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Garanti BBVA receives approval for TRY 50 billion debt issuance

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General Motors: Structural Transformation Underway and Undervalued (Q1 Earnings Preview)

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General Motors: Structural Transformation Underway and Undervalued (Q1 Earnings Preview)

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I’m a long-term investor focused on U.S. and European equities, with a dual emphasis on undervalued growth stocks and high-quality dividend growers. Through years of experience, I’ve learned that sustained profitability—evident in strong margins, stable and expanding free cash flow, and high returns on invested capital—is a more reliable driver of returns than valuation alone. I manage one of my portfolios publicly on eToro, where I qualified as a Popular Investor, allowing others to copy my real-time investment decisions. My background spans Economics, Classical Philology, Philosophy and Theology. This interdisciplinary foundation sharpens both my quantitative analysis and my ability to interpret market narratives through a broader, long-term lens. I started investing when I became a father. By managing wisely what I received and earn, I aim to ensure for me and my children that we don’t have so much that we don’t have to do anything, but that we have enough assets to be free to do what we want. The goal is not to free myself from work, but to make sure I can work in the place and in a way where I can fully express myself.

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, but may initiate a beneficial Long position through a purchase of the stock, or the purchase of call options or similar derivatives in GM over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Latest Rumors Point to September Launch and iPhone Ultra Branding

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CUPERTINO, Calif. — Apple is on track to release its first foldable iPhone in fall 2026, with trial production underway at Foxconn and multiple credible reports pointing to a September debut alongside the iPhone 18 Pro models, according to the latest wave of supply chain leaks and analyst predictions circulating in April 2026.

foldable iPhone
Foldable iPhone Ultra

The long-rumored device, internally referred to as a book-style foldable, could be branded as the iPhone Fold or, more intriguingly, the iPhone Ultra — a premium positioning that would place it above the current Pro Max as Apple’s most ambitious and expensive smartphone yet. While Apple has remained characteristically silent, the volume and consistency of recent leaks suggest the project has moved into advanced stages after years of speculation and reported delays.

Release Date Momentum

Most analysts now converge on a fall 2026 launch window. Bloomberg’s Mark Gurman, who previously noted potential delays, reported in early April that the foldable remains on schedule for the company’s normal September iPhone event. Trial production has begun at Foxconn, with mass production potentially starting in July if testing goes smoothly. Some earlier concerns about hinge and display challenges appear to have eased, though limited initial supply is still expected.

A minority of reports still float a late 2026 or even early 2027 debut, citing manufacturing complexities common to first-generation foldables. However, the prevailing view favors a September announcement with shipments starting shortly after, potentially in October or November for the premium model.

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Design and Display Details

Leaked specifications describe a book-style foldable with a large inner display measuring approximately 7.7 to 7.8 inches when unfolded — roughly iPad mini territory — and a 5.5-inch outer screen for quick tasks when closed. Apple is said to be obsessed with minimizing or eliminating the visible crease, a common complaint with current foldables from Samsung and others. Advanced hinge technology, possibly involving liquid metal or specially engineered components, is central to this goal.

The device is rumored to measure just 4.5mm thin when unfolded, making it one of the slimmest foldables on the market. A titanium-aluminum hybrid frame would provide durability at that thickness. Rumors also suggest the foldable may forgo Face ID in favor of a side-button Touch ID sensor, similar to recent iPad models, to save space in the slim design.

Pricing and Market Strategy

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Pricing speculation centers on a starting point of $2,000 or higher, positioning the foldable as a true ultra-premium device rather than a mass-market option. This would make it significantly more expensive than Samsung’s Galaxy Z Fold series and reflect Apple’s history of charging premiums for new form factors. Initial shipments could be limited to 3-5 million units in 2026, with expectations ramping up to 20 million or more in 2027 as production scales.

Apple appears to be taking a cautious approach, gauging market reaction before committing to higher volumes. The device is expected to target professionals, creatives and power users who value the larger canvas for multitasking, note-taking and media consumption.

Camera and Performance Specs

Recent leaks suggest a dual 48-megapixel rear camera system, potentially sacrificing a dedicated telephoto lens to accommodate the folding mechanism. An under-display or punch-hole front camera is anticipated for the inner screen. Power would come from an A20-series chip manufactured on a cutting-edge process node, paired with increased RAM — possibly 12GB or more — to handle demanding foldable-optimized iOS features.

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Software remains a key unknown. Apple is reportedly developing enhanced multitasking and stage manager-style features tailored for the larger inner display, building on iPadOS capabilities while maintaining iPhone continuity.

Competitive Landscape

Samsung currently dominates the foldable market with its Galaxy Z Fold and Flip lines. Apple’s entry would bring significant credibility and mainstream attention to the category, potentially accelerating adoption. The company’s focus on crease reduction, build quality and software integration could set new standards, though at a substantially higher price point.

Challenges and Risks

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Foldable technology remains complex. Hinge durability, screen longevity and overall thinness present engineering hurdles that have reportedly caused some production headaches. Apple’s reputation for perfection means the company is unlikely to launch until it meets strict internal standards, which explains the years of delays from initial rumors.

Supply chain reports also mention potential component shortages, particularly for advanced ultra-thin glass (UTG) displays supplied by Samsung Display under an exclusive arrangement.

What It Means for Consumers

For iPhone users, a successful foldable model could represent the biggest design shift since the original iPhone in 2007. Early adopters may pay a premium for the novelty and productivity gains, while mainstream buyers might wait for second- or third-generation versions expected in 2027 and beyond. A rumored clamshell-style iPhone Flip could follow in 2028, completing Apple’s foldable ambitions.

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The foldable iPhone also fits into Apple’s broader strategy of premium differentiation as the smartphone market matures. With the standard iPhone lineup evolving more incrementally, the foldable represents a bold new category that could drive excitement and upgrade cycles.

As development continues behind closed doors, the rumor mill shows no signs of slowing. From dummy unit leaks to supply chain whispers, the foldable iPhone is shaping up to be one of Apple’s most significant product launches in over a decade. Whether it arrives in September 2026 or slips slightly, anticipation continues to build for the device many have waited years to see.

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HP Inc.: Near 52-Week Low, 6% Yield, Valuation Attractive Amid Dynamic Memory Environment

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HP Inc.: Near 52-Week Low, 6% Yield, Valuation Attractive Amid Dynamic Memory Environment

HP Inc.: Near 52-Week Low, 6% Yield, Valuation Attractive Amid Dynamic Memory Environment

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Tech, Media & Telecom Roundup: Market Talk

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Tech, Media & Telecom Roundup: Market Talk

The latest Market Talks covering Technology, Media and Telecom. Published exclusively on Dow Jones Newswires at 4:20 ET, 12:20 ET and 16:50 ET.

0806 GMT – Lombard Odier says it no longer prefers Chinese tech companies over their U.S. peers, as their relative growth and valuation appeal has narrowed. China has emerged as the sole credible challenger to the U.S. in the race for artificial-intelligence leadership. However, fading tailwinds from China’s consumer goods trade-in subsidies, rising AI-related investment and higher memory prices have contributed to renewed earnings disappointments and downgrades for Chinese tech companies following fourth-quarter results, Lombard Odier’s equity strategists say in a report. This is damping the near-term cyclical backdrop for Chinese tech companies, they say. However, the structural earnings outlook for Chinese tech companies remains compelling, with attractive valuations providing a buffer against potential earnings disappointments, they add. (monica.gupta@wsj.com)

Copyright ©2026 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8

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UBS on this week’s BoE decision amid Middle East crisis

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YouTube TV Adds Custom Multiview, Side-by-Side Ads in Major Streaming Upgrade Rollout

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YouTube TV is upgrading its Multiview experience for U.S. users, allowing viewers to watch multiple live channels at once.

Previously, the feature only offered curated layouts that automatically grouped sports and live events. While those presets are still available, Google has now added full customization.

Custom Multiview For Live Streaming

YouTube

As first reported by Android Authority, the new system gives viewers significantly more control during peak moments such as sports seasons or major live events. Instead of relying on automated layouts, users can now build their own viewing setups based on personal preferences.

Although Google has not publicly detailed why this capability wasn’t available earlier, the change likely reflects improvements in stream processing, device performance, and playback optimization across supported platforms.

YouTube Live Streams Introduce Side-By-Side Ads

Alongside Multiview upgrades, YouTube is also changing how ads appear during live streams.

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According to GSMArena, a new “side-by-side” ad format now runs alongside live content, muting the stream’s audio instead of fully interrupting playback.

This allows viewers to remain visually connected to the broadcast while advertisements play in parallel. However, the format may feel less effective for content that relies heavily on audio, such as interviews or live commentary.

Mobile Testing Hints at Future Expansion

Google has already begun testing side-by-side ads on mobile devices, indicating a more extensive rollout in the future, according to Android Central.

If you have been using YouTube TV for a long time, you should know that the flexible live streaming experience is the best perk right now.

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Originally published on Tech Times

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Elon Musk’s trial against Sam Altman to reveal the ongoing power struggle for OpenAI

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Elon Musk’s trial against Sam Altman to reveal the ongoing power struggle for OpenAI


Elon Musk’s trial against Sam Altman to reveal the ongoing power struggle for OpenAI

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Five money mistakes Americans make in their 30s and 40s: expert

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Five money mistakes Americans make in their 30s and 40s: expert

Americans are facing mounting financial pressure, but even small changes to everyday habits could make a major impact on long-term wealth, one expert says.

Nearly three-quarters of Americans failed to meet their savings and spending goals last year, according to a Vanguard consumer survey — highlighting nationwide financial pressure.

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Many households are dealing with broader cost pressures. The Federal Reserve said in its latest Survey of Household Economics and Decisionmaking that inflation and prices remained a top financial concern, while overall financial well-being stayed below the recent high reached in 2021.

People in their 30s and 40s are also falling into costly traps, including failing to build emergency savings, delaying investing and taking on too much debt, fintech entrepreneur and financial expert Ksenia Yudina told FOX Business.

WHAT ARE ACTIVE ETFS AND HOW ARE THEY RESHAPING HOW AMERICANS INVEST?

Here are five financial mistakes she says Americans should avoid:

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Not investing early enough

A person holding a stack of money

More than 40% of Americans say they wouldn’t be able to cover a $1,000 emergency expense with their savings. (iStock / iStock)

In 2025, 62% of Americans said they owned stocks, according to Gallup.

“Many people in their 30-40s keep their savings in cash, missing out on the power of compounding,” Yudina said. “Time is the most valuable asset you have in investing, and delaying even a few years is one of the most expensive financial mistakes you can make.”

TEEN INVESTOR BOOM: WHY WALL STREET IS CHASING YOUNGEST GENERATIONS EARLIER THAN EVER

Not prioritizing retirement savings

As of September 2025, 48% of Americans in their 40s and 44% of those in their 50s say they lack confidence that their savings will last through retirement or believe they may not be able to retire at all, according to the Pew Research Center.

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“It’s easy to focus on short-term needs, but retirement requires decades of planning,” Yudina said. “Missing out on employer matches or delaying contributions can have a long-term impact that’s hard to recover from later. The math is unforgiving: if you don’t start in your 30s and stay consistent, there’s no catch-up strategy that fully compensates for lost time.”

Taking on too much debt

credit cards

Total U.S. household debt rose by $191 billion, reaching $18.8 trillion in the fourth quarter of 2025, according to the Federal Reserve Bank of New York. (iStock / iStock)

Total U.S. household debt rose by $191 billion, reaching $18.8 trillion in the fourth quarter of 2025, according to the Federal Reserve Bank of New York.

“Debt has become so normalized that young adults stop questioning it. Whether it’s credit cards, lifestyle inflation, or overextending on big purchases with buy-now-pay-later, excessive debt quietly eats away at your ability to build real wealth,” Yudina said.

Not having an emergency fund

More than 40% of Americans say they wouldn’t be able to cover a $1,000 emergency expense with their savings, while roughly one-third report they lack enough savings to cover even one month of living costs, according to a U.S. News survey conducted Jan. 16–20, 2026.

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“Unexpected expenses are inevitable,” Yudina said. “In today’s environment, with ongoing layoffs and economic uncertainty, this risk is even more pronounced. 

“Without a financial cushion, young professionals are forced to rely on high-interest debt or withdraw from investments at the worst possible time. Having a steady income may feel like security, but without an emergency fund, it’s fragile. One unexpected event can unravel years of financial progress.”

FINANCIAL INFLUENCER ARGUES ‘MONEY IS MORE MENTAL THAN IT IS MATHEMATICAL’ IN NEW APPROACH TO PERSONAL FINANCE

Not planning for their children’s education early

college fund in a jar

American families spent an average of $30,837 on college last year, a 9% increase from $28,409 the year before, according to Sallie Mae. (iStock / iStock)

American families spent an average of $30,837 on college last year, a 9% increase from $28,409 the year before, according to Sallie Mae.

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“Many parents assume they’ll deal with college when the time comes. But education is one of the largest financial obligations families face,” Yudina said. “College costs continue to rise, and many families underestimate how much time matters. The earlier you start, the less painful it becomes.”

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(VIDEO) 2017 Caltech Interview Surfaces of Cole Allen, Suspect in White House Correspondents’ Dinner Shooting

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LOS ANGELES — A 2017 ABC7 Eyewitness News interview featuring Cole Tomas Allen, the 31-year-old Torrance man accused of charging a security checkpoint and firing shots outside the White House Correspondents’ Dinner, has resurfaced, showing the suspect as a promising Caltech engineering student presenting an innovative wheelchair safety device.

Cole Tomas Allen
Cole Tomas Allen

The clip, aired Monday on ABC7 and rapidly circulating on social media, captures a much younger Allen at an aging conference where he demonstrated a new braking system designed to make wheelchairs safer. The video provides a stark contrast to the image of the man now in federal custody, charged with attempted assassination after the chaotic April 25 incident at the Washington Hilton.

In the 2017 segment, Allen appears articulate and focused on humanitarian engineering solutions. “The idea with this is to prevent it from moving at all,” he explains while demonstrating the prototype. Neighbors and former colleagues described him as quiet, intelligent and from a solid family — his parents are school teachers — making the allegations even more shocking to those who knew him.

Profile of the Accused

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According to authorities and public records, Allen is a Caltech mechanical engineering graduate (class of 2017) who later earned a master’s in computer science from Cal State Dominguez Hills. He worked as a college prep tutor and described himself online as an indie game developer. One of his projects, “Boredom,” was tagged on Steam as a “skill-based non-violent fighting game” with elements of bullet hell and shooter mechanics.

Investigators say Allen sent a message to family members before the incident describing himself as a “friendly federal assassin” and appeared to target Trump administration officials. He legally purchased the weapons in California and kept them at his parents’ home without their knowledge, according to his sister’s statements to authorities.

His brother reportedly contacted police in Connecticut two hours after the shooting upon seeing the message. Allen was arrested at the scene after exchanging gunfire with law enforcement. One Secret Service agent was struck but uninjured due to a bulletproof vest.

Community Shock in Torrance

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Neighbors in the quiet Torrance neighborhood expressed disbelief Monday. “His parents are good people. They don’t deserve this,” one resident told ABC7. Another said the family was “solid members of the community.” Allen reportedly still lived at his parents’ home.

His employer, C2 Education, issued a statement saying they were “shocked” and are fully cooperating with law enforcement. Allen had been named “teacher of the month” as recently as December 2024.

Ongoing Investigation

Federal prosecutors are building a case that includes attempted assassination and assault on federal officers. Allen faces multiple serious charges. Investigators continue examining his digital footprint, writings and possible motives tied to political grievances.

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The resurfaced 2017 interview has fueled intense online discussion, with many noting the jarring difference between the promising young engineer and the man now accused of a high-profile attack. Some commentators pointed to broader societal questions about mental health, radicalization and the pressures facing highly educated but underemployed young adults.

Broader Context

The incident marks the third documented security threat against President Donald Trump since 2024. It occurred at the same Washington Hilton where President Ronald Reagan survived an assassination attempt in 1981. The White House Correspondents’ Dinner was abruptly halted, and the event is expected to be rescheduled with enhanced security.

This latest development adds another layer to the already intense national conversation about political violence, gun access and the profile of individuals who commit such acts. Allen’s background as a well-educated, seemingly non-violent individual challenges common stereotypes and has prompted renewed debate about prevention and early intervention.

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As the investigation proceeds, authorities urge anyone with additional information to come forward. The 2017 video serves as a haunting reminder of how quickly lives can change and how little the public often knows about individuals until tragedy strikes.

For the victims, law enforcement and the nation still processing this latest act of violence at a major Washington event, the focus remains on justice, healing and preventing future incidents.

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South Carolina declares end to measles outbreak after nearly 1,000 cases

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South Carolina declares end to measles outbreak after nearly 1,000 cases


South Carolina declares end to measles outbreak after nearly 1,000 cases

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