News Videos
I’m 40 and work 2 jobs. How are we still broke?
Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids and over a decade of financial struggle behind them. They both work multiple jobs. Chris travels all week as an electrician and picks up brewery shifts on weekends. Gabriella manages three income streams while running the household alone. And yet they have zero savings, $32,000 in credit card debt, and fixed costs sitting at 109% of their income.
But the numbers are only part of the story. What Ramit uncovers is a marriage where 95% of their relationship with money has never been spoken about out loud. Gabriella has been managing everything alone for years, silently building budgets Chris never looks at, covering purchases she didn’t agree to, and slowly losing hope. Chris has been avoiding the conversation entirely. And underneath all of it is a secret neither of them mentioned in the application: they’ve been here before. They filed for bankruptcy. And now, with four kids, they’re on the exact same trajectory again.
In this episode we uncover:
– Why two incomes and two extra jobs still aren’t enough when your fixed costs are 109%
– The treadmill purchase that broke Gabriella’s trust
– What Ramit means by “95% of your money relationship is in the shadows”
– The bankruptcy reveal that changes everything
– Why Chris can’t give a straight answer and what it’s costing the marriage
– The moment Gabriella admits she stopped doing everything just to see what would happen
– How Gabriella’s new $70K job changes the numbers overnight
– The Florida plan and why Ramit says it won’t fix anything
– What it looks like when a couple finally starts working as a team
⏩ CHAPTERS
(00:00:00) “I’ve never not worried about money in our marriage”
(00:07:10) Do you have trust issues around money?
(00:15:18) “What if you just stopped doing it all?”
(00:17:32) “95% of our relationship with money is in the shadows”
(00:22:17) Ramit reads the separation ultimatum from her application
(00:34:00) The power dynamic: who earns more, who leads?
(00:46:05) “So you all are broke”
(00:52:27) The bankruptcy reveal
(01:00:36) The Florida plan and why it won’t fix anything
(01:03:31) Gabriella’s new income changes everything
(01:05:57) “I’m too tired of being alone”
(01:58:09) Follow-ups
💡 RAMIT’S PODCAST NEWSLETTER
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If you or your partner get stressed spending $150 on dinner, or are covering up spending, I’d like to help. Apply to be coached for free on this podcast at iwt.com/apply
Calling LA couples: Apply to be coached for free on this podcast at https://iwt.com/apply
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News Videos
Crypto & Gold Analysis || 8 April || The Trade Room – Mayank Raj
“No courses, no call tips. Please be aware – I do not take money from any user everything is free .”
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🚀 Top Recommended Brokers:
Best For Indian User-
✅ Delta Exchange India – Secure & Reliable FIU 👉 https://www.delta.exchange/?code=MVEXKC
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📢 ⚠️ Important Disclaimers:
📌 I am not a SEBI registered advisor. This video is intended strictly for educational purposes. We aim to explore and understand subjects related to the Stock Market, Cryptocurrency, Futures & Options—covering instruments such as Nifty, Bank Nifty, and individual stocks.
We do not offer any buy or sell recommendations in this video. All content is purely informational and should not be considered financial advice.
The Trade Room will not be responsible for any profit or loss, whether direct or indirect, arising from the information shared in this video.
According to FEMA regulations, it is illegal to trade in currency pairs that do not include INR or to use brokers not registered with Indian authorities.
Investing and trading in the stock market or cryptocurrency involves significant risk. Always conduct your own research or consult a certified financial advisor before making any financial decisions.
All content on this channel is produced with the sole intention of education and awareness.
Note: Some links in the video description or pinned comment may be affiliate links. Using them may earn me a small commission at no additional cost to you. This helps support the channel and its future content.
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News Videos
Il appelle ChatGPT comme joker face au jury | The Candidate #3
🚨 4 nouveaux candidats tentent leur chance face à un jury composé de 5 traders.
🎯 Le principe est simple : chaque candidat doit tenir 10 minutes d’entretien face au jury. Mais à la moindre erreur, n’importe quel trader peut buzzer et mettre fin à l’entretien immédiatement.
❌ Dans cet épisode, nous avons eu à faire à des candidats on ne peut plus malins, l’un d’eux a même osé appeler ChatGPT comme joker face au jury.
Qui a survécu le plus longtemps ? Et surtout… qui est The Candidate?
👉🏼 Réponse dans l’épisode final de The Candidate. 🚨
Publicité – Commencez à investir intelligemment avec IG ! Ouvrez votre compte et IG vous offre jusqu’à 150 € d’actions : https://upl.inc/zarch-finance
Conditions : https://www.ig.com/content/dam/publicsites/frm/files/pdfs/Free_share_TCs_FR.pdf
Ce contenu ne constitue pas un conseil en investissement. Tout investissement comporte un risque de perte en capital. Les performances passées ne préjugent pas des performances futures.
🎯 Vous souhaitez préparer sérieusement vos entretiens en finance (M&A, Private Equity ou finance de marché) ? Prenez rendez-vous gratuitement ici :
👉 https://form.thefinancegames.com/meet
🚀 Et si vous souhaitez participer à la prochaine édition ?
👉 https://applications.thefinancegames….
👉 candidat@thefinancegames.com
⏱ Chapitres :
0:00 Introduction
0:37 Baptiste : forward vega et options binaires
5:15 Délibération école — Baptiste
5:49 Publicité IG
6:48 Emmanuel : prix forward, var swap et convergence
13:30 Délibération école — Emmanuel
13:54 Foucault : S&P 500, Fed et sensibilité du forward
18:58 Délibération école — Foucault
19:02 Daniel : taux forward, options barrières et Python
22:18 Daniel appelle ChatGPT comme joker
28:43 Délibération jury — Daniel
29:26 Le jury retourne la chaise : Thomas à l’entretien
32:00 Pourquoi Thomas a quitté le trading
35:14 Les candidats interrogent Thomas
36:16 Top 3 et révélation de The Candidate
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News Videos
How To Make Financial Wellness Your Reality | Brent Hines | TEDxPleasantGrove
What do you do when life’s advantages disappear?
Brent Hines knows firsthand the overwhelm and frustration that come from years of searching for the formula of a high performing life. In July of 2008 Brent lost everything and it was his fault. His career, his dreams, his identity and his future literally disappeared overnight. Since surviving those scariest of days, Brent has researched, tested, coached and mentored thousands of people who want more from life, who desire to live wholeheartedly and achieve high performance in all dimensions of life.
Brent’s talk inspires you to count your blessings and your money. Brent knows first hand the overwhelm and frustration that come from years of searching for the formula of a high performing life. In July of 2008 Brent lost everything and it was his fault. His career, his dreams, his identity and his future literally disappeared overnight. Since surviving those scariest days, Brent has researched, tested, coached and mentored thousands of people who want more from life, who desire to live wholeheartedly while achieving high performance in all dimensions of life. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
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News Videos
Discounts, Premiums and Bonds at Par (Intermediate Financial Accounting Tutorial #12)
Before we moved onto valuing and reporting long term bonds I thought that I would provide a quick summary of bonds issued at a discount, premium or at par.
The stated rate is also known as the coupon rate, or face rate. The market rate is also known as the effective rate and is the rate at which you can get other very similar or identical financial instruments (for example, a bond may have been issued at a 4% coupon rate, 1 year later the market rate for those bonds might have shifted to 6%).
⌚ Timestamps
0:00 – Introduction
0:30 – Issuing a bond at par
1:10 – Issuing a bond at a premium
3:15 – Rule: bond trading at a discount
3:55 – Issuing a bond at a discount
5:00 – Rule: bond trading at a premium
5:35 – Rule: bond trading at par
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News Videos
How to Use a BA II Plus Calculator For Financial Mathematics | Exam FM | JK Math
⚡️Get your own BA II Plus here ➡️ https://amzn.to/3CRe9s4 (commissions earned)
How to Use a BA II Plus Calculator For Financial Mathematics
In this video I show you how to use the BA (Business Analyst) II Plus calculator to perform various functions that can be helpful in a financial mathematics course and for the actuarial exam FM. This video does not cover everything that this calculator is capable of, but rather highlights the most important functions that it can do as it relates to financial mathematics. This is a lengthy video, so use the chapters listed below to go to a specific part of the video to learn how to do that function.
This video accompanies my financial mathematics series which is designed to help students understand the concepts of mathematics of investment and credit, as well as provide a starting point in preparation for the Actuarial Exam FM (Financial Mathematics).
PQ Method for Arithmetic Annuities: https://youtu.be/nEmt_Qja-eo
📺 Financial Mathematics Series Playlist: https://youtube.com/playlist?list=PLHdRLeAbIZE6jDdorvN8MOZCqvSci2c6F
➡️ Download My Free FM Worksheet Set: https://www.jkmathematics.com/financial-mathematics-worksheet-set
🌐 My Website: https://www.jkmathematics.com
🖥️ Membership Site (bonus content): https://www.jkmathematics.com/plus
🗓️ Book Time With Me: https://www.jkmathematics.com/booktime
⭐️ Support Me on Patreon: https://www.patreon.com/JKMath
Video Chapters:
00:00:00 Introduction
00:01:07 1) Basic Operations
00:08:51 2) Setting Decimal Places
00:10:57 3) Storing & Recalling Values
00:15:56 4) Future Value
00:22:14 5) Present Value
00:24:05 6) Cash Flows
00:30:50 7) Converting Interest Rates
00:36:05 8) Annuity-Immediate (FV & PV)
00:39:47 9) Annuity-Due (FV & PV)
00:43:53 10) Continuous Annuities
00:48:56 11) Geometric Annuities
00:56:44 12) Arithmetic Increasing Annuities
01:00:55 13) Arithmetic Decreasing Annuities
01:05:21 14) Amortization
01:12:13 15) Bond Valuation
01:16:21 16) Internal Rate of Return (IRR)
01:19:45 Conclusion + Outro
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Calculus 1 & 2: https://amzn.to/3PzfI5F
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Thanks for watching! Any questions? Feedback? Leave a comment!
-Josh from JK Math
#math #finance
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News Videos
MAJOR XRP LEAK AT LIVE EVENT! ($33 TRILLION XRP 2026 PLAN!!!)
🔒 Protect your crypto with the Tangem hardware wallet: https://tangem.com/invite/RIPBULLWINKLE
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Get 10% off your Tangem wallet using my link above.
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🚨 A significant xrp leak from Ripple’s Tokyo event has just revealed a staggering $33 trillion figure projected for 2026. This isn’t just speculation; it’s an official projection directly from Ripple, indicating major plans for the xrp crypto landscape. Stay tuned for more xrp news today as we analyze what this means for the future of ripple xrp and the broader crypto news.
📢Want a personalized XRP & crypto strategy? Get a solid entry + exit plan for your goals. Book your 1-1 call 👉 https://ripplebullwinkle.com/book-a-call
Join my FREE Crypto and XRP newsletter and never miss a market update ever again: (https://ripplebullwinkle.com/newsletter)
I Trust Capital (Free $100) – Trade crypto tax-free with an iTrustCapital Roth and keep everything locked in premium institutional custody
https://www.itrustcapital.com/go/ripple-bull-winkle
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This channel is run by a registered business and provides informational/entertainment content only, not professional advice.
* No financial, legal, or tax guidance—consult professionals before decisions
* May include **sponsored content/affiliate links** (do your own research)
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* **Crypto involves high risk**, including total loss and fraud exposure
* No guarantees on accuracy, results, or profits
* Content may change at any time
* Complies with **EU (MiCA) and Canadian rules**, emphasizing no investment advice and lack of investor protections
Bottom line: Use at your own risk and responsibility.
#xrp #XRPL #ripple #xrpcrypto, #xrppriceprediction, #xrpnews, #xrpxlm, #xrpripple, #xrpprice, #xrpcoin, #cryptonews, #ripplexrpnewstoday, #xrp, #crypto, #whatisxrp, #xlmstellarlumens, #bitcoincrash, #cryptocrash, #ripplecryptocurrency, #XRP, #xrpanalysis, #ripple, #xrpnewstoday, #bitcoincryptoprice, #xrp, #xrppriceupdate, #stellarlumens, #xrp, #xrpcrypto, #bitcoinpriceanalysis, #xrpnews, #xlmstellar, #xlmprice, #xlmcoin, #stellarlumensnew, #xrpripple, #xrp, #bitcoin, #eth, #ethprice, #bitcoinprice, #xrpl
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News Videos
Efektif gak sih? [Adira Finance berizin dan diawasi oleh Otoritas Jasa Keuangan] #CobaMoservice
News Videos
BITCOIN und ALTCOINS: Zwei gute Nachrichten reichen jetzt aus!
Der Krimi um eine Einigung im Nahostkonflikt geht in die letzte Runde. Selten haben Politik, Ultimaten und Deals die Märkte so lange im Würgegriff gehalten wie dieser Tage.Die Marktteilnehmer sind unsicher, wie sie sich aufstellen sollen: Donald Trump stellte beide Szenarien in Aussicht: den Iran mit Höllenfeuer in die Steinzeit zurückzuschicken oder sich zu entspannen, denn der Deal beider Parteien sei so gut wie gemacht. Fakt ist, dass Bitcoin und Altcoins sich dieser Tage deutlich robuster zeigen. Wie es weitergeht und wodurch der Knoten platzen könnte, erfahren Sie in diesem Interview mit Oliver Michel, tokentus investment AG.
0:00 – Intro / Begrüßung
02:14 – Status Quo
04:07 – USA
21:00 – Bitcoin
36:51 – Altcoins
39:40 – Strategisches
Mehr Informationen gefällig? Dann ab zu „Krypto-Insights“, dem neuen Telegram-Kanal von Oliver Michel und Johanna Krämer.
Jetzt beitreten: https://t.me/kryptoinsights_bot Weitere Infos unter: https://www.boersenmedien.de/shop/krypto-insights.html
Hinweis auf Interessenkonflikte: Der Vorstand und Mehrheitsinhaber der Herausgeberin Börsenmedien AG, Herr Bernd Förtsch, ist unmittelbar und mittelbar Positionen über die in der Publikation angesprochenen nachfolgenden Finanzinstrumente oder hierauf bezogene Derivate eingegangen, die von der durch die Publikation etwaig resultierenden Kursentwicklung profitieren können: Bitcoin, Ethereum, tokentus investment AG.
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News Videos
Hong Kong’s future as Asia’s financial centre | FT Film
The city’s reputation as Asia’s top international financial centre has been shaken by three years of protests, a political crackdown and a zero-Covid policy. The FT’s Asia financial correspondent Tabby Kinder examines whether the city can remain the prime place to do business in Asia. Read more at https://on.ft.com/3I0ZpZH
#hongkong #financialcentre #business #financial #finance #money #financialservices
See if you get the FT for free as a student (http://ft.com/schoolsarefree) or start a £1 trial: https://subs.ft.com/spa3_trial?segmentId=3d4ba81b-96bb-cef0-9ece-29efd6ef2132.
► Check out our Community tab for more stories on the economy.
► Listen to our podcasts: https://www.ft.com/podcasts
► Follow us on Instagram: https://www.instagram.com/financialtimes’
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News Videos
*XRP Is Going HIGHER Than You EXPECT | Ceasefire HALTED… WW3 Continues | MAJOR BACKSWAN IMMINENT*
Caleb & Brown Brokerage: https://calebandbrown.com/affiliates/the-bearable-bull/
THE CRYPTO WALLET I USE (DISCOUNT CODE): https://store.dcentwallet.com/products/biometric-wallet-the-bearable-bull?utm_source=yt_bearable-bull&utm_medium=affiliate&utm_campaign=202312_bearable-bull_v01
UDEMY Altcoin Ratings & Reviews Course: https://www.udemy.com/course/the-bulls-ratings-reviews-course/?couponCode=D4B90009A4936705AC95
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TikTok: https://www.tiktok.com/@theaccidentalbillionaire
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🚨I DO NOT SOLICIT MONEY FROM ANYONE IN DMS ON INSTAGRAM (DO NOT SEND YOUR CRYPTO TO ANYONE AS THEY ARE IMPERSONATING ME) 🚨
*I DO NOT COMMENT IN COMMENT SECTIONS…. IF YOU SEE A COMMENT WITH MY NAME, IT IS AN IMPERSONATOR!!! DO NOT CLICK ON LINKS!!!!! THEY ARE SCAMS!!!!*
*I AM NOT A FINANCIAL ADVISOR/ADVISER & THIS IS NOT FINANCIAL ADVICE*
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