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Salesforce revenue forecast disappoints amid AI disruption fears

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Salesforce revenue forecast disappoints amid AI disruption fears
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Is 'out of control' US tipping culture spreading overseas?

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Is 'out of control' US tipping culture spreading overseas?

With US waiting staff getting cross at receiving less than 20%, tips are also on the rise elsewhere.

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Wells Fargo & Company (WFC) Presents at Bernstein 42nd Annual Strategic Decisions Conference Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Wells Fargo & Company (WFC) Bernstein 42nd Annual Strategic Decisions Conference May 27, 2026 4:30 PM EDT

Company Participants

Charles Scharf – CEO & Chairman

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Conference Call Participants

Kenneth Usdin – Bernstein Autonomous LLP

Presentation

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Kenneth Usdin
Bernstein Autonomous LLP

Excellent. Okay. Exactly 4:30. Ready to go. All right. Great. Hi, everybody. Thanks for wrapping up the day with us. I’m Ken Usdin, the large-cap banks analyst at Autonomous. Really happy to end the day here with Charlie Scharf, the Chairman and CEO of Wells Fargo. Charlie has been the CEO of Wells since 2019. He became the Chairman of the Board last year as well, add on that title. And as we’ll discuss, the past year has been a really important one at the company. In fact, a year ago, we were sitting here a week before the long-standing asset cap got removed a week after we talked at the SEC. So really happy to have you back to discuss the evolution of the company in the year since. Just as a reminder, everyone can put in questions on the Pigeonhole app. And Charlie, thanks again for being here.

Charles Scharf
CEO & Chairman

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Thanks for having me. Great to be here.

Question-and-Answer Session

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Kenneth Usdin
Bernstein Autonomous LLP

Great. So let’s start off just big picture. It’s been quite a year and 5 months. There’s a lot of things going on in the world and in the industry. Maybe just level set us on your expectations for where we are in the economy. You see a lot of data inside the company. Where are we today? And where do you think we’re headed in terms of the macro factors that we should consider for a while?

Charles Scharf
CEO & Chairman

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Well, listen, I think you’re probably hearing much of

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Ainos director Lee Ting-Chuan sells $208,977 in stock

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Ainos director Lee Ting-Chuan sells $208,977 in stock

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Exclusive-US carries out new strikes in Iran against military site, official says

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Exclusive-US carries out new strikes in Iran against military site, official says

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Five ways Paxton’s big win in Texas could backfire on Trump

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Five ways Paxton’s big win in Texas could backfire on Trump


Five ways Paxton’s big win in Texas could backfire on Trump

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10 Wine Tools That Actually Make a Difference

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Wine delivery

Wine can feel a bit intimidating at first. There are so many bottles, styles, and opinions that it is easy to think you need expert knowledge to enjoy it properly.

The truth is much simpler. Good wine is about pleasure, sharing moments, and getting the best from what is in your glass. While fancy gadgets are not essential, a few clever wine tools can genuinely improve the experience. They help preserve flavour, serve wine at the right temperature, and make opening bottles far less frustrating.

Anyone who has shared a relaxed evening with friends over a bottle of Ruinart Champagne Blanc de Blancs knows that presentation and serving can change the mood completely. A poorly opened cork or warm sparkling wine can spoil the moment. On the other hand, using the right tools can make even an ordinary evening feel polished and enjoyable without much effort.

A Reliable Corkscrew

A proper corkscrew is probably the most important wine accessory you can own. Cheap openers often break corks or make opening a bottle awkward. A sturdy waiter’s friend corkscrew gives you better control and works on almost every bottle.

Many wine lovers prefer double-hinged corkscrews because they remove corks smoothly. They are compact, easy to carry, and last for years if looked after properly. It is one of those simple tools that quickly becomes indispensable.

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Wine Aerator

Some wines need a little air before they show their best qualities. An aerator speeds up this process. Instead of waiting an hour for wine to breathe, you can pour it through the device and enjoy softer flavours almost immediately.

Young red wines especially benefit from this. Harsh tannins become smoother, and aromas open up nicely. While not every bottle requires aeration, it can make a noticeable difference with fuller reds.

Decanter

A decanter does more than just look elegant on the table. It separates wine from sediment and allows oxygen to soften stronger flavours. Older wines often contain sediment that settles at the bottom of the bottle over time.

Pouring wine carefully into a decanter creates a cleaner drinking experience. It also adds a touch of occasion to dinner parties or quiet evenings at home.

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Wine Preservation Pump

Many people open a bottle and struggle to finish it in one night. That is where a wine preservation pump becomes useful. It removes excess air from the bottle and slows down oxidation.

This means your wine stays fresher for longer. Instead of tasting dull the next day, it can remain enjoyable for several evenings. It is especially handy for people who like a single glass after work rather than opening a fresh bottle every time.

Electric Wine Opener

Traditionalists may prefer manual corkscrews, but electric openers have their place. They are quick, effortless, and very convenient for gatherings.

People with weak grip strength or arthritis often find them particularly helpful. With one press of a button, the cork comes out cleanly. It removes the struggle and keeps things simple.

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Wine Thermometer

Temperature has a huge effect on taste. White wine served too cold can lose flavour, while red wine served too warm may taste heavy and unbalanced.

A wine thermometer helps you serve bottles at their ideal temperature. Even a few degrees can change the drinking experience. Once people start paying attention to this detail, they often notice a major improvement straight away.

Champagne Stopper

Sparkling wine loses its bubbles surprisingly fast once opened. A proper Champagne stopper helps keep the fizz alive for another day.

Unlike ordinary wine stoppers, these are designed to handle pressure safely. They seal tightly and maintain freshness much better than makeshift methods like spoons or cling film.

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Drip Ring or Pourer

Pouring wine neatly sounds easy until red wine runs down the side of the bottle and stains the tablecloth. A drip ring or pourer prevents this problem.

It is a small and inexpensive accessory, yet it makes serving cleaner and more elegant. Guests notice the difference, even if they do not mention it directly.

Wine Fridge

Serious collectors often invest in wine fridges because regular kitchen fridges are too cold and dry for long-term storage. A wine fridge keeps bottles at stable temperatures and proper humidity levels.

Even for casual wine drinkers, a compact wine fridge can be useful. It ensures white wines, rosés, and sparkling wines are always ready to serve.

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Proper Wine Glasses

Good glasses genuinely matter more than many people realise. Shape affects how aromas reach your nose and how wine flows onto your palate.

You do not need dozens of different styles, but having a few well-made glasses improves the overall experience. Thin rims and balanced shapes make wine feel smoother and more refined.

Why These Tools Matter

Wine tools are not about showing off. The best ones solve real problems and help you enjoy wine with less hassle. They improve flavour, maintain freshness, and create a smoother serving experience.

At the same time, it is important not to overcomplicate things. Wine should still feel relaxed and enjoyable. A few carefully chosen accessories are far better than drawers full of gimmicks that never get used.

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Many wine enthusiasts slowly build their collection of tools over time. They discover what works best for their lifestyle and drinking habits. Whether it is a dependable corkscrew or a quality decanter, the right item can make ordinary evenings feel more special.

If you are exploring premium wines and useful accessories, retailers such as Millesima are often a good place to discover both classic bottles and practical wine essentials.

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What a Good Agency Onboarding Process Looks Like

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UK-founded legaltech business Lawhive has raised $60 million (£47m) in Series B funding as it accelerates its expansion across the US consumer legal market and doubles down on its AI-driven operating model.

The first few weeks of working with a new marketing agency set the tone for everything that follows. Get the onboarding right, and both sides hit the ground running with shared expectations. Get it wrong, and the relationship starts with confusion, misaligned goals, and early friction that can compound over time.

Yet for something so consequential, onboarding is sometimes treated as an afterthought. Many agencies jump straight into execution without laying the foundation, and many clients let them, eager to see results as quickly as possible. That urgency is understandable. But skipping the building blocks almost always costs more time than it saves.

Why Onboarding Matters

A common misconception is that onboarding is just admin. Signing contracts, exchanging logins, and scheduling a kickoff call. Those things are part of it, sure. But genuine onboarding goes far deeper.

It’s the process through which an agency learns how a business operates. Not just what products or services it offers, but how decisions get made internally, what the brand sounds like when it’s at its best, where previous marketing efforts have failed, and what success might look like. Without that understanding, even a technically skilled agency is working with one hand tied behind its back.

From the client’s side, onboarding is also the first real test of how the agency functions. Are they organised? Do they ask thoughtful questions? Do they listen? The quality of an agency’s onboarding process reveals more about its capabilities than any pitch deck ever could.

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The Discovery Phase

Strong onboarding begins with discovery, and discovery should feel more like a conversation than an interrogation. The best agencies approach this phase with genuine curiosity. They want to understand the competitive landscape, the customer journey, the internal politics that might affect campaign approvals, and the historical context behind past marketing decisions.

This is where specificity matters. Good agencies tailor their discovery around the client’s industry and business model. They’ll ask a SaaS company different questions than they’d ask an eCommerce brand, because the marketing challenges are fundamentally different.

One often overlooked element of discovery is understanding what hasn’t worked before. Clients carry baggage from previous agency relationships, failed campaigns, and internal initiatives that never gained traction. Surfacing those experiences early helps an agency avoid repeating mistakes and builds trust by showing they care about context, not just deliverables.

Setting Expectations

This is where many agency relationships quietly start to unravel. Expectations around timelines, communication, reporting, and results get discussed loosely in a kickoff meeting and then never revisited until someone is disappointed.

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A well-structured onboarding process puts these conversations front and centre. How often will the agency report on progress? What does the approval workflow look like? Who on the client’s side has final sign-off, and how quickly can they turn things around? These aren’t glamorous questions, but they prevent the kind of low-grade frustration that erodes relationships over the course of months.

A reputable Digital Marketing Agency in London will formalise these expectations in a shared document during the first week. It doesn’t need to be elaborate. A simple one-page overview covering communication cadence, key contacts, deliverable timelines, and escalation processes gives both sides something concrete to refer back to when things inevitably get busy.

Access, Tools, and the Boring Stuff

There’s a practical side to onboarding that’s easy to underestimate. Agencies need access to analytics platforms, ad accounts, CMS systems, brand guidelines, previous campaign assets, and often CRM data. Getting all of that sorted in the first week prevents killing early momentum.

The best agencies send a detailed access checklist before the first meeting. They know from experience that chasing logins and permissions can chew through days if it’s not handled proactively. Some will even assign a dedicated onboarding contact whose sole job during that first fortnight is making sure everything runs smoothly.

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On the client side, there’s a responsibility here too. Agencies can only move as fast as the information they’re given. If brand guidelines live in someone’s inbox from 2019 and nobody can find the Google Analytics login, that’s not an agency problem. Clients who prepare for onboarding with the same diligence they expect from their agency tend to get better results, faster.

What Separates Good Onboarding from Great Onboarding

It’s incredibly simple and can be summarised as such: Good onboarding is thorough and professional. Great onboarding makes the client feel like the agency genuinely cares about their business, not just their budget.

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Palestinians mourn slain Hamas militant chief as Israel escalates Gaza attacks

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Palestinians mourn slain Hamas militant chief as Israel escalates Gaza attacks


Palestinians mourn slain Hamas militant chief as Israel escalates Gaza attacks

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Synopsys, Inc. 2026 Q2 – Results – Earnings Call Presentation (NASDAQ:SNPS) 2026-05-27

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

This article was written by

Seeking Alpha’s transcripts team is responsible for the development of all of our transcript-related projects. We currently publish thousands of quarterly earnings calls per quarter on our site and are continuing to grow and expand our coverage. The purpose of this profile is to allow us to share with our readers new transcript-related developments. Thanks, SA Transcripts Team

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Russia says US did not grant visa for official to attend UN meeting

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Russia says US did not grant visa for official to attend UN meeting


Russia says US did not grant visa for official to attend UN meeting

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