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Cara Mengelola Gaji & Investasi Buat Karyawan | Prita Ghozie: Karyawan Juga Bisa Kaya! E35

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Cara Mengelola Gaji & Investasi Buat Karyawan | Prita Ghozie: Karyawan Juga Bisa Kaya! E35



Bisakah seorang karyawan jadi kaya tanpa harus resign dan bikin bisnis?
Bisa banget — asal tahu cara ngatur, investasi, dan bikin gaji kerja buat lo.

Di episode kali ini, gw ngobrol bareng Prita Ghozie, Founder & CEO ZAP Finance, ngebahas realita finansial para pekerja:
kenapa gaji selalu habis di tanggal 20, gimana cara nyiptain passive income, sampai strategi supaya lo bisa naik level dari “kerja buat uang” jadi “uang kerja buat lo.”

Topik yang dibahas:
– Bisakah kaya hanya dari gaji?
– Strategi investasi untuk karyawan
– Cara kelola gaji biar nggak cepat habis
– Bedanya nabung vs investasi
– Side hustle: kerja sampingan yang realistis
– Rahasia mindset orang yang ngerti bahasa uang
– Kalimat pamungkasnya simple tapi ngena banget 👇

Money speaks a language. The rich understand it, the middle class ignore it, and the poor get ruled by it.

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Tonton sampai habis, dan mulai ubah cara pandang lo soal uang —
karena karyawan juga bisa kaya, asal tahu caranya.

Kalau kamu lagi merasa kondisi keuangan lagi nggak menentu, tenang—semua bisa dipelajari dan dirapikan pelan-pelan 🤍
Zapfinance lagi buka kelas online bareng Prita Ghozie buat bantu kamu bikin keuangan lebih stabil & terarah.

✨ Sukses Menabung
📅 Jumat, 6 Februari 2026 | ⏰ 19.00 WIB
👉 https://zapfinance.co.id/course/sm3/

✨ Investasi untuk Pemula
📅 Jumat, 13 Februari 2026 | ⏰ 19.00 WIB
👉 https://zapfinance.co.id/course/iup11/

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Timecode:
00:00 Bisakah kaya dengan gaji karyawan?
03:29 3 Prinsip Menjadi Kaya
05:15 Pengertian kaya secara finansial
10:49 Gimana cara karyawan jadi kaya?
12:13 Cara mengelola gaji
15:45 Tipe kepribadian terhadap uang
18:48 Prita Ghozie Pernah Salah Besar Mengelola Uang
21:30 Kesalahan terbesar orang ketika terima gaji
25:50 5 Jenis Pekerjaan Sampingan
31:06 The language of money
39:08 Perbedaan si kaya dan si miskin dalam mengelola uang
42:15 Cara agar uang bekerja untuk kita
46:00 Jenis investasi yang cocok buat kita
50:35 Credit card VS Debit card
54:38 Kapan pakai CC, kapan debit card
58:20 Solusi ketika terjebak utang CC
1:02:20 Rumah atau mobil dulu?
1:06:10 Mending beli atau kontrak rumah?
1:11:00 Tenor kredit rumah, baiknya pendek atau panjang?

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Financial Crash Expert: A Once In a Lifetime Crisis Is Coming

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Financial Crash Expert: A Once In a Lifetime Crisis Is Coming



👉 Learn 50+ years of economics in only 7 weeks: https://www.skool.com/stevekeen
📚 Download my 3-Book Rebel Economist Bundle (Free this week here): https://www.stevekeen.com

————— 👉 Download my 3-Book Rebel Economist Bundle (Free this week here): https://www.stevekeen.com

————————- 📚 Learn 50+ years of Real Economics in only 7 weeks. Apply here:
https://www.stevekeen.com/wewillenterfamine

(Apply this week and get my 3-Book Rebel Economist Bundle as a Free Bonus. Plus if you’re fully approved by my team, get Ravel© – my proprietary economic visualization software I use in my YouTube videos; to predict the economy, like I did years before the 2008 Financial Crash happened).

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Are oil prices really about to crash overnight? Could the Iran War trigger a global food crisis in just 3 months? What happens when a financial crash expert connects the dots between military escalation and the collapse of your food supply?In this video, our financial crash expert breaks down the real economic earthquake behind the US-Israel-Iran war — and why 54 food prices rising is just the beginning.
✅ How the iran war 2026 is already pushing oil price spike beyond what markets can handle
✅ Why a full-scale iran nuclear war could crash global energy markets overnight triggering food supply collapse within 90 days
✅ The truth behind trump war iran escalation and why ordinary people will pay the price at the grocery store
✅ How the global food crisis is being accelerated by dollar instability and unchecked military spending
✅ What the US, China & Russia are really fighting over and how it ends your access to affordable food
✅ Iran’s nuclear capability decoded and what it means for Middle East alliances and global supply chains
✅ The hidden link between energy market crashes and the fastest-moving famine the modern world has ever seen

Questions this video answers:
➡ Is the Iran war already causing food shortages?
➡ How will rising oil prices lead to famine?
➡ What is Trump’s real agenda behind the Iran conflict?
➡ Will the dollar collapse because of the Iran war?
➡ How close are we to a global food supply crisis?
➡ What happens to food prices when energy markets collapse?
➡ Is a financial crash in 2025 now inevitable?This isn’t speculation, it’s geopolitical analysis backed by facts most channels are afraid to cover.

—–

📚 Learn 50+ years of Real Economics in only 7 weeks. Apply here: https://www.stevekeen.com/wewillenterfamine

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(Apply this week and get my 3-Book Rebel Economist Bundle as a Free Bonus. Plus if you’re fully approved by my team, get Ravel© – my proprietary economic visualization software I use in my YouTube videos; to predict the economy, like I did years before the 2008 Financial Crash happened).

—–

🔔 Subscribe for weekly breakdowns on the economic forces shaping your future.#iranwar

#globalfoodcrisis #financialcrash #oilprices #Famine2026 #economiccollapse #trumpiran #foodshortage #irannuclear #energymarkets

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WARNING: THE CALM B4 THE STORM: CHAOS COMING

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WARNING: THE CALM B4 THE STORM: CHAOS COMING



🤯 DOMINATE THE BOTTOM 🤯
⬇️JOIN THE WAITLIST ⬇️
https://cryptocrewuniversity.com/mr5

🌍 Trade Like A Tourist
💪 Or Join The Pros
🎯 FFA Is Where The Real Ones Go
https://cryptocrewuniversity.com/ffa

Subscribe for Bitcoin and crypto market updates, exclusive trade alerts, and top trading strategies!
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🚀 Start Your Crypto Journey Today!

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📺 Watch Our Most Viral Bitcoin & Crypto Videos:

🔹 When To Sell Cryptocurrency – 3 Simple Steps (Taking Profit)

🔹 When To Buy Cryptocurrency – 3 Simple Steps (Maximize Profit)

🔹 EVERYONE IS WRONG ABOUT BITCOIN 100K – THIS HAPPENS INSTEAD (5.3 Theory Latest)

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🔹 Bitcoin Is Going To Make You Lose All Your Money… Do This Instead

🔹 How To Find The Bottom Of The Crypto Bear Market | Step by Step

🔥Don’t Miss Our Top Playlists🔥

🔹 Trading Education/Strategy Playlist

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🔹 When Bottom, When Moon, When Buy Bitcoin, When Sell Cryptocurrency Shorts Playlist

Timestamps:

00:00 – Intro
01:07 – Three Chart Components
01:56 – Current Price Action
02:27 – The 21 SMA Warning Sign in Bear Markets
03:41 – The RSI & Emotions
04:58 – Stochastic RSI
06:08 – Scenario 1
09:12 – Scenario 2
11:10 – Rallies & Key Resistance Levels
11:10 – Rallies & Key Resistance
13:00 – What to Do Next

🔥 Follow Crypto Crew University For More Crypto Content:

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📩 Questions About Our Courses, Trade Alerts, or Bitcoin Indicators?

Email us anytime!
📧 info@CryptoCrewUniversity.com

⚡ Important Disclaimer:
🚨The information contained on YouTube or the Crypto Crew University YouTube Channel (“Channel”) is provided for general informational purposes only. The information provided is not intended to be a substitute for professional investment, tax, accounting, or legal advice. Crypto Crew University (the “Company”) is not engaging in services as a securities brokerage, investment advisor, tax, accounting, or legal services provider to the viewers of this website, nor is the Company extending any solicitation or offer to the viewers to sell or buy any cryptocurrencies or securities. The viewers should engage their own professional qualified financial, legal, or tax advisor. The Company is not liable to the viewer for any possible claims or damages arising from any decision they make based on the content of YouTube or this Channel. The viewers’ use of YouTube or this Channel and any reliance on the information contained therein is at the viewers’ own risk. The Company makes no representation or warranties about the accuracy or completeness of the information contained on this Channel or YouTube. Any testimonials or descriptions of past trading experiences published on this Channel or YouTube are not typical, not indicative of future results or performances, and are not intended to be a representation, warranty or guarantee that similar results will be obtained. Any links or references to external sources are provided solely for convenience and do not necessarily imply that the Company endorses, sponsors, promotes, or is affiliated with the external sources. 🚨

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WARNING: THE CALM B4 THE STORM: CHAOS COMING

#crypto
#bitcoin
#cryptocurrency

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Timaya – Money feat. Flavour (Official Video)

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Timaya - Money feat. Flavour (Official Video)



Get ‘Money’ on iTunes https://itunes.apple.com/ng/album/m-o-n-e-y-feat-flavour/1107311576?i=1107311699

Timaya Essentials on Apple Music https://itunes.apple.com/ng/playlist/timaya-essentials/pl.8ce0063d337b474cb87cc48d7f3acf37

This Is Timaya on Spotify https://open.spotify.com/user/spotify/playlist/37i9dQZF1DZ06evO4iGtt9?si=ENyunQ9rSemg6offFG0vdQ

MORE TIMAYA VIDEOS
►Dance https://youtu.be/ScW2hOn0wm0
►Ah Blem Blem https://youtu.be/OAo5IAqHkZA
►Sanko https://youtu.be/xwV9fdK7Mt8

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Subscribe to the channel: http://www.youtube.com/c/officialtimaya

FOLLOW TIMAYA:
https://instalink.at/timayatimaya

© DM RECORDS LIMITED 2016

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Getting RICH by Destroying Money Trucks in Gas N Cars VR

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Getting RICH by Destroying Money Trucks in Gas N Cars VR



This might be the most money I’ve made as a virtual reality gas station employee. All I had to do was destroy a money truck using explosives. This meant cash was scattered all over the level, ready for me to collect. Let’s hope the police don’t catch me. Make sure to like and subscribe for more Gas N Cars VR funny moments gameplay!

MERCH: http://www.fudgy.shop

Subscribe and become part of Fudgy’s gaming community!

Keep in touch!
-Twitter: https://twitter.com/xFudgy
-Instagram: https://www.instagram.com/thisisfudgy/

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#gasncars #vr #gaming

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COUNTDOWN: Lummis reveals TIMELINE for CLARITY Act law

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COUNTDOWN: Lummis reveals TIMELINE for CLARITY Act law



Coinbase Chief Policy Officer Faryar Shirzad joins ‘Mornings with Maria’ to discuss President Donald Trump’s push for the CLARITY Act, the Senate’s race to pass crypto legislation and why regulatory certainty could reshape the U.S. digital asset market. #foxbusiness #morningswithmaria

00:00 Trump pushes Senate to pass the Clarity Act

01:18 Coinbase explains how the Clarity Act could transform crypto

03:29 Ethics fight threatens crypto legislation

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05:56 Bitcoin, tokenization, and Coinbase’s growth strategy

08:51 Coinbase’s long-term vision and the future of crypto regulation

Subscribe to Fox Business: https://bit.ly/2D9Cdse
Watch more Fox Business Video: https://video.foxbusiness.com
Watch Fox Business Network Live: http://www.foxnewsgo.com/
FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.
Follow Fox Business on Facebook: https://www.facebook.com/FoxBusiness
Follow Fox Business on Twitter: https://twitter.com/foxbusiness
Follow Fox Business on Instagram: https://www.instagram.com/foxbusiness

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money #muzqaymoq #money #usa #dengi #pul #asmr #final #gta6 #gta5

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money #muzqaymoq #money #usa #dengi #pul #asmr #final #gta6 #gta5



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What is Cryptocurrency and How Does it Work?

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What is Cryptocurrency and How Does it Work?



Ever wondered what cryptocurrency is and why it’s so popular? You’ve heard about Bitcoin, Ethereum, Dogecoin, Solana, and more, but don’t fully understand them? Is cryptocurrency like stocks? Why does crypto fluctuate so much? What is cryptocurrency mining, a wallet, or blockchain? And what about all those other crypto terms?

Using simple language and real-life examples, this video breaks down complex concepts like altcoins, crypto wallets, keys, and forks with engaging visuals and humor! Find out why cryptocurrency is so volatile and whether it’s worth investing in.

Chapters:
0:00 Introduction
0:50 Section 1: What is a Cryptocurrency? (Definition and History)
4:11 Section 2: How Does a Cryptocurrency Work? (Blockchain and Mining)
6:32 Section 3: Cryptocurrency as an Investment
8:52 Section 4: Another Terms in Cryptocurrency
11:14 Section 5: Pros and Cons of Cryptocurrency (Advantages and Disadvantages)
16:02 Conclusion and Advice

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Bitcoin’s $800K Bottom? A Bitcoin Executive Explains the Timeline

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Bitcoin's $800K Bottom? A Bitcoin Executive Explains the Timeline



Could Bitcoin’s next bear market bottom be $800,000?

In this clip, Alexandre Laizet, Board Director of Bitcoin Strategy at Capital B, explains why each Bitcoin cycle creates a higher price floor—and why the next one could be dramatically higher than most investors expect.

#Bitcoin #BTC #Crypto #Investing

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Cointelegraph covers everything Bitcoin, bringing you the latest news, prices, breakthroughs, and analysis, with emphasis on expert opinion and commentary from the digital currency community.

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News Videos

Stop Collecting Financial Products: Start Building Wealth Instead

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Stop Collecting Financial Products: Start Building Wealth Instead



Do you have multiple SACCOs, insurance policies, money market funds, unit trusts, government bonds or investment properties—but still don’t feel financially secure?
You’re not alone.
Many successful Kenyan professionals mistake owning more financial products for making financial progress. In reality, the biggest obstacle to financial freedom isn’t a lack of investment options—it’s the absence of a clear financial strategy.
In this video you’ll discover:
✅ Why collecting financial products doesn’t automatically build wealth
✅ The hidden cost of financial complexity
✅ Why too many investments create confusion instead of freedom
✅ How to simplify your financial life without sacrificing growth
✅ The framework wealthy investors use to build assets strategically
If you’re a high-earning professional who wants to stop feeling financially scattered and start making confident investment decisions, this video is for you.
BOOK YOUR FREE ONE-ON-ONE STRATEGY SESSION
If you’d like a personalized review of your finances and a practical roadmap toward financial independence, book a complimentary Strategy Session using the link below.
👉 https://app.acuityscheduling.com/schedule.php?owner=17987956&appointmentType=10729226
During the session we’ll help you:
• Clarify your financial goals
• Identify hidden gaps in your current strategy
• Simplify your investments
• Build a clear roadmap toward financial independence
Subscribe for Weekly Videos
Every week I share practical financial strategies specifically for ambitious Kenyan professionals who want to build lasting wealth and financial freedom.
#FinancialFreedom #PersonalFinanceKenya #Investing #WealthBuilding #MoneyManagement #FinancialPlanning #PassiveIncome #KenyaInvesting #FinancialIndependence #ManyaraKirago

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#finanzen #geld #reichtum

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#finanzen #geld #reichtum



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