What does a real personal finance journey look like beyond theory, hype, and social media advice?

In this deeply honest conversation, Anurag Singal (CA, IIM Ahmedabad) shares his raw and unfiltered financial journey—from earning ₹1.6 lakh per annum in his first job to facing multiple “net worth = zero” moments, bad investments, IPO losses, and hard-earned lessons.

About Anurag Singal
Anurag Singal is a Chartered Accountant and MBA from IIM Ahmedabad, with All India Ranks (22nd & 25th) in CA exams. He is an award-winning finance professional, mentor to hundreds of CAs, visiting faculty at top B-schools, and founder of cajobportal.com—India’s first job portal exclusively for Chartered Accountants. He is also a published author and runs a popular YouTube channel on careers and financial planning.

He talks about:

– Leaving a high-paying job at ITC to be closer to family (and taking a salary cut)
– Rebuilding finances after family business crises and wedding loans
– Taking an SBI loan for his MBA at IIM Ahmedabad
– Early investing mistakes in stocks, IPOs, and mutual funds
– Losing money in hype-driven bets (including SME IPOs and “tips”)
– Why FOMO, WhatsApp tips, and market noise destroy wealth
– His shift toward blue-chip investing and disciplined asset allocation

Anurag also breaks down:
– His current portfolio (70% fixed income + equity exposure)
– Ideal savings strategy for a ₹1 lakh/month salary
– Why most people overspend on lifestyle but underinvest
– The truth about FIRE (Financial Independence Retire Early)—and why he disagrees with it
– Why owning a house in India is more than just a financial decision

Beyond money, this episode explores:
– The- emotional side of wealth building
– The role of family support in career decisions
– Building income through side hustles, teaching, and entrepreneurship
– How he built a successful CA job portal from scratch

This is not a “get rich quick” story—it’s a masterclass in resilience, discipline, and thinking long-term.

If you’re serious about wealth building, investing, and avoiding costly mistakes, this conversation is a must-watch.

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Follow Me On Social Media:
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DISCLAIMER: 24hrsCrypto is not a financial advisor. This is not financial advice. Everything said in this video is the sole opinion of those who appear in it. The statements in this video are not investment or trading advice. This video is intended solely for educational and/or entertainment purposes only. Always do your own research before investing. Trading cryptocurrencies is extremely risky. Do not trade on any exchange that prohibits trading from your geographical region. Never invest more than you can afford to lose. 24hrsCrypto is not responsible for your losses or gains as a result of buying, selling, or trading cryptocurrencies.

#xrp #ripple #xrpnews

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In this video, I walk through my “lazy roadmap” for making money with AI tools like ChatGPT and Claude. If you want to start selling digital products, this will give you a clear path.

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What you’ll learn:
– why making money with AI can be so hard
– the simple process I use to make money
– what types of digital products to sell

Tools I use:
– Gumroad
– ChatGPT + Claude
– Medium
– Canva

If you’re trying to make money online, build passive income, or grow a simple online business, subscribe for more. New videos posted weekly!

#digitalproducts #makemoneyonline #gumroad

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Stocks just had their best month since 2020 and crypto is sitting far away from their highs.

Has crypto completely missed the party this cycle, or is this insane divergence really one of crypto’s biggest bull indicators…

Intro 00:00
5 things to watch now 1:00
AI earnings 1:20
Liquidity and FED 2:30
Peak hawkishness is bullish 5:30
The catalysts 8:00

🔗 My Links:
► Get the risk models I use to track accumulation and distribution zones. Free trial 👉 https://app.cryptocapitalventure.ai

🌟 Follow Me On My Socials!
📸 Instagram: instagram.com/dangambardello
⚡ Catch Me On X ⚡
http://x.com/cryptorecruitr

This channel focuses on macro crypto analysis, liquidity cycles, and market behavior to help long-term investors understand where we are in the broader financial cycle. I cover Bitcoin, crypto, and altcoins like ethereum, solana, cardano, sui, and more.

This content is for patient capital, not short-term speculation.
⚠️ Disclaimer: The above video references an opinion and is for news/information and entertainment purposes only. It is not intended to be investment advice, financial advice, or any solicitation, recommendation, endorsement, or offer that you buy or sell any cryptocurrency or securities. Trading in cryptocurrencies and securities is a high risk activity involving risk of loss so please seek a duly licensed professional for investment or financial advice. The information provided on this video should not be used to make any investment or financial decisions without consulting your financial or investment advisor. This video contains my opinion only and is not intended to cause harm or defame anyone or any entity.

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Free Guide (Will be updated as I find more trusting resources): https://app.milanote.com/1WePyC18WFh73p?p=36BL79eibPQ

Patreon: https://www.patreon.com/JaysJinxed

Ever wondered how to make money online beyond the usual grind in animation? This video explores various side hustle ideas and strategies to earn money online with 2D and 3D animation moving past the common misconceptions that only offer taxing and boring paths. We’ll show you how to build online income and achieve financial freedom, With animation

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Bitcoin is moving quietly and that is exactly when the biggest opportunities start to form. In this video, Sheldon breaks down why most Bitcoin traders are completely unprepared for the next major move. From key levels to hidden signals, this is what the market is not pricing in right now. If you are only watching price, you are already behind. Sheldon walks you through what smart money is doing and how to position yourself before momentum kicks in. Stay ahead of the crowd and understand what really comes next for Bitcoin.

________________________

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👉 https://bit.ly/ultra-trader-sheldon
________________________

𝗧𝗥𝗔𝗗𝗘 𝗪𝗛𝗘𝗥𝗘 𝗦𝗛𝗘𝗟𝗗𝗢𝗡 𝗧𝗥𝗔𝗗𝗘𝗦!
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🟫 𝗘𝗗𝗚𝗘 𝗫 – 𝗨𝗻𝗹𝗼𝗰𝗸 𝗬𝗼𝘂𝗿 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗘𝗱𝗴𝗲! 𝗧𝗿𝗮𝗱𝗲 𝗮𝗻𝗱 𝗘𝗮𝗿𝗻 𝗣𝗼𝗶𝗻𝘁𝘀!
👉 Join now: https://bit.ly/edgex-sheldon
________________________

𝗙𝗢𝗟𝗟𝗢𝗪 𝗦𝗛𝗘𝗟𝗗𝗢𝗡!
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👉 𝗫: https://x.com/Sheldino_D
👉 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://bit.ly/sniper-insta
👉 𝗔𝗹𝗹 𝗦𝗼𝗰𝗶𝗮𝗹𝘀: https://linktr.ee/snipersheldon

🏆 𝗦𝗡𝗜𝗣𝗘𝗥 𝗚𝗜𝗩𝗘𝗔𝗪𝗔𝗬𝗦!!
👉 Email: sniper.giveaways@cryptobanter.com (mailto:sniper.giveaways@cryptobanter.com)
________________________

𝗙𝗥𝗘𝗘 𝗖𝗥𝗬𝗣𝗧𝗢 𝗡𝗘𝗪𝗦𝗟𝗘𝗧𝗧𝗘𝗥𝗦
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📬 𝗗𝗮𝗶𝗹𝘆 𝗖𝗮𝗻𝗱𝗹𝗲: https://bit.ly/Daily-Candle-Sheldon
📬 𝗚𝗼𝗼𝗱 𝗠𝗼𝗿𝗻𝗶𝗻𝗴 𝗖𝗿𝘆𝗽𝘁𝗼: https://bit.ly/GM-Crypto-Shedlon
__________________

👁️‍🗨️ 𝗖𝗿𝘆𝗽𝘁𝗼 𝗕𝗮𝗻𝘁𝗲𝗿 𝗮𝗯𝗶𝗱𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗰𝗼𝗱𝗲 𝗼𝗳 𝗰𝗼𝗻𝗱𝘂𝗰𝘁:
👉 https://www.cryptobanter.com/our-ethics/

We take our code of ethics very seriously and have engaged @zachxbt (https://twitter.com/zachxbt) to monitor our progress. If you feel we’re not living up to it and have hard evidence please mail ZachXBT directly at reportcb@protonmail.com (mailto:reportcb@protonmail.com)

⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦
________________________

Crypto Banter is a live-streaming channel that brings you the hottest crypto news, market updates, and fundamentals of digital assets. Join the fastest-growing crypto trading community to get notified on the most profitable trades and the latest crypto market updates & news!!

📝 𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿:
Crypto Banter is a social podcast for entertainment purposes only.
All opinions expressed by the hosts, guests, and callers should not be construed as financial advice. Views expressed by guests and hosts do not reflect the views of the station. Listeners are encouraged to do their own research.

#TradingBitcoin #TradingAltcoins #CryptoTrading #Sheldon

⏱ 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:
00:00 Will The Bitcoin Short Squeeze Continue?
02:43 Bear Market Mindset Explained
03:39 Bitcoin Monthly Close Analysis – BTC Analysis
05:20 Total Crypto Market Cap Analysis – TOTAL3
06:40 Altcoins to Watch – FART, ZEC, LINK, HYPE, RNDR
11:00 Bitcoin Weekly Close Analysis
17:00 Bitcoin Dominance Analysis Today – BTC.D Rejection Incoming?
22:46 Bitcoin Scenarios Explained
28:30 Altcoin Analysis – ZEC, ASTER, SOL, FART, LINK, ONDO, DASH, KAS, HYPE, ETH, RNDR

🎬 𝗪𝗮𝘁𝗰𝗵 𝗦𝗵𝗲𝗹𝗱𝗼𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗖𝗿𝘆𝗽𝘁𝗼 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗟𝗲𝘀𝘀𝗼𝗻𝘀:


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