What happens when millions of people share financial advice that does more harm than good? From the idea that saving money is “stupid” to Roth IRAs being a government conspiracy, the content team put together some viral money advice, and we are ready to dive in. We react to clips that range from half-true to flat-out wrong. Watch as we cut through the chaos, set the record straight, and share how you can build wealth that lasts.

Timestamps
0:00 Introduction – Viral Videos: Good or Bad?
0:12 Saving Money When You’re Young Is Stupid
2:52 $20 a Day Will Keep Broke Away
4:36 Roth IRAs Are a Government Scam
7:12 Blowing on the Monitor to Move the Stock
8:33 Cash Out Your 401(k) and Invest in Real Estate
12:09 PE Ratios and ABB
14:13 Arbitrage Sports Betting Will Make You Rich
16:53 Status vs. Wealth

🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/
🔗 Millionaire Mission → https://moneyguy.com/millionairemission/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom

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MONEY (ORIGINAL MIX) · MUNDUR · MUNDUR

MONEY (ORIGINAL MIX)

℗ MUNDUR

Released on: 2026-01-23

Auto-generated by YouTube.

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Order your copy of The Let Them Theory 👉 https://melrob.co/let-them-theory 👈 The #1 Best Selling Book of 2025 🔥 Discover how much power you truly have. It all begins with two simple words. Let Them.
—

This episode delivers the best financial advice you’ll ever hear.

It will teach you the 5 money habits that can change your life.

And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you’re starting from.

Whether you’re trying to feel more confident with your finances, buried in debt, living paycheck-to-paycheck, or want to learn more about investing, this episode
will shift the way you think about money, and what to do with it, for good.

Mel is joined by Morgan Housel, the bestselling author of The Psychology of Money and one of the most trusted financial experts in the world. His insights have helped millions of people feel more in control of their money and now he’s sharing them with you.

Morgan breaks down:
-The #1 mistake that’s keeping you broke
-The 5 habits that will transform your financial life
-Why every dollar you spend comes down to two kinds of decisions
-How to stop letting comparison control your spending
-What to do every time you get paid
-How to build wealth even if you’re starting from zero
-The exact investment strategy that beats virtually every single money manager

Mel will also share her story of going from $800,000 in debt, with maxed-out credit cards, a lien on her house, and no idea how she’d make it out – to how she finally turned things around.

You’ll walk away with a smarter, more empowered approach to money.

This is simple, practical, and research-backed financial advice that works.

If you’re ready to stop feeling overwhelmed and start taking control of your money, this episode is where it begins.

For more resources related to today’s episode, click here for the podcast episode page: https://www.melrobbins.com/episode/episode-327/

Click here to get tickets to Mel’s live tour, Let Them Tour 2026: https://www.melrobbins.com/the-let-them-tour/

Follow The Mel Robbins Podcast on Instagram: https://www.instagram.com/themelrobbinspodcast

I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode.

In this episode:
00:00 Meet the Guest
07:16  You Can Get Good with Money
28:58 The #1 Thing that Will Keep You Broke
37:54 Every Dollar Comes Down to 2 Decisions
47:18 Morgan’s Top Investing Tips
59:30 The Difference Between Being Rich and Wealthy
01:07:49 The Importance of Saving
01:15:54 Enough is Better Than More
01:21:34  You Can Change Your Financial Story

—
Follow Mel:
Instagram: https://www.instagram.com/melrobbins/
TikTok: http://tiktok.com/@melrobbins
Facebook: https://www.facebook.com/melrobbins
LinkedIn: https://www.linkedin.com/in/melrobbins
Website: http://melrobbins.com​
—
Sign up for Mel’s newsletter: https://melrob.co/sign-up-newsletter
A note from Mel to you, twice a week, sharing simple, practical ways to build the life you want.
—
Subscribe to Mel’s channel here: https://www.youtube.com/melrobbins​?sub_confirmation=1
—
Listen to The Mel Robbins Podcast 🎧 New episodes drop every Monday & Thursday!
https://melrob.co/spotify
https://melrob.co/applepodcasts
https://melrob.co/amazonmusic
—
Looking for Mel’s books on Amazon? Find them here:

The Let Them Theory: https://amzn.to/3IQ21Oe
The Let Them Theory Audiobook: https://amzn.to/413SObp
The High 5 Habit: https://amzn.to/3fMvfPQ
The 5 Second Rule: https://amzn.to/4l54fah

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Ripple XRP Stay Alert
Stay Updated With My NFT Project!
https://sologenic.org/nfts/rU22ZciKy7MaVWPkt7gRL2KTZgHhZbhsJi?network=mainnet
Posts by PhoenixRebornFT

Buy A Domain!
https://unstoppabledomains.com/r/extravod

Buy XRP From Uphold (zero fees)
https://uphold.sjv.io/do9jOK

Ledger Nano
https://shop.ledger.com/pages/ledger-nano-x?r=68682485d3fa

EMAIL For Business Inquiries ONLY:
cryptocks1@gmail.com

Join The Facebook Group!
https://www.facebook.com/Extravod-105891104605584/

Join this channel to get access to perks:
https://www.youtube.com/channel/UC23Tb0Q1b0Vd3-m5As6N59Q/join

Join The Discord Channel!
https://discord.gg/Tb7aSKC

Follow The Twitter!
Posts by ExtraVOD_

( not financial advice lol )

support the channel 😀 –

XRP ADDRESS – rEb8TK3gBgk5auZkwc6sHnwrGVJH8DuaLh

XRP TAG – 101911049

(Cryptocurrency News)

Links –

Random Tags (Please Ignore): #ripple #xrp #cryptocurrency #bestcrypto #investing #ripplexrp #xrpnews #ripplenews #priceprediction #crypto #altcoinsnews

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🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit.
Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 https://nischa.me/plan

In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code ‘NISCHA’): https://nischa.me/trading212

TIMESTAMPS:
0:00 What’s in this video
2:32 Understanding your financial NOW
9:05 Debt strategy
13:43 Setting goals that matter
19:43 12-month forecast (& monthly check-ins)
27:12 Where NOT to save your money
29:40 When to invest
31:59 How to reach your goals
36:17 Building your investment strategy
39:34 Car buying and affordability
46:44 Should you buy or rent a home

Thanks for the inspiration behind this video @TinaHuang1

DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&C’s apply

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Full Audiobook | Public Domain Text | Original Recording
Support our work & unlock exclusive content on Patreon! ➔http://www.patreon.com/MasterKeySociety

🌟 Together, we’re making a difference – part of your pledge supports charity.

Book summary: This book gives practical advice on achieving financial success through industry, perseverance, and integrity. #FinancialSuccess #WealthBuilding #MoneyManagement #BusinessStrategy #Entrepreneurship #Audiobook

★ This video was made possible by subscribers like you. Thank You!
MEMBERSHIP ▶ http://www.patreon.com/MasterKeySociety
ONE-TIME DONATIONS ▶ https://buymeacoffee.com/masterkeysociety

Expanded summary: “The Art of Money-Getting” (1882) is a self-help book by P. T. Barnum, a successful 19th-century American entrepreneur and showman. The book offers practical advice on achieving financial success and accumulating wealth. It outlines key principles, such as choosing the right vocation, being persistent, living frugally, and maintaining a strong work ethic. Barnum also emphasizes the importance of integrity, honesty, and self-discipline in both personal and professional life. He shares his own experiences and wisdom in a straightforward manner, making the book a timeless guide for individuals seeking to improve their financial circumstances.

Chapters:
00:00 – Introduction
00:38 – The Art of Money-Getting
23:45 – Don’t Mistake Your Vocation
26:30 – Select the Right Location
30:11 – Avoid Debt
34:41 – Persevere
37:51 – Whatever You do, do it with all Your Might
40:09 – Depend upon Your Own Personal Exertions
44:32 – Use the Best Tools
55:42 – Learn Something Useful
56:07 – Let Hope Predominate, but be not too Visionary
56:35 – Do not Scatter Your Powers
57:17 – Be Systematic
1:01:03 – Read the Newspapers
1:01:31 – Beware of “Outside Operations”
1:03:28 – Don’t Indorse Without Security
1:07:23 – Advertise Your Business
1:14:45 – Be Polite and Kind to Your Customers
1:16:53 – Be Charitable
1:17:58 – Don’t Blab
1:18:39 – Preserve Your Integrity

Credits:
Text – P. T. Barnum
Audio Narration – Randy Scott

This YouTube book is copyright ©2023 Master Key Society

=============================

General Disclaimer:
This recording is a production of Master Key Society for the purpose of research and study. The views and opinions expressed in this book belong to the author and may not necessarily reflect those of Master Key Society, nor its affiliates.

About Master Key Society:
Our educational channel offers rare and often previously unseen books in an easily accessible format. Each book is accompanied by an overview in the description, original narration, and detailed photographs of each page. Our library is intended for academic study and research of metaphysical philosophy, as well as for those seeking wisdom, personal transformation, and self-improvement. We welcome your participation through subscribing and sharing your thoughts in the comments section.

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This video goes over everything basic financial concept you should understand, and explains them if you don’t. Hope you enjoy!

We are hiring editors and animators, apply here 👉https://recruiting.jdavomedia.com/

———————————————————–

Timestamps:
0:00 Taxes
1:27 Banks
2:43 Interest
4:02 Inflation
5:36 Recessions
6:49 Credit Scores
8:11 Currency
9:15 Investing
10:16 Value
11:13 Time

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FOX Business’ Darren Botelho joins ‘Mornings with Maria’ to break down the growing push for stablecoins and digital payments as crypto companies work to bring blockchain-based spending into the financial mainstream.

Subscribe to Fox Business: https://bit.ly/2D9Cdse
Watch more Fox Business Video: https://video.foxbusiness.com
Watch Fox Business Network Live: http://www.foxnewsgo.com/

FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.

Follow Fox Business on Facebook: https://www.facebook.com/FoxBusiness
Follow Fox Business on Twitter: https://twitter.com/foxbusiness
Follow Fox Business on Instagram: https://www.instagram.com/foxbusiness

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The most expensive thing in America isn’t housing or healthcare. It’s the effort to never interact with a poor person. Wealth shouldn’t be defined by how many people you can exclude.
But too often, it is.
And that’s how people earning $400K still end up living paycheck to paycheck.

#abundancevsaccess #moneyandidentity #financialprivilege #wealthgap #classdisparity #costoflivingcrisis #richbutbroke #highincomelowwealth #modernwealth #latecapitalism #personalfinanceforwomen #rethinkingwealth #intentionalspending #thefinancialdiet #financialliteracy #financialanxiety #smartspending #incomeinequality #economicreality #slowmoney #financialwellness #quietluxurymyth #lifestyleinflation #hustleculture #burnoutculture #emotionalspending #overspendingtrap #generationalwealth #gaptheory #classmobility #networthvsincome #selfworthvsnetworth #identityandmoney #luxuryculture #moneytruths #moneytalks #moneytherapy #wealthmyths #capitalismpost #financialselfcare #budgetreality #americanwealth #illusionsofsuccess

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