kotakneo
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Kotak Neo is a preferred choice of millions of customers when it comes to investment decisions. With free access to credible research, competitive pricing, and high-speed trading platforms, it makes investing an effortless journey for both new investors and experienced traders. To open a FREE Demat and trading account with Kotak Neo, please click here: https://www.kotakneo.com/

Disclaimer: https://www.kotakneo.com/disclaimer/
———————————————————————————————–
To watch more videos on Stock Updates,
▶️ Subscribe to Kotak Neo & hit the 🔔 to watch our videos first. ​
🌐 LEARN MORE ABOUT STOCKS: https://www.kotakneo.com/

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FOLLOW US FOR STOCK UPDATES ON:
Telegram – https://t.me/KotakSecurities
Twitter: https://twitter.com/kotaksecurities/
Instagram: https://www.instagram.com/kotaksecurities/
LinkedIn: https://www.linkedin.com/company/kotak-securities
Facebook: https://www.facebook.com/kotaksecurities/
——————————————————————————————
Customer Service: 1800 209 9191

We hope you enjoy your investment experience with us. If you have any other questions, please feel free to email our support team.

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MORAD – NO MONEY [VIDEO OFICIAL]

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MORAD - NO MONEY [VIDEO OFICIAL]



LYRICS BY MORAD
PROD. BY G NUVIALA, SHB & LAN
VIDEO DIRECTED BY IVAN SALVADOR
COLOR BY STEPZ
TRANSCRIPTION GONCALO FERNANDES

“NO MONEY” ya disponible en plataformas: https://orcd.co/nomoney_morad

Sígueme:
https://orcd.co/el_moraddd_instagram
https://orcd.co/el_moraddd_twitter

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Understanding & Reading Financial Statements

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Understanding & Reading Financial Statements



Chapters:
00:00 – Understanding The 3 Key Financial Statements
01:19 – Income Statement
01:55 – Statement of Cash Flows
02:37 – Simplified Balance Sheet
03:18 – Current vs. Non-Current
04:02 – Balance Sheet Demonstration
06:05 – Deferred Income Tax
07:42 – What Is Goodwill?
08:29 – Intangible Assets & Unearned Revenue
09:31 – Commitments & Contingencies
10:28 – Common vs. Preferred Shares
11:55 – Contributed Surplus
12:55 – Other Comprehensive Income
13:20 – Statement of Shareholders’ Equity
13:56 – The Full Disclosure Principle
14:30 – 3 Key Financial Statements Notes
14:40 – Significant Accounting Policies
15:09 – Indirect Information

Reading Financial Statements | Corporate Finance Institute®
View full playlist: https://www.youtube.com/playlist?list=PLl3-0Xe_motTmt8KU8PQdt2URdOzBFRuX

Copyright © 2015 – 2020, CFI Education Inc. All Rights Reserved.

Enroll in the full course to earn your certification and advance your career: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course

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Learn how to read financial statements. In this free course, we use a company’s financial statements and annual reports to understand the financial strength of a company and help us make informed decisions. We learn how to read the balance sheet and its related notes using a company case study, Espresso Software. This will help us understand the financial strength of the company and help us make informed decisions. We’ll also look at the company’s income statement and statement of cash flows and conclude by covering the key contents of an annual report.

About Corporate Finance Institute®

CFI is a world-leading provider of online financial analyst certification and training programs and the FMVA® designation. CFI’s financial modeling courses, programs, and certifications have been delivered to tens of thousands of individuals around the world to help them become world-class financial analysts. The financial analyst certification program begins where business school ends to teach you job-based skills for corporate finance, investment banking, corporate development, treasury, financial planning and analysis (FP&A), and accounting. CFI courses have been designed to make the complex simple by distilling large amounts of information into an easy-to-follow format. Our training will give you the practical skills, templates, and tools necessary to advance your career and stand out from the competition.

Learn about the FMVA® Certification Program: https://corporatefinanceinstitute.com/certifications/financial-modeling-valuation-analyst-fmva-program/
Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections

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Join us on social media:
https://www.instagram.com/corporatefinanceinstitute
https://www.facebook.com/corporatefinanceinstitute.cfi
https://www.linkedin.com/company/corporate-finance-institute-cfi

#FinancialStatements

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money from empty bottles

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money from empty bottles



money from empty bottles



plastic bottle
plastic bottle business
plastic recycling
*
*
*
#bottle
#plasticpollution
#shortsfeed
#trending
#facts

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WHY CRYPTO IS DOWN? TRUMP NEWS | BITCOIN UPDATE | Crypto NEWS Today | BITCOIN NEWS| #bitcoin #crypto

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WHY CRYPTO IS DOWN? TRUMP NEWS | BITCOIN UPDATE | Crypto NEWS Today | BITCOIN NEWS| #bitcoin #crypto



⚠️ Disclaimer:-
This is not a financial Advice Video
Trading cryptocurrencies involves risks and may not be suitable for all investors. Please carefully consider your investment objectives and risk tolerance before trading. Remember, any form of offering does not guarantee returns on investment. Our content provides general market commentary and does not constitute investment advice. We do not accept liability for any losses incurred from reliance on our information. Your financial decisions are your responsibility.

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Who’s your favorite girl in Digital Circus? [Money Money Green green meme] #shorts #trend

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Who's your favorite girl in Digital Circus?  [Money Money Green green meme] #shorts #trend



#theamazingdigitalcircus #digitalcircus #tadc #moneymoneygreengreen #moneymoney #meme #pomni #ragatha #gangle #zooble #dancememe #머니머니 #디지털서커스

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Crypto Gold Live Trading 5 Feb – stock_learners

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Crypto Gold Live Trading 5 Feb - stock_learners



Google form – https://forms.gle/ButP7QgnUnmiiTZ76

✅XM – https://www.xm.com/gw.php?gid=259490
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exness partner code – lrrplmgmau

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✅Mentorship link- https://eiqxoc.courses.store
Telegram – https://t.me/stocklearners

#livescalping#scalping
#midcaplivetrading
#trading
#livetradingBTC
#CRYPTO

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My Family is Shaming Me for Not Giving Them Money

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My Family is Shaming Me for Not Giving Them Money



💵 Start eliminating debt for free with EveryDollar – https://ter.li/3w6nto

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message – https://www.ramseysolutions.com/shows/the-ramsey-show/email

Next Steps:
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💡 The Rachel Cruze Show ⮕ https://ter.li/a6emrr
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