Click Here : https://wintwealth.onelink.me/o6zX/tpluq7eu

00:00 – Why does salary vanish by month-end?
01:15 – What’s the real leak: income or system?
02:30 – Case study: where does ₹31k–₹57k/month disappear?
03:55 – Why traditional budgeting fails (willpower trap)?
04:45 – What’s the 4-account setup, in one line?
05:20 – Account #1: Salary “Command Center” — what moves first?
06:10 – Account #2: Security Vault — emergency + goal buckets?
07:20 – Account #3: Investment Engine — SIP/Lumpsum rules?
08:20 – Account #4: UPI Expenses — how to cap daily spend?
09:10 – Perfect timing: what happens on 1st–5th, 5th–15th, 25th–30th?
10:35 – Festival & big purchases: how to budget without debt?
11:40 – Irregular income playbook: how does the buffer system work?
12:55 – Results from a freelancer case: what changed in 15 months?
13:45 – Your success timeline: what targets by Year 1/3/5?
14:30 – Final checklist: automate, separate, and stick to the calendar

Manage Your Salary Like the Top 1% | 3 Bank account Routine | Sanjay Kathuria

Ever wonder how the top 1% manage their salary so efficiently? It’s not magic — it’s a simple system. In this video, Sanjay Kathuria shares a bulletproof paycheck routine to help you automate your money, save guilt-free, and invest smartly every month.

✅ The 3-step salary automation routine of the wealthy
✅ How to split your income into savings, spending & investing
✅ Setting up auto-pay for bills, SIPs, and emergency fund
✅ How to align your payment dates with billing cycles
✅ The trick to negotiate & waive hidden bank charges
✅ Build a 3-month survival buffer without stress
✅ Use money mindfully with guilt-free spending

With the right system in place, your salary can work harder for you — without micromanaging every rupee.

Disclaimer
Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks, including delay and/ or default in payment. Read all the offer-related documents carefully.

#SalaryManagement #SanjayKathuria #MoneyAutomation #Top1PercentSecrets #SmartSpending #PersonalFinanceTips #InvestSmart #FinanceForWorkingProfessionals

📱 Subscribe Our Podcast Pages for More Updates :
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▶ SK Clips : https://www.youtube.com/@Sanjaykathuriapodcastclips

Check Out My Playlists:
1. Fix My Finance Series : https://spf.bio/Fixmyfinance
2. Insurance Guide : https://spf.bio/Insurance
3. Law of Attraction : https://spf.bio/Lawofattraction
4. IPO Reviews : https://spf.bio/IPOreviews
5. Mutual Funds Guide : https://spf.bio/MutualFundsGuide
6. ETF Investing Guide : https://spf.bio/ETFInvestingGuide
7. SWP Investing Guide : https://spf.bio/SWPInvestingguide
8. Option Selling Guide : https://spf.bio/OptionSellingGuide
9. Financial Education : https://spf.bio/FinancialEducation
10. Gold Investing Guide : https://spf.bio/GoldInvestingGuide

⚙️ My Youtube Studio Gears :

📐 Background Panels: https://amzn.to/3ZabHYH
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💡 Ring Lights: https://amzn.to/3Z6c8Dj

Connect with us on all Social Media:

🔗 Website: https://profitsfirst.in/
💼 LinkedIn: https://www.linkedin.com/in/sanjaykathuria/
📸 Instagram: https://www.instagram.com/financebysanjay/
🐦 Twitter: https://twitter.com/sanjaykathuria/
🔗 Threads: https://www.threads.net/@financebysanjay/
💬 Telegram: https://t.me/+D_qBSMRxxn83ZmNl

About Me:
Sanjay Kathuria, founder of ProfitsFirst, is a Chartered Financial Analyst (CFA) and renowned options trading expert with 16+ years of corporate experience. Financially independent by 39, he has empowered over 25,000 individuals and 10,000+ SMEs to achieve financial freedom. As an ET ’40 Under 40′ awardee, Sanjay’s content on passive income and investment strategies has reached over 1 million followers across social media. Join his mission to simplify business finance and unlock your path to financial independence with proven strategies and insights.

This video is for educational purposes only and is not financial or investment advice. I am not a SEBI-registered advisor. Investments in stocks, mutual funds, real estate, digital assets, and other instruments involve risk, including possible loss of capital. Past performance is not a guarantee of future results. Please do your own research and consult a SEBI-registered financial advisor before making investment decisions.

Some links may be affiliate links; I may earn a commission at no extra cost to you. All sponsorships or promotions will be clearly disclosed. Viewers are responsible for their own tax and regulatory compliance.

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Master AI For Finance in Just 5 Days ➡️ https://nicolasboucher.online/ai-for-finance-5-day-free-course-chatgpt-course-promo/?utm_medium=youtube-profile&utm_source=youtube&utm_campaign=ai-for-finance-5-day-free-course-chatgpt-course-promo&utm_content=Top-10-AI-Tools-For-Finance-You-MUST-Know-in-2025-video-20-12-24

Best Generative AI Use Cases For Corporate Finance ➡️ https://youtu.be/nkMVfHjwcKc

In this video, I go over the top 10 AI tools for finance professionals in 2025.

⭐️Join 1,500+ AI CFOs in The AI Finance Club ➡️ https://ai-finance.club/?utm_medium=youtube-profile&utm_source=youtube&utm_campaign=ai-finance-club&utm_content=Top-10-AI-Tools-For-Finance-You-MUST-Know-in-2025-video-20-12-24
Become an AI CFO through live masterclasses, hands-on video courses and the best network of AI finance experts.

CONNECT WITH ME:
https://www.linkedin.com/in/bouchernicolas/
https://www.instagram.com/nicolasboucherfinance/

00:00 Intro
00:37 Zebra AI
01:14 Bigdata.com
02:13 Moss
02:47 Floqast
03:55 Runway
04:43 Rydoo
05:50 Trullion
07:17 Puzzle
08:09 Zapliance
09:16 Numra
09:51 Outro

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Confused about the chapter Money in Class 12 Economics? Don’t worry!
In this Complete One Shot Revision, we will cover all important concepts, theories, and exam-focused questions to make this chapter super easy for you.
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==========================================================================
00:00 – Introduction
00:58 – Money
2:30 – Bartter System
13:27 – Function of Money
21:08 – Definition of Money
38:36 – Money Supply
1:10:55 – Thank you
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Discover the legendary “Bitcoin Pizza Day” where 10,000 Bitcoins bought two pizzas, now valued at a billion dollars, tempting many with crypto’s massive potential. Yet, for Nepalis, investing in Bitcoin and other cryptocurrencies is strictly illegal, with the Nepal Rastra Bank (NRB) enforcing a ban due to concerns over financial stability, consumer protection, money laundering, and capital flight. Learn the fascinating history of money and delve into why Nepal’s strong stance makes crypto an unviable option for its citizens, unlike many other parts of the world.

#Bitcoin #Cryptocurrency #Nepal #BitcoinPizzaDay #Blockchain #DigitalCurrency #CryptoNepal #Banking #CryptoBan #NepalEconomy #FutureOfMoney #InDepthStory #cryptoexplained

Sources: https://docs.google.com/document/d/1riGsa11BTcW5Zb0pv4ZZRvrZ99OKqQ5Q84Z1lS0wl5E/edit?usp=drivesdk

Want us to Promote your business?
Our team will find a creative way to promote your business during the video. Reach out to us in the given email.
business.idsnp@gmail.com

DISCLAIMER:
Video is for educational purpose only. Copyright disclaimer under section 107 of copyright act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use.

If you discover your content being used without proper credit, don’t hesitate to reach out to us immediately. Your voice matters, and we’re committed to ensuring the proper acknowledgment of our work. Together, we can make a difference! – business.idsnp@gmail.com

All the footage belong to their respective owner.

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▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* – check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Oh my goodness… he’s been hiding stuff behind her back, and she goes for his THROAT- this is an intense post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) & get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶Download the *DollarWise Budgeting App* today *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
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1. *I’VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 – $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

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___________________________________________
Chapters:

00:00 Intro
09:35 Financial Audit Flashback
20:06 just speak your mind!!
29:13 ah yes his immigrant (derogatory) wife
40:01 this guy is just sick
56:47 he said what we were all thinking
01:06:19 calebs gonna crashout
01:23:02 lol
01:38:52 will they walk away with learning anything?

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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My new book Build An Epic Career is out now! Discover 15 career tools, avoid common mistakes, and build the mindset for career success. Grab your copy here: https://amzn.to/4hdcQG2

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

In this video, I share a transformative 6-month financial plan that works whether you earn ₹15,000 or ₹1.5 lakh per month. I break down exactly how to take control of your money through a structured approach. This step-by-step guide addresses the common money problems faced by salaried employees, freelancers, and entrepreneurs.

I also share my personal journey of clearing ₹50 lakhs in debt that took me 12 years to overcome. I had a negative net worth when I started my career after MBA but managed to systematically eliminate all my loans through discipline and patience. This plan isn’t about getting rich overnight – it’s about building sustainable habits that give you complete control over your financial life, allowing you to spend on your needs, enjoy your money, and still invest in your future.

#FinancialFreedom #MoneyManagement #warikoo

——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Make EPIC Money’ here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv

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🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
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🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

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Here is my top 5 Altcoins. It may actually quite surprising for some. I’m NOT saying it’s good to bu y these altcoins now. If we go into a correction, it hits altcoins harder than bitcoin.

I’m just showcasing my own principles as to how select altcoins!

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Attend our Masterclasses: https://bit.ly/4mJ4ycI
Join the 1% Club: https://bit.ly/4mymUgm

—

Subscribe:

The 1% Club:
YouTube : https://www.youtube.com/@UCBI57iTXtmJoaI6Ht7MgcfA
Instagram: https://www.instagram.com/onepercentclub/
Linkedin: https://www.linkedin.com/school/the-1-clubfws

Sharan Hegde:
Instagram: https://www.instagram.com/financewithsharan/
LinkedIn: https://www.linkedin.com/in/sharanhegde95/
Twitter: https://x.com/financewsharan

—–

🎙️ In this episode of Finance With Sharan, we dive into an inspiring journey of resilience, ambition, and transformation.
From childhood struggles to building a career, chasing dreams, and learning from failures — Sharan walks us through the defining chapters of his life.

💡 It’s not just a story, but a playbook for anyone navigating challenges, seeking purpose, or pushing through obstacles.

This video is for educational purposes only.

⏳ Chapters in this Episode
0:00 – Intro
1:08 – Starting & working in a 9–5
2:48 – Starting my side hustle
7:17 – ₹2,000/month → ₹20 lakh/month
10:16 – The Birth of the 1% Club
15:04 – From Millionaire to Billionaire
18:28 – How you can reach there

🔥 Why Watch This Episode?

Real, unfiltered conversations — not the highlight reel.

Life lessons you won’t find in textbooks.

A reminder that success is built one chapter at a time.

👉 Don’t forget to Like, Comment, and Subscribe for more powerful conversations.

Sharan Hegde is a personal finance expert featured in Forbes, Economic Times, Mint, Times of India, and more. As the Founder of 1% Club, India’s largest finance community, he’s dedicated to helping people achieve financial independence.

#RealEstate #LuxuryVillas #BusinessStrategy #StayVista #1PercentClub #Podcast #LifeLessons #Journey

Connect with me:

Instagram: https://www.instagram.com/financewithsharan/
Facebook: https://www.facebook.com/financewithsharan
LinkedIn: https://www.linkedin.com/in/sharanhegde95/
Twitter: https://twitter.com/financewsharan

#financewithsharan #finance #sharan

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The crypto market just took a massive hit, with Bitcoin (BTC) plunging below the psychologically critical $80,000 mark for the first time in nearly a year. In this video, we analyze the “perfect storm” that triggered over $2.5 billion in liquidations and why the technicals suggest the downward momentum isn’t finished yet.

💥 Join Our Trading Group
Discord – https://discord.gg/pJYe4Z9FWa
Toobit – https://www.toobit.com/en-US/affiliates/exclusive-activities?invite_code=DiscoverCrypto&activityId=1474
Blofin – https://partner.blofin.com/d/DiscoverCrypto

●▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬●
➡️ Protect your BTC From Taxes – https://bitcoinira.com/
➡️ Crypto Tax Services – https://www.decrypted.tax/
➡️ Use ‘DC20’ for 20% off Arculus – https://www.getarculus.com/products/arculus-cold-storage-wallet
Bitcoin Ticker Box – https://tickerbox.eu?sca_ref=8841235.jarE9W1myNW
●▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬●
➡️ Follow on X – https://x.com/DiscoverCrypto_
●▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬●

All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one person’s opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice. Our videos are sponsored & include affiliate content. Digital Assets are highly volatile and carry a considerable amount of risk. Only use exchanges for trading digital assets. We never keep our entire portfolio on an exchange.

#bitcoin #crypto

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