Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.
Check it out here: https://monzy.co/

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

In this video, I want to talk about the silent epidemic of “Invisible Debt” that is swallowing an entire generation. I’ve seen so many young professionals who earn a great salary, yet wake up on the 2nd of the month with only ₹400 in their bank account because of a dozen auto-debits they barely remember signing up for. From ₹499 biryanis on BNPL to ₹15 Lakh wedding loans, we are being tricked into buying a lifestyle we haven’t earned yet, just to impress strangers on Instagram.

I break down the brutal math of how a 36-48% interest rate on a credit card can turn a ₹1 Lakh bill into a 21-year-long struggle if you only pay the “Minimum Amount Due.” We are living in a world where banks tell us we “deserve” luxury, but what we actually deserve is financial freedom and a life without the crushing weight of EMIs. My goal with this video is to help you break out of this golden cage and fix your CIBIL score.

#DebtTrap #GenZLoans #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Winning People Without Losing Yourself’: https://amzn.to/45VpDdl
‘Beyond The Syllabus’: https://amzn.to/3ICkIFh
‘Build an EPIC Career’: https://amzn.to/4kJlOfB
‘Make EPIC Money’: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

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Listen to Jim Cramer’s personal guide through the confusing jungle of Wall Street investing, navigating through opportunities and pitfalls with one goal in mind – to help you make money.

For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/42d859g

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Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide.

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https://www.cnbc.com/select/best-credit-cards/

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Welcome to Zach Rector’s channel!

iTrust Capital- https://www.itrustcapital.com/go/zach-rector

Legal & Estate Planning- https://calendly.com/new-client-specialists/15-minute-interview-affiliate?a1=Rector&month=2026-07

Are you ready to take advantage of the greatest transfer of wealth in world history?
Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.

XRP Family MERCH- https://zachrector.com/shop/

Patreon/Discord Private Community- https://www.patreon.com/zachrector

Buy XRP & Trade Crypto-
Caleb & Brown- https://www.calebandbrown.com/affiliates/zach-rector/
Uphold- https://wallet.uphold.com/signup?referral=7ae0597d45
Coinbase- https://coinbase.com/join/PJCHZE2?src=ios-link
Coinbase Advanced Trading- https://advanced.coinbase.com/join/XXTYJ2Z

First Ledger- https://firstledger.net/?ref=DO9SdgMahaeK

Send XRP Tips & NFTs- r41a9RBNQYVx1XowGUUNEbJxKdKnMpHQEo

Precious Metals- https://zachrector.com/gold-and-silver/

Book 1 on 1 Call with Zach- https://calendly.com/zachrector/30min?month=2024-09

Crypto Wallets-
Ellipal- https://www.ellipal.com/?rfsn=6318619.6c7e7c
DCent Wallet- https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=qBGObYeQ71
Trezor- https://trezor.io/trezor-model-t?transaction_id=102790791fb667a080e84dbbf37fc1&offer_id=134&affiliate_id=10442

Follow us on social media for the latest updates on:
Twitter (https://www.twitter.com/ZachRector7),
Rumble (https://www.rumble.com/user/zachrector7),
YouTube (https://www.youtube.com/user/Rector94),
TikTok (https://www.tiktok.com/@ZachRector7).

Thank you for joining us on this journey to financial freedom!

00:00 – Intro: 20 Days Left for Clarity Act
00:15 – 4th of July Crypto Pump & Weekend Market Recap
02:16 – Bitcoin Price Update: Strategy Sells 3,588 BTC
03:36 – Ethereum: Tom Lee’s Bitmine Buys $73M More ETH
04:00 – XRP & Crypto ETF Flow Report (Bitcoin/ETH Out, XRP In)
04:45 – XRP OTC & Dark Pool Squeeze Explained
05:40 – iTrust Capital: Stocks, ETFs & IRA Sponsor Segment
06:44 – Ripple EU License: MiCA Compliance Approved
07:14 – Why XRP Still Needs the Clarity Act
09:41 – Senate Calendar: 20 Working Days Countdown
10:17 – Clarity Act Full Text & Ethics Sticking Point
11:17 – Will the Clarity Act Pass by August 7th?
12:22 – XRP & Bitcoin Price Levels After the Pump
13:24 – Outro & iTrust Capital Sign-Up

#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin

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About 14% of American households make $200,000 or more every year, according to the U.S. Census. But many of them, dubbed “HENRYs,” or High Earners, Not Rich Yet, still don’t feel rich. More than 60% of people with salaries over $300k a year struggle with credit card debt. These figures could be signs of the inescapable nature of lifestyle creep, which is the phenomenon of unconsciously spending more as a person earns more. Watch the video above to learn how those spending habits can leave even high earners feeling like they’re on a never-ending hamster wheel.

0:41: Correction – This video has been updated to reflect that about 14% of U.S. households earn $200,000 or more annually, according to the U.S. Census.

Chapters:
0:00 Introduction
1:52 Getting on the hamster wheel
4:08 Why high earners don’t feel rich
8:35 Getting off the hamster wheel

Produced, Shot and Edited by: Charlotte Morabito
Additional Camera: Kaan Oguz
Animation: Emily Park, Jason Reginato
Intern: Kae Park
Senior Director of Video: Lindsey Jacobson
Additional Footage: Getty Images, Marie Incontrera

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#CNBC

Why Even High Earners Are Living Paycheck To Paycheck

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5 reasons NASA is da best.

My five reasons:
1) Makes Earth a better place
2) Extinction prevention
3) Offshoot technology
4) Economy
5) Exploration and Imagination

MUSIC-
0:04- Berlin- Andrew Applepie- http://andrewapplepie.com/
0:56- Ceral Killa- Blue Wednesday – https://soundcloud.com/bluewednesday/
2:39- Sweet Tomorrow- Andrew Applepie- http://andrewapplepie.com/
2:35- Q- Blue Wednesday – https://soundcloud.com/bluewednesday/
5:06- Almost Original- Joakim Karud- https://soundcloud.com/joakimkarud
6:17- Bottles- A Shell in the Pit- Check him out on Spotify- https://open.spotify.com/artist/0HIiXblDOFPXxkuI35wOMx

Summary: 1 in 4 Americans thinks NASA’s budget should be reduced. I feel this stems from misunderstandings like how much NASA actually gets in the first place. I tried to shed some light on some of the work NASA does from my personal experience to make a case for why NASA is one of the best investments we make with our tax dollars.

MERCH-
By popular demand I have shirts now! I picked the super soft, high quality shirts and make $0 on all items which is why they are priced so handsomely 🙂
https://teespring.com/stores/markrober

PLEASE CONSIDER SUBSCRIBING: http://tinyurl.com/MarkRober-Sub

****************************************­

I make videos like this once a month all year long while supplies last:

CHECK OUT MY CHANNEL: http://tinyurl.com/MarkRober-YouTube

FACEBOOK: https://www.facebook.com/MarkRoberYouTube

TWITTER: https://twitter.com/#!/MarkRober

INSTAGRAM: https://www.instagram.com/markrober/

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💰WIN 5K XRP this month on BTCC, up to $10,000 Bonus!!
👉 for the 5000 XRP July prize!! https://bit.ly/btcc-ramos
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💎 The award-winning global crypto exchange built on security and innovation.
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Socials:
💎Ramos Official Site and Free TRADE Group!!
👉https://bit.ly/ramos-official

💎Tiktok
👉https://bit.ly/tiktok-ramos

💎X
👉https://bit.ly/x-ramos

💎Instagram
👉https://bit.ly/insta-ramos

💎Facebook
👉https://bit.ly/face-ramos

💎LinkedIn
👉https://bit.ly/linkedin-ramos

💎Email (BUSINESS ONLY)
👉ramos.team589@gmail.com

💎Telegram (BUSINESS ONLY)
👉https://bit.ly/tele-ramos

All XRP HOLDERS It’s NOW OFFICIAL! I GOT BIG NEWS

#xrp #crypto #bitcoin

✅TRADING Academy: https://epiqtradingfloor.com/?aff=5d65fe20

⛔️Disclaimer⛔️
This video is for educational purposes only. Please do your own research before making any decisions with your money. I will not be held liable for any losses or gains you may experience. I am not your financial or investment advisor. This is completely educational content and should be taken as such – the views expressed in the content are opinions. Nothing on this channel should be taken as a recommendation to buy a particular crypto asset. The information shared on this channel is not indicative of future results. Analyses are not absolute and are prone to change in accordance with present and future market events. Please do all of your own research before you buy any cryptocurrency or any financial product.

Some of the links and other products that appear on this video are from companies which Oscar Ramos will earn an affiliate commission or referral bonus. Oscar is part of an affiliate network and receives compensation for sending traffic to partner sites. The video is accurate as of the posting date but may not be accurate in the future.

I WILL NEVER CONTACT YOU IN ANYWAY (ON ANY PLATFORM). IF YOU GET CONTACTED BY ANYONE CLAIMING TO BE ME, IT IS NOT ME. FOR EXAMPLE, COMMENTS SHOWING WHATSAPP NUMBERS ARE NOT ME. ADDITIONALLY, PEOPLE HAVE THE ABILITY TO CALL YOU USING AI TECHNOLOGY SO IT SOUNDS LIKE ME. THIS AGAIN IS NOT ME. NEVER WILL I CONTACT YOU IN ANY WAY. DO NOT RESPOND OR INTERACT WITH ANYONE ON ANY PLATFORM CLAIMING TO BE ME OR WORKING ON MY BEHALF – THEY ARE SCAMMERS.

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RBI backs crypto ban, tax department big update | Bitcoin and alt coins update
India’s Central Bank Renews Push to Keep Crypto Out of the Financial System
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Social Media: 👇
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☎ Contact for Business enquiry
Email for business enquiry pksjobhub@gmail.com
Telegram Direct Talk https://t.me/PushpendraKum

Disclaimer: The Information provided on, from or through this channel is general in nature and is solely for educational purposes. Market recommendations provided by us are generic only and may or may not be consistent with the market positions or intentions of our channel and/or our affiliates. Any opinions, news, research, analyses, prices, or other information contained on this channel are provided as general market commentary, and do not constitute an investment advice.
#crypto #bitcoin #cryptonews #pushpendrasingh

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Checkout https://monzy.co/ to find your best credit card in 60 seconds.
No spam. No ads. No tracking.

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

In this video, I share a transformative 6-month financial plan that works whether you earn ₹15,000 or ₹1.5 lakh per month. I break down exactly how to take control of your money through a structured approach. This step-by-step guide addresses the common money problems faced by salaried employees, freelancers, and entrepreneurs.

I also share my personal journey of clearing ₹50 lakhs in debt that took me 12 years to overcome. I had a negative net worth when I started my career after MBA but managed to systematically eliminate all my loans through discipline and patience. This plan isn’t about getting rich overnight – it’s about building sustainable habits that give you complete control over your financial life, allowing you to spend on your needs, enjoy your money, and still invest in your future.

#FinancialFreedom #MoneyManagement #warikoo

——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Make EPIC Money’ here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

source

In this episode Ato sits down with Lazetta Rainey Braxton is a U.S. wealth advisor, Certified Financial Planner, and CEO of The Real Wealth Coterie.

With decades of experience in financial planning, she is known for her work around generational wealth, human capital, and helping families and professionals build lasting financial independence.

We discuss:
– Non-negotiable Principles from my Family
– Lazetta help her parents reach financial freedom
– Turning Human Capital into Financial Capital
– What the Ultra Wealthy in the USA understand about Wealth
– Ideal Investments to become a millionaire
– Why Black American Wealth is falling behind and much more

🔗 Connect with Lazetta:
Linkedin Personal: https://www.linkedin.com/in/lazettabraxton/

Linkedin Business: https://www.linkedin.com/company/lazetta-associates/

Linkedin Business:: https://www.linkedin.com/company/therealwealthco/

🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

🤝 Partners:
Wise – Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5

Xero – All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Other episodes to watch:
EP. 226 – I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire ft. Tobi Oluwole

EP. 225 – Wealth Advisor To The Super-Rich: Earn Between £40k – £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou

EP. 224 – ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I’d Do This (Not SpaceX) ft. Leon Boros

EP. 223 – Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew

EP. 222 – 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King

EP. 221 – Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu

EP. 220 – I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi

EP. 219 – Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley

EP. 218 – Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita

EP. 217 – Communication Experts: Never Say This – The 3 Second Trick To Speak With Authority & Confidence ft. Frederick and Gordon K Williams

EP. 216 – Property Expert: It Just Became 2x Harder To Get Property In The UK – Here’s What To Do Now ft. Kazy

EP. 215 – Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo

EP. 214 – Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo

EP. 213 – Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp

EP. 212 – Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris

EP. 211 – Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s – The Humble Penny ft. The Humble Penny

TIMESTAMPS
0:00 – Preview
0:50 – Intro
1:02 – Meet Wealth advisor and Financial planner, Lazetta Rainey Braxton
5:22 – Working two jobs to keep up
8:38 – How I helped my parents reached Financial Freedom
16:11 – My non-negotiable Family Principles
18:27 – Less than 2% of financial planners are black
23:53 – How to turn Human Capital into Financial Capital
27:41 – Why you need Multiple Streams of Income
33:15 – These Financial Principles separate the Rich and the Poor
36:44 – Ultra Wealthy in the USA understand this about Wealth
41:59 – The US system leave people Financially Exposed?
46:13 – Medical Debt is leading cause of Bankruptcy in the USA
48:32 – Black American Wealth is falling behind
52:08 – Ideal Investing portfolio to become a millionaire
55:42 – Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

source