A gambling addict defrauded his friends in an elaborate con. Scott Clode abused the trust of fellow sports club members in Cardiff – some of whom he had known for many years – to steal tens of thousands of pounds.
Cardiff Crown Court heard the 33-year-old targeted people he knew from Radyr cricket club and Llandaff squash club. He defrauded eight victims of a total of £41,320 and there was another “victim” who chose not to support a prosecution, the court was told.
Clode bowed his head low in the dock as he heard how his crimes had caused panic attacks, financial struggles, and “massive humiliation” for people who had considered him a close friend.
Prosecutor Abdallah Barakat said the defendant told lies about a “mystery shopper” scheme offered by a market research agency called Retail Active. He claimed he was acting as a “platinum ambassador” but in reality the firm had no knowledge of his actions.
“He would invite victims to send him money so they could get vouchers from businesses that worked with Retail Active,” said Mr Barakat. “He would do so on the false pretence that they would be reimbursed the money they’d paid.
“Mr Clode told them they would be reimbursed within weeks as long as they used the vouchers and they photographed and reviewed their experiences.
“They just had to send him the reviews and photos, which he would then send to Retail Active. Soon thereafter they would get a refund, he told them.
“He had fabricated the scheme to obtain money to fund his gambling addiction. Once the victims realised what had happened he apologised in a group chat and stated that he was suffering with a gambling addiction.”
One of the victims, Simon Walters, had known Clode for 15 years through the cricket club. In 2023 the defendant sold him the con that he could enjoy an expenses-paid holiday as long as he reviewed his experience.
Mr Walters parted with more than £15,000 and received £10,000 worth of Tui holiday vouchers from Clode. “The vouchers were genuine and some victims did benefit from the experience of those vouchers,” said the prosecutor. “But they would never have done it in the first place had they known they would not be reimbursed.”
In a victim impact statement Mr Walters said: “It was all very convincing at the time. My wife told me to trust her and not my mate. It caused me massive humiliation and I feel betrayed by Scott. It’s affected my confidence in people.
“If he’d told me he was in a couple of thousand pounds’ debt and needed help we would have got together and helped him. It’s the detail and planning and deceit that really annoy me.
“When my mum was on her deathbed he was asking how she was. In his next breath he was asking about Tui vouchers.”
Another Radyr cricket club member, Rhys Lloyd, had been friends with the defendant for 14 years. He sent Clode £11,000 and received around £7,000 worth of vouchers with no further reimbursement.
Karl Ford, a cricketer who was swindled into paying Clode for Tui vouchers, said: “I had sleepless nights and panic attacks. I had to go into my overdraft for the first time. Words such as ‘voucher’ now trigger me and take me back to the scam.”
The court heard some victims did not receive vouchers at all. One described losing savings for a house. Another said they had lost money meant to cover their wedding, adding: “I have not told my family out of embarrassment.”
“Falling for such a scam is something I had only heard about in the media,” said one victim. “I always questioned how people could fall for it. Now I understand anyone could be tricked by someone like Scott Clode.”
Clode, of Heol Seddon in Danescourt, pleaded guilty to eight counts of fraud from between June 2023 and November 2024. He had no previous convictions.
His barrister Ieuan Callaghan pointed to six of Clode’s loved ones who were sitting in the public gallery to support him. “His family and friends paint a picture that, aside from this addiction, he is a really good person,” he told the court.
Mr Callaghan turned to the defendant, hunched low in the dock, and went on: “He is in a state of some distress. The victims’ statements have been difficult for him to listen to.
“He did not do this to live a lavish lifestyle. He really was driven by a gambling disorder which he had struggled with for years. In 2018 he was bailed out twice – first by his dad and then by his mum.
“In 2022, when he relapsed and these offences happened, he was treating the scheme as a payday loan without any interest to be paid by him.
“He thought that by sending vouchers and promising things to these people – and many did receive genuine vouchers – he could pay them back from gambling winnings. It sounds ridiculous when you say it out loud – and it was – but that was the addiction he was going through.”
The barrister said a psychiatric report showed his client would not have committed the fraud if he did not have a gambling disorder. Clode has a new “well-paying” job in robotic process automation and has been making efforts to gradually repay the victims, Mr Callaghan added.
Judge Gregory Bull KC told the defendant: “You abused your close friendships at the sports clubs. Some people didn’t get vouchers at all and in other cases there were no reimbursements.
“The fraud had a devastating effect on more than one of your victims. They will find it hard to forgive you knowing you abused them in the way you did. You struck at their sense of security and feelings of integrity. This was a serious crime.”
But the judge took into account the medical report and found Clode had a prospect of rehabilitation. “Prison would be damaging and set back the rehabilitation you have achieved so far,” he said.
Judge Bull imposed a two-year prison term suspended for 18 months. At this Clode exhaled deeply and became tearful while his loved ones in the gallery gasped and embraced each other.
Clode must complete 10 days of rehabilitation activity and 240 hours of unpaid work. A proceeds of crime hearing will be held in September to determine a financial penalty and compensation.
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