🚨 David “JoelKatz” Schwartz just dropped the spiciest XRP tweet of the year — and the XRP Army is divided. Replying to a thread about XRP price predictions, Ripple’s CTO Emeritus and XRPL co-architect tweeted:
“If there were a few very rich, very rational people who really believed that there was a 1% chance that XRP could hit $10K in 10 years, they’d bid XRP up to at least $20 today. Why aren’t they? Conspiracy?”

Let’s break down what Schwartz is actually saying — because the math is brutal:
The expected value calculation:
$10,000 × 1% probability = $100 expected value per token in 10 years
Discounted to present value at any reasonable discount rate, that’s still $20+ per token TODAY

Current XRP price: ~$1.30-$1.40
The market is NOT pricing in even a 1% chance of $10K XRP
Schwartz’s two implications:
Either rational, well-informed wealthy investors don’t believe there’s even a 1% chance of $10K XRP in 10 years
OR — sarcastically — there’s some “conspiracy” suppressing the price
This is classic efficient market hypothesis. If smart money truly believed $10K was achievable with even a tiny probability, the price should already reflect it.

This isn’t anti-XRP. This is Schwartz being intellectually honest about how markets actually work — the same Schwartz who said XRP was “never designed to be cheap” (CryptoNews) and confirmed institutional adoption is shifting from experimentation to operational infrastructure (Bitcoin News).
The XRP thesis is real. But the $10K-overnight narrative isn’t supported by the price action. NFA — DYOR 👇

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Prolonged uncertainty about the war in Iran coupled with rising energy and grocery prices are pummeling pocketbooks and President Trump’s polling numbers. Olivia Gazis reports.

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New York City’s progressive housing policies are triggering a full-blown meltdown. Landlords are being forced to offload their properties for as little as 10 cents on the dollar as they face a perfect storm of soaring insurance costs and chronic non-payment of rent. While thousands of buildings teeter on the edge of financial collapse, Mayor Zohran Mamdani and the Rent Guidelines Board are pushing for a rent freeze on nearly a million rent-stabilized apartments. Landlord groups are sounding the alarm, warning that such a move wouldn’t just hold the line—it would accelerate the crisis, pushing countless property owners into bankruptcy and leading to further decay of the city’s housing stock. This is the predictable outcome when ideology trumps economic reality.

#NYCRealEstate #RentFreeze #ConservativeNews

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#crypto #xrp #hbar #altcoins #altcoin
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No form of investor protection or legal recourse is guaranteed. Engage at your own risk.

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